Fintech
Latest news, analysis, and updates in fintech.

FinCEN Lets Banks Trade Fraud Data Before Cash Vanishes
FinCEN says banks can share suspected fraud data in real time under Section 314(b), even before tracing laundered proceeds.

DeFi Tax Mess Puts 3 Crypto Tax Software Tools on Trial
DeFi users need clean imports more than flashy dashboards. CoinLedger, ZenLedger, and Coinpanda split on chains, reports, and workflow.

Early Pay Splits Top Digital Banks for Direct Deposit
Direct deposit perks differ more than they look. Early pay, setup tools and fee waivers separate Chase, Navy Federal, Regions, DCU and PNC.

Buy Now Pay Later Travel Apps Hide Cost Traps on Trips
BNPL travel apps can ease the upfront hit, but APR, deposits, credit checks, and ticket timing make the wrong choice costly.
Crypto Tax Tool Fight Crowns Koinly for Most Traders
Koinly wins value, CoinTracker fits Coinbase users, and TokenTax is the safer bet for DeFi-heavy portfolios.

2026 BNPL Apps for Business Split Winners From Fee Traps
Business BNPL can smooth purchases, but fees, limits, and approval rules decide whether it protects cash flow or creates a trap.

Virtual Cards Can Rein In Business Spend Before It Sprawls
Virtual cards can lock budgets, isolate vendors, cut fraud exposure, and give finance teams cleaner, faster spend data.

PayPal Ventures Faces the Knife as Checkout Falters
PayPal may sell, spin out or shrink PayPal Ventures as checkout weakness turns its turnaround into a capital discipline test.

Neobank vs Online Bank Fees Hide a Safety Trade-Off
Neobanks may feel cheaper and faster, but online banks often offer clearer licensing, broader services, and fewer access limits.

Payment Gateway Fees Can Eat Your Small Business Profits
Pick the wrong gateway and fees, slow payouts, or clunky checkout can cost you. Compare pricing, security, integrations, and fit first.

Irregular Pay Breaks Most Budget Apps for Freelancers
Freelancers need budgeting tools that handle late invoices, tax estimates, mixed expenses, and cash gaps, not neat biweekly paychecks.

Stop Money Leaks with a Zero-Based Budget App Setup
A zero-based budget app works when every dollar gets a job, without burying you in categories and spreadsheet-level busywork.