Fintech
Latest news, analysis, and updates in fintech.
Mastercard Integrates Payments Into WhatsApp Chats
Mastercard is partnering with Kenya's Flowcart to embed card payments directly inside social and messaging apps, aiming to capture Africa's vast informal 'chat-
IRS Traps Affluent Donors Avoiding Capital Gains Tax
Donating appreciated property like art or crypto can wipe out a huge capital gains tax bill, but the IRS scrutiny of the required qualified appraisal creates a
Citi Sends Tokenized Deposits Via Swift's Blockchain
Citi is moving its tokenized deposits on a new blockchain built by Swift, using the messaging network's existing infrastructure to connect with other banks glob
Real-Time Payments Become CFOs' New Working Capital Weapon
Modern payment systems are shifting from just accelerating transactions to giving CFOs precise, real-time control over when, where, and how corporate cash moves
Banks Dump Billions in FinTech Deposits in BaaS Pivot
Banks are shifting their BaaS strategies from digital buzzwords to a focus on ditching fintech deposits and boosting fee income, rewriting the embedded finance
EarnIn Faces Colorado Lawsuit Tearing Down ‘Non-Loan’ Claim
Colorado's Attorney General is suing EarnIn, directly challenging its legal foundation as a 'non-loan' advance. A win for the state would threaten the legal mod
X Exits Stripe, Forces US Creators Onto Proprietary Money
X has made its X Money payment system mandatory for all US creator payouts, cutting out Stripe to directly control the platform's financial flow.
U.S. Bank Deploys Business Bankers to Sun Belt for First Time
U.S. Bank is launching a direct assault on the Sun Belt, placing business bankers in Florida and Georgia for the first time to win commercial clients without bu
Santos Wins First Prediction Market Lifetime Ban For Manipulation
Kalshi issued its first lifetime ban to former Congressman George Santos, alleging he manipulated a market about his own attendance at a Trump speech and profit
Why 65% of Payments Firms Automating Identity Now
Nearly two-thirds of payments firms plan new identity automation investments, a massive shift in spending from transaction speed to operational trust and risk r
Warsh Saves Dollar From Debasement Panic in Jackson Hole
Fed Chair Warsh used his Jackson Hole speech to directly confront market fears the central bank was tolerating dollar debasement, rebuilding crucial policy cred
Crypto Seizes Federal Banking Charters in OCC Sprint
The OCC approved nine key charters in 90 days, with crypto infrastructure firms dominating the queue for trust bank charters, fundamentally reshaping who contro