Fintech
Latest news, analysis, and updates in fintech.

$1 Tests Expose the Best Fractional-Share Apps for 2026
$1 minimums aren't enough. The best fractional-share apps depend on automation, asset access, account options, fees, and trading needs.

Private Zero-Based Budgeting Apps Cut Bank Data Risk
Zero-based budgeting doesn't require bank syncing. Manual, offline, spreadsheet, and limited-sync workflows can keep more data private.

Robo Advisors Vs Target Date Funds Could Cost You More
Robo-advisors win on customization and taxes. Target-date funds win on simplicity and retirement glide paths.

Budgeting Apps for Couples That Stop Account Merging
Couples with separate accounts need apps that split bills, protect privacy, and keep shared goals visible.

$49 Coinbase Card Opens USDC Credit to Rejected Borrowers
A reported Coinbase-Cardless card would let rejected applicants pledge USDC for credit while keeping yield.

3.28% Klarna Savings Raids Big Banks for US Deposits
Klarna is putting 3.28% APY savings inside its US app, using WebBank for FDIC-insured deposits and taking aim at banks.

Stablecoin Credit Card Turns Coinbase USDC Into Lifeline
Coinbase and Cardless want USDC to back credit lines for users banks won't approve. Stablecoins move behind the swipe.