Fintech
Latest news, analysis, and updates in fintech.

UK Risks Losing the Tokenized Wholesale Markets Race
London wants UK finance to set the rules for tokenized wholesale markets before global rivals lock in the rails.

Bankruptcy Spike Jolts 2Q Bank Earnings Credit Nerves
Bankruptcy filings are rising, but banks face a credit discipline test, not a crisis, as 2Q earnings begin.

JPMorgan AI Portfolio Test Rattles the 60-40 Faith
JPMorgan's AI beat 60-40 backtests, but possible past-pattern recognition keeps advisors from handing it real portfolios.

20% Market Share Lures Binance.US Into a Crypto Fee War
Binance.US wants 20% U.S. market share back, betting near-zero fees can pull traders in before trust and liquidity catch up.

UK BNPL Regulation Grabs 11 Million Borrowers at Checkout
UK BNPL lenders now face FCA supervision, turning fast checkout loans into regulated credit for roughly 11 million consumers.

UK Cloud Regulation Pulls Big Tech Under Bank Watch
The UK is putting AWS, Microsoft, Google Cloud and Oracle under direct financial oversight as cloud outages become systemic risk.

Strategy Bitcoin Spree Cracks With $3B Cash Cushion
Strategy stopped buying Bitcoin, sold 3,588 BTC, and built a $3B cash shield to cover dividends and debt.

$3.1B DEX Frenzy Vaults Robinhood Chain Into Top Five
Robinhood Chain logged $3.1B in weekly DEX volume, but tokenized stocks remain a small stake in a much bigger liquidity bet.

Small Bank Failure Exposes America's Deposit Divide
Kentland Federal failed, but top small banks are still thriving. The real story is a widening gap between weak franchises and disciplined operators.

US Bankers Press Washington for AI Regulation in Banking
US compliance leaders want AI banking rules before innovation, flipping the expected script as Europe shows more appetite for speed.

New Hampshire Bitcoin Bond Dies in Final 3-2 Rebuke
New Hampshire killed a $100 million bitcoin bond in a 3-2 vote, halting a first-of-its-kind crypto financing push.

$150M Ripple SEC Lawsuit Nearly Forced Company to Fold
Ripple nearly shut down after the SEC sued, weighing a wind-down before choosing a $150 million fight over XRP.