HEALTHEQUITY, INC. (HQY)
Every FINRA and SEC series the site collects for HEALTHEQUITY, INC.: short interest with days to cover, daily short sale volume, fails to deliver and Form 4 insider trades. Listed on Nasdaq, classified by the SEC as services-business services, nec.
4.5M
Short interest
settlement 2026-08-31
4.3
Days to cover
+9.7% vs prior
66.3%
Short share of volume
2026-09-17
583
Fails to deliver
settlement 2026-08-31
Wed 2 Dec
Next earnings
estimated; last year 2025-12-03
-$798K
Insider flow, 90 days
0 buys, 2 sells
As of 2026-09-17.
Short interest
FINRA, twice a month; the last 12 months shown, all 48 settlements in the JSONAs of 31 August 2026, short interest in HQY is 4,516,232 shares, up 348,988 shares over the last month. Over the last 48 readings it ranged from 3,173,894 shares (13 February 2026) to 6,175,790 shares (15 April 2025). At the reported average volume of 1.0M shares a day that is 4.3 days to cover.
Embed this chartkeeps the attribution line it carries
<iframe src="https://xoomar.com/embed/stocks/hqy" width="100%" height="440" style="border:0;max-width:100%" loading="lazy" title="XOOMAR chart"></iframe>
| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-08-31 | 4,516,232 | +9.7% | 1,045,941 | 4.32 |
| 2026-08-14 | 4,117,660 | -1.2% | 633,782 | 6.50 |
| 2026-07-31 | 4,167,244 | -17.3% | 702,310 | 5.93 |
| 2026-07-15 | 5,036,614 | -4.4% | 837,688 | 6.01 |
| 2026-06-30 | 5,266,317 | +14.3% | 1,181,921 | 4.46 |
| 2026-06-15 | 4,607,068 | +11.6% | 893,383 | 5.16 |
| 2026-05-29 | 4,129,204 | -8.3% | 1,189,744 | 3.47 |
| 2026-05-15 | 4,501,976 | -11.0% | 798,209 | 5.64 |
| 2026-04-30 | 5,057,862 | +22.9% | 928,117 | 5.45 |
| 2026-04-15 | 4,117,004 | +19.5% | 1,019,262 | 4.04 |
| 2026-03-31 | 3,446,029 | +8.3% | 1,045,238 | 3.30 |
| 2026-03-13 | 3,181,557 | -1.4% | 882,442 | 3.61 |
| 2026-02-27 | 3,227,420 | +1.7% | 709,578 | 4.55 |
| 2026-02-13 | 3,173,894 | -12.7% | 1,166,368 | 2.72 |
| 2026-01-30 | 3,635,165 | -0.7% | 923,422 | 3.94 |
| 2026-01-15 | 3,662,098 | -17.0% | 1,288,427 | 2.84 |
| 2025-12-31 | 4,411,284 | -5.2% | 685,724 | 6.43 |
| 2025-12-15 | 4,655,133 | +7.0% | 1,075,943 | 4.33 |
| 2025-11-28 | 4,351,292 | +8.6% | 796,212 | 5.46 |
| 2025-11-14 | 4,007,530 | -9.3% | 788,912 | 5.08 |
| 2025-10-31 | 4,420,179 | +4.4% | 794,543 | 5.56 |
| 2025-10-15 | 4,235,174 | -16.8% | 846,374 | 5.00 |
| 2025-09-30 | 5,089,708 | +15.5% | 896,962 | 5.67 |
| 2025-09-15 | 4,407,240 | -12.1% | 1,528,034 | 2.88 |
Daily short volume
FINRA Reg SHO, last 60 sessions. JSONAs of 17 September 2026, the short share of HQY volume is 66.3%, down 0.8 points over the last five sessions. Over the last 52 readings it ranged from 26.9% (24 July 2026) to 81.7% (15 September 2026). The latest reading is 4.8 points above the 30-session average of 61.5%, on 263K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-09-17 | 174K | 263K | 66.3% | 0 |
| 2026-09-16 | 189K | 259K | 72.9% | 34 |
| 2026-09-15 | 223K | 273K | 81.7% | 0 |
| 2026-09-14 | 187K | 421K | 44.4% | 126 |
| 2026-09-11 | 163K | 317K | 51.5% | 0 |
| 2026-09-10 | 183K | 274K | 67.0% | 0 |
| 2026-09-09 | 151K | 283K | 53.3% | 0 |
| 2026-09-08 | 206K | 368K | 55.9% | 1 |
| 2026-09-04 | 102K | 151K | 68.0% | 0 |
| 2026-09-03 | 110K | 147K | 75.0% | 90 |
| 2026-09-02 | 243K | 335K | 72.6% | 0 |
| 2026-09-01 | 268K | 353K | 75.9% | 0 |
| 2026-08-31 | 271K | 335K | 80.8% | 0 |
| 2026-08-28 | 730K | 1.0M | 71.3% | 9,260 |
| 2026-08-27 | 1.0M | 1.6M | 63.9% | 50,516 |
| 2026-08-26 | 186K | 314K | 59.1% | 1 |
| 2026-08-25 | 126K | 213K | 58.9% | 15 |
| 2026-08-24 | 94K | 171K | 55.1% | 1,130 |
| 2026-08-21 | 87K | 189K | 46.1% | 0 |
| 2026-08-20 | 152K | 295K | 51.4% | 8 |
| 2026-08-19 | 178K | 231K | 77.0% | 18,581 |
| 2026-08-18 | 121K | 220K | 54.9% | 223 |
| 2026-08-17 | 106K | 221K | 48.1% | 100 |
| 2026-08-14 | 71K | 113K | 62.4% | 4 |
| 2026-08-13 | 120K | 363K | 33.0% | 0 |
| 2026-08-12 | 131K | 239K | 54.7% | 0 |
| 2026-08-11 | 140K | 240K | 58.3% | 0 |
| 2026-08-10 | 141K | 240K | 58.5% | 0 |
| 2026-08-07 | 100K | 156K | 63.9% | 661 |
| 2026-08-06 | 99K | 157K | 63.3% | 987 |
Fails to deliver
SEC, by settlement date. JSONAs of 31 August 2026, the fails-to-deliver balance in HQY is 583 shares, down 622 shares over the last settlement date. Over the last 52 readings it ranged from 1 share (12 February 2026) to 36,610 shares (29 April 2026). The latest reading sits at the bottom of that range.
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-08-31 | 583 | $96.37 | $56K |
| 2026-08-28 | 1,205 | $93.39 | $113K |
| 2026-08-25 | 766 | $105.40 | $81K |
| 2026-08-24 | 544 | $105.41 | $57K |
| 2026-08-18 | 26,366 | $102.33 | $2.7M |
| 2026-08-17 | 4,443 | $104.73 | $465K |
| 2026-08-13 | 4 | $105.50 | $422 |
| 2026-08-04 | 1,559 | $104.36 | $163K |
| 2026-07-31 | 630 | $100.99 | $64K |
| 2026-07-21 | 1 | $98.88 | $99 |
| 2026-07-20 | 658 | $97.67 | $64K |
| 2026-07-17 | 1,263 | $98.69 | $125K |
| 2026-07-16 | 43 | $95.07 | $4K |
| 2026-07-09 | 36 | $94.73 | $3K |
| 2026-07-08 | 11,001 | $96.98 | $1.1M |
| 2026-07-02 | 6 | $92.29 | $554 |
| 2026-07-01 | 63 | $90.32 | $6K |
| 2026-06-30 | 18 | $87.81 | $2K |
| 2026-06-22 | 10 | $85.21 | $852 |
| 2026-06-17 | 20,194 | $85.66 | $1.7M |
| 2026-06-15 | 11 | $88.34 | $972 |
| 2026-06-11 | 433 | $89.72 | $39K |
| 2026-06-08 | 747 | $88.67 | $66K |
| 2026-06-02 | 138 | $90.64 | $13K |
| 2026-05-29 | 17 | $90.52 | $2K |
| 2026-05-28 | 1 | $86.56 | $87 |
| 2026-05-26 | 1,551 | $88.11 | $137K |
| 2026-05-21 | 6 | $87.55 | $525 |
| 2026-05-19 | 478 | $83.04 | $40K |
| 2026-05-15 | 6 | $82.32 | $494 |
Insider trades
SEC Form 4, newest first, 50 of 100 shown. JSONInsiders at HQY reported 2 open-market sells worth $798K in the last 90 days and no open-market buys. Sells alone are a weak signal; insiders sell for tax, diversification and estate reasons all the time. Latest filing: Neeleman Stephen (FOUNDER AND VICE CHAIRMAN) on 2026-09-17.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-09-17 | Neeleman Stephen | FOUNDER AND VICE CHAIRMAN | Gift | 2K | $0.00 | $0 | 408K |
| 2026-08-25 | DILLON ADRIAN T | n/a | Sell | 1K | $105.26 | $140K | 62K |
| 2026-08-25 | DILLON ADRIAN T | n/a | Sell | 6K | $104.47 | $658K | 64K |
| 2026-08-25 | DILLON ADRIAN T | n/a | Option exercise | 8K | $32.50 | $248K | 70K |
| 2026-07-08 | Cutler Scott | President and CEO | Tax withholding | 1K | $95.08 | $118K | 176K |
| 2026-06-25 | SELANDER ROBERT W | Director | Grant | 3K | $0.00 | $0 | 90K |
| 2026-06-25 | Dilsaver Evelyn S | Director | Grant | 3K | $0.00 | $0 | 51K |
| 2026-06-25 | DILLON ADRIAN T | Director | Grant | 3K | $0.00 | $0 | 62K |
| 2026-06-25 | Wellborn Gayle Furgurson | Director | Grant | 3K | $0.00 | $0 | 23K |
| 2026-06-25 | Parker Stuart B. | Director | Grant | 3K | $0.00 | $0 | 26K |
| 2026-06-25 | McCowan Debra Charlotte | Director | Grant | 3K | $0.00 | $0 | 13K |
| 2026-06-25 | Natarajan Rajesh | Director | Grant | 3K | $0.00 | $0 | 18K |
| 2026-06-25 | Gassen William | Director | Grant | 3K | $0.00 | $0 | 4K |
| 2026-05-29 | Fiore Michael Henry | EVP, CHIEF COMMERCIAL OFFICER | Sell | 3K | $95.00 | $298K | 59K |
| 2026-05-28 | Wellborn Gayle Furgurson | n/a | Sell | 2K | $90.00 | $220K | 20K |
| 2026-05-28 | Wellborn Gayle Furgurson | n/a | Option exercise | 2K | $47.21 | $115K | 22K |
| 2026-05-28 | Ladd Delano | EVP, General Counsel | Sell | 8K | $90.00 | $675K | 91K |
| 2026-04-06 | Rosner Elimelech | EVP, CHIEF TECHNOLOGY OFFICER | Tax withholding | 5K | $83.84 | $400K | 81K |
| 2026-04-06 | Ladd Delano | EVP, General Counsel | Tax withholding | 2K | $83.84 | $208K | 99K |
| 2026-04-06 | Lucania James M | EVP & CFO | Tax withholding | 4K | $83.84 | $368K | 107K |
| 2026-04-06 | Neeleman Stephen | FOUNDER AND VICE CHAIRMAN | Tax withholding | 3K | $83.84 | $215K | 139K |
| 2026-04-06 | Fiore Michael Henry | EVP, CHIEF COMMERCIAL OFFICER | Tax withholding | 3K | $83.84 | $283K | 62K |
| 2026-04-06 | Cutler Scott | President and CEO | Tax withholding | 5K | $83.84 | $413K | 178K |
| 2026-03-31 | Rosner Elimelech | EVP, CHIEF TECHNOLOGY OFFICER | Tax withholding | 18K | $82.53 | $1.5M | 86K |
| 2026-03-31 | Ladd Delano | EVP, General Counsel | Tax withholding | 8K | $82.53 | $638K | n/a |
| 2026-03-31 | Neeleman Stephen | FOUNDER AND VICE CHAIRMAN | Tax withholding | 9K | $82.53 | $767K | 141K |
| 2026-03-25 | Rosner Elimelech | EVP, CHIEF TECHNOLOGY OFFICER | Grant | 41K | $0.00 | $0 | 104K |
| 2026-03-25 | Rosner Elimelech | EVP, CHIEF TECHNOLOGY OFFICER | Grant | 20K | $0.00 | $0 | 63K |
| 2026-03-25 | Ladd Delano | EVP, General Counsel | Grant | 20K | $0.00 | $0 | 109K |
| 2026-03-25 | Ladd Delano | EVP, General Counsel | Grant | 15K | $0.00 | $0 | 88K |
| 2026-03-25 | Lucania James M | EVP & CFO | Grant | 27K | $0.00 | $0 | 112K |
| 2026-03-25 | Neeleman Stephen | FOUNDER AND VICE CHAIRMAN | Grant | 24K | $0.00 | $0 | 151K |
| 2026-03-25 | Neeleman Stephen | FOUNDER AND VICE CHAIRMAN | Grant | 16K | $0.00 | $0 | 127K |
| 2026-03-25 | Gathright Michael | Chief Customer Officer | Grant | 15K | $0.00 | $0 | 42K |
| 2026-03-25 | Fiore Michael Henry | EVP, CHIEF COMMERCIAL OFFICER | Grant | 18K | $0.00 | $0 | 66K |
| 2026-03-25 | Cutler Scott | President and CEO | Grant | 73K | $0.00 | $0 | 183K |
| 2026-02-02 | Parker Stuart B. | n/a | Grant | 1K | $0.00 | $0 | 23K |
| 2026-02-02 | Natarajan Rajesh | n/a | Grant | 976 | $0.00 | $0 | 15K |
| 2026-01-12 | Cutler Scott | President and CEO | Tax withholding | 12K | $89.83 | $1.1M | 110K |
| 2026-01-09 | Rosner Elimelech | EVP, CHIEF TECHNOLOGY OFFICER | Tax withholding | 2K | $95.24 | $198K | 44K |
| 2026-01-09 | Ladd Delano | EVP, General Counsel | Tax withholding | 739 | $95.24 | $70K | 73K |
| 2026-01-09 | Lucania James M | EVP & CFO | Tax withholding | 2K | $95.24 | $235K | 85K |
| 2026-01-09 | Neeleman Stephen | FOUNDER AND VICE CHAIRMAN | Tax withholding | 791 | $95.24 | $75K | 111K |
| 2026-01-09 | Fiore Michael Henry | EVP, CHIEF COMMERCIAL OFFICER | Tax withholding | 2K | $95.24 | $166K | 48K |
| 2025-12-19 | Ladd Delano | EVP, General Counsel | Sell | 2K | $94.72 | $142K | 74K |
| 2025-12-19 | Neeleman Stephen | FOUNDER AND VICE CHAIRMAN | Gift | 140K | $0.00 | $0 | 410K |
| 2025-12-18 | Rosner Elimelech | EVP, CHIEF TECHNOLOGY OFFICER | Sell | 11K | $95.45 | $1.0M | 46K |
| 2025-12-17 | Neeleman Stephen | FOUNDER AND VICE CHAIRMAN | Gift | 500 | $0.00 | $0 | 550K |
| 2025-12-12 | Wellborn Gayle Furgurson | n/a | Sell | 4K | $98.03 | $425K | 20K |
| 2025-12-12 | Wellborn Gayle Furgurson | n/a | Option exercise | 4K | $50.41 | $219K | 24K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are the rarer, stronger signal.
Planned sales (Form 144)
Newest first. JSON37 Form 144 notices on file for HQY worth $13.8M at the prices reported; 9 in the last 90 days worth $2.3M. Latest: ADRIAN DILLON filed on 2026-08-25 to sell 7,632 shares ($804K) from 2026-08-25.
| Filed | Seller | Shares | Market value | Of outstanding | Sale from | Broker |
|---|---|---|---|---|---|---|
| 2026-08-25 | ADRIAN DILLONDirector | 8K | $804K | 0.009% | 2026-08-25 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-07-13 | Michael GathrightOfficer | 2K | $211K | 0.003% | 2026-07-09 | Morgan Stanley Smith Barney |
| 2026-07-10 | Delano LaddOfficer | 1K | $103K | 0.001% | 2026-07-08 | Morgan Stanley Smith Barney |
| 2026-07-10 | James M. LucaniaOfficer | 3K | $270K | 0.003% | 2026-07-08 | Morgan Stanley Smith Barney |
| 2026-07-10 | Stephen NeelemanOfficer, Director | 1K | $105K | 0.001% | 2026-07-08 | Morgan Stanley Smith Barney |
| 2026-07-10 | Michael Henry FioreOfficer | 2K | $194K | 0.002% | 2026-07-08 | Morgan Stanley Smith Barney |
| 2026-07-10 | MICHAEL FIOREOfficer | 2K | $223K | 0.003% | 2026-07-10 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-07-10 | Scott CutlerOfficer, Director | 1K | $118K | 0.001% | 2026-07-08 | Morgan Stanley Smith Barney |
| 2026-07-02 | MICHAEL FIOREOfficer | 2K | $228K | 0.003% | 2026-07-02 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-05-29 | MICHAEL FIOREOfficer | 3K | $284K | 0.004% | 2026-05-29 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-05-28 | GAYLE WELLBORNDirector | 2K | $211K | 0.003% | 2026-05-28 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-05-28 | DELANO LADDOfficer | 8K | $649K | 0.009% | 2026-05-28 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-04-08 | Elimelech RosnerOfficer | 5K | $400K | 0.006% | 2026-04-06 | Morgan Stanley Smith Barney |
| 2026-04-08 | Delano LaddOfficer | 2K | $208K | 0.003% | 2026-04-06 | Morgan Stanley Smith Barney |
| 2026-04-08 | James M. LucaniaOfficer | 4K | $368K | 0.005% | 2026-04-06 | Morgan Stanley Smith Barney |
| 2026-04-08 | Stephen NeelemanOfficer, Director | 3K | $215K | 0.003% | 2026-04-06 | Morgan Stanley Smith Barney |
| 2026-04-08 | Michael Henry FioreOfficer | 3K | $283K | 0.004% | 2026-04-06 | Morgan Stanley Smith Barney |
| 2026-04-08 | Scott CutlerOfficer, Director | 5K | $413K | 0.006% | 2026-04-06 | Morgan Stanley Smith Barney |
| 2026-04-02 | Elimelech RosnerOfficer | 18K | $1.5M | 0.021% | 2026-03-31 | Morgan Stanley Smith Barney |
| 2026-04-02 | Delano LaddOfficer | 8K | $638K | 0.009% | 2026-03-31 | Morgan Stanley Smith Barney |
| 2026-04-02 | Stephen NeelemanOfficer, Director | 9K | $767K | 0.011% | 2026-03-31 | Morgan Stanley Smith Barney |
| 2026-01-14 | Scott CutlerOfficer, Director | 12K | $1.1M | 0.015% | 2026-01-12 | Morgan Stanley Smith Barney |
| 2026-01-13 | Elimelech RosnerOfficer | 2K | $198K | 0.002% | 2026-01-09 | Morgan Stanley Smith Barney |
| 2026-01-13 | Delano LaddOfficer | 739 | $70K | 0.001% | 2026-01-09 | Morgan Stanley Smith Barney |
| 2026-01-13 | James M. LucaniaOfficer | 2K | $235K | 0.003% | 2026-01-09 | Morgan Stanley Smith Barney |
| 2026-01-13 | Stephen NeelemanOfficer, Director | 791 | $75K | 0.001% | 2026-01-09 | Morgan Stanley Smith Barney |
| 2026-01-13 | Michael Henry FioreOfficer | 2K | $166K | 0.002% | 2026-01-09 | Morgan Stanley Smith Barney |
| 2025-12-19 | DELANO LADDOfficer | 5K | $430K | 0.005% | 2025-12-19 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2025-12-18 | ELIMELECH ROSNEROfficer | 11K | $1.0M | 0.013% | 2025-12-18 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2025-12-12 | GAYLE F WELLBORNDirector | 4K | $425K | 0.005% | 2025-12-12 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2025-10-08 | Elimelech RosnerOfficer | 3K | $266K | 0.003% | 2025-10-06 | Morgan Stanley Smith Barney |
| 2025-10-08 | Delano LaddOfficer | 977 | $87K | 0.001% | 2025-10-06 | Morgan Stanley Smith Barney |
| 2025-10-08 | James M. LucaniaOfficer | 2K | $212K | 0.003% | 2025-10-06 | Morgan Stanley Smith Barney |
| 2025-10-08 | Stephen NeelemanOfficer, Director | 1K | $94K | 0.001% | 2025-10-06 | Morgan Stanley Smith Barney |
| 2025-10-08 | Michael Henry FioreOfficer | 2K | $146K | 0.002% | 2025-10-06 | Morgan Stanley Smith Barney |
| 2025-10-07 | MICHAEL FIOREOfficer | 2K | $156K | 0.002% | 2025-10-07 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2025-09-19 | DELANO LADDOfficer | 9K | $860K | 0.010% | 2025-09-19 | Morgan Stanley Smith Barney LLC Executive Financial Services |
Large holders (13D and 13G)
One row per reporting person, newest filing first. JSON6 holders above 5% have filed on HQY, all on Schedule 13G (passive). The largest reported stake is Wasatch Advisors LP at 9.5% of the class (7,960,735 shares), filed 2026-07-15 for an event on 2026-06-30.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-07-31 | 13G/Ano. 1 | Vanguard Portfolio Managementinvestment adviser | 4.1M | 4.9% | 2026-06-30 |
| 2026-07-15 | 13G/Ano. 4 | Wasatch Advisors LPinvestment adviser | 8.0M | 9.5% | 2026-06-30 |
| 2026-04-30 | 13G | Vanguard Capital Managementinvestment adviser | 4.5M | 5.3% | 2026-03-31 |
| 2026-04-29 | 13G | Vanguard Portfolio Managementinvestment adviser | 4.2M | 5.0% | 2026-03-31 |
| 2026-03-27 | 13G/Ano. 9 | The Vanguard Groupinvestment adviser | 0 | 0.0% | 2026-03-13 |
| 2025-11-05 | 13G/Ano. 2 | Abigail P. Johnsonindividual | 3.5M | 4.1% | 2025-09-30 |
| 2025-11-05 | 13G/Ano. 2 | FMR LLCparent holding company | 3.5M | 4.1% | 2025-09-30 |
13F holders
Tracked managers holding HQY at their latest 13F. JSON4 of the 30 tracked managers held HQY at their latest 13F, $263.5M in total at quarter-end prices. AQR Capital Management is the largest at $176.1M (0.1% of its portfolio) as of 2026-06-30. Over the prior quarter 2 added shares and 2 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| AQR Capital Management | 2026-06-30 | 2.0M | $176.1M | 0.06% | -93K |
| Citadel Advisors | 2026-06-30 | 698K | $63.0M | 0.01% | +350K |
| Millennium Management | 2026-06-30 | 250K | $22.6M | 0.01% | -225K |
| D. E. Shaw & Co. | 2026-06-30 | 20K | $1.8M | 0.00% | +4K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn Q2 2026 (quarter ended 2026-07-31) HEALTHEQUITY, INC. reported revenue of $350.7M, up 7.6% from the same quarter a year earlier, and net income of $65.6M (0.78 diluted EPS). In FY 2025 it generated $457.1M of operating cash flow and spent $299.3M on buybacks. As of 2026-07-31, cash was $256.0M against $931.1M of debt.
- Cash
- $256.0M
- Debt
- $931.1M
- Equity
- $1.99B
- Total assets
- $3.27B
- Shares outstanding
- 82,715,296
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 2026 | 2026-07-31 | $350.7M | $65.6M | 18.7% | 0.78 |
| Q1 2026 | 2026-04-30 | $354.6M | $69.4M | 19.6% | 0.82 |
| Q4 2025derived | 2026-01-31 | $334.6M | n/a | n/a | n/a |
| Q3 2025 | 2025-10-31 | $322.2M | $51.7M | 16.0% | 0.59 |
| Q2 2025 | 2025-07-31 | $325.8M | $59.9M | 18.4% | 0.68 |
| Q1 2025 | 2025-04-30 | $330.8M | $53.9M | 16.3% | 0.61 |
| Q4 2024derived | 2025-01-31 | $311.8M | n/a | n/a | n/a |
| Q3 2024 | 2024-10-31 | $300.4M | $5.7M | 1.9% | 0.06 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2026-01-31 | $1.31B | n/a | $457.1M | $2.0M | $299.3M | n/a |
| FY 2024 | 2025-01-31 | $1.20B | n/a | $339.9M | $2.1M | $121.5M | n/a |
| FY 2023 | 2024-01-31 | $999.6M | n/a | $242.8M | $1.7M | $0 | n/a |
| FY 2022 | 2023-01-31 | $861.7M | n/a | $150.7M | $3.4M | $0 | n/a |
| FY 2021 | 2022-01-31 | $756.6M | n/a | $141.0M | $8.9M | n/a | n/a |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are cash paid to repurchase common stock in the year (XBRL PaymentsForRepurchaseOfCommonStock), not authorizations. Balance sheet lines are as of 2026-07-31; shares outstanding as of 2026-08-20 from the cover page.
What this page is
HEALTHEQUITY, INC. in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page pulls every series the site collects for one ticker onto one URL, keyed by the SEC's own ticker list, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a summary sentence built from the rows (last value, change, range with dates) and its own JSON and CSV links. Nothing on the page is written by a model; the sentences change only when the data does. A page exists only for companies with data in at least two series, and every section says when its source last updated.
This page follows HEALTHEQUITY, INC. (HQY), SEC CIK 1428336, listed on Nasdaq, classified by the SEC as services-business services, nec. The cross-market tables live on the short interest and insider transactions hubs.
Source and method
- Short interest
- FINRA consolidated short interestTwice a month, about eight business days after settlement. Latest 2026-08-31.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesEvery trading day, loaded the following morning. Latest 2026-09-17.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataTwice a month, a few weeks after the half month ends. Latest 2026-08-31.JSON and CSV
- Planned sales
- SEC EDGAR Form 144EDGAR read every 30 minutes; a notice is filed on or before the sell order. Latest 2026-08-25.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GEDGAR read every 30 minutes; 13D within five business days of crossing 5%, 13G on the passive schedule. Latest 2026-07-31.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRQuarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC XBRL company factsRefreshed weekly from the SEC's structured data; values are as filed in the 10-Q and 10-K. Latest 2026-07-31.JSON and CSV
- Earnings dates
- SEC EDGAR 8-K Item 2.02 (full-text search)EDGAR full-text search read twice a day; the estimate is last year's date plus 52 weeks. Latest 2026-08-27.JSON and CSV
- Insider trades
- SEC EDGAR Form 4EDGAR read every 30 minutes; filings are due two business days after the trade. Latest 2026-09-17.JSON and CSV
- Company record
- EDGAR filing index for CIK 1428336Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 30 requests a minute without a key, 120 a minute with a key from a free account.
Data checks. Every dataset is checked against its source once a day. This dataset passed the last run, 18 Sep 05:40 UTC.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a crowded short are the combination that has historically preceded squeezes; insider sells next to a crowded short are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
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Datasets
Frequently Asked Questions
How much of HQY is sold short?
What is HQY's daily short volume?
Does HQY have fails to deliver?
Are HQY insiders buying or selling?
Have HQY insiders filed to sell?
Who owns more than 5% of HQY?
What did HQY report last quarter?
Which funds hold HQY?
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.