Usio (USIO)
Usio on one page: short interest, daily short volume, fails to deliver, planned sales, large holders, 13F holders, financials, earnings dates and insider trades. Listed on Nasdaq, classified by the SEC as functions related to depository banking, nec.
64K
Short interest
settlement 2026-09-30
1.0
Days to cover
unchanged vs prior
42.4%
Short share of volume
2026-10-23
93
Fails to deliver
settlement 2026-09-22
Wed 11 Nov
Next earnings
estimated date
$0
Insider flow, 90 days
0 buys, 0 sells
As of 2026-10-23.
Short interest
FINRA, twice a month. The newest 48 settlements in the table, 48 in the chart. JSONAs of 30 September 2026, short interest in USIO is 63,806 shares, down 120 shares over the last month. Over the last 48 readings it ranged from 5,446 shares (29 November 2024) to 101,481 shares (15 January 2025). At the reported average volume of 254K shares a day that is 1.0 days to cover.
Embed this chart.The embed keeps its attribution line.
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| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-09-30 | 63,806 | +18.8% | 253,561 | 1.00 |
| 2026-09-15 | 53,694 | -16.0% | 281,339 | 1.00 |
| 2026-08-31 | 63,926 | +15.4% | 450,821 | 1.00 |
| 2026-08-14 | 55,406 | -16.4% | 733,128 | 1.00 |
| 2026-07-31 | 66,304 | -12.5% | 192,590 | 1.00 |
| 2026-07-15 | 75,761 | +47.0% | 127,046 | 1.00 |
| 2026-06-30 | 51,544 | +1.5% | 201,768 | 1.00 |
| 2026-06-15 | 50,790 | +64.7% | 88,808 | 1.00 |
| 2026-05-29 | 30,835 | -57.4% | 124,638 | 1.00 |
| 2026-05-15 | 72,407 | +1168.7% | 119,462 | 1.00 |
| 2026-04-30 | 5,707 | -12.0% | 15,351 | 1.00 |
| 2026-04-15 | 6,488 | -30.9% | 19,846 | 1.00 |
| 2026-03-31 | 9,395 | +60.3% | 74,494 | 1.00 |
| 2026-03-13 | 5,861 | -69.0% | 41,974 | 1.00 |
| 2026-02-27 | 18,893 | +36.3% | 27,692 | 1.00 |
| 2026-02-13 | 13,863 | -31.2% | 46,026 | 1.00 |
| 2026-01-30 | 20,162 | +27.9% | 54,964 | 1.00 |
| 2026-01-15 | 15,768 | -33.3% | 39,740 | 1.00 |
| 2025-12-31 | 23,637 | -35.5% | 99,141 | 1.00 |
| 2025-12-15 | 36,669 | -16.5% | 41,144 | 1.00 |
| 2025-11-28 | 43,908 | -55.6% | 51,774 | 1.00 |
| 2025-11-14 | 98,904 | +158.1% | 64,563 | 1.53 |
| 2025-10-31 | 38,325 | -2.5% | 61,792 | 1.00 |
| 2025-10-15 | 39,309 | -27.8% | 89,811 | 1.00 |
| 2025-09-30 | 54,426 | +59.0% | 106,442 | 1.00 |
| 2025-09-15 | 34,239 | -1.9% | 89,650 | 1.00 |
| 2025-08-29 | 34,912 | -24.3% | 58,315 | 1.00 |
| 2025-08-15 | 46,108 | -44.1% | 148,252 | 1.00 |
| 2025-07-31 | 82,505 | +94.7% | 53,801 | 1.53 |
| 2025-07-15 | 42,387 | -14.6% | 123,382 | 1.00 |
| 2025-06-30 | 49,654 | +98.8% | 103,685 | 1.00 |
| 2025-06-13 | 24,981 | +7.7% | 61,147 | 1.00 |
| 2025-05-30 | 23,200 | +33.7% | 64,889 | 1.00 |
| 2025-05-15 | 17,349 | +5.2% | 69,931 | 1.00 |
| 2025-04-30 | 16,493 | -30.9% | 49,076 | 1.00 |
| 2025-04-15 | 23,860 | -69.7% | 113,809 | 1.00 |
| 2025-03-31 | 78,725 | +148.9% | 117,805 | 1.00 |
| 2025-03-14 | 31,631 | -10.0% | 108,256 | 1.00 |
| 2025-02-28 | 35,143 | +8.4% | 119,521 | 1.00 |
| 2025-02-14 | 32,421 | +20.1% | 299,816 | 1.00 |
| 2025-01-31 | 26,998 | -73.4% | 337,215 | 1.00 |
| 2025-01-15 | 101,481 | +83.3% | 1,312,435 | 1.00 |
| 2024-12-31 | 55,359 | +52.3% | 133,637 | 1.00 |
| 2024-12-13 | 36,342 | +567.3% | 138,416 | 1.00 |
| 2024-11-29 | 5,446 | -62.9% | 82,200 | 1.00 |
| 2024-11-15 | 14,674 | -2.8% | 100,406 | 1.00 |
| 2024-10-31 | 15,097 | +3.1% | 28,698 | 1.00 |
| 2024-10-15 | 14,644 | -36.5% | 25,012 | 1.00 |
Daily short volume
FINRA Reg SHO, the last 30 sessions. JSONAs of 23 October 2026, the short share of USIO volume is 42.4%, down 6.8 points over the last five sessions. Over the last 30 readings it ranged from 18.9% (15 September 2026) to 71.3% (25 September 2026). The latest reading is in line with the 30-session average of 41.3%, on 138K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-10-23 | 58K | 138K | 42.4% | 0 |
| 2026-10-22 | 72K | 156K | 46.2% | 0 |
| 2026-10-21 | 126K | 205K | 61.6% | 0 |
| 2026-10-20 | 23K | 89K | 26.3% | 0 |
| 2026-10-19 | 20K | 40K | 50.4% | 0 |
| 2026-10-16 | 30K | 62K | 49.2% | 1 |
| 2026-10-15 | 42K | 120K | 35.0% | 0 |
| 2026-10-14 | 23K | 74K | 31.1% | 517 |
| 2026-10-13 | 38K | 142K | 27.1% | 0 |
| 2026-10-12 | 8K | 24K | 33.4% | 0 |
| 2026-10-09 | 11K | 28K | 37.9% | 0 |
| 2026-10-08 | 7K | 20K | 34.3% | 0 |
| 2026-10-07 | 28K | 79K | 35.7% | 0 |
| 2026-10-06 | 37K | 78K | 47.0% | 0 |
| 2026-10-05 | 19K | 58K | 32.0% | 0 |
| 2026-10-02 | 61K | 140K | 43.7% | 0 |
| 2026-10-01 | 25K | 75K | 33.9% | 641 |
| 2026-09-30 | 62K | 127K | 48.9% | 0 |
| 2026-09-29 | 64K | 126K | 50.7% | 0 |
| 2026-09-28 | 17K | 63K | 27.1% | 0 |
| 2026-09-25 | 43K | 60K | 71.3% | 0 |
| 2026-09-24 | 76K | 168K | 45.2% | 0 |
| 2026-09-23 | 68K | 152K | 44.7% | 0 |
| 2026-09-22 | 42K | 145K | 29.0% | 0 |
| 2026-09-21 | 125K | 224K | 55.8% | 0 |
| 2026-09-18 | 87K | 134K | 65.2% | 0 |
| 2026-09-17 | 61K | 158K | 38.5% | 0 |
| 2026-09-16 | 48K | 96K | 50.3% | 0 |
| 2026-09-15 | 32K | 170K | 18.9% | 0 |
| 2026-09-14 | 79K | 294K | 26.9% | 0 |
Fails to deliver
SEC, the last 30 settlement dates with a fail. JSONAs of 22 September 2026, the fails-to-deliver balance in USIO is 93 shares, down 1,737 shares over the last settlement date. Over the last 30 readings it ranged from 15 shares (22 September 2025) to 26,000 shares (20 March 2026). The latest reading sits at the bottom of that range.
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-09-22 | 93 | $2.33 | $217 |
| 2026-09-03 | 1,830 | $2.86 | $5K |
| 2026-08-19 | 20 | $2.46 | $49 |
| 2026-07-17 | 166 | $2.23 | $370 |
| 2026-07-07 | 23 | $2.37 | $55 |
| 2026-06-30 | 3,923 | $2.22 | $9K |
| 2026-06-16 | 5,544 | $1.77 | $10K |
| 2026-06-12 | 50 | $1.71 | $86 |
| 2026-05-18 | 15,602 | $1.52 | $24K |
| 2026-05-15 | 22,112 | $1.59 | $35K |
| 2026-05-14 | 7,669 | $1.31 | $10K |
| 2026-05-12 | 63 | $1.25 | $79 |
| 2026-04-22 | 759 | $1.19 | $903 |
| 2026-04-06 | 230 | $1.13 | $260 |
| 2026-03-24 | 2,653 | $1.17 | $3K |
| 2026-03-20 | 26,000 | $1.09 | $28K |
| 2026-01-21 | 96 | $1.36 | $131 |
| 2025-12-30 | 2,446 | $1.36 | $3K |
| 2025-11-18 | 99 | $1.39 | $138 |
| 2025-09-22 | 15 | $1.42 | $21 |
| 2025-07-21 | 5,183 | $1.78 | $9K |
| 2025-07-11 | 3,891 | $1.65 | $6K |
| 2025-07-08 | 2,181 | $1.57 | $3K |
| 2025-07-03 | 184 | $1.62 | $298 |
| 2025-07-01 | 2,617 | $1.53 | $4K |
| 2025-06-27 | 893 | $1.46 | $1K |
| 2025-06-26 | 1,041 | $1.42 | $1K |
| 2025-06-24 | 4,593 | $1.41 | $6K |
| 2025-06-20 | 1,446 | $1.40 | $2K |
| 2025-06-17 | 2,464 | $1.38 | $3K |
Insider trades
SEC Form 4, newest first. JSONNo open-market insider trades were reported for USIO in the last 90 days. The most recent filings are listed below. Latest filing: Miller Elizabeth Michelle (Director) on 2026-08-21.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-08-21 | Miller Elizabeth Michelle | Director | Exercise or conversion | 7K | $2.81 | $20K | 78K |
| 2026-08-21 | White Michael Joseph | SVP, Chief Accounting Officer | Tax withholding | 2K | $2.81 | $5K | 326K |
| 2026-08-21 | White Michael Joseph | SVP, Chief Accounting Officer | Exercise or conversion | 6K | $2.81 | $17K | 328K |
| 2026-08-21 | Uffner Jerry | Head of Card Issuing | Tax withholding | 2K | $2.81 | $6K | 249K |
| 2026-08-21 | Uffner Jerry | Head of Card Issuing | Exercise or conversion | 6K | $2.81 | $17K | 251K |
| 2026-08-21 | Rollins Brad | Director | Exercise or conversion | 7K | $2.81 | $20K | 151K |
| 2026-08-21 | HOCH LOUIS A | Chairman, President and CEO | Tax withholding | 3K | $2.81 | $8K | 3.5M |
| 2026-08-21 | HOCH LOUIS A | Chairman, President and CEO | Exercise or conversion | 7K | $2.81 | $20K | 3.5M |
| 2026-08-21 | Frost Houston Korth | SVP, Chief Product Officer | Tax withholding | 2K | $2.81 | $5K | 779K |
| 2026-08-21 | Frost Houston Korth | SVP, Chief Product Officer | Exercise or conversion | 6K | $2.81 | $17K | 781K |
| 2026-08-21 | Beyer del la Garza Ernesto R | Director | Tax withholding | 2K | $2.81 | $6K | 100K |
| 2026-08-21 | Beyer del la Garza Ernesto R | Director | Exercise or conversion | 7K | $2.81 | $20K | 102K |
| 2026-07-01 | Frost Houston Korth | SVP, Chief Product Officer | Grant | 6K | $0.99 | $6K | 785K |
| 2026-06-21 | White Michael Joseph | SVP, Chief Accounting Officer | Exercise or conversion | 2K | $1.82 | $3K | 322K |
| 2026-06-21 | HOCH LOUIS A | Chairman, President and CEO | Tax withholding | 3K | $1.82 | $5K | 3.5M |
| 2026-06-21 | HOCH LOUIS A | Chairman, President and CEO | Exercise or conversion | 7K | $1.82 | $13K | 3.5M |
| 2026-06-21 | Uffner Jerry | SVP, Head of Card Issuing | Tax withholding | 1K | $1.82 | $2K | 245K |
| 2026-06-21 | Uffner Jerry | SVP, Head of Card Issuing | Exercise or conversion | 4K | $1.82 | $7K | 247K |
| 2026-06-21 | Frost Houston Korth | SVP, Chief Product Officer | Exercise or conversion | 4K | $1.82 | $7K | 775K |
| 2026-06-21 | White Michael Joseph | SVP, Chief Accounting Officer | Exercise or conversion | 6K | $1.82 | $11K | 324K |
| 2026-06-21 | White Michael Joseph | SVP, Chief Accounting Officer | Tax withholding | 2K | $1.82 | $3K | 322K |
| 2026-06-21 | Rollins Brad | Director | Exercise or conversion | 7K | $1.82 | $13K | 144K |
| 2026-06-21 | Miller Elizabeth Michelle | Director | Exercise or conversion | 7K | $1.82 | $13K | 71K |
| 2026-06-21 | Beyer del la Garza Ernesto R | Director | Exercise or conversion | 7K | $1.82 | $13K | 100K |
| 2026-06-11 | White Michael Joseph | SVP, Chief Accounting Officer | Grant | 50K | $1.71 | $86K | 318K |
| 2026-06-11 | HOCH LOUIS A | Chairman, President and CEO | Grant | 300K | $1.71 | $513K | 3.5M |
| 2026-06-11 | Frost Houston Korth | SVP, Chief Product Officer | Grant | 50K | $1.71 | $86K | 771K |
| 2026-06-11 | Uffner Jerry | SVP Card Issuing SLS & Bus Dev | Grant | 40K | $1.71 | $68K | 243K |
| 2026-03-16 | Rollins Brad | Director | Exercise or conversion | 7K | $1.21 | $8K | 137K |
| 2026-03-16 | Beyer del la Garza Ernesto R | Director | Exercise or conversion | 7K | $1.21 | $8K | 93K |
| 2026-03-16 | Miller Elizabeth Michelle | Director | Tax withholding | 500 | $1.21 | $605 | 64K |
| 2026-03-16 | Miller Elizabeth Michelle | Director | Exercise or conversion | 2K | $1.21 | $2K | 65K |
| 2026-03-10 | National Services, Inc | TenPercentOwner | Sell | 10K | $1.27 | $13K | 2.7M |
| 2026-03-10 | National Services, Inc | 10% owner | Sell | 10K | $1.27 | $13K | 2.7M |
| 2026-03-09 | National Services, Inc | TenPercentOwner | Sell | 9K | $1.31 | $12K | 2.7M |
| 2026-03-09 | National Services, Inc | 10% owner | Sell | 9K | $1.31 | $12K | 2.7M |
| 2026-03-06 | National Services, Inc | 10% owner | Sell | 7K | $1.35 | $9K | 2.7M |
| 2026-03-05 | National Services, Inc | 10% owner | Sell | 3K | $1.38 | $4K | 2.7M |
| 2026-02-21 | HOCH LOUIS A | Chairman, President and CEO | Tax withholding | 5K | $1.34 | $7K | 3.2M |
| 2026-02-21 | HOCH LOUIS A | Chairman, President and CEO | Exercise or conversion | 11K | $1.34 | $15K | 3.2M |
| 2026-02-21 | Carter Greg M | EVP, Payment Acceptance | Tax withholding | 1K | $1.34 | $2K | 457K |
| 2026-02-21 | Carter Greg M | EVP, Payment Acceptance | Exercise or conversion | 4K | $1.34 | $5K | 458K |
| 2026-02-21 | Frost Houston Korth | SVP, Chief Product Officer | Exercise or conversion | 4K | $1.34 | $5K | 721K |
| 2026-01-27 | National Services, Inc | 10% owner | Sell | 6K | $1.36 | $8K | 2.7M |
| 2026-01-26 | National Services, Inc | 10% owner | Sell | 5K | $1.35 | $6K | 2.8M |
| 2026-01-23 | National Services, Inc | 10% owner | Sell | 9K | $1.34 | $12K | 2.8M |
| 2026-01-22 | National Services, Inc | 10% owner | Sell | 7K | $1.37 | $10K | 2.8M |
| 2026-01-21 | National Services, Inc | 10% owner | Sell | 8K | $1.36 | $10K | 2.8M |
| 2026-01-20 | National Services, Inc | 10% owner | Sell | 10K | $1.36 | $14K | 2.8M |
| 2026-01-16 | National Services, Inc | 10% owner | Sell | 6K | $1.36 | $8K | 2.8M |
| 2026-01-15 | National Services, Inc | 10% owner | Sell | 6K | $1.37 | $8K | 2.8M |
| 2026-01-14 | National Services, Inc | 10% owner | Sell | 2K | $1.37 | $3K | 2.8M |
| 2026-01-13 | National Services, Inc | 10% owner | Sell | 5K | $1.36 | $7K | 2.8M |
| 2026-01-09 | White Michael Joseph | SVP, Chief Accounting Officer | Exercise or conversion | 1K | $1.38 | $2K | 268K |
| 2025-12-08 | HOCH LOUIS A | Chairman, President and CEO | Gift | 35K | $1.42 | $50K | 3.2M |
| 2025-12-08 | HOCH LOUIS A | Chairman, President and CEO | Gift | 5K | $1.42 | $7K | 3.2M |
| 2025-08-21 | HOCH LOUIS A | Chairman, President and CEO | Grant | 300K | $1.44 | $432K | 3.2M |
| 2025-08-21 | White Michael Joseph | SVP, Chief Accounting Officer | Grant | 50K | $1.44 | $72K | 267K |
| 2025-08-21 | Uffner Jerry | SVP, Card Issuing | Grant | 40K | $1.44 | $58K | 243K |
| 2025-08-21 | HOCH LOUIS A | Chairman, President and CEO | Grant | 300K | $1.47 | $441K | 3.2M |
| 2025-08-21 | Carter Greg M | EVP, Chief Revenue Officer | Grant | 50K | $1.44 | $72K | 454K |
| 2025-08-21 | Frost Houston Korth | SVP, Chief Product Officer | Grant | 50K | $1.44 | $72K | 717K |
| 2025-06-22 | Miller Elizabeth Michelle | Director | Tax withholding | 6K | $1.44 | $8K | 63K |
| 2025-06-22 | Miller Elizabeth Michelle | Director | Exercise or conversion | 22K | $1.44 | $32K | 68K |
| 2025-06-21 | Rollins Brad | Director | Exercise or conversion | 7K | $1.44 | $10K | 130K |
| 2025-06-21 | Miller Elizabeth Michelle | Director | Tax withholding | 2K | $1.44 | $3K | 46K |
| 2025-06-21 | Miller Elizabeth Michelle | Director | Exercise or conversion | 7K | $1.44 | $10K | 48K |
| 2025-06-21 | Beyer del la Garza Ernesto R | Director | Exercise or conversion | 7K | $1.44 | $10K | 86K |
| 2025-06-21 | Bender Blaise | Director | Exercise or conversion | 7K | $1.44 | $10K | 106K |
| 2025-06-21 | White Michael Joseph | SVP, Chief Accounting Officer | Tax withholding | 2K | $1.44 | $3K | 217K |
| 2025-06-21 | White Michael Joseph | SVP, Chief Accounting Officer | Exercise or conversion | 6K | $1.44 | $9K | 218K |
| 2025-06-21 | Uffner Jerry | SVP, Card Issuing | Tax withholding | 1K | $1.44 | $2K | 203K |
| 2025-06-21 | Uffner Jerry | SVP, Card Issuing | Exercise or conversion | 4K | $1.44 | $6K | 204K |
| 2025-06-21 | HOCH LOUIS A | Chairman, President and CEO | Tax withholding | 3K | $1.44 | $4K | 2.9M |
| 2025-06-21 | HOCH LOUIS A | Chairman, President and CEO | Exercise or conversion | 7K | $1.44 | $10K | 2.9M |
| 2025-06-21 | Frost Houston Korth | SVP, Chief Product Officer | Exercise or conversion | 4K | $1.44 | $6K | 667K |
| 2025-06-21 | Carter Greg M | EVP, Chief Revenue Officer | Tax withholding | 2K | $1.44 | $3K | 404K |
| 2025-06-21 | Carter Greg M | EVP, Chief Revenue Officer | Exercise or conversion | 6K | $1.44 | $9K | 406K |
| 2025-03-16 | Bender Blaise | Director | Exercise or conversion | 7K | $1.47 | $10K | 99K |
| 2025-03-16 | Miller Elizabeth Michelle | Director | Tax withholding | 500 | $1.47 | $735 | 41K |
| 2025-03-16 | Miller Elizabeth Michelle | Director | Exercise or conversion | 2K | $1.47 | $3K | 41K |
| 2025-03-16 | Beyer del la Garza Ernesto R | Director | Exercise or conversion | 7K | $1.47 | $10K | 79K |
| 2025-03-16 | Rollins Brad | Director | Exercise or conversion | 7K | $1.47 | $10K | 123K |
| 2025-02-21 | HOCH LOUIS A | Chairman, President and CEO | Tax withholding | 5K | $1.71 | $8K | 2.9M |
| 2025-02-21 | HOCH LOUIS A | Chairman, President and CEO | Exercise or conversion | 11K | $1.71 | $19K | 2.9M |
| 2025-02-21 | Carter Greg M | EVP, Payment Acceptance | Exercise or conversion | 4K | $1.71 | $7K | 401K |
| 2025-02-21 | Carter Greg M | EVP, Payment Acceptance | Tax withholding | 1K | $1.71 | $2K | 400K |
| 2025-02-21 | White Michael Joseph | SVP, Chief Accounting Officer | Exercise or conversion | 1K | $1.71 | $2K | 213K |
| 2025-02-21 | White Michael Joseph | SVP, Chief Accounting Officer | Tax withholding | 465 | $1.71 | $795 | 212K |
| 2025-02-21 | Frost Houston Korth | SVP, Chief Product Officer | Tax withholding | 1K | $1.71 | $2K | 663K |
| 2025-02-21 | Frost Houston Korth | SVP, Chief Product Officer | Exercise or conversion | 4K | $1.71 | $7K | 665K |
| 2025-01-31 | Frost Houston Korth | SVP, Chief Product Officer | Tax withholding | 54K | $1.88 | $102K | 661K |
| 2024-12-29 | HOCH LOUIS A | Chairman, President and CEO | Tax withholding | 209K | $1.45 | $302K | 2.9M |
| 2024-11-18 | Frost Houston Korth | SVP, Chief Product Officer | Exercise or conversion | 2K | $1.47 | $3K | 715K |
| 2024-11-18 | White Michael Joseph | SVP, Chief Accounting Officer | Exercise or conversion | 400 | $1.47 | $588 | 212K |
| 2024-11-18 | HOCH LOUIS A | Chairman, President and CEO | Tax withholding | 4K | $1.47 | $6K | 3.1M |
| 2024-11-18 | HOCH LOUIS A | Chairman, President and CEO | Exercise or conversion | 10K | $1.47 | $15K | 3.1M |
| 2024-11-18 | Carter Greg M | EVP Payment Acceptance | Tax withholding | 731 | $1.47 | $1K | 397K |
| 2024-11-18 | Carter Greg M | EVP Payment Acceptance | Exercise or conversion | 3K | $1.47 | $4K | 398K |
| 2024-11-18 | Bender Blaise | Director | Tax withholding | 800 | $1.47 | $1K | 92K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.
Planned sales (Form 144)
Newest first. JSON2 Form 144 notices on file for USIO worth $979K at the prices reported; 0 in the last 90 days worth $0. Latest: Whittier Trust Company filed on 2026-01-09 to sell 349,610 shares ($489K) from 2026-01-12.
| Filed | Seller | Shares | Market value | Of outstanding | Sale from | Broker |
|---|---|---|---|---|---|---|
| 2026-01-09 | Whittier Trust Company10% Stockholder | 350K | $489K | 1.280% | 2026-01-12 | Raymond James & Associates, Inc |
| 2026-01-09 | National Services Inc.10% Stockholder | 350K | $489K | 1.280% | 2026-01-12 | Raymond James & Associates, Inc |
Large holders (13D and 13G)
One row per reporting person with its latest filing, newest first. JSON4 holders report 5% or more of USIO in their latest filing, all on Schedule 13G (passive). The largest reported stake is National Services, Inc. at 9.9% of the class (2,721,272 shares), filed 2026-05-18 for an event on 2026-03-10.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-08-25 | 13G | TALL PINES CAPITAL, LLCinvestment adviser | 1.7M | 5.4% | 2026-08-24 |
| 2026-08-25 | 13G | STONEBRIDGE WEALTH MANAGEMENT, LLCinvestment adviser | 186K | 0.6% | 2026-08-24 |
| 2026-05-18 | 13G/Ano. 3 | Whittier Holdings, Inc.parent holding company | 2.7M | 9.8% | 2026-03-10 |
| 2026-05-18 | 13G/Ano. 3 | Whittier Trust Companybank | 2.7M | 9.8% | 2026-03-10 |
| 2026-05-18 | 13G/Ano. 2 | National Services, Inc.corporation | 2.7M | 9.9% | 2026-03-10 |
13F holders
Tracked managers holding USIO at their latest 13F. JSON2 of the 30 tracked managers held USIO at their latest 13F, $1.3M in total at quarter-end prices. Renaissance Technologies is the largest at $1.1M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 1 added shares and 1 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| Renaissance Technologies | 2026-06-30 | 437K | $1.1M | 0.00% | +37K |
| Citadel Advisors | 2026-06-30 | 71K | $176K | 0.00% | -109K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn Q2 FY 2026 (quarter ended 2026-06-30) Usio reported revenue of $23.7M, up 18.6% from the same quarter a year earlier, and net income of $280K (0.01 diluted EPS). In FY 2025 it generated $1.5M of operating cash flow and spent $1.1M on buybacks. As of 2026-06-30, cash was $6.4M against $1.3M of debt.
- Cash
- $6.4M
- Debt
- $1.3M
- Equity
- $18.8M
- Total assets
- $123.8M
- Shares outstanding
- 28,495,414
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 FY 2026 | 2026-06-30 | $23.7M | $280K | 1.2% | 0.01 |
| Q1 FY 2026 | 2026-03-31 | $25.5M | $123K | 0.5% | 0.00 |
| Q4 FY 2025derived | 2025-12-31 | $22.2M | -$1.5M | -6.7% | n/a |
| Q3 FY 2025 | 2025-09-30 | $21.2M | -$415K | -2.0% | -0.02 |
| Q2 FY 2025 | 2025-06-30 | $20.0M | -$367K | -1.8% | -0.01 |
| Q1 FY 2025 | 2025-03-31 | $22.0M | -$235K | -1.1% | -0.01 |
| Q4 FY 2024derived | 2024-12-31 | $20.6M | $629K | 3.1% | n/a |
| Q3 FY 2024 | 2024-09-30 | $21.3M | $2.9M | 13.4% | 0.10 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2025-12-31 | $85.4M | -$2.5M | $1.5M | $435K | $1.1M | n/a |
| FY 2024 | 2024-12-31 | $82.9M | $3.3M | $2.9M | $196K | $1.4M | n/a |
| FY 2023 | 2023-12-31 | $84.1M | -$475K | $3.5M | $835K | $457K | n/a |
| FY 2022 | 2022-12-31 | $69.4M | -$5.5M | -$17.0M | $812K | $1.3M | n/a |
| FY 2021 | 2021-12-31 | $61.9M | -$322K | $29.8M | $1.3M | $239K | n/a |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-08-10 from the cover page.
What this page is
Usio in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.
This page follows Usio (USIO), SEC CIK 1088034, listed on Nasdaq, classified by the SEC as functions related to depository banking, nec. The cross-market tables live on the short interest and insider transactions hubs.
Source and updates
- Short interest
- FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-09-30.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-10-23.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-09-22.JSON and CSV
- Planned sales
- SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2026-01-09.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-08-25.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Earnings dates
- SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-08-12.JSON and CSV
- Insider trades
- SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-08-21.JSON and CSV
- Company record
- EDGAR filing index for CIK 1088034Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 10 requests a minute without a key, 30 with a free key from a free account.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
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Datasets
Frequently Asked Questions
How much of USIO is sold short?
63,806 shares were held short at the 2026-09-30 settlement, 1.0 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is USIO's daily short volume?
On 2026-10-23, 58,385 of the 137,646 USIO shares reported to FINRA were sold short, 42.4% of the day's reported volume. Short volume is a flow for one day, not a position.
Does USIO have fails to deliver?
The SEC's latest file shows 93 USIO shares failed to deliver at settlement 2026-09-22. Fails are reported per settlement date and published twice a month with a lag.
Are USIO insiders buying or selling?
No open-market insider trades were reported for USIO in the last 90 days. The most recent filings are listed below. Latest filing: Miller Elizabeth Michelle (Director) on 2026-08-21.
Have USIO insiders filed to sell?
2 Form 144 notices on file for USIO worth $979K at the prices reported; 0 in the last 90 days worth $0. Latest: Whittier Trust Company filed on 2026-01-09 to sell 349,610 shares ($489K) from 2026-01-12.
Who owns 5% or more of USIO?
4 holders report 5% or more of USIO in their latest filing, all on Schedule 13G (passive). The largest reported stake is National Services, Inc. at 9.9% of the class (2,721,272 shares), filed 2026-05-18 for an event on 2026-03-10.
What did USIO report last quarter?
In Q2 FY 2026 (quarter ended 2026-06-30) Usio reported revenue of $23.7M, up 18.6% from the same quarter a year earlier, and net income of $280K (0.01 diluted EPS). In FY 2025 it generated $1.5M of operating cash flow and spent $1.1M on buybacks. As of 2026-06-30, cash was $6.4M against $1.3M of debt.
Which tracked 13F managers own USIO?
2 of the 30 tracked 13F managers held USIO shares at their latest filing, $1.3M in all. The largest: Renaissance Technologies (437K shares, $1.1M), Ken Griffin's Citadel Advisors (71K shares, $176K).
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.