XOOMAR

Beacon Financial (BBT)

Beacon Financial on one page: short interest, daily short volume, fails to deliver, planned sales, large holders, 13F holders, financials, earnings dates and insider trades. Listed on NYSE, classified by the SEC as savings institutions, not federally chartered.

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4.9M

Short interest

settlement 2026-10-15

5.7

Days to cover

+2.3 days vs prior

54.5%

Short share of volume

2026-11-02

62

Fails to deliver

settlement 2026-09-08

Wed 27 Jan

Next earnings

estimated date

7 people

Insiders buying, 30 days

$280K combined, latest 2026-10-30

$261K

Insider flow, 90 days

7 buys, 1 sells

As of 2026-11-02.

Short interest

FINRA, twice a month. The newest 48 settlements in the table, 48 in the chart. JSON

As of 15 October 2026, short interest in BBT is 4,915,003 shares, up 336,559 shares over the last month. Over the last 48 readings it ranged from 2,159,503 shares (15 September 2025) to 49,005,761 shares (29 November 2019). The latest reading sits at the bottom of that range. At the reported average volume of 866K shares a day that is 5.7 days to cover.

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SettlementShares shortChangeAvg daily volumeDays to cover
2026-10-154,915,003-0.4%866,3755.67
2026-09-304,935,750+7.8%1,458,2293.38
2026-09-154,578,444+14.4%847,9705.40
2026-08-314,003,494+4.6%762,9525.25
2026-08-143,827,658+8.9%693,3875.52
2026-07-313,515,519-6.6%850,0194.14
2026-07-153,765,559-0.9%656,7335.73
2026-06-303,798,056-3.6%1,299,6702.92
2026-06-153,939,181+7.2%705,2605.59
2026-05-293,675,991-6.0%592,3896.21
2026-05-153,911,873+5.6%816,9964.79
2026-04-303,705,870+1.2%769,0064.82
2026-04-153,661,651-9.1%698,0675.25
2026-03-314,029,366-4.2%893,2654.51
2026-03-134,206,629+13.1%831,0925.06
2026-02-273,720,413+0.7%893,8394.16
2026-02-133,695,813+2.4%938,2153.94
2026-01-303,610,775+7.0%815,1584.43
2026-01-153,373,412-6.0%610,7395.52
2025-12-313,587,777+29.2%821,9674.36
2025-12-152,777,141-0.3%1,141,1742.43
2025-11-282,784,690-14.8%716,6623.89
2025-11-143,267,088+21.3%1,208,3622.70
2025-10-312,693,303+4.2%817,3133.30
2025-10-152,585,370+17.2%981,7702.63
2025-09-302,205,717+2.1%904,0642.44
2025-09-152,159,503-15.8%1,109,0461.95
2019-11-2949,005,761+2.2%3,523,27913.91
2019-11-1547,956,606-0.6%4,747,70110.10
2019-10-3148,220,951+6.0%4,333,01511.13
2019-10-1545,507,009+7.8%5,336,1348.53
2019-09-3042,195,004+5.4%4,375,3509.64
2019-09-1340,028,827+4.5%4,902,8118.16
2019-08-3038,317,219-9.7%4,121,0429.30
2019-08-1542,433,196+6.8%4,827,4288.79
2019-07-3139,747,070+1.8%4,625,2608.59
2019-07-1539,064,140-1.8%3,754,58810.40
2019-06-2839,777,142+3.4%4,644,9388.56
2019-06-1438,453,837-1.2%3,879,5669.91
2019-05-3138,255,094+1.8%4,425,5718.64
2019-05-1537,594,601+6.0%4,239,7358.87
2019-04-3035,480,297+9.1%5,335,8736.65
2019-04-1532,532,758+1.3%4,937,9196.59
2019-03-2932,119,248+36.9%7,731,1564.15
2019-03-1523,454,492+15.1%5,594,2004.19
2019-02-2820,386,768+46.3%5,794,2343.52
2019-02-1513,935,884+50.5%7,831,4011.78
2019-01-319,258,568-3.5%4,860,6371.90

Daily short volume

FINRA Reg SHO, the last 30 sessions. JSON

As of 2 November 2026, the short share of BBT volume is 54.5%, up 18.7 points over the last five sessions. Over the last 30 readings it ranged from 35.8% (26 October 2026) to 60.7% (27 October 2026). The latest reading is 5.7 points above the 30-session average of 48.8%, on 189K shares reported.

DateShort volumeTotal volumeShort shareExempt
2026-11-02103K189K54.5%0
2026-10-3087K158K55.0%2
2026-10-29142K242K58.4%0
2026-10-28138K263K52.3%0
2026-10-27159K261K60.7%0
2026-10-26168K469K35.8%93
2026-10-23164K365K45.0%0
2026-10-22698K1.6M44.7%0
2026-10-21135K283K47.8%0
2026-10-20219K426K51.4%0
2026-10-1966K157K41.9%0
2026-10-1679K156K50.7%0
2026-10-1577K215K35.9%0
2026-10-14118K207K57.0%0
2026-10-1378K198K39.5%0
2026-10-1272K169K42.9%0
2026-10-09105K175K59.8%2,463
2026-10-08123K269K45.8%0
2026-10-07111K261K42.7%0
2026-10-0668K164K41.3%0
2026-10-0581K152K52.9%0
2026-10-02111K189K58.6%0
2026-10-01196K340K57.6%0
2026-09-30370K638K57.9%0
2026-09-29122K241K50.8%0
2026-09-2895K241K39.3%0
2026-09-25120K246K48.8%0
2026-09-24116K266K43.8%0
2026-09-23150K386K38.9%0
2026-09-22246K479K51.2%9

Fails to deliver

SEC, the last 30 settlement dates with a fail. JSON

As of 8 September 2026, the fails-to-deliver balance in BBT is 62 shares, up 25 shares over the last settlement date. Over the last 30 readings it ranged from 3 shares (14 May 2026) to 13,692 shares (4 August 2026). The latest reading sits at the bottom of that range.

SettlementShares failedPriceValue
2026-09-0862$31.89$2K
2026-08-2037$31.94$1K
2026-08-0413,692$31.91$437K
2026-06-291,238$31.33$39K
2026-06-1812,967$29.39$381K
2026-06-123,264$30.10$98K
2026-06-111,126$29.67$33K
2026-05-27126$29.22$4K
2026-05-143$28.38$85
2026-05-084,619$28.88$133K
2026-05-06774$28.70$22K
2026-04-2912,320$31.82$392K
2026-04-0635$30.25$1K
2026-03-27250$29.63$7K
2026-03-26250$29.77$7K
2026-03-1991$28.53$3K
2026-03-055$30.08$150
2026-02-2723$31.05$714
2026-02-261,989$31.19$62K
2026-02-09105$31.57$3K
2026-02-02601$28.35$17K
2026-01-16270$27.39$7K
2025-12-228,662$27.50$238K
2025-12-1810,720$27.96$300K
2025-12-1678$27.46$2K
2025-12-103,497$25.73$90K
2025-11-2133$24.19$798
2025-11-1718$25.28$455
2025-11-1427$25.13$679
2025-11-1213,620$26.05$355K

Insider trades

SEC Form 4, newest first. JSON

Over the last 90 days BBT insiders reported 7 open-market buys ($280K) against 1 sell ($20K), so the dollar flow leans toward buying. Latest filing: Charnley Nina A (Director) on 2026-10-30.

DateInsiderTitleTypeSharesPriceValueOwned after
2026-10-30Charnley Nina ADirectorBuy350$30.57$11K350
2026-10-29Hughes William H IIIDirectorBuy200$30.73$6K17K
2026-10-28Callahan Mary AnneDirectorBuy3K$30.21$97K21K
2026-10-28Rosengren Eric SDirectorBuy700$30.24$21K8K
2026-10-27Fitzgerald Margaret BolesDirectorBuy329$30.77$10K19K
2026-10-26Polito KarynDirectorBuy1K$30.68$31K1K
2026-10-26Gray SeanChief Operations OfficerGrant9K$0.00$0143K
2026-10-26Hollister Thomas JDirectorBuy3K$30.43$105K29K
2026-10-26Eagan John BuckleyGeneral CounselSell641$30.61$20K7K
2026-09-01McCurdy Michael W.Chief Banking OfficerTax withholding1K$30.39$40K35K
2026-09-01Meiklejohn Mark J.Chief Credit OfficerTax withholding963$30.39$29K57K
2026-09-01PERRAULT PAUL APresident and CEOTax withholding4K$30.39$132K254K
2026-09-01Carlson Carl MCFO & Chief Strategy OfficerTax withholding1K$30.39$40K85K
2026-09-01Eagan John BuckleyGeneral CounselTax withholding267$30.39$8K8K
2026-09-01Levante Gary R.Chief Marketing OfficerTax withholding101$30.39$3K11K
2026-08-19SHERMAN MERRILL WDirectorGift23K$0.00$023K
2026-08-19SHERMAN MERRILL WDirectorGift23K$0.00$03K
2026-06-16PERRAULT PAUL APresident and CEOGrant18K$0.00$0259K
2026-06-16McCurdy Michael W.Chief Banking OfficerGrant5K$0.00$036K
2026-06-16Meiklejohn Mark J.Chief Credit OfficerGrant4K$0.00$058K
2026-06-16Levante Gary R.Chief Marketing OfficerGrant2K$0.00$011K
2026-06-16Gray SeanChief Operations OfficerGrant5K$0.00$0134K
2026-06-16Carlson Carl MCFO & Chief Strategy OfficerGrant5K$0.00$086K
2026-06-16PERRAULT PAUL APresident and CEOGrant18K$0.00$0240K
2026-06-16McCurdy Michael W.Chief Banking OfficerGrant5K$0.00$031K
2026-06-16Meiklejohn Mark J.Chief Credit OfficerGrant4K$0.00$053K
2026-06-16Levante Gary R.Chief Marketing OfficerGrant2K$0.00$09K
2026-06-16Rosengren Eric SDirectorGrant3K$0.00$07K
2026-06-16Pereira John M.DirectorGrant3K$0.00$022K
2026-06-16Polito KarynDirectorGrant3K$0.00$08K
2026-06-16Fitzgerald Margaret BolesDirectorGrant3K$0.00$019K
2026-06-16Callahan Mary AnneDirectorGrant3K$0.00$03K
2026-06-16SHERMAN MERRILL WDirectorGrant3K$0.00$026K
2026-06-16Desai Mihir A.DirectorGrant3K$0.00$09K
2026-06-16Charnley Nina ADirectorGrant3K$0.00$011K
2026-06-16Maxfield SylviaDirectorGrant3K$0.00$014K
2026-06-16Hill Willard I JRDirectorGrant3K$0.00$015K
2026-06-16Hughes William H IIIDirectorGrant3K$0.00$017K
2026-06-16Chang Joanne B.DirectorGrant3K$0.00$013K
2026-06-16Gray SeanChief Operations OfficerGrant5K$0.00$0129K
2026-06-16Hollister Thomas JDirectorGrant3K$0.00$025K
2026-06-16NOWAK BOGDANDirectorGrant3K$0.00$0115K
2026-06-16Carlson Carl MCFO & Chief Strategy OfficerGrant5K$0.00$081K
2026-06-16Brunelle DavidDirectorGrant3K$0.00$022K
2026-02-26McCurdy Michael W.Chief Banking OfficerSell17K$31.04$538K26K
2025-11-04Callahan Mary AnneDirectorBuy4K$24.67$99K17K
2025-11-04Hollister Thomas JDirectorBuy4K$24.66$104K7K
2025-11-03Hughes William H IIIDirectorBuy635$24.26$15K14K
2025-11-03Carlson Carl MCFO & Chief Strategy OfficerBuy2K$24.69$49K76K
2025-09-19Carlson Carl MCFO & Chief Strategy OfficerGrant8K$0.00$074K
2025-09-19McCurdy Michael W.Chief Banking OfficerGrant8K$0.00$043K
2025-09-19Meiklejohn Mark J.Chief Credit OfficerGrant6K$0.00$049K
2025-09-19PERRAULT PAUL APresident and CEOGrant18K$0.00$0222K
2025-09-12Hill Willard I JRDirectorSell1K$25.96$26K12K
2025-08-29Gray SeanChief Operations OfficerTax withholding14K$26.13$355K124K
2025-08-29Gray SeanChief Operations OfficerGrant22K$0.00$0137K
2025-08-29Courtwright JacquelineChief Human Resources OfficerTax withholding3K$26.13$81K18K
2025-08-29Courtwright JacquelineChief Human Resources OfficerGrant6K$0.00$021K
2025-08-29Prescott Wm GordonGeneral Counsel and Corp SecGrant6K$0.00$029K
2025-08-29Tulchiner EllenEVP,Head of Cnsmr Lndng&PymntsTax withholding3K$26.13$76K6K
2025-08-29Tulchiner EllenEVP,Head of Cnsmr Lndng&PymntsGrant6K$0.00$09K
2025-08-29Brown James CannonSEVP-Head of Comm'l BankingTax withholding4K$26.13$114K13K
2025-08-29Brown James CannonSEVP-Head of Comm'l BankingGrant9K$0.00$017K
2025-08-29Mhatre Nitin J.President and CEOTax withholding25K$26.13$651K129K
2025-08-29Mhatre Nitin J.President and CEOGrant38K$0.00$0154K
2025-08-29Lindenmuth Gregory DEVP and Chief Risk OfficerTax withholding3K$26.13$72K23K
2025-08-29Lindenmuth Gregory DEVP and Chief Risk OfficerGrant7K$0.00$026K
2025-08-29Brbovic BrettEVP and CFOTax withholding2K$26.13$62K17K
2025-08-29Conn KevinSr Managing Dir/Inv RelationsTax withholding1K$26.13$36K27K

Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.

Planned sales (Form 144)

Newest first. JSON

1 Form 144 notice on file for BBT worth $521K at the prices reported; 0 in the last 90 days worth $0. Latest: MICHAEL MCCURDY filed on 2026-02-25 to sell 17,333 shares ($521K) from 2026-02-25.

FiledSellerSharesMarket valueOf outstandingSale fromBroker
2026-02-25MICHAEL MCCURDYOfficer17K$521K0.021%2026-02-25Morgan Stanley Smith Barney LLC Executive Financial Services

Large holders (13D and 13G)

One row per reporting person with its latest filing, newest first. JSON

2 holders report 5% or more of BBT in their latest filing, all on Schedule 13G (passive). The largest reported stake is Vanguard Portfolio Management at 6.2% of the class (5,192,136 shares), filed 2026-04-29 for an event on 2026-03-31.

FiledFormHolderSharesOf classEvent
2026-10-2313G/Ano. 1Israel A. Englanderindividual3.5M4.2%2026-09-30
2026-10-2313G/Ano. 1Millennium Group Management LLCother entity3.5M4.2%2026-09-30
2026-10-2313G/Ano. 1Millennium Management LLCother entity3.5M4.2%2026-09-30
2026-10-2313G/Ano. 1Integrated Core Strategies (US) LLCother entity2.4M2.8%2026-09-30
2026-08-1413G/Ano. 1Fuller & Thaler Asset Management, Inc.investment adviser3.9M4.7%2026-06-30
2026-04-2913GVanguard Portfolio Managementinvestment adviser5.2M6.2%2026-03-31
2026-04-2913GVanguard Capital Managementinvestment adviser4.4M5.3%2026-03-31
2026-03-2613G/Ano. 13The Vanguard Groupinvestment adviser00.0%2026-03-13

13F holders

Tracked managers holding BBT at their latest 13F. JSON

5 of the 30 tracked managers held BBT at their latest 13F, $200.7M in total at quarter-end prices. Millennium Management is the largest at $157.3M (0.1% of its portfolio) as of 2026-06-30. Over the prior quarter 2 added shares and 3 cut.

FundQuarterSharesValueOf portfolioChange in shares
Millennium Management2026-06-305.2M$157.3M0.06%+54K
Two Sigma Investments2026-06-30471K$14.3M0.01%-158K
Renaissance Technologies2026-06-30432K$13.1M0.02%-139K
Citadel Advisors2026-06-30286K$8.7M0.00%+127K
AQR Capital Management2026-06-30238K$7.2M0.00%-14K

Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.

Financials

SEC XBRL, as filed. JSON

In FY 2025 it generated $224.4M of operating cash flow and spent $63.1M on dividends. As of 2026-06-30, cash was $1.22B against $888.6M of debt.

Cash
$1.22B
Debt
$888.6M
Equity
$2.54B
Total assets
$22.25B
Shares outstanding
83,816,086

Quarterly, last 8 quarters

QuarterPeriod endRevenueNet incomeMarginDiluted EPS
Q2 FY 20262026-06-30n/a$64.4Mn/a0.77
Q1 FY 20262026-03-31n/a$46.2Mn/a0.55
Q4 FY 20252025-12-31n/a$53.4Mn/a0.64
Q3 FY 20252025-09-30n/a-$4.2Mn/a-0.05
Q2 FY 20252025-06-30$113.7M$22.0M19.4%0.25
Q1 FY 20252025-03-31$110.4M$19.1M17.3%0.21
Q4 FY 20242024-12-31$110.2M$17.5M15.9%0.20
Q3 FY 20242024-09-30$125.6M$20.1M16.0%0.23

Fiscal years, with buybacks and dividends

Fiscal yearEndsRevenueNet incomeOperating cash flowCapexBuybacksDividends
FY 20252025-12-31$29.9M$90.3M$224.4M$12.3Mn/a$63.1M
FY 20242024-12-31$16.5M$68.7M$105.0M$5.0M$17.5M$48.1M
FY 20232023-12-31$16.2M$75.0M$116.6M$12.4M$23.8M$47.9M
FY 20222022-12-31$40.9M$92.5M$110.7M$1.5M$124.5M$24.5M
FY 20212021-12-31$46.1M$118.7M$84.8M$1.6M$68.7M$24.6M

Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-07-31 from the cover page.

What this page is

Beacon Financial in the regulatory record

Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.

Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.

This page follows Beacon Financial (BBT), SEC CIK 1108134, listed on NYSE, classified by the SEC as savings institutions, not federally chartered. The cross-market tables live on the short interest and insider transactions hubs.

Source and updates

Short interest
FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-10-15.JSON and CSV
Daily short volume
FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-11-02.JSON and CSV
Fails to deliver
SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-09-08.JSON and CSV
Planned sales
SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2026-02-25.JSON and CSV
Large holders
SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-10-23.JSON and CSV
13F holders
SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
Financials
SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
Earnings dates
SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-10-21.JSON and CSV
Insider trades
SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-10-30.JSON and CSV
Company record
EDGAR filing index for CIK 1108134Ticker, name and exchange from the SEC's company list, refreshed weekly.
Rate limits
10 requests a minute without a key, 30 with a free key from a free account.

How to read it

  • Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
  • Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
  • Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.

Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.

Datasets

Frequently Asked Questions

How much of BBT is sold short?
4,915,003 shares were held short at the 2026-10-15 settlement, 5.7 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is BBT's daily short volume?
On 2026-11-02, 102,860 of the 188,729 BBT shares reported to FINRA were sold short, 54.5% of the day's reported volume. Short volume is a flow for one day, not a position.
Does BBT have fails to deliver?
The SEC's latest file shows 62 BBT shares failed to deliver at settlement 2026-09-08. Fails are reported per settlement date and published twice a month with a lag.
Are BBT insiders buying or selling?
Over the last 90 days BBT insiders reported 7 open-market buys ($280K) against 1 sell ($20K), so the dollar flow leans toward buying. Latest filing: Charnley Nina A (Director) on 2026-10-30.
Have BBT insiders filed to sell?
1 Form 144 notice on file for BBT worth $521K at the prices reported; 0 in the last 90 days worth $0. Latest: MICHAEL MCCURDY filed on 2026-02-25 to sell 17,333 shares ($521K) from 2026-02-25.
Who owns 5% or more of BBT?
2 holders report 5% or more of BBT in their latest filing, all on Schedule 13G (passive). The largest reported stake is Vanguard Portfolio Management at 6.2% of the class (5,192,136 shares), filed 2026-04-29 for an event on 2026-03-31.
What did BBT report last quarter?
In FY 2025 it generated $224.4M of operating cash flow and spent $63.1M on dividends. As of 2026-06-30, cash was $1.22B against $888.6M of debt.
Which tracked 13F managers own BBT?
5 of the 30 tracked 13F managers held BBT shares at their latest filing, $200.7M in all. The largest: Izzy Englander's Millennium Management (5.2M shares, $157.3M), Two Sigma Investments (471K shares, $14.3M), Renaissance Technologies (432K shares, $13.1M), Ken Griffin's Citadel Advisors (286K shares, $8.7M), Cliff Asness's AQR Capital Management (238K shares, $7.2M).

Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.