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Mercury General (MCY)

Mercury General on one page: short interest, daily short volume, fails to deliver, large holders, 13F holders, financials, earnings dates and insider trades. Listed on NYSE, classified by the SEC as fire, marine & casualty insurance.

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1.6M

Short interest

settlement 2026-10-15

5.0

Days to cover

+0.5 days vs prior

70.6%

Short share of volume

2026-11-02

437

Fails to deliver

settlement 2026-09-24

Tue 3 Nov

Next earnings

estimated date

$0

Insider flow, 90 days

0 buys, 0 sells

As of 2026-11-02.

Short interest

FINRA, twice a month. The newest 48 settlements in the table, 48 in the chart. JSON

As of 15 October 2026, short interest in MCY is 1,588,063 shares, up 332,353 shares over the last month. Over the last 48 readings it ranged from 658,114 shares (31 October 2024) to 2,627,904 shares (14 March 2025). At the reported average volume of 316K shares a day that is 5.0 days to cover.

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SettlementShares shortChangeAvg daily volumeDays to cover
2026-10-151,588,063+8.1%315,6905.03
2026-09-301,468,588+16.9%322,3674.56
2026-09-151,255,710-7.5%319,9523.92
2026-08-311,358,085+1.2%243,2435.58
2026-08-141,342,516-8.1%309,9444.33
2026-07-311,460,067+0.9%260,4475.61
2026-07-151,447,241+2.6%304,6434.75
2026-06-301,410,132+3.6%386,7333.65
2026-06-151,361,056-0.4%260,9285.22
2026-05-291,366,296+5.0%244,1685.60
2026-05-151,300,644-21.9%250,6345.19
2026-04-301,665,559-9.0%218,9997.61
2026-04-151,829,989+3.7%189,1569.67
2026-03-311,764,268+2.1%244,6747.21
2026-03-131,727,349+0.6%276,9926.24
2026-02-271,717,820-9.7%463,0283.71
2026-02-131,901,820+1.6%267,4157.11
2026-01-301,871,068+4.6%241,1227.76
2026-01-151,789,266-1.5%181,3189.87
2025-12-311,816,537+1.4%223,9808.11
2025-12-151,790,696-5.2%187,1939.57
2025-11-281,889,517-3.0%187,12910.10
2025-11-141,947,746+1.1%266,8497.30
2025-10-311,927,013+8.2%176,96910.89
2025-10-151,781,180+13.1%232,3637.67
2025-09-301,575,262-6.3%256,7746.13
2025-09-151,680,637+2.6%188,3388.92
2025-08-291,638,524+3.8%231,5787.08
2025-08-151,579,300+3.4%278,5935.67
2025-07-311,527,857-4.6%305,1475.01
2025-07-151,601,739+14.0%268,8755.96
2025-06-301,404,527-7.4%310,2184.53
2025-06-131,517,337-3.6%294,1465.16
2025-05-301,573,748-8.1%320,8954.90
2025-05-151,712,548-1.3%399,6914.28
2025-04-301,735,851-8.6%307,8575.64
2025-04-151,898,927-21.8%420,1604.52
2025-03-312,426,814-7.7%454,1295.34
2025-03-142,627,904+11.3%553,1604.75
2025-02-282,360,711-7.5%632,7143.73
2025-02-142,553,186+23.9%1,087,6492.35
2025-01-312,060,313+18.6%1,090,3791.89
2025-01-151,737,628+80.2%1,202,7411.44
2024-12-31964,133-7.3%324,1732.97
2024-12-131,040,100+29.5%246,4084.22
2024-11-29803,027+3.0%219,9943.65
2024-11-15779,867+18.5%287,9202.71
2024-10-31658,114-3.8%239,0552.75

Daily short volume

FINRA Reg SHO, the last 30 sessions. JSON

As of 2 November 2026, the short share of MCY volume is 70.6%, down 1.5 points over the last five sessions. Over the last 30 readings it ranged from 29.0% (23 September 2026) to 77.4% (9 October 2026). The latest reading is 12.7 points above the 30-session average of 57.9%, on 99K shares reported.

DateShort volumeTotal volumeShort shareExempt
2026-11-0270K99K70.6%0
2026-10-3022K43K51.5%0
2026-10-2942K61K69.0%0
2026-10-2828K48K57.3%0
2026-10-2746K62K74.6%0
2026-10-2646K63K72.2%0
2026-10-2329K52K56.8%0
2026-10-2244K70K62.5%0
2026-10-2130K45K65.4%0
2026-10-2052K146K35.8%300
2026-10-1937K78K48.1%0
2026-10-1635K56K62.1%0
2026-10-1548K68K71.6%0
2026-10-1459K86K68.3%127
2026-10-1350K81K62.4%0
2026-10-1249K91K53.7%100
2026-10-0955K71K77.4%0
2026-10-0838K69K54.7%0
2026-10-0764K96K66.7%4
2026-10-0672K104K69.3%2
2026-10-0539K78K50.3%0
2026-10-0241K66K62.3%13
2026-10-0131K76K40.5%349
2026-09-3046K90K51.5%0
2026-09-2937K61K60.2%0
2026-09-2819K49K39.0%0
2026-09-2536K61K60.3%0
2026-09-2467K117K57.4%0
2026-09-2331K106K29.0%150
2026-09-2235K93K37.3%0

Fails to deliver

SEC, the last 30 settlement dates with a fail. JSON

As of 24 September 2026, the fails-to-deliver balance in MCY is 437 shares, up 427 shares over the last settlement date. Over the last 30 readings it ranged from 1 share (6 March 2026) to 4,101 shares (4 August 2026).

SettlementShares failedPriceValue
2026-09-24437$97.84$43K
2026-09-1510$103.44$1K
2026-08-28130$102.64$13K
2026-08-044,101$107.26$440K
2026-07-2814$108.42$2K
2026-07-071$111.12$111
2026-07-06111$110.48$12K
2026-07-022,802$108.54$304K
2026-07-01322$106.62$34K
2026-06-30311$107.20$33K
2026-06-298$107.47$860
2026-06-261,919$104.12$200K
2026-06-1831$101.40$3K
2026-06-121,126$99.14$112K
2026-06-1121$101.38$2K
2026-05-2829$99.34$3K
2026-05-2650$101.03$5K
2026-05-22557$102.34$57K
2026-05-192,062$100.63$207K
2026-05-12133$99.05$13K
2026-05-07132$96.02$13K
2026-05-051,884$95.49$180K
2026-04-301,751$95.65$167K
2026-04-293,036$98.23$298K
2026-04-282$98.15$196
2026-04-249$97.64$879
2026-04-231$96.23$96
2026-04-161$93.54$94
2026-03-061$91.23$91
2026-03-0526$93.05$2K

Insider trades

SEC Form 4, newest first. JSON

No open-market insider trades were reported for MCY in the last 90 days. The most recent filings are listed below. Latest filing: GRAVES CHRISTOPHER (See Remarks) on 2026-02-21.

DateInsiderTitleTypeSharesPriceValueOwned after
2026-02-21GRAVES CHRISTOPHERSee RemarksReturned to company979$86.44$85K5K
2026-02-21GRAVES CHRISTOPHERSee RemarksExercise or conversion979price not stated in the filingnot stated6K
2026-02-21Butler Kelly LynnSee RemarksExercise or conversion649price not stated in the filingnot stated649
2026-02-21Butler Kelly LynnSee RemarksReturned to company649$86.44$56K0
2026-02-21STALICK THEODORE RSVP & CFOReturned to company1K$86.44$123K4K
2026-02-21STALICK THEODORE RSVP & CFOExercise or conversion1Kprice not stated in the filingnot stated6K
2026-02-21Gibbs Katelyn MarieVP/Chief Experience OfficerExercise or conversion649price not stated in the filingnot stated649
2026-02-21Gibbs Katelyn MarieVP/Chief Experience OfficerReturned to company649$86.44$56K0
2026-02-21Ribisi Mark AllanSee RemarksReturned to company812$86.44$70K625
2026-02-21Ribisi Mark AllanSee RemarksExercise or conversion812price not stated in the filingnot stated1K
2026-02-21Thompson Erik DahlVP/Chief Marketing OfficerExercise or conversion536price not stated in the filingnot stated536
2026-02-21Thompson Erik DahlVP/Chief Marketing OfficerReturned to company536$86.44$46K0
2026-02-21Pang WeiVP/Chief Technology OfficerExercise or conversion1Kprice not stated in the filingnot stated1K
2026-02-21Pang WeiVP/Chief Technology OfficerReturned to company1K$86.44$98K0
2026-02-21Colby Nicholas VincentVP/Chief Sales OfficerReturned to company690$86.44$60K0
2026-02-21Colby Nicholas VincentVP/Chief Sales OfficerExercise or conversion690price not stated in the filingnot stated690
2026-02-21TIRADOR GABRIELPresident & CEOExercise or conversion4Kprice not stated in the filingnot stated53K
2026-02-21TIRADOR GABRIELPresident & CEOReturned to company4K$86.44$376K49K
2026-02-21Schroeder Jeffrey MichaelVP/Chief Product OfficerReturned to company812$86.44$70K873
2026-02-21Schroeder Jeffrey MichaelVP/Chief Product OfficerExercise or conversion812price not stated in the filingnot stated2K
2026-02-21Petro Randall RVP/Chief Claims OfficerReturned to company690$86.44$60K0
2026-02-21Petro Randall RVP/Chief Claims OfficerExercise or conversion690price not stated in the filingnot stated690
2026-02-21Joseph Victor GeorgePresident & COOExercise or conversion1Kprice not stated in the filingnot stated16K
2026-02-21Joseph Victor GeorgePresident & COOReturned to company1K$86.44$114K15K
2026-02-21Zhang Ximeng SimonSee RemarksReturned to company812$86.44$70K2K
2026-02-21Zhang Ximeng SimonSee RemarksExercise or conversion812price not stated in the filingnot stated2K
2025-12-10Braunegg George GwyerDirectorBuy552$90.42$50K3K
2025-05-23Joseph Victor GeorgePresident & COOBuy15K$59.95$899K15K
2025-05-16Zhang Ximeng SimonSee RemarksBuy2K$61.91$93K2K
2025-01-07Ribisi Mark AllanPresident of AIS subsidiaryBuy55$64.71$4K680
2024-12-05TIRADOR GABRIELPresident & CEOExercise or conversion13K$43.01$538K13K
2024-12-05TIRADOR GABRIELPresident & CEOExercise or conversion13K$78.11$976K0
2024-12-03Sullivan Heidi C.VP/Chief Human Capital OfficerSell1K$77.28$83K0
2024-11-04Sullivan Heidi C.VP/Chief Human Capital OfficerExercise or conversion5K$43.01$215K5K
2024-11-04Sullivan Heidi C.VP/Chief Human Capital OfficerExercise or conversion5K$66.83$334K0
2023-08-28Little Joshua EricDirectorBuy250$28.56$7K3K
2023-05-12Little Joshua EricDirectorBuy250$29.33$7K3K
2023-03-13Little Joshua EricDirectorBuy250$29.85$7K3K
2023-03-07Petro Randall RVice President - ClaimsOther transaction69$31.97$2K0
2023-02-23JOSEPH GEORGEChairman of the BoardOther transaction674$34.49$23K0
2023-02-21STALICK THEODORE RCFO/Vice PresidentGift100$34.81$3K4K
2022-08-26Little Joshua EricDirectorBuy400$33.16$13K3K
2022-07-18TONEY CHARLESVP-ActuaryOther transaction2K$41.86$103K14K
2022-05-19Little Joshua EricDirectorBuy100$47.33$5K2K
2022-05-05STALICK THEODORE RCFO/Vice PresidentGift70$52.35$4K4K
2022-03-04JOSEPH GEORGEChairman of the BoardOther transaction110$54.07$6K644
2022-02-18STALICK THEODORE RCFO/Vice PresidentTax withholding2K$55.00$119K5K
2022-02-18STALICK THEODORE RCFO/Vice PresidentExercise or conversion3K$43.01$108K7K
2021-11-16Little Joshua EricDirectorBuy300$52.06$16K2K
2021-10-20WALTERS JUDY AVice President/Corp SectyGift50$55.53$3K3K
2021-09-07Little Joshua EricDirectorBuy150$58.57$9K2K
2021-04-01STALICK THEODORE RCFO/Vice PresidentGift230$61.57$14K4K
2021-03-12Sullivan Heidi C.Vice PresidentExercise or conversion5K$63.48$317K1K
2021-03-12Sullivan Heidi C.Vice PresidentExercise or conversion5K$43.01$215K6K
2021-03-11JOSEPH GEORGEChairman of the BoardSell34K$65.06$2.2M19.6M
2021-03-11TIRADOR GABRIELCEO/PresidentTax withholding30K$65.20$2.0M49K
2021-03-11TIRADOR GABRIELCEO/PresidentExercise or conversion38K$43.01$1.6M79K
2021-03-10JOSEPH GEORGEChairman of the BoardSell11K$65.82$724K19.6M
2021-02-19STALICK THEODORE RCFO/Vice PresidentTax withholding4K$57.55$241K4K
2021-02-19STALICK THEODORE RCFO/Vice PresidentExercise or conversion5K$43.01$215K9K
2020-09-14Little Joshua EricDirectorBuy150$43.56$7K2K
2020-06-12Braunegg George GwyerDirectorBuy750$40.19$30K3K
2020-06-11Little Joshua EricDirectorBuy150$39.89$6K1K
2020-06-11Hosseini AbbyVP/Chief Information OfficerBuy167$40.26$7K667
2020-06-01Hosseini AbbyVP/Chief Information OfficerBuy500$40.23$20K500
2020-05-22JOSEPH GEORGEChairman of the BoardBuy64K$39.27$2.5M19.6M
2020-05-20JOSEPH GEORGEChairman of the BoardBuy59K$38.72$2.3M19.5M
2020-05-19JOSEPH GEORGEChairman of the BoardBuy26K$38.86$1.0M19.5M
2020-05-15JOSEPH GEORGEChairman of the BoardBuy41K$37.80$1.6M19.5M
2020-05-14JOSEPH GEORGEChairman of the BoardBuy123K$35.94$4.4M19.4M
2020-05-13JOSEPH GEORGEChairman of the BoardBuy157K$36.25$5.7M19.3M
2020-05-12JOSEPH GEORGEChairman of the BoardBuy60K$37.00$2.2M19.1M
2020-05-11Minnich BrandtVP/MarketingBuy1K$36.44$36K3K
2020-05-11JOSEPH GEORGEChairman of the BoardBuy66K$35.65$2.4M19.1M
2020-05-08JOSEPH GEORGEChairman of the BoardBuy30K$35.59$1.1M19.0M
2020-05-07TIRADOR GABRIELCEO/PresidentBuy3K$34.82$104K42K
2020-05-07JOSEPH GEORGEChairman of the BoardBuy103K$35.19$3.6M19.0M
2020-03-13Little Joshua EricDirectorBuy250$39.72$10K1K
2020-03-13JOSEPH GEORGEChairman of the BoardBuy75K$38.93$2.9M18.9M
2020-03-11Braunegg George GwyerDirectorBuy386$38.66$15K2K
2020-03-06Braunegg George GwyerDirectorBuy340$44.32$15K1K
2020-03-05Little Joshua EricDirectorBuy250$43.74$11K1K
2016-03-07JOSEPH GEORGEChairman of the BoardGift6K$54.44$323K18.8M

Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.

Large holders (13D and 13G)

One row per reporting person with its latest filing, newest first. JSON

1 holder reports 5% or more of MCY in its latest filing, on Schedule 13D (active intent). The holder is Vicky Wai Yee Joseph at 35.3% of the class (19,573,858 shares), filed 2026-09-30 for an event on 2026-08-26.

FiledFormHolderSharesOf classEvent
2026-09-3013DVicky Wai Yee Josephindividual19.6M35.3%2026-08-26
2026-03-2713G/Ano. 2The Vanguard Groupinvestment adviser00.0%2026-03-13

13F holders

Tracked managers holding MCY at their latest 13F. JSON

3 of the 30 tracked managers held MCY at their latest 13F, $142.5M in total at quarter-end prices. Renaissance Technologies is the largest at $83.3M (0.1% of its portfolio) as of 2026-06-30. Over the prior quarter 0 added shares and 3 cut.

FundQuarterSharesValueOf portfolioChange in shares
Renaissance Technologies2026-06-30782K$83.3M0.11%-42K
AQR Capital Management2026-06-30344K$36.7M0.01%-8K
Two Sigma Investments2026-06-30211K$22.4M0.02%-79K

Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.

Financials

SEC XBRL, as filed. JSON

In Q2 FY 2026 (quarter ended 2026-06-30) Mercury General reported revenue of $1.68B, up 13.8% from the same quarter a year earlier, and net income of $263.5M (4.76 diluted EPS). In FY 2025 it generated $1.09B of operating cash flow and spent $70.3M on dividends.

Debt
$943.8M
Total assets
$10.54B
Shares outstanding
55,388,627

Quarterly, last 8 quarters

QuarterPeriod endRevenueNet incomeMarginDiluted EPS
Q2 FY 20262026-06-30$1.68B$263.5M15.7%4.76
Q1 FY 20262026-03-31$1.54B$190.4M12.4%3.44
Q4 FY 2025derived2025-12-31$1.54B$202.5M13.2%n/a
Q3 FY 20252025-09-30$1.58B$280.4M17.7%5.06
Q2 FY 20252025-06-30$1.48B$166.5M11.3%3.01
Q1 FY 20252025-03-31$1.39B-$108.3M-7.8%-1.96
Q4 FY 2024derived2024-12-31$1.37B$101.1M7.4%n/a
Q3 FY 20242024-09-30$1.53B$230.9M15.1%4.17

Fiscal years, with buybacks and dividends

Fiscal yearEndsRevenueNet incomeOperating cash flowCapexBuybacksDividends
FY 20252025-12-31$5.99B$541.1M$1.09B$58.4Mn/a$70.3M
FY 20242024-12-31$5.48B$468.0M$1.04B$46.1Mn/a$70.3M
FY 20232023-12-31$4.63B$96.3M$453.0M$36.8Mn/a$70.3M
FY 20222022-12-31$3.64B-$512.7M$352.6M$35.5Mn/a$105.5M
FY 20212021-12-31$3.99B$247.9M$501.6M$41.4Mn/a$140.2M

Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-07-30 from the cover page.

What this page is

Mercury General in the regulatory record

Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.

Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.

This page follows Mercury General (MCY), SEC CIK 64996, listed on NYSE, classified by the SEC as fire, marine & casualty insurance. The cross-market tables live on the short interest and insider transactions hubs.

Source and updates

Short interest
FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-10-15.JSON and CSV
Daily short volume
FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-11-02.JSON and CSV
Fails to deliver
SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-09-24.JSON and CSV
Large holders
SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-09-30.JSON and CSV
13F holders
SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
Financials
SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
Earnings dates
SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-08-04.JSON and CSV
Insider trades
SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-02-21.JSON and CSV
Company record
EDGAR filing index for CIK 64996Ticker, name and exchange from the SEC's company list, refreshed weekly.
Rate limits
10 requests a minute without a key, 30 with a free key from a free account.

How to read it

  • Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
  • Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
  • Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.

Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.

Other companies the SEC classifies as fire, marine & casualty insurance

Other company pages

Datasets

Frequently Asked Questions

How much of MCY is sold short?
1,588,063 shares were held short at the 2026-10-15 settlement, 5.0 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is MCY's daily short volume?
On 2026-11-02, 69,768 of the 98,767 MCY shares reported to FINRA were sold short, 70.6% of the day's reported volume. Short volume is a flow for one day, not a position.
Does MCY have fails to deliver?
The SEC's latest file shows 437 MCY shares failed to deliver at settlement 2026-09-24. Fails are reported per settlement date and published twice a month with a lag.
Are MCY insiders buying or selling?
No open-market insider trades were reported for MCY in the last 90 days. The most recent filings are listed below. Latest filing: GRAVES CHRISTOPHER (See Remarks) on 2026-02-21.
Who owns 5% or more of MCY?
1 holder reports 5% or more of MCY in its latest filing, on Schedule 13D (active intent). The holder is Vicky Wai Yee Joseph at 35.3% of the class (19,573,858 shares), filed 2026-09-30 for an event on 2026-08-26.
What did MCY report last quarter?
In Q2 FY 2026 (quarter ended 2026-06-30) Mercury General reported revenue of $1.68B, up 13.8% from the same quarter a year earlier, and net income of $263.5M (4.76 diluted EPS). In FY 2025 it generated $1.09B of operating cash flow and spent $70.3M on dividends.
Which tracked 13F managers own MCY?
3 of the 30 tracked 13F managers held MCY shares at their latest filing, $142.5M in all. The largest: Renaissance Technologies (782K shares, $83.3M), Cliff Asness's AQR Capital Management (344K shares, $36.7M), Two Sigma Investments (211K shares, $22.4M).

Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.