Root, Inc. (ROOT)
Every FINRA and SEC series the site collects for Root, Inc.: short interest with days to cover, daily short sale volume, fails to deliver and Form 4 insider trades. Listed on Nasdaq, classified by the SEC as fire, marine & casualty insurance.
1.8M
Short interest
settlement 2026-08-31
8.2
Days to cover
-2.8% vs prior
61.1%
Short share of volume
2026-09-11
107
Fails to deliver
settlement 2026-08-12
$0
Insider flow, 90 days
0 buys, 0 sells
As of 2026-09-11.
Short interest
FINRA, twice a month; the last 12 months shown, all 48 settlements in the JSONAs of 31 August 2026, short interest in ROOT is 1,828,918 shares, down 262,350 shares over the last month. Over the last 48 readings it ranged from 1,114,839 shares (29 November 2024) to 2,543,189 shares (31 October 2025). At the reported average volume of 224K shares a day that is 8.2 days to cover, elevated.
Embed this chartkeeps the attribution line it carries
<iframe src="https://xoomar.com/embed/stocks/root" width="100%" height="440" style="border:0;max-width:100%" loading="lazy" title="XOOMAR chart"></iframe>
| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-08-31 | 1,828,918 | -2.8% | 224,004 | 8.16 |
| 2026-08-14 | 1,882,053 | -10.0% | 353,527 | 5.32 |
| 2026-07-31 | 2,091,268 | +3.1% | 200,294 | 10.44 |
| 2026-07-15 | 2,029,130 | +2.1% | 238,170 | 8.52 |
| 2026-06-30 | 1,986,666 | +0.9% | 291,587 | 6.81 |
| 2026-06-15 | 1,968,839 | +7.9% | 240,147 | 8.20 |
| 2026-05-29 | 1,824,348 | -2.2% | 267,705 | 6.81 |
| 2026-05-15 | 1,864,688 | +1.4% | 344,475 | 5.41 |
| 2026-04-30 | 1,838,364 | -9.8% | 269,851 | 6.81 |
| 2026-04-15 | 2,037,137 | -7.2% | 322,514 | 6.32 |
| 2026-03-31 | 2,194,597 | -12.2% | 291,686 | 7.52 |
| 2026-03-13 | 2,498,614 | +0.1% | 418,855 | 5.97 |
| 2026-02-27 | 2,494,853 | +4.8% | 379,521 | 6.57 |
| 2026-02-13 | 2,380,821 | -1.0% | 307,428 | 7.74 |
| 2026-01-30 | 2,405,133 | -2.4% | 289,048 | 8.32 |
| 2026-01-15 | 2,464,076 | +0.9% | 277,837 | 8.87 |
| 2025-12-31 | 2,441,405 | +5.7% | 250,961 | 9.73 |
| 2025-12-15 | 2,310,574 | -2.2% | 233,528 | 9.89 |
| 2025-11-28 | 2,362,453 | -1.1% | 390,976 | 6.04 |
| 2025-11-14 | 2,387,794 | -6.1% | 772,485 | 3.09 |
| 2025-10-31 | 2,543,189 | +2.7% | 405,364 | 6.27 |
| 2025-10-15 | 2,476,754 | +19.7% | 555,039 | 4.46 |
| 2025-09-30 | 2,069,347 | +16.6% | 486,585 | 4.25 |
| 2025-09-15 | 1,774,387 | +1.4% | 420,866 | 4.22 |
Daily short volume
FINRA Reg SHO, last 60 sessions. JSONAs of 11 September 2026, the short share of ROOT volume is 61.1%, down 6.1 points over the last five sessions. Over the last 52 readings it ranged from 30.7% (14 July 2026) to 73.2% (21 August 2026). The latest reading is in line with the 30-session average of 59.7%, on 38K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-09-11 | 23K | 38K | 61.1% | 0 |
| 2026-09-10 | 42K | 77K | 53.6% | 0 |
| 2026-09-09 | 56K | 100K | 56.2% | 1 |
| 2026-09-08 | 32K | 62K | 50.6% | 30 |
| 2026-09-04 | 26K | 39K | 65.8% | 1 |
| 2026-09-03 | 46K | 69K | 67.2% | 0 |
| 2026-09-02 | 30K | 51K | 58.3% | 5 |
| 2026-09-01 | 29K | 48K | 60.3% | 0 |
| 2026-08-31 | 33K | 45K | 72.6% | 0 |
| 2026-08-28 | 25K | 44K | 57.2% | 201 |
| 2026-08-27 | 22K | 37K | 58.2% | 0 |
| 2026-08-26 | 29K | 47K | 61.2% | 100 |
| 2026-08-25 | 28K | 56K | 50.7% | 824 |
| 2026-08-24 | 29K | 50K | 58.5% | 50 |
| 2026-08-21 | 85K | 116K | 73.2% | 0 |
| 2026-08-20 | 41K | 70K | 58.8% | 0 |
| 2026-08-19 | 41K | 81K | 50.1% | 0 |
| 2026-08-18 | 69K | 108K | 64.3% | 0 |
| 2026-08-17 | 103K | 145K | 71.3% | 0 |
| 2026-08-14 | 45K | 67K | 67.9% | 0 |
| 2026-08-13 | 55K | 101K | 54.5% | 0 |
| 2026-08-12 | 138K | 191K | 72.0% | 0 |
| 2026-08-11 | 69K | 128K | 54.1% | 0 |
| 2026-08-10 | 71K | 149K | 47.4% | 0 |
| 2026-08-07 | 137K | 264K | 51.7% | 2,327 |
| 2026-08-06 | 298K | 419K | 71.1% | 28,683 |
| 2026-08-05 | 54K | 88K | 61.5% | 0 |
| 2026-08-04 | 27K | 52K | 51.1% | 0 |
| 2026-08-03 | 40K | 63K | 64.2% | 0 |
| 2026-07-31 | 45K | 99K | 45.5% | 0 |
Fails to deliver
SEC, by settlement date. JSONAs of 12 August 2026, the fails-to-deliver balance in ROOT is 107 shares, up 68 shares over the last settlement date. Over the last 52 readings it ranged from 1 share (1 July 2026) to 15,232 shares (15 January 2026). The latest reading sits at the bottom of that range.
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-08-12 | 107 | $51.59 | $6K |
| 2026-08-10 | 39 | $51.50 | $2K |
| 2026-07-22 | 72 | $59.06 | $4K |
| 2026-07-21 | 6 | $60.07 | $360 |
| 2026-07-02 | 196 | $60.01 | $12K |
| 2026-07-01 | 1 | $55.92 | $56 |
| 2026-06-29 | 11,169 | $55.69 | $622K |
| 2026-06-26 | 11,695 | $52.24 | $611K |
| 2026-06-25 | 57 | $53.10 | $3K |
| 2026-06-24 | 84 | $52.18 | $4K |
| 2026-06-04 | 60 | $52.37 | $3K |
| 2026-06-02 | 234 | $57.42 | $13K |
| 2026-05-19 | 1,313 | $58.32 | $77K |
| 2026-05-08 | 20 | $56.91 | $1K |
| 2026-04-29 | 5,345 | $54.48 | $291K |
| 2026-04-20 | 1,496 | $54.70 | $82K |
| 2026-04-01 | 623 | $44.17 | $28K |
| 2026-03-27 | 203 | $47.90 | $10K |
| 2026-03-25 | 1,588 | $46.72 | $74K |
| 2026-03-24 | 12,798 | $45.79 | $586K |
| 2026-03-19 | 109 | $44.59 | $5K |
| 2026-03-05 | 10,512 | $48.68 | $512K |
| 2026-02-27 | 786 | $57.72 | $45K |
| 2026-02-26 | 6,714 | $61.09 | $410K |
| 2026-02-19 | 9,711 | $63.21 | $614K |
| 2026-02-18 | 322 | $61.67 | $20K |
| 2026-02-13 | 761 | $59.49 | $45K |
| 2026-02-12 | 12 | $58.73 | $705 |
| 2026-02-11 | 11 | $59.13 | $650 |
| 2026-02-09 | 753 | $62.08 | $47K |
Insider trades
SEC Form 4, newest first, 50 of 100 shown. JSONNo open-market insider trades were reported for ROOT in the last 90 days. The most recent filings are listed below; grants and option exercises carry a weaker signal than voluntary trades. Latest filing: Forish Ryan (Chief Accounting Officer) on 2026-08-21.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-08-21 | Forish Ryan | Chief Accounting Officer | Tax withholding | 88 | $55.79 | $5K | 24K |
| 2026-08-21 | Binkley Megan | Chief Financial Officer | Gift | 2K | $0.00 | $0 | 112K |
| 2026-06-22 | Forish Ryan | Chief Accounting Officer | Tax withholding | 294 | $51.07 | $15K | 24K |
| 2026-06-15 | Forish Ryan | Chief Accounting Officer | Tax withholding | 490 | $54.86 | $27K | 25K |
| 2026-06-03 | Szudarek Julie | n/a | Grant | 3K | $0.00 | $0 | 15K |
| 2026-06-03 | Ulman Doug | n/a | Grant | 3K | $0.00 | $0 | 4K |
| 2026-06-03 | KRAMER NANCY J | n/a | Grant | 3K | $0.00 | $0 | 20K |
| 2026-06-03 | Hilsheimer Lawrence A. | n/a | Grant | 3K | $0.00 | $0 | 44K |
| 2026-06-03 | Dorsey Donna | n/a | Grant | 3K | $0.00 | $0 | 13K |
| 2026-06-03 | DEVARD JERRI | n/a | Grant | 3K | $0.00 | $0 | 21K |
| 2026-06-03 | Birnbaum Beth A | n/a | Grant | 3K | $0.00 | $0 | 17K |
| 2026-05-21 | Forish Ryan | Chief Accounting Officer | Tax withholding | 351 | $57.85 | $20K | 25K |
| 2026-05-15 | Allison Jonathan | Chief Administrative Officer | Sell | 2K | $55.96 | $90K | 68K |
| 2026-05-12 | Allison Jonathan | Chief Administrative Officer | Sell | 2K | $55.74 | $95K | 70K |
| 2026-05-01 | Forish Ryan | Chief Accounting Officer | Tax withholding | 82 | $55.05 | $5K | 25K |
| 2026-04-07 | Allison Jonathan | Chief Administrative Officer | Sell | 2K | $44.35 | $76K | 72K |
| 2026-04-02 | Allison Jonathan | Chief Administrative Officer | Sell | 4K | $42.33 | $174K | 73K |
| 2026-04-01 | Timm Alexander E. | Chief Executive Officer | Tax withholding | 29K | $43.26 | $1.2M | 275K |
| 2026-04-01 | Timm Alexander E. | Chief Executive Officer | Option exercise | 63K | $0.00 | $0 | 304K |
| 2026-04-01 | Timm Alexander E. | Chief Executive Officer | Tax withholding | 3K | $43.26 | $151K | 241K |
| 2026-04-01 | Timm Alexander E. | Chief Executive Officer | Tax withholding | 15K | $43.26 | $647K | 244K |
| 2026-04-01 | Bonakdarpour Mahtiyar | President and CTO | Tax withholding | 19K | $43.26 | $831K | 373K |
| 2026-04-01 | Bonakdarpour Mahtiyar | President and CTO | Option exercise | 43K | $0.00 | $0 | 392K |
| 2026-04-01 | Bonakdarpour Mahtiyar | President and CTO | Tax withholding | 11K | $43.26 | $471K | 349K |
| 2026-04-01 | Bonakdarpour Mahtiyar | President and CTO | Tax withholding | 2K | $43.26 | $71K | 360K |
| 2026-04-01 | Binkley Megan | Chief Financial Officer | Tax withholding | 2K | $43.26 | $92K | 114K |
| 2026-04-01 | Binkley Megan | Chief Financial Officer | Option exercise | 5K | $0.00 | $0 | 116K |
| 2026-04-01 | Binkley Megan | Chief Financial Officer | Tax withholding | 8K | $43.26 | $350K | 111K |
| 2026-04-01 | Allison Jonathan | Chief Administrative Officer | Tax withholding | 3K | $43.26 | $124K | 77K |
| 2026-04-01 | Allison Jonathan | Chief Administrative Officer | Option exercise | 6K | $0.00 | $0 | 80K |
| 2026-04-01 | Allison Jonathan | Chief Administrative Officer | Tax withholding | 8K | $43.26 | $350K | 74K |
| 2026-03-20 | Forish Ryan | Chief Accounting Officer | Tax withholding | 294 | $45.59 | $13K | 26K |
| 2026-03-20 | Allison Jonathan | Chief Administrative Officer | Sell | 4K | $44.78 | $179K | 82K |
| 2026-03-17 | Allison Jonathan | Chief Administrative Officer | Sell | 4K | $45.00 | $180K | 86K |
| 2026-03-16 | Forish Ryan | Chief Accounting Officer | Tax withholding | 489 | $44.30 | $22K | 26K |
| 2026-03-12 | Allison Jonathan | Chief Administrative Officer | Sell | 4K | $43.61 | $170K | 90K |
| 2026-03-11 | Forish Ryan | Chief Accounting Officer | Grant | 7K | $0.00 | $0 | 26K |
| 2026-03-10 | Allison Jonathan | Chief Administrative Officer | Sell | 4K | $44.97 | $175K | 94K |
| 2026-03-09 | Ulman Doug | Director | Sell | 13K | $45.11 | $593K | 27K |
| 2026-03-09 | Ulman Doug | Director | Conversion | 33K | n/a | n/a | 41K |
| 2026-03-09 | Ulman Doug | Director | Tax withholding | 473 | $45.77 | $22K | 40K |
| 2026-03-05 | Allison Jonathan | Chief Administrative Officer | Sell | 4K | $48.05 | $187K | 98K |
| 2026-03-03 | Allison Jonathan | Chief Administrative Officer | Sell | 4K | $47.88 | $187K | 102K |
| 2026-02-19 | Timm Alexander E. | Chief Executive Officer | Tax withholding | 4K | $61.59 | $244K | 259K |
| 2026-02-19 | Timm Alexander E. | Chief Executive Officer | Tax withholding | 11K | $61.59 | $647K | 255K |
| 2026-02-19 | Bonakdarpour Mahtiyar | President and CTO | Tax withholding | 3K | $61.59 | $161K | 361K |
| 2026-02-19 | Bonakdarpour Mahtiyar | President and CTO | Tax withholding | 10K | $61.59 | $589K | 358K |
| 2026-02-19 | Binkley Megan | Chief Financial Officer | Tax withholding | 2K | $61.59 | $98K | 119K |
| 2026-02-19 | Binkley Megan | Chief Financial Officer | Tax withholding | 4K | $61.59 | $269K | 117K |
| 2026-02-19 | Allison Jonathan | Chief Administrative Officer | Tax withholding | 1K | $61.59 | $82K | 106K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are the rarer, stronger signal.
Large holders (13D and 13G)
One row per reporting person, newest filing first. JSON6 holders above 5% have filed on ROOT, 3 on Schedule 13D (active intent). The largest reported stake is Carvana Co. Sub LLC at 21.2% of the class (3,708,454 shares), filed 2026-03-03 for an event on 2026-02-28.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-07-29 | 13G/Ano. 1 | BlackRock, Inc.parent holding company | 1.0M | 7.2% | 2026-06-30 |
| 2026-05-15 | 13G/Ano. 1 | T. Rowe Price Investment Management, Inc.investment adviser | 1.2M | 8.6% | 2026-03-31 |
| 2026-03-27 | 13G/Ano. 1 | The Vanguard Groupinvestment adviser | 0 | 0.0% | 2026-03-13 |
| 2026-03-03 | 13D/Ano. 12 | Carvana Co. Sub LLCother entity | 3.7M | 21.2% | 2026-02-28 |
| 2026-03-03 | 13D/Ano. 12 | Carvana Group, LLCother entity | 3.7M | 21.2% | 2026-02-28 |
| 2026-03-03 | 13D/Ano. 12 | Carvana Co.corporation | 3.7M | 21.2% | 2026-02-28 |
| 2025-10-30 | 13G | The Vanguard Groupinvestment adviser | 725K | 5.3% | 2025-09-30 |
13F holders
Tracked managers holding ROOT at their latest 13F. JSON7 of the 30 tracked managers held ROOT at their latest 13F, $41.5M in total at quarter-end prices. Citadel Advisors is the largest at $19.2M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 4 added shares and 3 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| Citadel Advisors | 2026-06-30 | 343K | $19.2M | 0.00% | +37K |
| Renaissance Technologies | 2026-06-30 | 245K | $13.7M | 0.02% | +7K |
| Two Sigma Investments | 2026-06-30 | 53K | $3.0M | 0.00% | +23K |
| Millennium Management | 2026-06-30 | 44K | $2.4M | 0.00% | -105K |
| AQR Capital Management | 2026-06-30 | 43K | $2.4M | 0.00% | +22K |
| Point72 Asset Management | 2026-06-30 | 8K | $422K | 0.00% | -6K |
| D. E. Shaw & Co. | 2026-06-30 | 6K | $336K | 0.00% | -7K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn Q2 2026 (quarter ended 2026-06-30) Root, Inc. reported revenue of $389.2M, up 1.6% from the same quarter a year earlier, and net income of $25.4M (1.49 diluted EPS). In FY 2025 it generated $206.5M of operating cash flow. As of 2026-06-30, cash was $509.6M against $197.8M of debt.
- Cash
- $509.6M
- Debt
- $197.8M
- Equity
- $327.9M
- Total assets
- $1.67B
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $389.2M | $25.4M | 6.5% | 1.49 |
| Q1 2026 | 2026-03-31 | $393.5M | $35.9M | 9.1% | 2.09 |
| Q4 2025derived | 2025-12-31 | $397.0M | n/a | n/a | n/a |
| Q3 2025 | 2025-09-30 | $387.8M | -$5.4M | -1.4% | -0.35 |
| Q2 2025 | 2025-06-30 | $382.9M | $22.0M | 5.7% | 1.29 |
| Q1 2025 | 2025-03-31 | $349.4M | $18.4M | 5.3% | 1.07 |
| Q4 2024derived | 2024-12-31 | $326.7M | n/a | n/a | n/a |
| Q3 2024 | 2024-09-30 | $305.7M | $22.8M | 7.5% | 1.35 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2025-12-31 | $1.52B | n/a | $206.5M | $0 | n/a | n/a |
| FY 2024 | 2024-12-31 | $1.18B | n/a | $195.7M | $400K | n/a | n/a |
| FY 2023 | 2023-12-31 | $455.0M | n/a | -$33.6M | $200K | n/a | n/a |
| FY 2022 | 2022-12-31 | $310.8M | n/a | -$210.6M | $0 | $0 | n/a |
| FY 2021 | 2021-12-31 | $345.4M | n/a | -$403.4M | $4.6M | $0 | n/a |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are cash paid to repurchase common stock in the year (XBRL PaymentsForRepurchaseOfCommonStock), not authorizations. Balance sheet lines are as of 2026-06-30.
What this page is
Root, Inc. in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page pulls every series the site collects for one ticker onto one URL, keyed by the SEC's own ticker list, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a summary sentence built from the rows (last value, change, range with dates) and its own JSON and CSV links. Nothing on the page is written by a model; the sentences change only when the data does. A page exists only for companies with data in at least two series, and every section says when its source last updated.
This page follows Root, Inc. (ROOT), SEC CIK 1788882, listed on Nasdaq, classified by the SEC as fire, marine & casualty insurance. The cross-market tables live on the short interest and insider transactions hubs.
Source and method
- Short interest
- FINRA consolidated short interestTwice a month, about eight business days after settlement. Latest 2026-08-31.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesEvery trading day, loaded the following morning. Latest 2026-09-11.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataTwice a month, a few weeks after the half month ends. Latest 2026-08-12.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GEDGAR read every 30 minutes; 13D within five business days of crossing 5%, 13G on the passive schedule. Latest 2026-07-29.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRQuarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC XBRL company factsRefreshed weekly from the SEC's structured data; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Insider trades
- SEC EDGAR Form 4EDGAR read every 30 minutes; filings are due two business days after the trade. Latest 2026-08-21.JSON and CSV
- Company record
- EDGAR filing index for CIK 1788882Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 30 requests a minute without a key, 120 a minute with a key from a free account.
Data checks. Every dataset is checked against its source once a day. This dataset passed the last run, 14 Sep 05:40 UTC.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a crowded short are the combination that has historically preceded squeezes; insider sells next to a crowded short are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
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Datasets
Frequently Asked Questions
How much of ROOT is sold short?
What is ROOT's daily short volume?
Does ROOT have fails to deliver?
Are ROOT insiders buying or selling?
Who owns more than 5% of ROOT?
What did ROOT report last quarter?
Which funds hold ROOT?
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.