XOOMAR

UMB FINANCIAL CORP (UMBF)

Every FINRA and SEC series the site collects for UMB FINANCIAL CORP: short interest with days to cover, daily short sale volume, fails to deliver and Form 4 insider trades. Listed on Nasdaq, classified by the SEC as national commercial banks.

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3.4M

Short interest

settlement 2026-08-14

6.7

Days to cover

-0.8% vs prior

43.4%

Short share of volume

2026-09-11

46

Fails to deliver

settlement 2026-08-14

-$5.4M

Insider flow, 90 days

2 buys, 13 sells

As of 2026-09-11.

Short interest

FINRA, twice a month; the last 12 months shown, all 48 settlements in the JSON

As of 14 August 2026, short interest in UMBF is 3,395,125 shares, down 697,535 shares over the last month. Over the last 48 readings it ranged from 1,619,996 shares (14 March 2025) to 4,155,466 shares (30 June 2026). At the reported average volume of 508K shares a day that is 6.7 days to cover, elevated.

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SettlementShares shortChangeAvg daily volumeDays to cover
2026-08-143,395,125-0.8%507,6456.69
2026-07-313,424,247-16.3%683,5575.01
2026-07-154,092,660-1.5%623,5856.56
2026-06-304,155,466+15.0%947,6414.39
2026-06-153,613,585+3.7%589,0086.14
2026-05-293,485,948-2.6%617,7275.64
2026-05-153,580,024-1.8%660,7775.42
2026-04-303,644,983+22.5%837,0604.35
2026-04-152,975,712+5.8%568,0955.24
2026-03-312,813,845+18.6%572,8964.91
2026-03-132,372,948+2.7%586,2694.05
2026-02-272,309,592-9.2%487,8084.73
2026-02-132,544,220-17.6%554,3724.59
2026-01-303,086,995+9.7%633,1554.88
2026-01-152,814,559+2.0%411,5126.84
2025-12-312,759,848-7.5%500,4085.52
2025-12-152,982,750+8.7%496,0636.01
2025-11-282,743,755+8.2%378,3617.25
2025-11-142,536,875+1.1%460,4455.51
2025-10-312,507,951+3.3%542,4104.62
2025-10-152,428,279+2.2%371,8546.53
2025-09-302,377,021+5.3%503,9224.72
2025-09-152,256,881+8.7%473,0064.77
2025-08-292,076,489+4.3%529,7903.92

Daily short volume

FINRA Reg SHO, last 60 sessions. JSON

As of 11 September 2026, the short share of UMBF volume is 43.4%, down 28.9 points over the last five sessions. Over the last 52 readings it ranged from 40.8% (1 September 2026) to 89.6% (27 August 2026). The latest reading sits at the bottom of that range. The latest reading is 22.6 points below the 30-session average of 66.0%, on 206K shares reported.

DateShort volumeTotal volumeShort shareExempt
2026-09-1189K206K43.4%248
2026-09-1080K163K48.9%30
2026-09-09153K203K75.3%0
2026-09-08154K278K55.4%1,418
2026-09-0497K151K64.5%3
2026-09-03108K150K72.3%12,866
2026-09-02137K247K55.6%0
2026-09-0191K224K40.8%200
2026-08-31107K176K60.8%0
2026-08-28129K227K56.9%192
2026-08-27239K266K89.6%6
2026-08-2689K125K71.3%0
2026-08-2583K112K74.1%551
2026-08-2483K116K71.6%0
2026-08-21109K141K77.0%6,774
2026-08-20101K156K64.7%0
2026-08-19118K163K72.3%70
2026-08-1878K132K59.4%137
2026-08-17150K225K66.8%30
2026-08-14128K169K75.8%0
2026-08-13142K202K70.7%129
2026-08-12127K162K78.4%0
2026-08-11189K241K78.5%6,802
2026-08-10141K302K46.7%1,082
2026-08-07103K183K56.3%30
2026-08-0670K135K51.6%397
2026-08-05130K173K75.4%216
2026-08-04183K238K76.9%0
2026-08-03105K145K72.6%5
2026-07-31162K213K76.2%212

Fails to deliver

SEC, by settlement date. JSON

As of 14 August 2026, the fails-to-deliver balance in UMBF is 46 shares, down 7,657 shares over the last settlement date. Over the last 52 readings it ranged from 2 shares (7 July 2026) to 99,307 shares (29 June 2026). The latest reading sits at the bottom of that range.

SettlementShares failedPriceValue
2026-08-1446$150.88$7K
2026-07-317,703$145.51$1.1M
2026-07-283$140.97$423
2026-07-16110$145.31$16K
2026-07-141,045$144.29$151K
2026-07-072$144.41$289
2026-06-3011,288$141.98$1.6M
2026-06-2999,307$144.91$14.4M
2026-06-26536$143.41$77K
2026-06-24154$139.48$21K
2026-06-151,252$135.37$169K
2026-06-125,348$132.51$709K
2026-06-0915$129.10$2K
2026-06-0829$129.92$4K
2026-06-013,845$131.26$505K
2026-04-301,009$124.22$125K
2026-04-0933$120.06$4K
2026-02-2029$126.12$4K
2026-02-191,355$127.86$173K
2026-02-1311$128.99$1K
2026-02-1225$132.16$3K
2026-02-1037$134.29$5K
2026-02-0510$130.97$1K
2026-02-0417$127.96$2K
2026-01-2910$124.66$1K
2026-01-281,006$124.86$126K
2026-01-2215$126.34$2K
2026-01-0850$120.24$6K
2026-01-0530$116.48$3K
2025-12-264,854$118.90$577K

Insider trades

SEC Form 4, newest first, 50 of 100 shown. JSON

Over the last 90 days UMBF insiders reported 2 open-market buys ($135K) against 13 sells ($5.6M), so the dollar flow leans toward selling. Latest filing: Peterman Tamara on 2026-09-01.

DateInsiderTitleTypeSharesPriceValueOwned after
2026-09-01Peterman Tamaran/aBuy394$139.60$55K11K
2026-09-01GRAVES GREG Mn/aBuy573$139.60$80K40K
2026-08-17Terry Thomas SChief Credit OfficerSell6K$151.77$867K31K
2026-08-17Shankar RamChief Financial OfficerSell2K$151.61$303K30K
2026-08-06Murphy Susan Gn/aSell902$145.50$131K11K
2026-08-06Murphy Susan Gn/aSell475$145.66$69K12K
2026-08-05Odgers David CarlChief Accounting OfficerSell145$147.30$21K7K
2026-08-04KEMPER J MARINERChairman and CEOSell15K$148.55$2.2M1.5M
2026-08-04Wilson UmaExecutive Vice PresidentSell4K$148.00$613K20K
2026-08-04Newton Nikki FarentinoPresident, Private Wealth MgmtSell1$148.72$14912K
2026-08-04Newton Nikki FarentinoPresident, Private Wealth MgmtSell2K$148.60$297K12K
2026-08-04Mason Phillip JamesPresident, Inst. BankingSell800$147.00$118K9K
2026-08-03KEMPER J MARINERChairman and CEOSell4K$147.27$619K6K
2026-08-03KEMPER J MARINERChairman and CEOGift10K$0.00$010K
2026-07-31Gallagher Kevin Charlesn/aSell360$145.13$52K12K
2026-07-31Beaird Robert BrianChief Human Resource OfficerSell2K$144.40$231K9K
2026-06-10Wilson UmaExecutive Vice PresidentSell922$133.05$123K24K
2026-06-10Wilson UmaExecutive Vice PresidentOption exercise922$75.25$69K25K
2026-06-10Gallagher Kevin Charlesn/aSell381$132.88$51K12K
2026-06-09Rine James DPresidentSell1K$133.22$143K61K
2026-06-09Rine James DPresidentSell7K$132.49$950K63K
2026-05-01Williams Leroy James Jrn/aGrant116$129.24$15K8K
2026-05-01SOSLAND L JOSHUAn/aGrant116$129.24$15K15K
2026-05-01SCHMIDT JOHN Kn/aGrant116$129.24$15K33K
2026-05-01ROBBINS KRIS An/aGrant116$129.24$15K5K
2026-05-01Peterman Tamaran/aGrant116$129.24$15K10K
2026-05-01Murphy Susan Gn/aGrant116$129.24$15K12K
2026-05-01Lazo Margaretn/aGrant116$129.24$15K5K
2026-05-01Hopkins Jennifer Kn/aGrant116$129.24$15K7K
2026-05-01Henderson Brad J.n/aGrant116$129.24$15K2K
2026-05-01Gordon Lansford E.n/aGrant116$129.24$15K9K
2026-05-01Gallagher Kevin Charlesn/aGrant116$129.24$15K13K
2026-05-01GRAVES GREG Mn/aGrant116$129.24$15K40K
2026-05-01Davidson Janinen/aGrant116$129.24$15K5K
2026-05-01BEERY ROBIN Cn/aGrant116$129.24$15K8K
2026-05-01Murphy Timothy R.n/aGrant116$129.24$15K28K
2026-02-11Wilson UmaExecutive Vice PresidentTax withholding83$132.16$11K24K
2026-02-11Terry Thomas SChief Credit OfficerTax withholding57$132.16$8K36K
2026-02-11Shankar RamChief Financial OfficerTax withholding129$132.16$17K32K
2026-02-11Rine James DPresidentTax withholding311$132.16$41K70K
2026-02-11Odgers David CarlChief Accounting OfficerTax withholding18$132.16$2K7K
2026-02-11Newton Nikki FarentinoPresident, Private Wealth MgmtTax withholding87$132.16$11K14K
2026-02-11Mason Phillip JamesPresident, Inst. BankingTax withholding41$132.16$5K10K
2026-02-11KEMPER J MARINERChairman and CEOTax withholding1K$132.16$144K329K
2026-02-11Johnson Shannon AndresenChief Administrative OfficerTax withholding124$132.16$16K35K
2026-02-11Harris AmyEVP and Chief Legal OfficerTax withholding60$132.16$8K8K
2026-02-11Beaird Robert BrianChief Human Resource OfficerTax withholding70$132.16$9K11K
2026-02-10Wilson UmaExecutive Vice PresidentTax withholding131$132.87$17K24K
2026-02-10Terry Thomas SChief Credit OfficerTax withholding89$132.87$12K36K
2026-02-10Shankar RamChief Financial OfficerTax withholding204$132.87$27K32K

Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are the rarer, stronger signal.

Planned sales (Form 144)

Newest first. JSON

13 Form 144 notices on file for UMBF worth $4.5M at the prices reported; 13 in the last 90 days worth $4.5M. Latest: R C Kemper Jr Charitable Trust & Foundation filed on 2026-09-01 to sell 2,550 shares ($361K) from 2026-09-01.

FiledSellerSharesMarket valueOf outstandingSale fromBroker
2026-09-01R C Kemper Jr Charitable Trust & FoundationAffiliate3K$361K0.003%2026-09-01Capital Institutional Services
2026-09-01R C Kemper Charitable Trust & FoundationAffiliate1K$177K0.002%2026-09-01Capital Institutional Services
2026-09-01Bebe & Crosby Kemper Foundation for the ArtsAffiliate576$82K0.001%2026-09-01Capital Institutional Services
2026-08-06SUSAN G MURPHYDirector1K$200K0.002%2026-08-06Morgan Stanley Smith Barney LLC Executive Financial Services
2026-08-03RC Kemper Jr. Irrevocable Dynasty Trust FBO John Mariner KemperAffiliate4K$513K0.005%2026-08-03Capital Institutional Services
2026-08-03R C Kemper Jr Charitable Trust & FoundationAffiliate1K$187K0.002%2026-08-03Capital Institutional Services
2026-08-03R C Kemper Charitable Trust & FoundationAffiliate625$92K0.001%2026-08-03Capital Institutional Services
2026-08-03Bebe & Crosby Kemper Foundation for the ArtsAffiliate288$42K0.000%2026-08-03Capital Institutional Services
2026-07-31R C Kemper Marital TrustAffiliate15K$2.2M0.020%2026-08-03Capital Institutional Services
2026-07-31R C Kemper Jr Charitable Trust & FoundationAffiliate3K$371K0.003%2026-08-03Capital Institutional Services
2026-07-31R C Kemper Charitable Trust & FoundationAffiliate1K$182K0.002%2026-08-03Capital Institutional Services
2026-07-31Bebe & Crosby Kemper Foundation for the ArtsAffiliate576$84K0.001%2026-08-03Capital Institutional Services
2026-07-30Gallagher Kevin CharlesDirector360$52K0.000%2026-07-31UMB Financial Services, Inc.

13F holders

Tracked managers holding UMBF at their latest 13F. JSON

5 of the 30 tracked managers held UMBF at their latest 13F, $230.7M in total at quarter-end prices. Citadel Advisors is the largest at $135.5M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 2 added shares and 3 cut.

FundQuarterSharesValueOf portfolioChange in shares
Citadel Advisors2026-06-30949K$135.5M0.02%-128K
AQR Capital Management2026-06-30296K$41.8M0.01%+103K
Fisher Asset Management2026-06-30243K$34.7M0.01%+716
Millennium Management2026-06-3076K$10.8M0.00%-74K
Two Sigma Investments2026-06-3054K$7.8M0.01%-7K

Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.

Financials

SEC XBRL, as filed. JSON

In FY 2025 it generated $1.03B of operating cash flow and spent $17.6M on buybacks and $135.6M on dividends. As of 2026-06-30, cash was $5.61B against $480.1M of debt.

Cash
$5.61B
Debt
$480.1M
Equity
$8.03B
Total assets
$72.26B
Shares outstanding
75,950,030

Quarterly, last 8 quarters

QuarterPeriod endRevenueNet incomeMarginDiluted EPS
Q2 20262026-06-30n/a$277.6Mn/a3.56
Q1 20262026-03-31n/a$261.4Mn/a3.35
Q4 2025derived2025-12-31n/a$215.4Mn/an/a
Q3 20252025-09-30n/a$188.3Mn/a2.36
Q2 20252025-06-30n/a$217.4Mn/a2.82
Q1 20252025-03-31n/a$81.3Mn/a1.21
Q4 2024derived2024-12-31n/a$120.0Mn/an/a
Q3 20242024-09-30n/a$109.6Mn/a2.23

Fiscal years, with buybacks and dividends

Fiscal yearEndsRevenueNet incomeOperating cash flowCapexBuybacksDividends
FY 20252025-12-31n/a$702.4M$1.03B$48.6M$17.6M$135.6M
FY 20242024-12-31n/a$441.2M$225.3M$20.0M$7.7M$77.1M
FY 20232023-12-31n/a$350.0M$472.6M$23.1M$8.4M$74.2M
FY 20222022-12-31n/a$431.7M$769.6M$51.7M$32.0M$72.0M
FY 20212021-12-31n/a$353.0M$534.1M$33.7M$5.5M$66.8M

Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are cash paid to repurchase common stock in the year (XBRL PaymentsForRepurchaseOfCommonStock), not authorizations. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-07-27 from the cover page.

What this page is

UMB FINANCIAL CORP in the regulatory record

Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page pulls every series the site collects for one ticker onto one URL, keyed by the SEC's own ticker list, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.

Each section has its own history table, a summary sentence built from the rows (last value, change, range with dates) and its own JSON and CSV links. Nothing on the page is written by a model; the sentences change only when the data does. A page exists only for companies with data in at least two series, and every section says when its source last updated.

This page follows UMB FINANCIAL CORP (UMBF), SEC CIK 101382, listed on Nasdaq, classified by the SEC as national commercial banks. The cross-market tables live on the short interest and insider transactions hubs.

Source and method

Short interest
FINRA consolidated short interestTwice a month, about eight business days after settlement. Latest 2026-08-14.JSON and CSV
Daily short volume
FINRA Reg SHO daily filesEvery trading day, loaded the following morning. Latest 2026-09-11.JSON and CSV
Fails to deliver
SEC fails-to-deliver dataTwice a month, a few weeks after the half month ends. Latest 2026-08-14.JSON and CSV
Planned sales
SEC EDGAR Form 144EDGAR read every 30 minutes; a notice is filed on or before the sell order. Latest 2026-09-01.JSON and CSV
13F holders
SEC EDGAR Form 13F-HRQuarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
Financials
SEC XBRL company factsRefreshed weekly from the SEC's structured data; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
Insider trades
SEC EDGAR Form 4EDGAR read every 30 minutes; filings are due two business days after the trade. Latest 2026-09-01.JSON and CSV
Company record
EDGAR filing index for CIK 101382Ticker, name and exchange from the SEC's company list, refreshed weekly.
Rate limits
30 requests a minute without a key, 120 a minute with a key from a free account.

Data checks. Every dataset is checked against its source once a day. This dataset passed the last run, 13 Sep 05:40 UTC.

How to read it

  • Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
  • Insider buys next to a crowded short are the combination that has historically preceded squeezes; insider sells next to a crowded short are common and mean little.
  • Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.

Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.

Datasets

Frequently Asked Questions

How much of UMBF is sold short?
3,395,125 shares were held short at the 2026-08-14 settlement, 6.7 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is UMBF's daily short volume?
On 2026-09-11, 89,362 of the 205,915 UMBF shares reported to FINRA were sold short, 43.4% of the day's reported volume. Short volume is a flow for one day, not a position.
Does UMBF have fails to deliver?
The SEC's latest file shows 46 UMBF shares failed to deliver at settlement 2026-08-14. Fails are reported per settlement date and published twice a month with a lag.
Are UMBF insiders buying or selling?
Over the last 90 days UMBF insiders reported 2 open-market buys ($135K) against 13 sells ($5.6M), so the dollar flow leans toward selling. Latest filing: Peterman Tamara on 2026-09-01.
Have UMBF insiders filed to sell?
13 Form 144 notices on file for UMBF worth $4.5M at the prices reported; 13 in the last 90 days worth $4.5M. Latest: R C Kemper Jr Charitable Trust & Foundation filed on 2026-09-01 to sell 2,550 shares ($361K) from 2026-09-01.
What did UMBF report last quarter?
In FY 2025 it generated $1.03B of operating cash flow and spent $17.6M on buybacks and $135.6M on dividends. As of 2026-06-30, cash was $5.61B against $480.1M of debt.
Which funds hold UMBF?
5 of the 30 tracked managers held UMBF at their latest 13F, $230.7M in total at quarter-end prices. Citadel Advisors is the largest at $135.5M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 2 added shares and 3 cut.

Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.