Umb Financial (UMBF)
Umb Financial on one page: short interest, daily short volume, fails to deliver, planned sales, large holders, 13F holders, financials, earnings dates and insider trades. Listed on Nasdaq, classified by the SEC as national commercial banks.
4.0M
Short interest
settlement 2026-10-15
6.3
Days to cover
+1.3 days vs prior
78.2%
Short share of volume
2026-10-28
10
Fails to deliver
settlement 2026-09-30
Tue 26 Jan
Next earnings
estimated date
-$5.4M
Insider flow, 90 days
2 buys, 13 sells
As of 2026-10-28.
Short interest
FINRA, twice a month. The newest 48 settlements in the table, 48 in the chart. JSONAs of 15 October 2026, short interest in UMBF is 4,045,623 shares, up 411,067 shares over the last month. Over the last 48 readings it ranged from 1,619,996 shares (14 March 2025) to 4,155,466 shares (30 June 2026). The latest reading sits at the top of that range. At the reported average volume of 647K shares a day that is 6.3 days to cover.
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| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-10-15 | 4,045,623 | +4.0% | 647,355 | 6.25 |
| 2026-09-30 | 3,889,000 | +7.0% | 788,882 | 4.93 |
| 2026-09-15 | 3,634,556 | +6.1% | 540,486 | 6.72 |
| 2026-08-31 | 3,425,160 | +0.9% | 418,366 | 8.19 |
| 2026-08-14 | 3,395,125 | -0.8% | 507,645 | 6.69 |
| 2026-07-31 | 3,424,247 | -16.3% | 683,557 | 5.01 |
| 2026-07-15 | 4,092,660 | -1.5% | 623,585 | 6.56 |
| 2026-06-30 | 4,155,466 | +15.0% | 947,641 | 4.39 |
| 2026-06-15 | 3,613,585 | +3.7% | 589,008 | 6.14 |
| 2026-05-29 | 3,485,948 | -2.6% | 617,727 | 5.64 |
| 2026-05-15 | 3,580,024 | -1.8% | 660,777 | 5.42 |
| 2026-04-30 | 3,644,983 | +22.5% | 837,060 | 4.35 |
| 2026-04-15 | 2,975,712 | +5.8% | 568,095 | 5.24 |
| 2026-03-31 | 2,813,845 | +18.6% | 572,896 | 4.91 |
| 2026-03-13 | 2,372,948 | +2.7% | 586,269 | 4.05 |
| 2026-02-27 | 2,309,592 | -9.2% | 487,808 | 4.73 |
| 2026-02-13 | 2,544,220 | -17.6% | 554,372 | 4.59 |
| 2026-01-30 | 3,086,995 | +9.7% | 633,155 | 4.88 |
| 2026-01-15 | 2,814,559 | +2.0% | 411,512 | 6.84 |
| 2025-12-31 | 2,759,848 | -7.5% | 500,408 | 5.52 |
| 2025-12-15 | 2,982,750 | +8.7% | 496,063 | 6.01 |
| 2025-11-28 | 2,743,755 | +8.2% | 378,361 | 7.25 |
| 2025-11-14 | 2,536,875 | +1.1% | 460,445 | 5.51 |
| 2025-10-31 | 2,507,951 | +3.3% | 542,410 | 4.62 |
| 2025-10-15 | 2,428,279 | +2.2% | 371,854 | 6.53 |
| 2025-09-30 | 2,377,021 | +5.3% | 503,922 | 4.72 |
| 2025-09-15 | 2,256,881 | +8.7% | 473,006 | 4.77 |
| 2025-08-29 | 2,076,489 | +4.3% | 529,790 | 3.92 |
| 2025-08-15 | 1,991,344 | -5.5% | 600,719 | 3.31 |
| 2025-07-31 | 2,106,731 | -4.4% | 581,891 | 3.62 |
| 2025-07-15 | 2,203,830 | -12.8% | 521,427 | 4.23 |
| 2025-06-30 | 2,526,700 | +27.1% | 870,945 | 2.90 |
| 2025-06-13 | 1,987,593 | -3.0% | 492,816 | 4.03 |
| 2025-05-30 | 2,049,915 | -10.1% | 451,523 | 4.54 |
| 2025-05-15 | 2,279,659 | -5.0% | 512,814 | 4.45 |
| 2025-04-30 | 2,399,908 | +12.6% | 692,777 | 3.46 |
| 2025-04-15 | 2,132,107 | +10.4% | 736,171 | 2.90 |
| 2025-03-31 | 1,930,532 | +19.2% | 560,893 | 3.44 |
| 2025-03-14 | 1,619,996 | -19.1% | 702,258 | 2.31 |
| 2025-02-28 | 2,001,476 | -12.3% | 609,420 | 3.28 |
| 2025-02-14 | 2,283,177 | -44.5% | 829,804 | 2.75 |
| 2025-01-31 | 4,113,433 | +12.3% | 1,158,789 | 3.55 |
| 2025-01-15 | 3,663,845 | +8.8% | 490,663 | 7.47 |
| 2024-12-31 | 3,366,333 | +11.2% | 430,225 | 7.82 |
| 2024-12-13 | 3,028,101 | -6.3% | 351,649 | 8.61 |
| 2024-11-29 | 3,233,269 | -0.5% | 269,691 | 11.99 |
| 2024-11-15 | 3,250,260 | +2.2% | 501,207 | 6.48 |
| 2024-10-31 | 3,179,461 | +0.7% | 414,929 | 7.66 |
Daily short volume
FINRA Reg SHO, the last 30 sessions. JSONAs of 28 October 2026, the short share of UMBF volume is 78.2%, down 1.1 points over the last five sessions. Over the last 30 readings it ranged from 49.8% (22 September 2026) to 82.4% (23 October 2026). The latest reading is 9.8 points above the 30-session average of 68.4%, on 513K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-10-28 | 401K | 513K | 78.2% | 0 |
| 2026-10-27 | 293K | 384K | 76.3% | 0 |
| 2026-10-26 | 231K | 353K | 65.4% | 27 |
| 2026-10-23 | 185K | 225K | 82.4% | 0 |
| 2026-10-22 | 144K | 189K | 76.3% | 0 |
| 2026-10-21 | 93K | 118K | 79.2% | 5 |
| 2026-10-20 | 147K | 251K | 58.8% | 900 |
| 2026-10-19 | 93K | 131K | 70.6% | 491 |
| 2026-10-16 | 136K | 193K | 70.5% | 199 |
| 2026-10-15 | 113K | 151K | 74.5% | 0 |
| 2026-10-14 | 107K | 204K | 52.4% | 323 |
| 2026-10-13 | 128K | 198K | 64.3% | 0 |
| 2026-10-12 | 149K | 220K | 67.7% | 0 |
| 2026-10-09 | 149K | 219K | 67.8% | 0 |
| 2026-10-08 | 253K | 357K | 70.9% | 0 |
| 2026-10-07 | 302K | 418K | 72.4% | 80 |
| 2026-10-06 | 196K | 256K | 76.8% | 303 |
| 2026-10-05 | 176K | 247K | 71.1% | 133 |
| 2026-10-02 | 136K | 200K | 67.8% | 0 |
| 2026-10-01 | 158K | 304K | 52.2% | 548 |
| 2026-09-30 | 112K | 171K | 65.2% | 34 |
| 2026-09-29 | 154K | 237K | 65.0% | 0 |
| 2026-09-28 | 141K | 197K | 71.7% | 30 |
| 2026-09-25 | 189K | 286K | 65.9% | 0 |
| 2026-09-24 | 215K | 285K | 75.4% | 0 |
| 2026-09-23 | 208K | 293K | 71.0% | 30 |
| 2026-09-22 | 169K | 339K | 49.8% | 0 |
| 2026-09-21 | 133K | 223K | 60.0% | 0 |
| 2026-09-18 | 163K | 219K | 74.3% | 70 |
| 2026-09-17 | 209K | 363K | 57.5% | 0 |
Fails to deliver
SEC, the last 30 settlement dates with a fail. JSONAs of 30 September 2026, the fails-to-deliver balance in UMBF is 10 shares, down 18 shares over the last settlement date. Over the last 30 readings it ranged from 2 shares (7 July 2026) to 99,307 shares (29 June 2026). The latest reading sits at the bottom of that range.
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-09-30 | 10 | $131.84 | $1K |
| 2026-09-17 | 28 | $134.20 | $4K |
| 2026-09-02 | 1,977 | $137.95 | $273K |
| 2026-08-14 | 46 | $150.88 | $7K |
| 2026-07-31 | 7,703 | $145.51 | $1.1M |
| 2026-07-28 | 3 | $140.97 | $423 |
| 2026-07-16 | 110 | $145.31 | $16K |
| 2026-07-14 | 1,045 | $144.29 | $151K |
| 2026-07-07 | 2 | $144.41 | $289 |
| 2026-06-30 | 11,288 | $141.98 | $1.6M |
| 2026-06-29 | 99,307 | $144.91 | $14.4M |
| 2026-06-26 | 536 | $143.41 | $77K |
| 2026-06-24 | 154 | $139.48 | $21K |
| 2026-06-15 | 1,252 | $135.37 | $169K |
| 2026-06-12 | 5,348 | $132.51 | $709K |
| 2026-06-09 | 15 | $129.10 | $2K |
| 2026-06-08 | 29 | $129.92 | $4K |
| 2026-06-01 | 3,845 | $131.26 | $505K |
| 2026-05-26 | 5,792 | $131.21 | $760K |
| 2026-05-12 | 275 | $130.32 | $36K |
| 2026-05-11 | 7 | $131.36 | $920 |
| 2026-05-08 | 7 | $131.17 | $918 |
| 2026-05-07 | 19 | $133.95 | $3K |
| 2026-04-30 | 1,009 | $124.22 | $125K |
| 2026-04-09 | 33 | $120.06 | $4K |
| 2026-02-20 | 29 | $126.12 | $4K |
| 2026-02-19 | 1,355 | $127.86 | $173K |
| 2026-02-13 | 11 | $128.99 | $1K |
| 2026-02-12 | 25 | $132.16 | $3K |
| 2026-02-10 | 37 | $134.29 | $5K |
Insider trades
SEC Form 4, newest first. JSONOver the last 90 days UMBF insiders reported 2 open-market buys ($135K) against 13 sells ($5.6M), so the dollar flow leans toward selling. Latest filing: Peterman Tamara (Director) on 2026-09-01.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-09-01 | Peterman Tamara | Director | Buy | 394 | $139.60 | $55K | 11K |
| 2026-09-01 | GRAVES GREG M | Director | Buy | 573 | $139.60 | $80K | 40K |
| 2026-08-17 | Terry Thomas S | Chief Credit Officer | Sell | 6K | $151.77 | $867K | 31K |
| 2026-08-17 | Shankar Ram | Chief Financial Officer | Sell | 2K | $151.61 | $303K | 30K |
| 2026-08-06 | Murphy Susan G | Director | Sell | 902 | $145.50 | $131K | 11K |
| 2026-08-06 | Murphy Susan G | Director | Sell | 475 | $145.66 | $69K | 12K |
| 2026-08-05 | Odgers David Carl | Chief Accounting Officer | Sell | 145 | $147.30 | $21K | 7K |
| 2026-08-04 | KEMPER J MARINER | Chairman and CEO | Sell | 15K | $148.55 | $2.2M | 1.5M |
| 2026-08-04 | Wilson Uma | Executive Vice President | Sell | 4K | $148.00 | $613K | 20K |
| 2026-08-04 | Newton Nikki Farentino | President, Private Wealth Mgmt | Sell | 1 | $148.72 | $149 | 12K |
| 2026-08-04 | Newton Nikki Farentino | President, Private Wealth Mgmt | Sell | 2K | $148.60 | $297K | 12K |
| 2026-08-04 | Mason Phillip James | President, Inst. Banking | Sell | 800 | $147.00 | $118K | 9K |
| 2026-08-03 | KEMPER J MARINER | Chairman and CEO | Sell | 4K | $147.27 | $619K | 6K |
| 2026-08-03 | KEMPER J MARINER | Chairman and CEO | Gift | 10K | $0.00 | $0 | 10K |
| 2026-07-31 | Gallagher Kevin Charles | Director | Sell | 360 | $145.13 | $52K | 12K |
| 2026-07-31 | Beaird Robert Brian | Chief Human Resource Officer | Sell | 2K | $144.40 | $231K | 9K |
| 2026-06-10 | Wilson Uma | Executive Vice President | Sell | 922 | $133.05 | $123K | 24K |
| 2026-06-10 | Wilson Uma | Executive Vice President | Exercise or conversion | 922 | $75.25 | $69K | 25K |
| 2026-06-10 | Gallagher Kevin Charles | Director | Sell | 381 | $132.88 | $51K | 12K |
| 2026-06-09 | Rine James D | President | Sell | 1K | $133.22 | $143K | 61K |
| 2026-06-09 | Rine James D | President | Sell | 7K | $132.49 | $950K | 63K |
| 2026-05-01 | Williams Leroy James Jr | Director | Grant | 116 | $129.24 | $15K | 8K |
| 2026-05-01 | SOSLAND L JOSHUA | Director | Grant | 116 | $129.24 | $15K | 15K |
| 2026-05-01 | SCHMIDT JOHN K | Director | Grant | 116 | $129.24 | $15K | 33K |
| 2026-05-01 | ROBBINS KRIS A | Director | Grant | 116 | $129.24 | $15K | 5K |
| 2026-05-01 | Peterman Tamara | Director | Grant | 116 | $129.24 | $15K | 10K |
| 2026-05-01 | Murphy Susan G | Director | Grant | 116 | $129.24 | $15K | 12K |
| 2026-05-01 | Lazo Margaret | Director | Grant | 116 | $129.24 | $15K | 5K |
| 2026-05-01 | Hopkins Jennifer K | Director | Grant | 116 | $129.24 | $15K | 7K |
| 2026-05-01 | Henderson Brad J. | Director | Grant | 116 | $129.24 | $15K | 2K |
| 2026-05-01 | Gordon Lansford E. | Director | Grant | 116 | $129.24 | $15K | 9K |
| 2026-05-01 | Gallagher Kevin Charles | Director | Grant | 116 | $129.24 | $15K | 13K |
| 2026-05-01 | GRAVES GREG M | Director | Grant | 116 | $129.24 | $15K | 40K |
| 2026-05-01 | Davidson Janine | Director | Grant | 116 | $129.24 | $15K | 5K |
| 2026-05-01 | BEERY ROBIN C | Director | Grant | 116 | $129.24 | $15K | 8K |
| 2026-05-01 | Murphy Timothy R. | Director | Grant | 116 | $129.24 | $15K | 28K |
| 2026-02-11 | Wilson Uma | Executive Vice President | Tax withholding | 83 | $132.16 | $11K | 24K |
| 2026-02-11 | Terry Thomas S | Chief Credit Officer | Tax withholding | 57 | $132.16 | $8K | 36K |
| 2026-02-11 | Shankar Ram | Chief Financial Officer | Tax withholding | 129 | $132.16 | $17K | 32K |
| 2026-02-11 | Rine James D | President | Tax withholding | 311 | $132.16 | $41K | 70K |
| 2026-02-11 | Odgers David Carl | Chief Accounting Officer | Tax withholding | 18 | $132.16 | $2K | 7K |
| 2026-02-11 | Newton Nikki Farentino | President, Private Wealth Mgmt | Tax withholding | 87 | $132.16 | $11K | 14K |
| 2026-02-11 | Mason Phillip James | President, Inst. Banking | Tax withholding | 41 | $132.16 | $5K | 10K |
| 2026-02-11 | KEMPER J MARINER | Chairman and CEO | Tax withholding | 1K | $132.16 | $144K | 329K |
| 2026-02-11 | Johnson Shannon Andresen | Chief Administrative Officer | Tax withholding | 124 | $132.16 | $16K | 35K |
| 2026-02-11 | Harris Amy | EVP and Chief Legal Officer | Tax withholding | 60 | $132.16 | $8K | 8K |
| 2026-02-11 | Beaird Robert Brian | Chief Human Resource Officer | Tax withholding | 70 | $132.16 | $9K | 11K |
| 2026-02-10 | Wilson Uma | Executive Vice President | Tax withholding | 131 | $132.87 | $17K | 24K |
| 2026-02-10 | Terry Thomas S | Chief Credit Officer | Tax withholding | 89 | $132.87 | $12K | 36K |
| 2026-02-10 | Shankar Ram | Chief Financial Officer | Tax withholding | 204 | $132.87 | $27K | 32K |
| 2026-02-10 | Rine James D | President | Tax withholding | 832 | $132.87 | $111K | 70K |
| 2026-02-10 | Odgers David Carl | Chief Accounting Officer | Tax withholding | 29 | $132.87 | $4K | 7K |
| 2026-02-10 | Newton Nikki Farentino | President, Private Wealth Mgmt | Tax withholding | 144 | $132.87 | $19K | 14K |
| 2026-02-10 | Mason Phillip James | President, Inst. Banking | Tax withholding | 65 | $132.87 | $9K | 10K |
| 2026-02-10 | KEMPER J MARINER | Chairman and CEO | Tax withholding | 2K | $132.87 | $229K | 330K |
| 2026-02-10 | Johnson Shannon Andresen | Chief Administrative Officer | Tax withholding | 215 | $132.87 | $29K | 35K |
| 2026-02-10 | Harris Amy | EVP and Chief Legal Officer | Tax withholding | 97 | $132.87 | $13K | 8K |
| 2026-02-10 | Beaird Robert Brian | Chief Human Resource Officer | Tax withholding | 112 | $132.87 | $15K | 11K |
| 2026-02-09 | Wilson Uma | Executive Vice President | Grant | 2K | $0.00 | $0 | 25K |
| 2026-02-09 | Terry Thomas S | Chief Credit Officer | Grant | 2K | $0.00 | $0 | 37K |
| 2026-02-09 | Shankar Ram | Chief Financial Officer | Grant | 3K | $0.00 | $0 | 33K |
| 2026-02-09 | Rine James D | President | Grant | 6K | $0.00 | $0 | 72K |
| 2026-02-09 | Odgers David Carl | Chief Accounting Officer | Grant | 405 | $0.00 | $0 | 7K |
| 2026-02-09 | Newton Nikki Farentino | President, Private Wealth Mgmt | Grant | 2K | $0.00 | $0 | 14K |
| 2026-02-09 | Mason Phillip James | President, Inst. Banking | Grant | 2K | $0.00 | $0 | 10K |
| 2026-02-09 | Lewis Elizabeth Theresa | President - Consumer Banking | Grant | 2K | $0.00 | $0 | 5K |
| 2026-02-09 | KEMPER J MARINER | Chairman and CEO | Grant | 17K | $0.00 | $0 | 333K |
| 2026-02-09 | Johnson Shannon Andresen | Chief Administrative Officer | Grant | 3K | $0.00 | $0 | 35K |
| 2026-02-09 | Harris Amy | EVP and Chief Legal Officer | Grant | 1K | $0.00 | $0 | 8K |
| 2026-02-09 | Beaird Robert Brian | Chief Human Resource Officer | Grant | 1K | $0.00 | $0 | 11K |
| 2026-02-09 | Wilson Uma | Executive Vice President | Tax withholding | 227 | $134.29 | $30K | 25K |
| 2026-02-09 | Terry Thomas S | Chief Credit Officer | Tax withholding | 145 | $134.29 | $19K | 37K |
| 2026-02-09 | Shankar Ram | Chief Financial Officer | Tax withholding | 381 | $134.29 | $51K | 33K |
| 2026-02-09 | Rine James D | President | Tax withholding | 937 | $134.29 | $126K | 71K |
| 2026-02-09 | Odgers David Carl | Chief Accounting Officer | Tax withholding | 35 | $134.29 | $5K | 7K |
| 2026-02-09 | Newton Nikki Farentino | President, Private Wealth Mgmt | Tax withholding | 236 | $134.29 | $32K | 14K |
| 2026-02-09 | Mason Phillip James | President, Inst. Banking | Tax withholding | 201 | $134.29 | $27K | 10K |
| 2026-02-09 | Lewis Elizabeth Theresa | President - Consumer Banking | Tax withholding | 89 | $134.29 | $12K | 5K |
| 2026-02-09 | KEMPER J MARINER | Chairman and CEO | Tax withholding | 2K | $134.29 | $256K | 331K |
| 2026-02-09 | Johnson Shannon Andresen | Chief Administrative Officer | Tax withholding | 316 | $134.29 | $42K | 35K |
| 2026-02-09 | Harris Amy | EVP and Chief Legal Officer | Tax withholding | 127 | $134.29 | $17K | 8K |
| 2026-02-09 | Beaird Robert Brian | Chief Human Resource Officer | Tax withholding | 159 | $134.29 | $21K | 11K |
| 2026-02-07 | Wilson Uma | Executive Vice President | Tax withholding | 228 | $134.32 | $31K | 23K |
| 2026-02-07 | Terry Thomas S | Chief Credit Officer | Tax withholding | 152 | $134.32 | $20K | 35K |
| 2026-02-07 | Shankar Ram | Chief Financial Officer | Tax withholding | 366 | $134.32 | $49K | 30K |
| 2026-02-07 | Rine James D | President | Tax withholding | 857 | $134.32 | $115K | 66K |
| 2026-02-07 | Odgers David Carl | Chief Accounting Officer | Tax withholding | 49 | $134.32 | $7K | 6K |
| 2026-02-07 | Newton Nikki Farentino | President, Private Wealth Mgmt | Tax withholding | 240 | $134.32 | $32K | 13K |
| 2026-02-07 | Mason Phillip James | President, Inst. Banking | Tax withholding | 241 | $134.32 | $32K | 8K |
| 2026-02-07 | Lewis Elizabeth Theresa | President - Consumer Banking | Tax withholding | 240 | $134.32 | $32K | 3K |
| 2026-02-07 | KEMPER J MARINER | Chairman and CEO | Tax withholding | 2K | $134.32 | $274K | 316K |
| 2026-02-07 | Johnson Shannon Andresen | Chief Administrative Officer | Tax withholding | 355 | $134.32 | $48K | 33K |
| 2026-02-07 | Harris Amy | EVP and Chief Legal Officer | Tax withholding | 161 | $134.32 | $22K | 7K |
| 2026-02-07 | Beaird Robert Brian | Chief Human Resource Officer | Tax withholding | 166 | $134.32 | $22K | 9K |
| 2026-02-03 | Gallagher Kevin Charles | Director | Sell | 388 | $129.30 | $50K | 12K |
| 2026-02-02 | Peterman Tamara | Director | Buy | 154 | $127.84 | $20K | 10K |
| 2026-02-02 | GRAVES GREG M | Director | Buy | 220 | $127.84 | $28K | 40K |
| 2026-02-02 | Peterman Tamara | Director | Buy | 154 | $127.83 | $20K | 10K |
| 2026-02-02 | KEMPER J MARINER | Chairman and CEO | Sell | 7K | $129.19 | $936K | 1.5M |
| 2026-02-02 | KEMPER J MARINER | Chairman and CEO | Sell | 8K | $128.04 | $1.0M | 1.5M |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.
Planned sales (Form 144)
Newest first. JSON50 Form 144 notices on file for UMBF worth $15.8M at the prices reported; 15 in the last 90 days worth $5.1M. Latest: Bebe & Crosby Kemper Foundation for the Arts filed on 2026-09-30 to sell 576 shares ($75K) from 2026-10-01.
| Filed | Seller | Shares | Market value | Of outstanding | Sale from | Broker |
|---|---|---|---|---|---|---|
| 2026-09-30 | Bebe & Crosby Kemper Foundation for the ArtsAffiliate | 576 | $75K | 0.001% | 2026-10-01 | Capital Institutional Services |
| 2026-09-30 | R C Kemper Charitable Trust & FoundationAffiliate | 1K | $163K | 0.002% | 2026-10-01 | Capital Institutional Services |
| 2026-09-30 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 3K | $332K | 0.003% | 2026-10-01 | Capital Institutional Services |
| 2026-09-01 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 3K | $361K | 0.003% | 2026-09-01 | Capital Institutional Services |
| 2026-09-01 | R C Kemper Charitable Trust & FoundationAffiliate | 1K | $177K | 0.002% | 2026-09-01 | Capital Institutional Services |
| 2026-09-01 | Bebe & Crosby Kemper Foundation for the ArtsAffiliate | 576 | $82K | 0.001% | 2026-09-01 | Capital Institutional Services |
| 2026-08-06 | SUSAN G MURPHYDirector | 1K | $200K | 0.002% | 2026-08-06 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-08-03 | RC Kemper Jr. Irrevocable Dynasty Trust FBO John Mariner KemperAffiliate | 4K | $513K | 0.005% | 2026-08-03 | Capital Institutional Services |
| 2026-08-03 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 1K | $187K | 0.002% | 2026-08-03 | Capital Institutional Services |
| 2026-08-03 | R C Kemper Charitable Trust & FoundationAffiliate | 625 | $92K | 0.001% | 2026-08-03 | Capital Institutional Services |
| 2026-08-03 | Bebe & Crosby Kemper Foundation for the ArtsAffiliate | 288 | $42K | 0.000% | 2026-08-03 | Capital Institutional Services |
| 2026-07-31 | R C Kemper Marital TrustAffiliate | 15K | $2.2M | 0.020% | 2026-08-03 | Capital Institutional Services |
| 2026-07-31 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 3K | $371K | 0.003% | 2026-08-03 | Capital Institutional Services |
| 2026-07-31 | R C Kemper Charitable Trust & FoundationAffiliate | 1K | $182K | 0.002% | 2026-08-03 | Capital Institutional Services |
| 2026-07-31 | Bebe & Crosby Kemper Foundation for the ArtsAffiliate | 576 | $84K | 0.001% | 2026-08-03 | Capital Institutional Services |
| 2026-07-30 | Gallagher Kevin CharlesDirector | 360 | $52K | 0.000% | 2026-07-31 | UMB Financial Services, Inc. |
| 2026-07-08 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 1K | $186K | 0.002% | 2026-07-09 | Capital Institutional Services |
| 2026-07-08 | R C Kemper Charitable Trust & FoundationAffiliate | 625 | $91K | 0.001% | 2026-07-08 | Capital Institutional Services |
| 2026-07-08 | Bebe & Crosby Kemper Foundation for the ArtsAffiliate | 288 | $42K | 0.000% | 2026-07-08 | Capital Institutional Services |
| 2026-06-30 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 3K | $364K | 0.003% | 2026-07-01 | Capital Institutional Services |
| 2026-06-30 | R C Kemper Charitable Trust & FoundationAffiliate | 1K | $178K | 0.002% | 2026-07-01 | Capital Institutional Services |
| 2026-06-30 | Bebe & Crosby Kemper Foundation for the ArtsAffiliate | 576 | $82K | 0.001% | 2026-07-01 | Capital Institutional Services |
| 2026-06-26 | SCHMIDT JOHN KDirector | 5K | $704K | 0.006% | 2026-06-26 | Northern Trust Securities, Inc. |
| 2026-06-16 | SCHMIDT JOHN KDirector | 3K | $458K | 0.004% | 2026-06-16 | Northern Trust Securities, Inc. |
| 2026-06-10 | Gallagher Kevin CharlesDirector | 400 | $53K | 0.001% | 2026-06-10 | UMB Financial Services, Inc. |
| 2026-06-01 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 3K | $335K | 0.003% | 2026-06-01 | Capital Institutional Services |
| 2026-06-01 | R C Kemper Charitable Trust & FoundationAffiliate | 1K | $164K | 0.002% | 2026-06-01 | Capital Institutional Services |
| 2026-06-01 | Bebe & Crosby Kemper Foundation for the ArtsAffiliate | 576 | $74K | 0.001% | 2026-06-01 | Capital Institutional Services |
| 2026-05-01 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 3K | $317K | 0.003% | 2026-05-01 | Capital Institutional Services |
| 2026-05-01 | R C Kemper Charitable Trust & FoundationAffiliate | 1K | $155K | 0.002% | 2026-05-01 | Capital Institutional Services |
| 2026-05-01 | Bebe & Crosby Kemper Foundation for the ArtsAffiliate | 576 | $72K | 0.001% | 2026-05-01 | Capital Institutional Services |
| 2026-04-01 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 3K | $288K | 0.003% | 2026-04-01 | Capital Institutional Services |
| 2026-04-01 | R C Kemper Charitable Trust & FoundationAffiliate | 1K | $146K | 0.002% | 2026-04-01 | Capital Institutional Services |
| 2026-04-01 | Bebe & Crosby Kemper Foundation for the ArtsAffiliate | 576 | $65K | 0.001% | 2026-04-01 | Capital Institutional Services |
| 2026-03-02 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 3K | $295K | 0.003% | 2026-03-02 | Capital Institutional Services |
| 2026-03-02 | R C Kemper Charitable Trust & FoundationAffiliate | 1K | $145K | 0.002% | 2026-03-02 | Capital Institutional Services |
| 2026-03-02 | Bebe & Crosby Kemper Foundation for the ArtsAffiliate | 576 | $67K | 0.001% | 2026-03-02 | Capital Institutional Services |
| 2026-02-13 | Stacy KingOfficer | 4K | $458K | 0.005% | 2026-02-13 | Merrill |
| 2026-02-02 | R C Kemper Marital TrustAffiliate | 15K | $1.9M | 0.020% | 2026-02-02 | Capital Institutional Services |
| 2026-02-02 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 3K | $325K | 0.003% | 2026-02-02 | Capital Institutional Services |
| 2026-02-02 | R C Kemper Charitable Trust & FoundationAffiliate | 1K | $159K | 0.002% | 2026-02-02 | Capital Institutional Services |
| 2026-02-02 | John Mariner KemperOfficer | 4K | $452K | 0.005% | 2026-02-02 | Merrill |
| 2026-02-02 | Gallagher Kevin CharlesDirector | 400 | $52K | 0.001% | 2026-02-02 | UMB Financial Services, Inc. |
| 2026-02-02 | Bebe & Crosby Kemper Foundation for the ArtsAffiliate | 576 | $73K | 0.001% | 2026-02-02 | Capital Institutional Services |
| 2026-01-02 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 3K | $298K | 0.003% | 2026-01-02 | Capital Institutional Services |
| 2026-01-02 | R C Kemper Charitable Trust & FoundationAffiliate | 1K | $146K | 0.002% | 2026-01-02 | Capital Institutional Services |
| 2026-01-02 | Bebe & Crosby Kemper Foundation for the ArtsAffiliate | 576 | $67K | 0.001% | 2026-01-02 | Capital Institutional Services |
| 2025-12-11 | James Rineofficer | 3K | $415K | 0.005% | 2025-12-11 | Merrill |
| 2025-12-08 | R C Kemper Marital TrustAffiliate | 15K | $1.8M | 0.020% | 2025-12-08 | Capital Institutional Services |
| 2025-12-01 | R C Kemper Jr Charitable Trust & FoundationAffiliate | 3K | $283K | 0.003% | 2025-12-01 | Capital Institutional Services |
Large holders (13D and 13G)
One row per reporting person with its latest filing, newest first. JSON1 holder reports 5% or more of UMBF in its latest filing, on Schedule 13G (passive). The holder is Vanguard Portfolio Management at 5.5% of the class (4,176,256 shares), filed 2026-04-29 for an event on 2026-03-31.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-04-29 | 13G | Vanguard Portfolio Managementinvestment adviser | 4.2M | 5.5% | 2026-03-31 |
| 2026-03-27 | 13G/Ano. 15 | The Vanguard Groupinvestment adviser | 0 | 0.0% | 2026-03-13 |
| 2026-03-23 | 13D/Ano. 3 | J MARINER KEMPERindividual | 3.7M | 4.8% | 2025-03-14 |
13F holders
Tracked managers holding UMBF at their latest 13F. JSON5 of the 30 tracked managers held UMBF at their latest 13F, $229.8M in total at quarter-end prices. Citadel Advisors is the largest at $134.7M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 2 added shares and 3 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| Citadel Advisors | 2026-06-30 | 943K | $134.7M | 0.02% | -125K |
| AQR Capital Management | 2026-06-30 | 296K | $41.8M | 0.01% | +103K |
| Fisher Asset Management | 2026-06-30 | 243K | $34.7M | 0.01% | +716 |
| Millennium Management | 2026-06-30 | 76K | $10.8M | 0.00% | -84K |
| Two Sigma Investments | 2026-06-30 | 54K | $7.8M | 0.01% | -7K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn FY 2025 it generated $1.03B of operating cash flow and spent $17.6M on buybacks and $135.6M on dividends. As of 2026-06-30, cash was $5.61B against $480.1M of debt.
- Cash
- $5.61B
- Debt
- $480.1M
- Equity
- $8.03B
- Total assets
- $72.26B
- Shares outstanding
- 75,950,030
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 FY 2026 | 2026-06-30 | n/a | $277.6M | n/a | 3.56 |
| Q1 FY 2026 | 2026-03-31 | n/a | $261.4M | n/a | 3.35 |
| Q4 FY 2025derived | 2025-12-31 | n/a | $215.4M | n/a | n/a |
| Q3 FY 2025 | 2025-09-30 | n/a | $188.3M | n/a | 2.36 |
| Q2 FY 2025 | 2025-06-30 | n/a | $217.4M | n/a | 2.82 |
| Q1 FY 2025 | 2025-03-31 | n/a | $81.3M | n/a | 1.21 |
| Q4 FY 2024derived | 2024-12-31 | n/a | $120.0M | n/a | n/a |
| Q3 FY 2024 | 2024-09-30 | n/a | $109.6M | n/a | 2.23 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2025-12-31 | n/a | $702.4M | $1.03B | $48.6M | $17.6M | $135.6M |
| FY 2024 | 2024-12-31 | n/a | $441.2M | $225.3M | $20.0M | $7.7M | $77.1M |
| FY 2023 | 2023-12-31 | n/a | $350.0M | $472.6M | $23.1M | $8.4M | $74.2M |
| FY 2022 | 2022-12-31 | n/a | $431.7M | $769.6M | $51.7M | $32.0M | $72.0M |
| FY 2021 | 2021-12-31 | n/a | $353.0M | $534.1M | $33.7M | $5.5M | $66.8M |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-07-27 from the cover page.
What this page is
Umb Financial in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.
This page follows Umb Financial (UMBF), SEC CIK 101382, listed on Nasdaq, classified by the SEC as national commercial banks. The cross-market tables live on the short interest and insider transactions hubs.
Source and updates
- Short interest
- FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-10-15.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-10-28.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-09-30.JSON and CSV
- Planned sales
- SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2026-09-30.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-04-29.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Earnings dates
- SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-10-27.JSON and CSV
- Insider trades
- SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-09-01.JSON and CSV
- Company record
- EDGAR filing index for CIK 101382Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 10 requests a minute without a key, 30 with a free key from a free account.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
Other companies the SEC classifies as national commercial banks
Other company pages
Datasets
Frequently Asked Questions
How much of UMBF is sold short?
4,045,623 shares were held short at the 2026-10-15 settlement, 6.3 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is UMBF's daily short volume?
On 2026-10-28, 401,343 of the 513,372 UMBF shares reported to FINRA were sold short, 78.2% of the day's reported volume. Short volume is a flow for one day, not a position.
Does UMBF have fails to deliver?
The SEC's latest file shows 10 UMBF shares failed to deliver at settlement 2026-09-30. Fails are reported per settlement date and published twice a month with a lag.
Are UMBF insiders buying or selling?
Over the last 90 days UMBF insiders reported 2 open-market buys ($135K) against 13 sells ($5.6M), so the dollar flow leans toward selling. Latest filing: Peterman Tamara (Director) on 2026-09-01.
Have UMBF insiders filed to sell?
50 Form 144 notices on file for UMBF worth $15.8M at the prices reported; 15 in the last 90 days worth $5.1M. Latest: Bebe & Crosby Kemper Foundation for the Arts filed on 2026-09-30 to sell 576 shares ($75K) from 2026-10-01.
Who owns 5% or more of UMBF?
1 holder reports 5% or more of UMBF in its latest filing, on Schedule 13G (passive). The holder is Vanguard Portfolio Management at 5.5% of the class (4,176,256 shares), filed 2026-04-29 for an event on 2026-03-31.
What did UMBF report last quarter?
In FY 2025 it generated $1.03B of operating cash flow and spent $17.6M on buybacks and $135.6M on dividends. As of 2026-06-30, cash was $5.61B against $480.1M of debt.
Which tracked 13F managers own UMBF?
5 of the 30 tracked 13F managers held UMBF shares at their latest filing, $229.8M in all. The largest: Ken Griffin's Citadel Advisors (943K shares, $134.7M), Cliff Asness's AQR Capital Management (296K shares, $41.8M), Ken Fisher's Fisher Asset Management (243K shares, $34.7M), Izzy Englander's Millennium Management (76K shares, $10.8M), Two Sigma Investments (54K shares, $7.8M).
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.