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Consumers Bancorp (CBKM)

Consumers Bancorp on one page: short interest, fails to deliver, large holders, financials, earnings dates and insider trades. Listed on OTC, classified by the SEC as national commercial banks.

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115

Short interest

settlement 2026-09-30

1.0

Days to cover

unchanged vs prior

100

Fails to deliver

settlement 2026-08-17

Fri 16 Oct

Next earnings

estimated date

4 people

Insiders buying, 30 days

$28K combined, latest 2026-09-17

$38K

Insider flow, 90 days

8 buys, 0 sells

As of 2026-09-30.

Short interest

FINRA, twice a month. The newest 24 settlements in the table, 48 in the chart. JSON

As of 30 September 2026, short interest in CBKM is 115 shares, down 284 shares over the last month. Over the last 48 readings it ranged from 1 share (14 March 2025) to 886 shares (31 December 2025). At the reported average volume of 8K shares a day that is 1.0 days to cover.

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SettlementShares shortChangeAvg daily volumeDays to cover
2026-09-30115-71.5%7,7431.00
2026-09-15404+1.3%3,9491.00
2026-08-31399+33.4%3491.14
2026-08-14299-54.8%1,6511.00
2026-07-31661+500.9%2,9511.00
2026-07-15110+129.2%3,3401.00
2026-06-3048+100.0%34,8911.00
2026-05-2918+800.0%3,2551.00
2026-05-152-97.8%6,5211.00
2026-04-3089+36.9%2,1001.00
2026-04-1565+85.7%6631.00
2026-03-3135-56.3%2,4851.00
2026-03-1380+280.9%1,6831.00
2026-02-2721+90.9%2,8811.00
2026-02-1311+120.0%4,2601.00
2026-01-305-97.9%3,4661.00
2026-01-15236-73.4%1,3821.00
2025-12-31886+100.0%3,2951.00
2025-11-14100+100.0%3,5241.00
2025-09-3068+580.0%2,4661.00
2025-09-1510+100.0%1,3811.00
2025-07-1525+100.0%1,0841.00
2025-04-3090+100.0%8351.00
2025-03-31356+35500.0%2,3051.00

Fails to deliver

SEC, the last 30 settlement dates with a fail. JSON

As of 17 August 2026, the fails-to-deliver balance in CBKM is 100 shares, down 200 shares over the last settlement date. Over the last 30 readings it ranged from 1 share (17 March 2026) to 762 shares (19 December 2023).

SettlementShares failedPriceValue
2026-08-17100$31.62$3K
2026-04-28300$26.87$8K
2026-04-21179$26.18$5K
2026-03-171$25.90$26
2025-12-30244$24.50$6K
2025-09-3015$23.80$357
2025-09-2236$23.00$828
2025-02-20100$19.60$2K
2025-02-19110$19.58$2K
2024-10-18415$18.20$8K
2024-10-17611$17.98$11K
2024-08-12511$17.25$9K
2024-08-09478$17.13$8K
2024-07-31158$16.30$3K
2024-07-30158$16.30$3K
2024-07-2666$17.00$1K
2024-07-0373$16.40$1K
2024-07-0278$16.40$1K
2024-06-21148$16.15$2K
2024-06-2048$16.20$778
2024-04-2249$16.00$784
2024-03-1529$16.53$479
2024-02-1532$16.75$536
2024-01-0324$17.65$424
2023-12-2236$17.50$630
2023-12-19762$17.30$13K
2023-12-18359$17.15$6K
2023-12-15741$16.50$12K
2023-12-1341$16.90$693
2023-12-12208$16.70$3K

Insider trades

SEC Form 4, newest first, 50 of 100 shown. JSON

Insiders at CBKM reported 8 open-market buys worth $38K in the last 90 days and no open-market sells. Latest filing: Mikes Suzanne N (EVP, Chief Credit Officer) on 2026-09-28.

DateInsiderTitleTypeSharesPriceValueOwned after
2026-09-28Mikes Suzanne NEVP, Chief Credit OfficerOption exercise349price not stated in the filingnot stated10K
2026-09-28WILLIAMS DEREK GSVP, Retail Operations & SalesOption exercise200price not stated in the filingnot stated14K
2026-09-28WOOD RENEEEVP & Chief Financial OfficerOption exercise387price not stated in the filingnot stated26K
2026-09-28Lober Ralph J IICEO & PresidentOption exercise1Kprice not stated in the filingnot stated81K
2026-09-28Bickerton David RDirectorOption exercise129price not stated in the filingnot stated195
2026-09-28Chuckalovchak Kimberly KSVP, Chief Information OfficerOption exercise190price not stated in the filingnot stated5K
2026-09-28Hudak Hillary ASVP, Chief People OfficerOption exercise198price not stated in the filingnot stated6K
2026-09-17Lober Ralph J IICEO & PresidentBuy70$32.59$2K80K
2026-09-15Chuckalovchak Kimberly KSVP, Chief Information OfficerBuy91$32.99$3K5K
2026-09-15PADEN FRANK LDirectorBuy182$32.99$6K14K
2026-09-15Hudak Hillary ASVP, Chief People OfficerBuy112$32.99$4K6K
2026-09-14Lober Ralph J IICEO & PresidentBuy400$32.98$13K80K
2026-08-21Mikes Suzanne NEVP, Chief Credit OfficerBuy100$32.00$3K10K
2026-08-11Bickerton David RDirectorBuy150$30.95$5K350
2026-08-11Bickerton David RDirectorBuy50$31.25$2K6K
2026-06-30Chuckalovchak Kimberly KSVP, Chief Information OfficerOption exercise173price not stated in the filingnot stated5K
2026-06-30Hudak Hillary ASVP, Chief People OfficerOption exercise212price not stated in the filingnot stated5K
2026-06-30WILLIAMS DEREK GSVP, Retail Operations & SalesOption exercise216price not stated in the filingnot stated14K
2026-06-30Mikes Suzanne NEVP, Chief Credit OfficerOption exercise266price not stated in the filingnot stated10K
2026-06-30Lober Ralph J IICEO & PresidentOption exercise2Kprice not stated in the filingnot stated80K
2026-06-30WOOD RENEEEVP & Chief Financial OfficerOption exercise498price not stated in the filingnot stated25K
2026-06-30Parkinson John WDirectorOption exercise801price not stated in the filingnot stated23K
2026-06-30PADEN FRANK LDirectorOption exercise801price not stated in the filingnot stated13K
2026-06-30MCCLELLAN LAURIE LDirectorOption exercise801price not stated in the filingnot stated138K
2026-06-30L'italien ShawnaDirectorOption exercise801price not stated in the filingnot stated7K
2026-06-30Kiko Richard T JrDirectorOption exercise801price not stated in the filingnot stated3K
2026-06-30Wheeler Michael ADirectorOption exercise801price not stated in the filingnot stated3K
2026-06-30Goris BradleyDirectorOption exercise801price not stated in the filingnot stated23K
2026-06-30Gerzina Joseph ADirectorOption exercise801price not stated in the filingnot stated7K
2026-06-30Gano Ann MDirectorOption exercise801price not stated in the filingnot stated6K
2026-06-30Bickerton David RDirectorOption exercise801price not stated in the filingnot stated5K
2026-06-26DODDS SCOTT EEVP, Senior Loan OfficerOption exercise493price not stated in the filingnot stated17K
2026-06-26DODDS SCOTT EEVP, Senior Loan OfficerTax withholding233price not stated in the filingnot stated17K
2026-06-26DODDS SCOTT EEVP, Senior Loan OfficerOption exercise778price not stated in the filingnot stated18K
2026-06-17Lober Ralph J IICEO & PresidentBuy500$29.25$15K78K
2026-06-16Parkinson John WDirectorBuy500$28.95$14K22K
2026-06-16Lober Ralph J IICEO & PresidentBuy76$29.25$2K78K
2026-06-15Bickerton David RDirectorBuy150$28.99$4K5K
2026-06-15Bickerton David RDirectorBuy50$29.20$1K5K
2026-06-15WILLIAMS DEREK GSVP, Retail Operations & SalesBuy100$29.44$3K14K
2026-06-15PADEN FRANK LDirectorBuy197$28.97$6K13K
2026-06-15Chuckalovchak Kimberly KSVP, Chief Information OfficerBuy69$28.97$2K4K
2026-06-15Hudak Hillary ASVP, Chief People OfficerBuy124$28.97$4K5K
2026-06-12Parkinson John WDirectorBuy400$28.30$11K22K
2026-05-20Bickerton David RDirectorBuy150$26.75$4K4K
2026-05-20Bickerton David RDirectorBuy100$26.87$3K200
2026-05-20Benavides David ESVP, Senior Loan OfficerBuy100$26.87$3K200
2026-05-20Benavides David ESVP, Senior Loan OfficerBuy150$26.75$4K4K
2026-05-12Gano Ann MDirectorBuy500$27.45$14K5K
2026-05-07Lober Ralph J IICEO & PresidentBuy300$27.25$8K78K

Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.

Large holders (13D and 13G)

One row per reporting person with its latest filing, newest first. JSON

3 holders report 5% or more of CBKM in their latest filing, all on Schedule 13G (passive). The largest reported stake is Fourthstone LLC at 7.4% of the class (231,407 shares), filed 2026-08-14 for an event on 2026-06-30.

FiledFormHolderSharesOf classEvent
2026-08-1413GFourthstone LLCinvestment adviser231K7.4%2026-06-30
2026-08-1413GL. Phillip Stone, IVindividual231K7.4%2026-06-30
2026-08-1413GFourthstone Master Opportunity Fund Ltdother entity181K5.8%2026-06-30
2026-08-1413GFourthstone GP LLCother entity50K1.6%2026-06-30
2026-08-1413GFourthstone QP Opportunity Fund LPpartnership49K1.6%2026-06-30
2026-08-1413GFourthstone Small-Cap Financials Fund LPpartnership6770.0%2026-06-30

Financials

SEC XBRL, as filed. JSON

In FY 2026 it generated $11.2M of operating cash flow and spent $2.6M on dividends.

Equity
$89.9M
Total assets
$1.28B
Shares outstanding
3,156,730

Quarterly, last 8 quarters

QuarterPeriod endRevenueNet incomeMarginDiluted EPS
Q4 FY 2026derived2026-06-30n/a$3.0Mn/an/a
Q3 FY 20262026-03-31n/a$2.8Mn/a0.90
Q2 FY 20262025-12-31n/a$2.8Mn/a0.87
Q1 FY 20262025-09-30n/a$2.6Mn/a0.84
Q4 FY 2025derived2025-06-30n/a$2.3Mn/an/a
Q3 FY 20252025-03-31n/a$1.9Mn/a0.59
Q2 FY 20252024-12-31n/a$2.3Mn/a0.73
Q1 FY 20252024-09-30n/a$2.2Mn/a0.72

Fiscal years, with buybacks and dividends

Fiscal yearEndsRevenueNet incomeOperating cash flowCapexBuybacksDividends
FY 20262026-06-30n/a$11.2M$11.2M$1.6Mn/a$2.6M
FY 20252025-06-30n/a$8.7M$7.9M$3.1Mn/a$2.4M
FY 20242024-06-30n/a$8.6M$9.4M$983Kn/a$2.2M
FY 20232023-06-30n/a$10.7M$13.3M$1.8Mn/a$2.1M
FY 20222022-06-30n/a$11.2M$14.9M$1.5Mn/a$1.9M

Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-09-10 from the cover page.

What this page is

Consumers Bancorp in the regulatory record

Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.

Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.

This page follows Consumers Bancorp (CBKM), SEC CIK 1006830, listed on OTC, classified by the SEC as national commercial banks. The cross-market tables live on the short interest and insider transactions hubs.

Source and updates

Short interest
FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-09-30.JSON and CSV
Fails to deliver
SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-08-17.JSON and CSV
Large holders
SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-08-14.JSON and CSV
Financials
SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
Earnings dates
SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-07-29.JSON and CSV
Insider trades
SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-09-28.JSON and CSV
Company record
EDGAR filing index for CIK 1006830Ticker, name and exchange from the SEC's company list, refreshed weekly.
Rate limits
10 requests a minute without a key, 30 with a free key from a free account.

How to read it

  • Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
  • Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
  • Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.

Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.

Other companies the SEC classifies as national commercial banks

Datasets

Frequently Asked Questions

How much of CBKM is sold short?
115 shares were held short at the 2026-09-30 settlement, 1.0 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is CBKM's daily short volume?
No daily short volume file lists CBKM yet.
Does CBKM have fails to deliver?
The SEC's latest file shows 100 CBKM shares failed to deliver at settlement 2026-08-17. Fails are reported per settlement date and published twice a month with a lag.
Are CBKM insiders buying or selling?
Insiders at CBKM reported 8 open-market buys worth $38K in the last 90 days and no open-market sells. Latest filing: Mikes Suzanne N (EVP, Chief Credit Officer) on 2026-09-28.
Who owns 5% or more of CBKM?
3 holders report 5% or more of CBKM in their latest filing, all on Schedule 13G (passive). The largest reported stake is Fourthstone LLC at 7.4% of the class (231,407 shares), filed 2026-08-14 for an event on 2026-06-30.
What did CBKM report last quarter?
In FY 2026 it generated $11.2M of operating cash flow and spent $2.6M on dividends.

Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.