CITIZENS, INC. (CIA)
Every FINRA and SEC series the site collects for CITIZENS, INC.: short interest with days to cover, daily short sale volume, fails to deliver and Form 4 insider trades. Listed on NYSE, classified by the SEC as life insurance.
4.4M
Short interest
settlement 2026-08-14
22.2
Days to cover
+6.0% vs prior
86.6%
Short share of volume
2026-09-11
301
Fails to deliver
settlement 2026-08-14
$302K
Insider flow, 90 days
4 buys, 0 sells
As of 2026-09-11.
Short interest
FINRA, twice a month; the last 12 months shown, all 48 settlements in the JSONAs of 14 August 2026, short interest in CIA is 4,375,695 shares, up 553,928 shares over the last month. Over the last 48 readings it ranged from 3,587,825 shares (13 March 2026) to 5,503,074 shares (30 June 2025). At the reported average volume of 197K shares a day that is 22.2 days to cover, a crowded short.
Embed this chartfree, with the attribution line it carries
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| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-08-14 | 4,375,695 | +6.0% | 197,482 | 22.16 |
| 2026-07-31 | 4,126,926 | +8.0% | 108,153 | 38.16 |
| 2026-07-15 | 3,821,767 | +2.0% | 99,601 | 38.37 |
| 2026-06-30 | 3,746,127 | +0.9% | 195,605 | 19.15 |
| 2026-06-15 | 3,713,116 | +0.3% | 91,606 | 40.53 |
| 2026-05-29 | 3,701,465 | +2.7% | 94,515 | 39.16 |
| 2026-05-15 | 3,605,113 | -3.2% | 83,343 | 43.26 |
| 2026-04-30 | 3,725,215 | -1.4% | 77,318 | 48.18 |
| 2026-04-15 | 3,780,157 | -3.0% | 101,680 | 37.18 |
| 2026-03-31 | 3,896,787 | +8.6% | 145,523 | 26.78 |
| 2026-03-13 | 3,587,825 | -4.7% | 194,805 | 18.42 |
| 2026-02-27 | 3,766,018 | -5.0% | 78,300 | 48.10 |
| 2026-02-13 | 3,964,225 | -4.7% | 97,211 | 40.78 |
| 2026-01-30 | 4,160,596 | +2.6% | 77,961 | 53.37 |
| 2026-01-15 | 4,056,516 | -5.9% | 71,961 | 56.37 |
| 2025-12-31 | 4,312,770 | -1.9% | 118,426 | 36.42 |
| 2025-12-15 | 4,393,988 | +1.7% | 93,138 | 47.18 |
| 2025-11-28 | 4,320,622 | +3.9% | 110,516 | 39.09 |
| 2025-11-14 | 4,160,168 | -1.2% | 111,469 | 37.32 |
| 2025-10-31 | 4,211,717 | -2.3% | 116,755 | 36.07 |
| 2025-10-15 | 4,309,841 | -5.0% | 93,009 | 46.34 |
| 2025-09-30 | 4,535,277 | -1.6% | 198,985 | 22.79 |
| 2025-09-15 | 4,606,859 | -5.9% | 135,519 | 33.99 |
| 2025-08-29 | 4,893,451 | -5.1% | 130,739 | 37.43 |
Daily short volume
FINRA Reg SHO, last 60 sessions. JSONAs of 11 September 2026, the short share of CIA volume is 86.6%, up 42.7 points over the last five sessions. Over the last 52 readings it ranged from 35.2% (14 July 2026) to 93.7% (31 August 2026). The latest reading is 18.2 points above the 30-session average of 68.4%, on 48K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-09-11 | 42K | 48K | 86.6% | 0 |
| 2026-09-10 | 24K | 30K | 80.2% | 2 |
| 2026-09-09 | 51K | 63K | 80.6% | 0 |
| 2026-09-08 | 16K | 18K | 88.2% | 0 |
| 2026-09-04 | 18K | 26K | 68.0% | 0 |
| 2026-09-03 | 11K | 24K | 43.9% | 0 |
| 2026-09-02 | 15K | 25K | 61.0% | 0 |
| 2026-09-01 | 32K | 45K | 71.6% | 0 |
| 2026-08-31 | 42K | 44K | 93.7% | 0 |
| 2026-08-28 | 19K | 24K | 79.8% | 0 |
| 2026-08-27 | 12K | 17K | 71.8% | 0 |
| 2026-08-26 | 12K | 22K | 54.2% | 0 |
| 2026-08-25 | 20K | 44K | 44.2% | 0 |
| 2026-08-24 | 24K | 39K | 61.8% | 0 |
| 2026-08-21 | 28K | 38K | 72.7% | 0 |
| 2026-08-20 | 35K | 40K | 87.2% | 0 |
| 2026-08-19 | 44K | 55K | 81.1% | 0 |
| 2026-08-18 | 17K | 25K | 65.7% | 0 |
| 2026-08-17 | 29K | 45K | 63.6% | 0 |
| 2026-08-14 | 20K | 28K | 71.0% | 0 |
| 2026-08-13 | 23K | 45K | 51.4% | 0 |
| 2026-08-12 | 40K | 65K | 60.8% | 0 |
| 2026-08-11 | 65K | 93K | 70.3% | 0 |
| 2026-08-10 | 98K | 126K | 77.9% | 2,062 |
| 2026-08-07 | 66K | 108K | 61.2% | 152 |
| 2026-08-06 | 23K | 34K | 68.4% | 0 |
| 2026-08-05 | 9K | 14K | 66.1% | 0 |
| 2026-08-04 | 21K | 37K | 57.9% | 0 |
| 2026-08-03 | 16K | 31K | 51.0% | 0 |
| 2026-07-31 | 23K | 38K | 61.3% | 0 |
Fails to deliver
SEC, by settlement date. JSONAs of 14 August 2026, the fails-to-deliver balance in CIA is 301 shares, down 5,980 shares over the last settlement date. Over the last 52 readings it ranged from 36 shares (27 March 2026) to 16,118 shares (1 April 2026). The latest reading sits at the bottom of that range.
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-08-14 | 301 | $3.90 | $1K |
| 2026-08-13 | 6,281 | $3.92 | $25K |
| 2026-08-11 | 10,060 | $3.84 | $39K |
| 2026-08-10 | 1,900 | $3.80 | $7K |
| 2026-08-07 | 1,139 | $4.57 | $5K |
| 2026-08-06 | 12,688 | $4.65 | $59K |
| 2026-08-03 | 193 | $4.73 | $913 |
| 2026-07-31 | 126 | $4.86 | $612 |
| 2026-07-22 | 5,209 | $5.23 | $27K |
| 2026-07-21 | 4,431 | $5.30 | $23K |
| 2026-07-16 | 286 | $5.56 | $2K |
| 2026-07-07 | 356 | $5.80 | $2K |
| 2026-07-02 | 871 | $5.95 | $5K |
| 2026-06-30 | 340 | $6.18 | $2K |
| 2026-06-29 | 9,399 | $6.38 | $60K |
| 2026-06-26 | 96 | $5.95 | $571 |
| 2026-06-25 | 135 | $5.86 | $791 |
| 2026-06-24 | 132 | $5.89 | $777 |
| 2026-06-23 | 3,874 | $5.88 | $23K |
| 2026-06-22 | 4,003 | $5.85 | $23K |
| 2026-06-18 | 2,067 | $5.68 | $12K |
| 2026-06-15 | 501 | $5.56 | $3K |
| 2026-06-12 | 699 | $5.50 | $4K |
| 2026-06-10 | 857 | $5.42 | $5K |
| 2026-06-09 | 77 | $5.30 | $408 |
| 2026-06-05 | 381 | $5.12 | $2K |
| 2026-06-04 | 391 | $4.96 | $2K |
| 2026-06-03 | 120 | $5.49 | $659 |
| 2026-06-02 | 585 | $5.36 | $3K |
| 2026-06-01 | 5,385 | $5.19 | $28K |
Insider trades
SEC Form 4, newest first, 50 of 66 shown. JSONInsiders at CIA reported 4 open-market buys worth $302K in the last 90 days and no open-market sells. Clustered voluntary buying is historically the stronger insider signal because insiders buy for one reason. Latest filing: HARWOOD MICHAEL PHILIP on 2026-08-31.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-08-31 | HARWOOD MICHAEL PHILIP | n/a | Buy | 10K | $3.80 | $38K | 11K |
| 2026-08-28 | HARWOOD MICHAEL PHILIP | n/a | L | 256 | $3.88 | $991 | 1K |
| 2026-08-11 | Stenberg Jon | President & CEO | Buy | 12K | $3.65 | $44K | 390K |
| 2026-08-11 | Hoxworth Seth Alan | Chief Actuary | Buy | 5K | $3.83 | $21K | 11K |
| 2026-08-10 | Stenberg Jon | President & CEO | Buy | 50K | $3.99 | $200K | 378K |
| 2026-07-31 | Guerrero Paula L | Chief Information Officer | L | 209 | $4.75 | $995 | 18K |
| 2026-07-31 | Hoxworth Seth Alan | Chief Actuary | L | 105 | $4.75 | $497 | 6K |
| 2026-07-29 | HARWOOD MICHAEL PHILIP | n/a | L | 209 | $4.75 | $995 | 840 |
| 2026-07-14 | Lewis Bryon Matthew | Chief Operations Officer | J | 11K | $0.00 | $0 | 11K |
| 2026-07-02 | Guerrero Paula L | Chief Information Officer | L | 168 | $5.94 | $996 | 18K |
| 2026-07-02 | HARWOOD MICHAEL PHILIP | n/a | L | 168 | $5.94 | $996 | 631 |
| 2026-07-02 | Hoxworth Seth Alan | Chief Actuary | L | 84 | $5.94 | $498 | 6K |
| 2026-05-29 | Guerrero Paula L | Chief Information Officer | L | 190 | $5.23 | $994 | 18K |
| 2026-05-29 | Hoxworth Seth Alan | Chief Actuary | L | 95 | $5.23 | $497 | 6K |
| 2026-05-29 | Davis Jerry | n/a | L | 380 | $5.23 | $2K | 75K |
| 2026-05-21 | Stenberg Jon | President & CEO | Buy | 10K | $4.82 | $48K | 328K |
| 2026-05-05 | Guerrero Paula L | Chief Information Officer | L | 181 | $5.48 | $994 | 18K |
| 2026-05-05 | Hoxworth Seth Alan | Chief Actuary | L | 91 | $5.48 | $497 | 6K |
| 2026-05-05 | Davis Jerry | n/a | L | 363 | $5.48 | $2K | 75K |
| 2026-04-07 | Guerrero Paula L | Chief Information Officer | L | 184 | $5.42 | $995 | 18K |
| 2026-04-07 | Hoxworth Seth Alan | Chief Actuary | L | 92 | $5.42 | $498 | 5K |
| 2026-04-07 | DAVIS CYNTHIA H | n/a | L | 55 | $5.42 | $299 | 46K |
| 2026-04-07 | Davis Jerry | n/a | L | 367 | $5.42 | $2K | 74K |
| 2026-03-25 | DAVIS CYNTHIA H | n/a | Buy | 100 | $4.53 | $453 | 100 |
| 2026-03-17 | Stenberg Jon | President & CEO | Buy | 10K | $4.81 | $48K | 209K |
| 2026-02-27 | Guerrero Paula L | Chief Information Officer | L | 178 | $5.60 | $994 | 13K |
| 2026-02-27 | DAVIS CYNTHIA H | n/a | L | 53 | $5.60 | $298 | 46K |
| 2026-02-27 | Davis Jerry | n/a | L | 355 | $5.60 | $2K | 74K |
| 2026-01-30 | Guerrero Paula L | Chief Information Officer | L | 177 | $5.61 | $995 | 13K |
| 2026-01-30 | DAVIS CYNTHIA H | n/a | L | 53 | $5.61 | $299 | 46K |
| 2026-01-30 | Davis Jerry | n/a | L | 355 | $5.61 | $2K | 74K |
| 2025-12-26 | Waite Harvey J. | Chief Actuary | L | 479 | $5.19 | $2K | 84K |
| 2025-11-28 | Waite Harvey J. | Chief Actuary | L | 419 | $5.94 | $2K | 84K |
| 2025-10-31 | Davis Jerry | n/a | L | 355 | $5.60 | $2K | 72K |
| 2025-10-30 | Waite Harvey J. | Chief Actuary | L | 444 | $5.60 | $2K | 83K |
| 2025-09-26 | Waite Harvey J. | Chief Actuary | L | 436 | $5.71 | $2K | 83K |
| 2025-09-26 | Davis Jerry | n/a | L | 348 | $5.71 | $2K | 72K |
| 2025-09-02 | Waite Harvey J. | Chief Actuary | L | 478 | $5.20 | $2K | 82K |
| 2025-09-02 | Davis Jerry | n/a | L | 383 | $5.20 | $2K | 72K |
| 2025-08-01 | Guerrero Paula L | Chief Information Officer | L | 246 | $4.04 | $994 | 9K |
| 2025-08-01 | Waite Harvey J. | Chief Actuary | L | 615 | $4.04 | $2K | 82K |
| 2025-08-01 | Davis Jerry | n/a | L | 492 | $4.04 | $2K | 71K |
| 2025-06-30 | TAYLOR MARY | n/a | J | 1 | $3.60 | $4 | 48K |
| 2025-06-27 | TAYLOR MARY | n/a | L | 135 | $3.67 | $496 | 48K |
| 2025-06-27 | Waite Harvey J. | Chief Actuary | L | 676 | $3.67 | $2K | 81K |
| 2025-06-27 | Guerrero Paula L | Chief Information Officer | L | 270 | $3.67 | $993 | 8K |
| 2025-06-27 | Davis Jerry | n/a | L | 541 | $3.67 | $2K | 71K |
| 2025-06-17 | Stenberg Jon | President & CEO | Buy | 20K | $3.33 | $66K | 199K |
| 2025-05-30 | DAVIS CYNTHIA H | n/a | L | 79 | $3.77 | $298 | 32K |
| 2025-05-30 | Davis Jerry | n/a | L | 527 | $3.77 | $2K | 56K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are the rarer, stronger signal.
Large holders (13D and 13G)
One row per reporting person, newest filing first. JSON1 holder above 5% has filed on CIA, all on Schedule 13G (passive). The largest reported stake is BlackRock, Inc. at 7.1% of the class (3,575,866 shares), filed 2026-07-27 for an event on 2026-06-30.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-07-27 | 13G/Ano. 1 | BlackRock, Inc.parent holding company | 3.6M | 7.1% | 2026-06-30 |
13F holders
Tracked managers holding CIA at their latest 13F. JSON2 of the 30 tracked managers held CIA at their latest 13F, $1.4M in total at quarter-end prices. Renaissance Technologies is the largest at $932K (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 0 added shares and 2 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| Renaissance Technologies | 2026-06-30 | 162K | $932K | 0.00% | -10K |
| Citadel Advisors | 2026-06-30 | 83K | $474K | 0.00% | -31K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn Q2 2026 (quarter ended 2026-06-30) CITIZENS, INC. reported revenue of $60.4M, down 7.2% from the same quarter a year earlier, and net loss of $425K. In FY 2025 it generated $18.0M of operating cash flow.
- Cash
- $17.0M
- Equity
- $235.2M
- Total assets
- $1.75B
- Shares outstanding
- 50,643,108
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $60.4M | -$425K | -0.7% | n/a |
| Q1 2026 | 2026-03-31 | $59.7M | $2.3M | 3.8% | n/a |
| Q4 2025 | 2025-12-31 | $72.1M | $7.3M | 10.2% | n/a |
| Q3 2025 | 2025-09-30 | $62.8M | $2.4M | 3.8% | n/a |
| Q2 2025 | 2025-06-30 | $65.1M | $6.5M | 9.9% | n/a |
| Q1 2025 | 2025-03-31 | $55.7M | -$1.6M | -2.9% | n/a |
| Q4 2024 | 2024-12-31 | $63.5M | $3.6M | 5.7% | n/a |
| Q3 2024 | 2024-09-30 | $61.7M | $2.8M | 4.5% | n/a |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2025-12-31 | $255.6M | n/a | $18.0M | $447K | n/a | n/a |
| FY 2024 | 2024-12-31 | $245.0M | n/a | $31.9M | $663K | n/a | n/a |
| FY 2023 | 2023-12-31 | $240.7M | n/a | $22.1M | $442K | n/a | n/a |
| FY 2022 | 2022-12-31 | $232.5M | $26.0M | $56.9M | $100K | n/a | n/a |
| FY 2021 | 2021-12-31 | $250.5M | $72.7M | $40.5M | $1.0M | n/a | n/a |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are cash paid to repurchase common stock in the year (XBRL PaymentsForRepurchaseOfCommonStock), not authorizations. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-07-31 from the cover page.
What this page is
CITIZENS, INC. in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page pulls every series the site collects for one ticker onto one URL, keyed by the SEC's own ticker list, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a summary sentence built from the rows (last value, change, range with dates) and its own JSON and CSV links. Nothing on the page is written by a model; the sentences change only when the data does. A page exists only for companies with data in at least two series, and every section says when its source last updated.
This page follows CITIZENS, INC. (CIA), SEC CIK 24090, listed on NYSE, classified by the SEC as life insurance. The cross-market tables live on the short interest and insider transactions hubs.
Source and method
- Short interest
- FINRA consolidated short interestTwice a month, about eight business days after settlement. Latest 2026-08-14.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesEvery trading day, loaded the following morning. Latest 2026-09-11.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataTwice a month, a few weeks after the half month ends. Latest 2026-08-14.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GEDGAR read every 30 minutes; 13D within five business days of crossing 5%, 13G on the passive schedule. Latest 2026-07-27.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRQuarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC XBRL company factsRefreshed weekly from the SEC's structured data; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Insider trades
- SEC EDGAR Form 4EDGAR read every 30 minutes; filings are due two business days after the trade. Latest 2026-08-31.JSON and CSV
- Company record
- EDGAR filing index for CIK 24090Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 30 requests a minute without a key, 120 a minute with a key from a free account.
Data checks. Every dataset is checked against its source once a day. This dataset passed the last run, 13 Sep 09:50 UTC.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a crowded short are the combination that has historically preceded squeezes; insider sells next to a crowded short are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
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Datasets
Frequently Asked Questions
How much of CIA is sold short?
What is CIA's daily short volume?
Does CIA have fails to deliver?
Are CIA insiders buying or selling?
Who owns more than 5% of CIA?
What did CIA report last quarter?
Which funds hold CIA?
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.