XOOMAR

Consumer Portfolio Services (CPSS)

Consumer Portfolio Services on one page: short interest, daily short volume, fails to deliver, planned sales, large holders, 13F holders, financials, earnings dates and insider trades. Listed on Nasdaq, classified by the SEC as finance services.

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162K

Short interest

settlement 2026-09-30

5.4

Days to cover

+0.1 days vs prior

67.7%

Short share of volume

2026-10-09

63

Fails to deliver

settlement 2026-09-11

Mon 9 Nov

Next earnings

estimated date

-$1.3M

Insider flow, 90 days

0 buys, 5 sells

As of 2026-10-09.

Short interest

FINRA, twice a month. The newest 24 settlements in the table, 48 in the chart. JSON

As of 30 September 2026, short interest in CPSS is 162,007 shares, down 26 shares over the last month. Over the last 48 readings it ranged from 129,434 shares (30 June 2026) to 1,040,067 shares (15 October 2024). The latest reading sits at the bottom of that range. At the reported average volume of 30K shares a day that is 5.4 days to cover.

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SettlementShares shortChangeAvg daily volumeDays to cover
2026-09-30162,007+0.6%30,1665.37
2026-09-15160,999-0.6%30,4065.29
2026-08-31162,033+8.5%15,93810.17
2026-08-14149,352+8.7%16,0509.31
2026-07-31137,354+0.1%20,7136.63
2026-07-15137,261+6.0%22,1066.21
2026-06-30129,434-8.4%35,5453.64
2026-06-15141,374+5.0%15,5089.12
2026-05-29134,686-13.3%24,1955.57
2026-05-15155,273-29.5%37,9334.09
2026-04-30220,179-3.1%25,3878.67
2026-04-15227,178-4.2%17,48912.99
2026-03-31237,117-21.8%25,2289.40
2026-03-13303,090+1.3%16,00618.94
2026-02-27299,268-2.2%8,82933.90
2026-02-13305,958+1.9%16,08819.02
2026-01-30300,321+2.3%18,96015.84
2026-01-15293,471+0.6%15,16519.35
2025-12-31291,875+0.9%19,50714.96
2025-12-15289,352+4.9%21,21713.64
2025-11-28275,905+6.4%23,25911.86
2025-11-14259,360+1.4%22,40011.58
2025-10-31255,721+11.1%25,6479.97
2025-10-15230,283-0.2%26,5538.67

Daily short volume

FINRA Reg SHO, the last 30 sessions. JSON

As of 9 October 2026, the short share of CPSS volume is 67.7%, up 14.2 points over the last five sessions. Over the last 30 readings it ranged from 13.0% (7 October 2026) to 90.0% (1 September 2026). The latest reading is 9.6 points above the 30-session average of 58.1%, on 5K shares reported.

DateShort volumeTotal volumeShort shareExempt
2026-10-093K5K67.7%0
2026-10-087021K66.9%0
2026-10-072K17K13.0%0
2026-10-0610K13K71.8%0
2026-10-056K12K47.5%15
2026-10-0210K19K53.5%0
2026-10-017K10K72.4%0
2026-09-306K8K71.1%0
2026-09-297171K66.6%0
2026-09-283K7K45.1%0
2026-09-255K13K35.1%0
2026-09-248212K42.7%0
2026-09-236K8K72.9%0
2026-09-222K2K81.2%0
2026-09-216K7K85.1%0
2026-09-188K10K80.9%508
2026-09-173K6K50.6%0
2026-09-163K4K78.7%0
2026-09-153K6K44.7%0
2026-09-146K14K39.0%0
2026-09-116K8K81.0%0
2026-09-107K12K58.6%0
2026-09-094K6K60.7%0
2026-09-085K15K32.0%0
2026-09-044K10K45.9%252
2026-09-038K18K42.7%3,259
2026-09-024K11K32.5%0
2026-09-019K10K90.0%7,500
2026-08-314K6K67.4%0
2026-08-283K7K45.4%0

Fails to deliver

SEC, the last 30 settlement dates with a fail. JSON

As of 11 September 2026, the fails-to-deliver balance in CPSS is 63 shares, down 562 shares over the last settlement date. Over the last 30 readings it ranged from 1 share (11 June 2026) to 4,657 shares (21 April 2026). The latest reading sits at the bottom of that range.

SettlementShares failedPriceValue
2026-09-1163$9.37$590
2026-08-11625$9.25$6K
2026-07-07103$9.30$958
2026-06-29310$10.00$3K
2026-06-227$9.74$68
2026-06-181,040$9.65$10K
2026-06-15120$9.53$1K
2026-06-111$9.65$10
2026-06-0916$9.00$144
2026-06-08473$9.43$4K
2026-06-02154$9.78$2K
2026-05-202$10.30$21
2026-05-0499$9.49$940
2026-05-01119$9.08$1K
2026-04-30744$9.12$7K
2026-04-2992$8.95$823
2026-04-282$8.60$17
2026-04-214,657$8.78$41K
2026-04-151,978$8.45$17K
2026-04-14737$8.46$6K
2026-04-131,059$8.24$9K
2026-04-087$7.66$54
2026-04-02220$7.74$2K
2026-04-01218$7.73$2K
2026-03-311,436$7.78$11K
2026-03-27321$7.77$2K
2026-03-26412$7.62$3K
2026-03-23469$7.87$4K
2026-03-1297$7.56$733
2026-02-27267$8.43$2K

Insider trades

SEC Form 4, newest first, 50 of 100 shown. JSON

Insiders at CPSS reported 5 open-market sells worth $1.3M in the last 90 days and no open-market buys. Latest filing: Robinson Teri (Exec. Vice President) on 2026-10-01.

DateInsiderTitleTypeSharesPriceValueOwned after
2026-10-01Robinson TeriExec. Vice PresidentGift660$0.00$0539K
2026-09-01Jackson NoelSr. Vice PresidentSell8K$9.31$70K0
2026-09-01Jackson NoelSr. Vice PresidentOption exercise8K$2.47$19K8K
2026-08-26BRADLEY CHARLES E JRCEOSell125K$9.46$1.2M4.1M
2026-08-12Ralston Catrina MarieSr. Vice PresidentSell4K$9.50$34K68K
2026-08-10Ralston Catrina MarieSr. Vice PresidentSell916$9.50$9K72K
2026-08-07Ralston Catrina MarieSr. Vice PresidentSell467$9.50$4K73K
2026-08-06Lavin Michael T.PresidentGift99K$0.00$0504K
2026-08-06Lavin Michael T.PresidentGift99K$0.00$00
2026-08-06Lavin Michael T.PresidentTax withholding37K$9.57$350K99K
2026-08-06Lavin Michael T.PresidentOption exercise61K$3.53$217K136K
2026-08-06Lavin Michael T.PresidentOption exercise29K$3.53$101K74K
2026-08-06Lavin Michael T.PresidentOption exercise46K$2.47$113K46K
2026-08-06Rayhill BrianDirectorTax withholding11K$9.57$106K251K
2026-08-06Rayhill BrianDirectorOption exercise30K$3.53$106K262K
2026-08-05TERRY CHRISExec. Vice PresidentTax withholding28K$9.18$255K269K
2026-08-05TERRY CHRISExec. Vice PresidentOption exercise60K$3.53$212K297K
2026-08-05Bharwani DeneshExec. Vice PresidentOption exercise60K$3.53$212K362K
2026-08-05BRADLEY CHARLES E JRCEOOption exercise300K$3.53$1.1M4.2M
2026-08-04Baumeister Michele LSr. Vice PresidentTax withholding14K$9.31$132K80K
2026-08-04Baumeister Michele LSr. Vice PresidentOption exercise30K$3.53$106K94K
2026-08-03Robinson TeriExec. Vice PresidentGift44K$0.00$0539K
2026-08-03Reynoso LisetteSr. Vice PresidentTax withholding2K$9.60$18K6K
2026-08-03Reynoso LisetteSr. Vice PresidentOption exercise5K$3.53$18K8K
2026-08-03Robinson TeriExec. Vice PresidentGift44K$0.00$00
2026-08-03Robinson TeriExec. Vice PresidentTax withholding16K$9.60$158K44K
2026-08-03Robinson TeriExec. Vice PresidentOption exercise31K$3.53$111K60K
2026-08-03Robinson TeriExec. Vice PresidentOption exercise29K$3.53$101K29K
2026-08-03Ralston Catrina MarieSr. Vice PresidentTax withholding12K$9.60$120K73K
2026-08-03Ralston Catrina MarieSr. Vice PresidentOption exercise30K$3.53$106K86K
2026-07-24WOOD DANIEL SDirectorTax withholding11K$9.45$106K214K
2026-07-24WOOD DANIEL SDirectorOption exercise30K$3.53$106K225K
2026-07-03Robinson TeriExec. Vice PresidentGift660$0.00$0496K
2026-06-30Ryan SusanSr. Vice PresidentTax withholding12K$9.60$112K80K
2026-06-30Ryan SusanSr. Vice PresidentOption exercise30K$3.53$106K91K
2026-06-26Gonel Charles E.Sr. Vice PresidentTax withholding11K$10.00$111K44K
2026-06-26Gonel Charles E.Sr. Vice PresidentOption exercise30K$3.53$106K55K
2026-06-16Jackson NoelSr. Vice PresidentOption exercise7K$3.53$25K7K
2026-06-16Jackson NoelSr. Vice PresidentSell7K$9.63$67K0
2026-04-27Schween StevenSr. Vice PresidentOption exercise30K$2.47$74K157K
2026-04-09Robinson TeriExec. Vice PresidentGift660$0.00$0496K
2026-04-07Schween StevenSr. Vice PresidentOption exercise30K$3.53$106K127K
2026-03-13WOOD DANIEL SDirectorSell20K$7.53$151K195K
2026-02-12Bharwani DeneshExec. Vice PresidentGift9K$0.00$0302K
2026-01-07Robinson TeriExec. Vice PresidentGift660$0.00$0497K
2025-12-04ROBERTS WILLIAM BDirectorSell100K$8.69$869K486K
2025-09-22Grasso Louis MDirectorOption exercise20K$2.47$49K25K
2025-09-16Jackson NoelSr. Vice PresidentSell9K$8.49$80K0
2025-09-16Jackson NoelSr. Vice PresidentOption exercise9K$2.47$23K9K
2025-09-16Reynoso LisetteSr. Vice PresidentTax withholding2K$8.49$18K3K

Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.

Planned sales (Form 144)

Newest first. JSON

1 Form 144 notice on file for CPSS worth $151K at the prices reported; 0 in the last 90 days worth $0. Latest: WOOD DANIEL S filed on 2026-03-16 to sell 20,000 shares ($151K) from 2026-03-16.

FiledSellerSharesMarket valueOf outstandingSale fromBroker
2026-03-16WOOD DANIEL SDirector20K$151K0.091%2026-03-16Charles Schwab & Co

Large holders (13D and 13G)

One row per reporting person with its latest filing, newest first. JSON

2 holders report 5% or more of CPSS in their latest filing, all on Schedule 13D (active intent). The largest reported stake is Black Diamond Capital Management I, LLLP at 23.2% of the class (5,127,165 shares), filed 2025-11-13 for an event on 2025-11-12.

FiledFormHolderSharesOf classEvent
2025-11-1313D/Ano. 6Black Diamond Capital Management I, LLLPinvestment adviser, partnership5.1M23.2%2025-11-12
2025-11-1313D/Ano. 6Deckoff Stephen Hindividual, parent holding company5.1M23.2%2025-11-12

13F holders

Tracked managers holding CPSS at their latest 13F. JSON

1 of the 30 tracked managers held CPSS at their latest 13F, $3.3M in total at quarter-end prices. Renaissance Technologies is the largest at $3.3M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 0 added shares and 1 cut.

FundQuarterSharesValueOf portfolioChange in shares
Renaissance Technologies2026-06-30340K$3.3M0.00%-16K

Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.

Financials

SEC XBRL, as filed. JSON

In Q2 FY 2026 (quarter ended 2026-06-30) Consumer Portfolio Services reported revenue of $121.4M, up 10.6% from the same quarter a year earlier, and net income of $6.2M (0.27 diluted EPS). In FY 2025 it generated $289.0M of operating cash flow and spent $8.7M on buybacks.

Cash
$7.5M
Equity
$319.2M
Total assets
$4.42B
Shares outstanding
21,554,714

Quarterly, last 8 quarters

QuarterPeriod endRevenueNet incomeMarginDiluted EPS
Q2 FY 20262026-06-30$121.4M$6.2M5.1%0.27
Q1 FY 20262026-03-31$112.3M$5.5M4.9%0.24
Q4 FY 2025derived2025-12-31$109.4M$5.0M4.6%n/a
Q3 FY 20252025-09-30$108.4M$4.9M4.5%0.20
Q2 FY 20252025-06-30$109.8M$4.8M4.4%0.20
Q1 FY 20252025-03-31$106.9M$4.7M4.4%0.19
Q4 FY 2024derived2024-12-31$105.3M$5.1M4.9%n/a
Q3 FY 20242024-09-30$100.6M$4.8M4.8%0.20

Fiscal years, with buybacks and dividends

Fiscal yearEndsRevenueNet incomeOperating cash flowCapexBuybacksDividends
FY 20252025-12-31$434.5M$19.3M$289.0M$709K$8.7Mn/a
FY 20242024-12-31$393.5M$19.2M$233.8M$433K$12.8Mn/a
FY 20232023-12-31$352.0M$45.3M$238.0M$559K$20.3Mn/a
FY 20222022-12-31$329.7M$86.0M$215.9M$2.1M$46.1Mn/a
FY 20212021-12-31$267.8M$47.5M$198.2M$2.0M$25.7Mn/a

Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-07-24 from the cover page.

What this page is

Consumer Portfolio Services in the regulatory record

Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.

Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.

This page follows Consumer Portfolio Services (CPSS), SEC CIK 889609, listed on Nasdaq, classified by the SEC as finance services. The cross-market tables live on the short interest and insider transactions hubs.

Source and updates

Short interest
FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-09-30.JSON and CSV
Daily short volume
FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-10-09.JSON and CSV
Fails to deliver
SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-09-11.JSON and CSV
Planned sales
SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2026-03-16.JSON and CSV
Large holders
SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2025-11-13.JSON and CSV
13F holders
SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
Financials
SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
Earnings dates
SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-08-04.JSON and CSV
Insider trades
SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-10-01.JSON and CSV
Company record
EDGAR filing index for CIK 889609Ticker, name and exchange from the SEC's company list, refreshed weekly.
Rate limits
10 requests a minute without a key, 30 with a free key from a free account.

How to read it

  • Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
  • Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
  • Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.

Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.

Datasets

Frequently Asked Questions

How much of CPSS is sold short?
162,007 shares were held short at the 2026-09-30 settlement, 5.4 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is CPSS's daily short volume?
On 2026-10-09, 3,216 of the 4,754 CPSS shares reported to FINRA were sold short, 67.7% of the day's reported volume. Short volume is a flow for one day, not a position.
Does CPSS have fails to deliver?
The SEC's latest file shows 63 CPSS shares failed to deliver at settlement 2026-09-11. Fails are reported per settlement date and published twice a month with a lag.
Are CPSS insiders buying or selling?
Insiders at CPSS reported 5 open-market sells worth $1.3M in the last 90 days and no open-market buys. Latest filing: Robinson Teri (Exec. Vice President) on 2026-10-01.
Have CPSS insiders filed to sell?
1 Form 144 notice on file for CPSS worth $151K at the prices reported; 0 in the last 90 days worth $0. Latest: WOOD DANIEL S filed on 2026-03-16 to sell 20,000 shares ($151K) from 2026-03-16.
Who owns 5% or more of CPSS?
2 holders report 5% or more of CPSS in their latest filing, all on Schedule 13D (active intent). The largest reported stake is Black Diamond Capital Management I, LLLP at 23.2% of the class (5,127,165 shares), filed 2025-11-13 for an event on 2025-11-12.
What did CPSS report last quarter?
In Q2 FY 2026 (quarter ended 2026-06-30) Consumer Portfolio Services reported revenue of $121.4M, up 10.6% from the same quarter a year earlier, and net income of $6.2M (0.27 diluted EPS). In FY 2025 it generated $289.0M of operating cash flow and spent $8.7M on buybacks.
Which tracked 13F managers own CPSS?
1 of the 30 tracked 13F managers held CPSS shares at their latest filing, $3.3M in all. The largest: Renaissance Technologies (340K shares, $3.3M).

Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.