OppFi (OPFI)
OppFi on one page: short interest, daily short volume, fails to deliver, planned sales, large holders, 13F holders, financials, earnings dates and insider trades. Listed on NYSE, classified by the SEC as finance services.
4.3M
Short interest
settlement 2026-10-15
7.4
Days to cover
+2.8 days vs prior
43.5%
Short share of volume
2026-10-28
1,601
Fails to deliver
settlement 2026-09-29
Wed 10 Mar
Next earnings
estimated date
$657K
Insider flow, 90 days
23 buys, 3 sells
As of 2026-10-28.
Short interest
FINRA, twice a month. The newest 48 settlements in the table, 48 in the chart. JSONAs of 15 October 2026, short interest in OPFI is 4,283,126 shares, up 788,661 shares over the last month. Over the last 48 readings it ranged from 1,314,241 shares (31 October 2024) to 6,694,230 shares (30 June 2025). At the reported average volume of 579K shares a day that is 7.4 days to cover.
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| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-10-15 | 4,283,126 | -0.8% | 579,053 | 7.40 |
| 2026-09-30 | 4,315,928 | +23.5% | 939,609 | 4.59 |
| 2026-09-15 | 3,494,465 | +8.4% | 917,211 | 3.81 |
| 2026-08-31 | 3,223,902 | -8.8% | 688,801 | 4.68 |
| 2026-08-14 | 3,536,519 | +47.1% | 1,641,212 | 2.15 |
| 2026-07-31 | 2,404,774 | -7.8% | 446,977 | 5.38 |
| 2026-07-15 | 2,607,872 | -4.8% | 716,513 | 3.64 |
| 2026-06-30 | 2,739,256 | +25.4% | 1,097,314 | 2.50 |
| 2026-06-15 | 2,184,629 | -5.4% | 672,443 | 3.25 |
| 2026-05-29 | 2,309,199 | -25.2% | 649,452 | 3.56 |
| 2026-05-15 | 3,086,068 | -2.6% | 874,687 | 3.53 |
| 2026-04-30 | 3,167,736 | +7.6% | 444,948 | 7.12 |
| 2026-04-15 | 2,944,047 | -1.9% | 357,403 | 8.24 |
| 2026-03-31 | 3,000,710 | -12.9% | 442,547 | 6.78 |
| 2026-03-13 | 3,445,242 | -10.2% | 573,575 | 6.01 |
| 2026-02-27 | 3,836,358 | +1.0% | 463,177 | 8.28 |
| 2026-02-13 | 3,798,078 | -7.3% | 472,292 | 8.04 |
| 2026-01-30 | 4,099,075 | -6.4% | 531,110 | 7.72 |
| 2026-01-15 | 4,381,261 | -1.2% | 522,842 | 8.38 |
| 2025-12-31 | 4,435,346 | +4.3% | 527,923 | 8.40 |
| 2025-12-15 | 4,251,882 | -1.8% | 549,654 | 7.74 |
| 2025-11-28 | 4,330,227 | -5.6% | 562,701 | 7.70 |
| 2025-11-14 | 4,588,613 | -7.0% | 669,497 | 6.85 |
| 2025-10-31 | 4,934,473 | +1.6% | 865,573 | 5.70 |
| 2025-10-15 | 4,858,199 | -6.3% | 884,927 | 5.49 |
| 2025-09-30 | 5,181,893 | +1.9% | 1,039,595 | 4.98 |
| 2025-09-15 | 5,086,383 | +2.6% | 817,984 | 6.22 |
| 2025-08-29 | 4,958,990 | -5.1% | 1,159,750 | 4.28 |
| 2025-08-15 | 5,223,278 | -2.5% | 1,377,008 | 3.79 |
| 2025-07-31 | 5,354,441 | -17.1% | 873,006 | 6.13 |
| 2025-07-15 | 6,462,015 | -3.5% | 1,245,844 | 5.19 |
| 2025-06-30 | 6,694,230 | +4.2% | 1,391,333 | 4.81 |
| 2025-06-13 | 6,422,926 | +1.6% | 1,421,775 | 4.52 |
| 2025-05-30 | 6,320,842 | +8.8% | 1,138,421 | 5.55 |
| 2025-05-15 | 5,809,505 | +25.1% | 1,186,385 | 4.90 |
| 2025-04-30 | 4,645,455 | +4.5% | 693,024 | 6.70 |
| 2025-04-15 | 4,447,438 | -13.8% | 1,006,968 | 4.42 |
| 2025-03-31 | 5,159,426 | +4.9% | 1,205,837 | 4.28 |
| 2025-03-14 | 4,918,383 | -11.1% | 1,818,643 | 2.70 |
| 2025-02-28 | 5,534,024 | -13.4% | 2,081,099 | 2.66 |
| 2025-02-14 | 6,389,860 | -0.3% | 2,910,999 | 2.20 |
| 2025-01-31 | 6,409,415 | +35.3% | 2,193,777 | 2.92 |
| 2025-01-15 | 4,738,526 | +90.3% | 2,809,304 | 1.69 |
| 2024-12-31 | 2,490,362 | +23.3% | 508,668 | 4.90 |
| 2024-12-13 | 2,020,590 | -1.8% | 518,870 | 3.89 |
| 2024-11-29 | 2,058,488 | +26.1% | 642,167 | 3.21 |
| 2024-11-15 | 1,632,478 | +24.2% | 515,770 | 3.17 |
| 2024-10-31 | 1,314,241 | +8.1% | 312,286 | 4.21 |
Daily short volume
FINRA Reg SHO, the last 30 sessions. JSONAs of 28 October 2026, the short share of OPFI volume is 43.5%, up 8.4 points over the last five sessions. Over the last 30 readings it ranged from 21.6% (27 October 2026) to 73.2% (18 September 2026). The latest reading is 6.9 points below the 30-session average of 50.4%, on 443K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-10-28 | 193K | 443K | 43.5% | 0 |
| 2026-10-27 | 85K | 394K | 21.6% | 0 |
| 2026-10-26 | 114K | 252K | 45.4% | 261 |
| 2026-10-23 | 149K | 272K | 54.9% | 0 |
| 2026-10-22 | 82K | 196K | 41.9% | 3,399 |
| 2026-10-21 | 74K | 211K | 35.2% | 0 |
| 2026-10-20 | 128K | 314K | 40.8% | 0 |
| 2026-10-19 | 67K | 130K | 51.4% | 0 |
| 2026-10-16 | 75K | 169K | 44.2% | 17 |
| 2026-10-15 | 71K | 193K | 37.1% | 3 |
| 2026-10-14 | 119K | 211K | 56.5% | 1,098 |
| 2026-10-13 | 77K | 206K | 37.1% | 0 |
| 2026-10-12 | 75K | 144K | 52.0% | 5 |
| 2026-10-09 | 78K | 151K | 52.0% | 0 |
| 2026-10-08 | 86K | 152K | 56.8% | 0 |
| 2026-10-07 | 48K | 96K | 50.4% | 103 |
| 2026-10-06 | 94K | 182K | 51.6% | 0 |
| 2026-10-05 | 78K | 153K | 50.8% | 0 |
| 2026-10-02 | 79K | 166K | 47.3% | 0 |
| 2026-10-01 | 96K | 155K | 61.7% | 10 |
| 2026-09-30 | 55K | 140K | 39.6% | 0 |
| 2026-09-29 | 85K | 126K | 67.9% | 0 |
| 2026-09-28 | 101K | 202K | 49.9% | 4,082 |
| 2026-09-25 | 91K | 147K | 61.9% | 90 |
| 2026-09-24 | 105K | 208K | 50.4% | 0 |
| 2026-09-23 | 128K | 188K | 68.0% | 95 |
| 2026-09-22 | 142K | 255K | 55.5% | 5,504 |
| 2026-09-21 | 161K | 286K | 56.4% | 1,898 |
| 2026-09-18 | 201K | 275K | 73.2% | 0 |
| 2026-09-17 | 136K | 233K | 58.6% | 0 |
Fails to deliver
SEC, the last 30 settlement dates with a fail. JSONAs of 29 September 2026, the fails-to-deliver balance in OPFI is 1,601 shares, up 1,072 shares over the last settlement date. Over the last 30 readings it ranged from 1 share (1 July 2026) to 95,378 shares (13 August 2026). The latest reading sits at the bottom of that range.
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-09-29 | 1,601 | $6.12 | $10K |
| 2026-09-22 | 529 | $6.45 | $3K |
| 2026-09-21 | 27,924 | $6.53 | $182K |
| 2026-09-16 | 7 | $7.22 | $51 |
| 2026-09-11 | 7,487 | $7.59 | $57K |
| 2026-09-08 | 14,145 | $7.42 | $105K |
| 2026-09-04 | 3 | $7.32 | $22 |
| 2026-09-03 | 16,111 | $7.24 | $117K |
| 2026-09-01 | 28,142 | $6.93 | $195K |
| 2026-08-31 | 44,450 | $7.07 | $314K |
| 2026-08-20 | 1,182 | $7.18 | $8K |
| 2026-08-19 | 1,079 | $7.00 | $8K |
| 2026-08-14 | 70,242 | $7.13 | $501K |
| 2026-08-13 | 95,378 | $6.86 | $654K |
| 2026-08-11 | 42 | $8.77 | $368 |
| 2026-08-06 | 38 | $9.79 | $372 |
| 2026-08-04 | 4,000 | $9.92 | $40K |
| 2026-08-03 | 1 | $9.37 | $9 |
| 2026-07-28 | 520 | $9.42 | $5K |
| 2026-07-16 | 4,539 | $9.24 | $42K |
| 2026-07-09 | 8,018 | $9.09 | $73K |
| 2026-07-02 | 854 | $10.01 | $9K |
| 2026-07-01 | 1 | $9.93 | $10 |
| 2026-06-26 | 198 | $9.36 | $2K |
| 2026-06-25 | 875 | $8.80 | $8K |
| 2026-06-24 | 105 | $8.76 | $920 |
| 2026-06-22 | 12 | $8.43 | $101 |
| 2026-06-18 | 1,386 | $8.34 | $12K |
| 2026-06-09 | 1,501 | $7.84 | $12K |
| 2026-06-08 | 36 | $8.31 | $299 |
Insider trades
SEC Form 4, newest first. JSONOver the last 90 days OPFI insiders reported 23 open-market buys ($1.5M) against 3 sells ($832K), so the dollar flow leans toward buying. Latest filing: Johnson Pamela D. (CFO) on 2026-10-01.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-10-01 | Johnson Pamela D. | CFO | Tax withholding | 496 | $6.03 | $3K | 147K |
| 2026-10-01 | Johnson Pamela D. | CFO | Tax withholding | 2K | $6.03 | $10K | 147K |
| 2026-10-01 | Johnson Pamela D. | CFO | Tax withholding | 2K | $6.03 | $12K | 149K |
| 2026-10-01 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 396 | $6.03 | $2K | 1.4M |
| 2026-10-01 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 1K | $6.03 | $8K | 1.4M |
| 2026-10-01 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 2K | $6.03 | $12K | 1.4M |
| 2026-10-01 | Schwartz Todd G. | Chief Executive Officer | Tax withholding | 4K | $6.03 | $27K | 295K |
| 2026-10-01 | Schwartz Todd G. | Chief Executive Officer | Tax withholding | 3K | $6.03 | $16K | 299K |
| 2026-09-14 | Schwartz Todd G. | Chief Executive Officer | Buy | 2K | $7.80 | $15K | 642K |
| 2026-09-11 | Johnson Pamela D. | CFO | Sell | 9K | $8.02 | $69K | 151K |
| 2026-09-11 | Schwartz Todd G. | Chief Executive Officer | Buy | 3K | $7.96 | $26K | 640K |
| 2026-09-10 | Schwartz Todd G. | Chief Executive Officer | Buy | 3K | $7.56 | $25K | 637K |
| 2026-09-09 | Schwartz Todd G. | Chief Executive Officer | Buy | 3K | $7.59 | $26K | 633K |
| 2026-09-08 | Schwartz Todd G. | Chief Executive Officer | Buy | 3K | $7.41 | $26K | 630K |
| 2026-09-04 | Schwartz Todd G. | Chief Executive Officer | Buy | 4K | $7.35 | $26K | 626K |
| 2026-09-03 | Schwartz Todd G. | Chief Executive Officer | Buy | 3K | $7.33 | $25K | 623K |
| 2026-09-02 | Schwartz Todd G. | Chief Executive Officer | Buy | 4K | $7.15 | $25K | 619K |
| 2026-09-01 | Schwartz Todd G. | Chief Executive Officer | Buy | 4K | $6.91 | $25K | 616K |
| 2026-08-31 | Schwartz Todd G. | Chief Executive Officer | Buy | 4K | $6.93 | $25K | 612K |
| 2026-08-28 | Schwartz Todd G. | Chief Executive Officer | Buy | 4K | $7.15 | $25K | 609K |
| 2026-08-27 | Schwartz Todd G. | Chief Executive Officer | Buy | 4K | $7.13 | $25K | 605K |
| 2026-08-26 | McKay Christopher J. | Chief Risk & Analytics Officer | Sell | 78K | $7.18 | $559K | 1.4M |
| 2026-08-26 | Schwartz Todd G. | Chief Executive Officer | Buy | 4K | $7.19 | $25K | 602K |
| 2026-08-25 | Schwartz Todd G. | Chief Executive Officer | Buy | 3K | $7.25 | $25K | 598K |
| 2026-08-24 | Schwartz Todd G. | Chief Executive Officer | Buy | 3K | $7.15 | $25K | 595K |
| 2026-08-21 | Schwartz Todd G. | Chief Executive Officer | Buy | 4K | $7.07 | $25K | 591K |
| 2026-08-20 | Schwartz Todd G. | Chief Executive Officer | Buy | 3K | $7.13 | $25K | 588K |
| 2026-08-19 | Vennettilli David | Director | Sell | 28K | $7.16 | $204K | 154K |
| 2026-08-19 | Schwartz Todd G. | Chief Executive Officer | Buy | 4K | $7.16 | $25K | 584K |
| 2026-08-18 | Schwartz Todd G. | Chief Executive Officer | Buy | 4K | $7.04 | $25K | 581K |
| 2026-08-17 | Schwartz Todd G. | Chief Executive Officer | Buy | 4K | $7.00 | $25K | 577K |
| 2026-08-14 | Schwartz Todd G. | Chief Executive Officer | Buy | 20K | $7.20 | $144K | 574K |
| 2026-08-13 | Schwartz Todd G. | Chief Executive Officer | Buy | 60K | $7.13 | $428K | 554K |
| 2026-08-12 | Schwartz Todd G. | Chief Executive Officer | Buy | 60K | $7.05 | $423K | 494K |
| 2026-07-01 | Schwartz Todd G. | Chief Executive Officer | Tax withholding | 4K | $9.93 | $45K | 302K |
| 2026-07-01 | Schwartz Todd G. | Chief Executive Officer | Tax withholding | 3K | $9.93 | $26K | 306K |
| 2026-07-01 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 396 | $9.93 | $4K | 1.5M |
| 2026-07-01 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 1K | $9.93 | $14K | 1.5M |
| 2026-07-01 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 2K | $9.93 | $20K | 1.5M |
| 2026-07-01 | Johnson Pamela D. | CFO | Tax withholding | 496 | $9.93 | $5K | 160K |
| 2026-07-01 | Johnson Pamela D. | CFO | Tax withholding | 2K | $9.93 | $17K | 160K |
| 2026-07-01 | Johnson Pamela D. | CFO | Tax withholding | 2K | $9.93 | $20K | 162K |
| 2026-06-15 | Moore Jocelyn | Director | Sell | 39K | $8.32 | $325K | 17K |
| 2026-06-12 | McKay Christopher J. | Chief Risk & Analytics Officer | Sell | 24K | $8.35 | $198K | 1.5M |
| 2026-06-09 | Vennettilli David | Director | Grant | 25K | $0.00 | $0 | 183K |
| 2026-06-09 | Zeeman Gregory T | Director | Grant | 17K | $0.00 | $0 | 166K |
| 2026-06-09 | Vennettilli David | Director | Grant | 25K | $0.00 | $0 | 158K |
| 2026-06-09 | SCHWARTZ THEODORE G | Director, 10% owner | Grant | 17K | $0.00 | $0 | 30K |
| 2026-06-09 | Moore Jocelyn | Director | Grant | 17K | $0.00 | $0 | 56K |
| 2026-06-09 | Favilla Christina M | Director | Grant | 17K | $0.00 | $0 | 30K |
| 2026-06-08 | Favilla Christina M | Director | Sell | 30K | $8.14 | $244K | 157K |
| 2026-05-04 | Vennettilli David | Director | Sell | 10K | $10.00 | $100K | 132K |
| 2026-05-04 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 357 | $9.51 | $3K | 1.5M |
| 2026-05-04 | Johnson Pamela D. | CFO | Tax withholding | 469 | $9.51 | $4K | 164K |
| 2026-04-28 | Vennettilli David | Director | Exercise or conversion | 285K | $0.00 | $0 | 285K |
| 2026-04-28 | Vennettilli David | Director | Returned to company | 285K | $0.00 | $0 | 0 |
| 2026-04-28 | Schwartz Todd G. | Chief Executive Officer | Returned to company | 4.5M | $0.00 | $0 | 0 |
| 2026-04-28 | Schwartz Todd G. | Chief Executive Officer | Exercise or conversion | 1.9M | $0.00 | $0 | 1.9M |
| 2026-04-28 | Schwartz Todd G. | Chief Executive Officer | Exercise or conversion | 24.7M | $0.00 | $0 | 24.7M |
| 2026-04-28 | Schwartz Todd G. | Chief Executive Officer | Returned to company | 54.1M | $0.00 | $0 | 4.5M |
| 2026-04-28 | SCHWARTZ THEODORE G | Director, 10% owner | Exercise or conversion | 3.0M | $0.00 | $0 | 3.0M |
| 2026-04-28 | SCHWARTZ THEODORE G | Director, 10% owner | Exercise or conversion | 18.9M | $0.00 | $0 | 18.9M |
| 2026-04-28 | SCHWARTZ THEODORE G | Director, 10% owner | Returned to company | 3.0M | $0.00 | $0 | 0 |
| 2026-04-28 | SCHWARTZ THEODORE G | Director, 10% owner | Returned to company | 18.9M | $0.00 | $0 | 0 |
| 2026-04-28 | McKay Christopher J. | Chief Risk & Analytics Officer | Grant | 1.4M | $0.00 | $0 | 1.5M |
| 2026-04-28 | McKay Christopher J. | Chief Risk & Analytics Officer | Returned to company | 1.4M | $0.00 | $0 | 0 |
| 2026-04-20 | Schwartz Todd G. | Chief Executive Officer | Returned to company | 50K | $0.00 | $0 | 58.6M |
| 2026-04-02 | Schwartz Todd G. | Chief Executive Officer | Tax withholding | 18K | $7.71 | $139K | 309K |
| 2026-04-02 | Schwartz Todd G. | Chief Executive Officer | Tax withholding | 3K | $7.71 | $20K | 327K |
| 2026-04-02 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 2K | $7.71 | $12K | 187K |
| 2026-04-02 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 1K | $7.71 | $11K | 189K |
| 2026-04-02 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 2K | $7.71 | $15K | 190K |
| 2026-04-02 | Johnson Pamela D. | CFO | Tax withholding | 2K | $7.71 | $15K | 164K |
| 2026-04-02 | Johnson Pamela D. | CFO | Tax withholding | 2K | $7.71 | $13K | 166K |
| 2026-04-02 | Johnson Pamela D. | CFO | Tax withholding | 2K | $7.71 | $15K | 168K |
| 2026-04-01 | Schwartz Todd G. | Chief Executive Officer | Grant | 208K | $0.00 | $0 | 329K |
| 2026-04-01 | McKay Christopher J. | Chief Risk & Analytics Officer | Grant | 26K | $0.00 | $0 | 192K |
| 2026-04-01 | Johnson Pamela D. | CFO | Grant | 27K | $0.00 | $0 | 170K |
| 2026-03-12 | Moore Jocelyn | Director | Sell | 8K | $8.53 | $70K | 39K |
| 2026-02-27 | Schwartz Todd G. | Chief Executive Officer | Returned to company | 10K | $0.00 | $0 | 58.7M |
| 2026-02-03 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 363 | $9.73 | $4K | 166K |
| 2026-02-03 | Johnson Pamela D. | CFO | Tax withholding | 541 | $9.73 | $5K | 143K |
| 2026-01-05 | Johnson Pamela D. | CFO | Sell | 5K | $10.24 | $52K | 143K |
| 2026-01-02 | Schwartz Todd G. | Chief Executive Officer | Tax withholding | 3K | $10.30 | $31K | 121K |
| 2026-01-02 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 2K | $10.30 | $17K | 166K |
| 2026-01-02 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 2K | $10.30 | $25K | 168K |
| 2026-01-02 | Johnson Pamela D. | CFO | Tax withholding | 2K | $10.30 | $21K | 149K |
| 2026-01-02 | Johnson Pamela D. | CFO | Tax withholding | 2K | $10.30 | $24K | 151K |
| 2025-12-12 | SCHWARTZ THEODORE G | Director, 10% owner | Gift | 187K | $0.00 | $0 | 13K |
| 2025-12-11 | Moore Jocelyn | Director | Sell | 4K | $10.91 | $49K | 47K |
| 2025-11-21 | Moore Jocelyn | Director | Sell | 20K | $9.23 | $186K | 52K |
| 2025-11-03 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 576 | $10.05 | $6K | 170K |
| 2025-11-03 | McKay Christopher J. | Chief Risk & Analytics Officer | Sell | 1K | $9.85 | $11K | 171K |
| 2025-11-03 | Johnson Pamela D. | CFO | Tax withholding | 469 | $10.05 | $5K | 153K |
| 2025-11-03 | Johnson Pamela D. | CFO | Sell | 1K | $10.00 | $11K | 153K |
| 2025-10-02 | McKay Christopher J. | Chief Risk & Analytics Officer | Sell | 9K | $11.21 | $101K | 172K |
| 2025-10-02 | Johnson Pamela D. | CFO | Sell | 5K | $11.21 | $62K | 155K |
| 2025-10-01 | Schwartz Todd G. | Chief Executive Officer | Tax withholding | 3K | $11.33 | $30K | 124K |
| 2025-10-01 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 2K | $11.33 | $25K | 181K |
| 2025-10-01 | McKay Christopher J. | Chief Risk & Analytics Officer | Tax withholding | 3K | $11.33 | $36K | 183K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.
Planned sales (Form 144)
Newest first. JSON15 Form 144 notices on file for OPFI worth $2.2M at the prices reported; 3 in the last 90 days worth $832K. Latest: Johnson Pamela D. filed on 2026-09-11 to sell 8,650 shares ($69K) from 2026-09-11.
| Filed | Seller | Shares | Market value | Of outstanding | Sale from | Broker |
|---|---|---|---|---|---|---|
| 2026-09-11 | Johnson Pamela D.Officer | 9K | $69K | 0.010% | 2026-09-11 | Fidelity Brokerage Services LLC |
| 2026-08-26 | McKay Christopher J.Officer | 78K | $559K | 0.091% | 2026-08-26 | Fidelity Brokerage Services LLC |
| 2026-08-19 | Vennettilli DavidDirector | 28K | $204K | 0.033% | 2026-08-19 | Fidelity Brokerage Services LLC |
| 2026-06-15 | Moore JocelynDirector | 39K | $330K | 0.046% | 2026-06-15 | Fidelity Brokerage Services LLC |
| 2026-06-12 | McKay Christopher J.Officer | 24K | $198K | 0.028% | 2026-06-12 | Fidelity Brokerage Services LLC |
| 2026-06-08 | Favilla Christina MDirector | 30K | $244K | 0.035% | 2026-06-08 | Fidelity Brokerage Services LLC |
| 2026-05-04 | Vennettilli DavidDirector | 10K | $100K | 0.038% | 2026-05-04 | Fidelity Brokerage Services LLC |
| 2026-03-12 | Moore JocelynDirector | 8K | $70K | 0.030% | 2026-03-12 | Fidelity Brokerage Services LLC |
| 2026-01-05 | Johnson Pamela D.Officer | 5K | $52K | 0.018% | 2026-01-05 | Fidelity Brokerage Services LLC |
| 2025-12-11 | Moore JocelynDirector | 4K | $49K | 0.016% | 2025-12-11 | Fidelity Brokerage Services LLC |
| 2025-11-21 | Moore JocelynDirector | 20K | $186K | 0.073% | 2025-11-21 | Fidelity Brokerage Services LLC |
| 2025-11-03 | McKay Christopher J.Officer | 1K | $11K | 0.004% | 2025-11-03 | Fidelity Brokerage Services LLC |
| 2025-11-03 | Johnson Pamela D.Officer | 1K | $11K | 0.004% | 2025-11-03 | Fidelity Brokerage Services LLC |
| 2025-10-02 | McKay Christopher J.Officer | 9K | $101K | 0.032% | 2025-10-02 | Fidelity Brokerage Services LLC |
| 2025-10-02 | Johnson Pamela D.Officer | 5K | $62K | 0.019% | 2025-10-02 | Fidelity Brokerage Services LLC |
Large holders (13D and 13G)
One row per reporting person with its latest filing, newest first. JSON5 holders report 5% or more of OPFI in their latest filing, 4 on Schedule 13D (active intent). The largest reported stake is Todd G. Schwartz at 32.0% of the class (27,347,975 shares), filed 2026-04-30 for an event on 2026-04-28.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-08-14 | 13G/Ano. 6 | LMR PARTNERS Ltdcorporation, investment adviser | 2.3M | 2.5% | 2026-06-30 |
| 2026-08-14 | 13G/Ano. 6 | LMR Partners LLCinvestment adviser, other entity | 2.3M | 2.5% | 2026-06-30 |
| 2026-08-14 | 13G/Ano. 6 | LMR Partners AGcorporation, investment adviser | 2.3M | 2.5% | 2026-06-30 |
| 2026-08-14 | 13G/Ano. 6 | LMR PARTNERS (DIFC) Ltdcorporation, investment adviser | 2.3M | 2.5% | 2026-06-30 |
| 2026-08-14 | 13G/Ano. 6 | LMR Partners (Ireland) Limitedcorporation, investment adviser | 2.3M | 2.5% | 2026-06-30 |
| 2026-08-14 | 13G/Ano. 6 | Ben Levineparent holding company, individual | 2.3M | 2.5% | 2026-06-30 |
| 2026-08-14 | 13G/Ano. 6 | Stefan Renoldparent holding company, individual | 2.3M | 2.5% | 2026-06-30 |
| 2026-08-14 | 13G/Ano. 6 | LMR Partners LLPinvestment adviser, partnership | 2.3M | 2.5% | 2026-06-30 |
| 2026-08-14 | 13G/Ano. 2 | Aristeia Capital, L.L.C.investment adviser, other entity | 2.2M | 2.5% | 2026-06-30 |
| 2026-08-13 | 13G/Ano. 2 | Wellington Management Group LLPparent holding company | 3.0M | 3.5% | 2026-06-30 |
| 2026-08-13 | 13G/Ano. 2 | Wellington Group Holdings LLPparent holding company | 3.0M | 3.5% | 2026-06-30 |
| 2026-08-13 | 13G/Ano. 2 | Wellington Investment Advisors Holdings LLPparent holding company | 3.0M | 3.5% | 2026-06-30 |
| 2026-08-13 | 13G/Ano. 1 | Wellington Trust Company, NAbank | 1.6M | 1.9% | 2026-06-30 |
| 2026-07-31 | 13G/Ano. 1 | Vanguard Capital Managementinvestment adviser | 2.5M | 2.9% | 2026-06-30 |
| 2026-07-29 | 13G/Ano. 2 | BlackRock, Inc.parent holding company | 2.0M | 2.3% | 2026-06-30 |
| 2026-05-15 | 13G/Ano. 1 | Wellington Management Company LLPinvestment adviser | 2.6M | 9.5% | 2026-03-31 |
| 2026-04-30 | 13D/Ano. 7 | Todd G. Schwartzindividual | 27.3M | 32.0% | 2026-04-28 |
| 2026-04-30 | 13D/Ano. 7 | TGS Capital Group, LPpartnership | 24.7M | 28.9% | 2026-04-28 |
| 2026-04-30 | 13D/Ano. 7 | Theodore G. Schwartzindividual | 21.9M | 25.6% | 2026-04-28 |
| 2026-04-30 | 13D/Ano. 7 | LTHS Capital Group LPpartnership | 18.9M | 22.1% | 2026-04-28 |
| 2026-04-30 | 13D/Ano. 7 | LTHS Revocable Trustother entity | 3.0M | 3.5% | 2026-04-28 |
| 2026-04-30 | 13D/Ano. 7 | TGS MCS Capital Group LPpartnership | 1.9M | 2.3% | 2026-04-28 |
| 2026-04-30 | 13D/Ano. 7 | TGS Revocable Trustother entity | 434K | 0.5% | 2026-04-28 |
| 2026-04-30 | 13D/Ano. 7 | OppFi Shares, LLCother entity | 0 | 0.0% | 2026-04-28 |
| 2026-03-27 | 13G/Ano. 1 | The Vanguard Groupinvestment adviser | 0 | 0.0% | 2026-03-13 |
13F holders
Tracked managers holding OPFI at their latest 13F. JSON5 of the 30 tracked managers held OPFI at their latest 13F, $26.6M in total at quarter-end prices. Citadel Advisors is the largest at $10.6M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 2 added shares and 3 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| Citadel Advisors | 2026-06-30 | 1.1M | $10.6M | 0.00% | +555K |
| Two Sigma Investments | 2026-06-30 | 669K | $6.6M | 0.00% | -427K |
| Renaissance Technologies | 2026-06-30 | 533K | $5.3M | 0.01% | -97K |
| Millennium Management | 2026-06-30 | 333K | $3.3M | 0.00% | -109K |
| AQR Capital Management | 2026-06-30 | 72K | $717K | 0.00% | +36K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn FY 2025 it generated $401.3M of operating cash flow and spent $15.5M on buybacks and $6.4M on dividends.
- Cash
- $64.3M
- Equity
- $414.3M
- Total assets
- $770.7M
- Shares outstanding
- 87,306,132
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 FY 2026 | 2026-06-30 | n/a | $14.8M | n/a | 0.18 |
| Q1 FY 2026 | 2026-03-31 | n/a | $28.4M | n/a | 0.56 |
| Q4 FY 2025derived | 2025-12-31 | n/a | $16.8M | n/a | n/a |
| Q3 FY 2025 | 2025-09-30 | n/a | $41.6M | n/a | 0.77 |
| Q2 FY 2025 | 2025-06-30 | n/a | -$20.8M | n/a | -0.78 |
| Q1 FY 2025 | 2025-03-31 | n/a | -$11.4M | n/a | -0.48 |
| Q4 FY 2024derived | 2024-12-31 | n/a | -$5.6M | n/a | n/a |
| Q3 FY 2024 | 2024-09-30 | n/a | $4.3M | n/a | 0.21 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2025-12-31 | n/a | $26.3M | $401.3M | $19.1M | $15.5M | $6.4M |
| FY 2024 | 2024-12-31 | n/a | $7.3M | $323.8M | $13.0M | $3.6M | $2.4M |
| FY 2023 | 2023-12-31 | n/a | -$1.0M | $296.1M | $9.0M | $0 | $0 |
| FY 2022 | 2022-12-31 | n/a | $7.1M | $243.3M | $13.3M | $2.5M | $0 |
| FY 2021 | 2021-12-31 | n/a | $25.6M | $167.3M | $14.4M | $0 | n/a |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2025-08-05 from the cover page.
What this page is
OppFi in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.
This page follows OppFi (OPFI), SEC CIK 1818502, listed on NYSE, classified by the SEC as finance services. The cross-market tables live on the short interest and insider transactions hubs.
Source and updates
- Short interest
- FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-10-15.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-10-28.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-09-29.JSON and CSV
- Planned sales
- SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2026-09-11.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-08-14.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Earnings dates
- SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-10-28.JSON and CSV
- Insider trades
- SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-10-01.JSON and CSV
- Company record
- EDGAR filing index for CIK 1818502Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 10 requests a minute without a key, 30 with a free key from a free account.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
Other companies the SEC classifies as finance services
Other company pages
Datasets
Frequently Asked Questions
How much of OPFI is sold short?
4,283,126 shares were held short at the 2026-10-15 settlement, 7.4 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is OPFI's daily short volume?
On 2026-10-28, 192,934 of the 443,097 OPFI shares reported to FINRA were sold short, 43.5% of the day's reported volume. Short volume is a flow for one day, not a position.
Does OPFI have fails to deliver?
The SEC's latest file shows 1,601 OPFI shares failed to deliver at settlement 2026-09-29. Fails are reported per settlement date and published twice a month with a lag.
Are OPFI insiders buying or selling?
Over the last 90 days OPFI insiders reported 23 open-market buys ($1.5M) against 3 sells ($832K), so the dollar flow leans toward buying. Latest filing: Johnson Pamela D. (CFO) on 2026-10-01.
Have OPFI insiders filed to sell?
15 Form 144 notices on file for OPFI worth $2.2M at the prices reported; 3 in the last 90 days worth $832K. Latest: Johnson Pamela D. filed on 2026-09-11 to sell 8,650 shares ($69K) from 2026-09-11.
Who owns 5% or more of OPFI?
5 holders report 5% or more of OPFI in their latest filing, 4 on Schedule 13D (active intent). The largest reported stake is Todd G. Schwartz at 32.0% of the class (27,347,975 shares), filed 2026-04-30 for an event on 2026-04-28.
What did OPFI report last quarter?
In FY 2025 it generated $401.3M of operating cash flow and spent $15.5M on buybacks and $6.4M on dividends.
Which tracked 13F managers own OPFI?
5 of the 30 tracked 13F managers held OPFI shares at their latest filing, $26.6M in all. The largest: Ken Griffin's Citadel Advisors (1.1M shares, $10.6M), Two Sigma Investments (669K shares, $6.6M), Renaissance Technologies (533K shares, $5.3M), Izzy Englander's Millennium Management (333K shares, $3.3M), Cliff Asness's AQR Capital Management (72K shares, $717K).
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.