XOOMAR

Oportun Financial (OPRT)

Oportun Financial on one page: short interest, daily short volume, fails to deliver, planned sales, large holders, 13F holders, financials, earnings dates and insider trades. Listed on Nasdaq, classified by the SEC as finance services.

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1.8M

Short interest

settlement 2026-09-30

2.2

Days to cover

-0.8 days vs prior

82.0%

Short share of volume

2026-10-09

382

Fails to deliver

settlement 2026-09-08

Tue 3 Nov

Next earnings

estimated date

-$55K

Insider flow, 90 days

0 buys, 3 sells

As of 2026-10-09.

Short interest

FINRA, twice a month. The newest 24 settlements in the table, 48 in the chart. JSON

As of 30 September 2026, short interest in OPRT is 1,789,003 shares, up 647,909 shares over the last month. Over the last 48 readings it ranged from 84,275 shares (29 November 2024) to 2,572,463 shares (30 September 2025). At the reported average volume of 822K shares a day that is 2.2 days to cover.

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SettlementShares shortChangeAvg daily volumeDays to cover
2026-09-301,789,003+49.6%821,7712.18
2026-09-151,195,575+4.8%400,2422.99
2026-08-311,141,094+4.0%279,6704.08
2026-08-141,096,933-26.1%706,2251.55
2026-07-311,483,988-3.8%390,6763.80
2026-07-151,542,164+12.4%513,3073.00
2026-06-301,371,411-0.0%611,1022.24
2026-06-151,371,874+6.1%368,9893.72
2026-05-291,292,820+1.0%815,5181.59
2026-05-151,279,651-3.8%411,4563.11
2026-04-301,329,484-9.5%444,0142.99
2026-04-151,468,698-2.0%337,1804.36
2026-03-311,499,275+4.2%506,9892.96
2026-03-131,438,928+14.5%746,9961.93
2026-02-271,256,241-20.2%604,8422.08
2026-02-131,574,423+1.8%504,5253.12
2026-01-301,546,571+7.1%785,4921.97
2026-01-151,444,151-0.7%324,0554.46
2025-12-311,454,377-10.3%276,9105.25
2025-12-151,621,170-11.8%312,7545.18
2025-11-281,838,895+0.8%374,0944.92
2025-11-141,823,962+0.2%583,0633.13
2025-10-311,820,304-14.7%501,2843.63
2025-10-152,134,388-17.0%588,7993.62

Daily short volume

FINRA Reg SHO, the last 30 sessions. JSON

As of 9 October 2026, the short share of OPRT volume is 82.0%, up 45.1 points over the last five sessions. Over the last 30 readings it ranged from 36.9% (2 October 2026) to 82.0% (9 October 2026). The latest reading sits at the top of that range. The latest reading is 25.5 points above the 30-session average of 56.5%, on 339K shares reported.

DateShort volumeTotal volumeShort shareExempt
2026-10-09278K339K82.0%0
2026-10-0897K154K63.2%0
2026-10-07137K230K59.5%0
2026-10-06106K232K45.5%0
2026-10-05135K265K50.9%0
2026-10-02160K434K36.9%0
2026-10-01115K246K46.8%200
2026-09-30124K276K44.9%300
2026-09-29186K348K53.6%0
2026-09-28175K238K73.4%2,350
2026-09-25176K267K65.9%0
2026-09-24172K281K61.0%0
2026-09-23204K338K60.4%140
2026-09-22208K313K66.5%0
2026-09-21264K330K80.2%0
2026-09-18349K531K65.6%0
2026-09-17142K191K74.1%0
2026-09-16308K410K75.1%10
2026-09-1583K177K46.9%0
2026-09-1454K108K49.8%18
2026-09-1162K97K63.8%322
2026-09-1081K158K51.6%0
2026-09-0943K87K49.7%0
2026-09-0886K219K39.1%164
2026-09-0498K198K49.6%0
2026-09-0344K110K40.2%0
2026-09-0252K116K44.6%0
2026-09-0125K66K37.5%0
2026-08-3154K90K59.3%0
2026-08-2835K62K56.6%0

Fails to deliver

SEC, the last 30 settlement dates with a fail. JSON

As of 8 September 2026, the fails-to-deliver balance in OPRT is 382 shares, up 172 shares over the last settlement date. Over the last 30 readings it ranged from 4 shares (9 April 2026) to 8,897 shares (2 March 2026). The latest reading sits at the bottom of that range.

SettlementShares failedPriceValue
2026-09-08382$7.87$3K
2026-09-03210$7.43$2K
2026-08-172,791$7.71$22K
2026-08-06234$6.06$1K
2026-08-0471$5.80$412
2026-07-273,671$5.59$21K
2026-07-17656$6.45$4K
2026-07-16656$5.67$4K
2026-06-296,458$5.75$37K
2026-06-1835$5.01$175
2026-06-174$5.21$21
2026-06-0837$4.75$176
2026-06-0224$5.25$126
2026-05-226$5.42$33
2026-05-21270$5.45$1K
2026-05-19317$5.22$2K
2026-05-13100$5.66$566
2026-05-11221$5.75$1K
2026-05-06147$5.56$817
2026-04-2918$6.03$109
2026-04-28219$5.91$1K
2026-04-164$5.39$22
2026-04-1524$5.33$128
2026-04-101,272$4.84$6K
2026-04-094$4.87$19
2026-04-0768$4.72$321
2026-04-06186$4.61$857
2026-03-257$4.59$32
2026-03-044,164$5.46$23K
2026-03-028,897$5.18$46K

Insider trades

SEC Form 4, newest first, 50 of 100 shown. JSON

Insiders at OPRT reported 3 open-market sells worth $55K in the last 90 days and no open-market buys. Latest filing: Schueller Joseph Andrew (SVP-Controller, CAO) on 2026-09-11.

DateInsiderTitleTypeSharesPriceValueOwned after
2026-09-11Schueller Joseph AndrewSVP-Controller, CAOSell28$7.80$21871K
2026-09-10Rowles Sean AChief Risk OfficerGrant383Kprice not stated in the filingnot stated383K
2026-09-10Layton Kathleen I.Chief Legal OfficerSell4K$7.80$33K292K
2026-09-10Schueller Joseph AndrewSVP-Controller, CAOSell3K$7.80$22K71K
2026-08-19Scheirman ScottDirectorGrant21Kprice not stated in the filingnot stated21K
2026-08-11Tambor Richard N.DirectorGrant21Kprice not stated in the filingnot stated25K
2026-08-11Lee GinnyDirectorGrant21Kprice not stated in the filingnot stated121K
2026-08-11Daswani MohitDirectorGrant21Kprice not stated in the filingnot stated81K
2026-08-11Minetti CarlosDirectorGrant21Kprice not stated in the filingnot stated88K
2026-08-11Miramontes LouisDirectorGrant25Kprice not stated in the filingnot stated119K
2026-08-11WILCOX WARRENDirectorGrant21Kprice not stated in the filingnot stated39K
2026-06-15Tambor Richard N.DirectorGift36Kprice not stated in the filingnot stated36K
2026-06-15Tambor Richard N.DirectorGift36Kprice not stated in the filingnot stated5K
2026-06-15Tambor Richard N.DirectorGift36Kprice not stated in the filingnot stated41K
2026-06-15Tambor Richard N.DirectorGift36Kprice not stated in the filingnot stated36K
2026-06-10Bland Douglas KChief Executive OfficerGrant464Kprice not stated in the filingnot stated464K
2026-03-10Layton Kathleen I.Chief Legal OfficerGrant70Kprice not stated in the filingnot stated296K
2026-03-10Vazquez RaulChief Executive OfficerTax withholding18Kprice not stated in the filingnot stated1.4M
2026-03-10Vazquez RaulChief Executive OfficerTax withholding18Kprice not stated in the filingnot stated1.4M
2026-03-10Vazquez RaulChief Executive OfficerTax withholding33Kprice not stated in the filingnot stated1.3M
2026-03-10Vazquez RaulChief Executive OfficerTax withholding21Kprice not stated in the filingnot stated1.4M
2026-03-10Kirscht PatrickChief Credit OfficerGrant75Kprice not stated in the filingnot stated515K
2026-03-10Layton Kathleen I.Chief Legal OfficerSell12K$4.90$61K226K
2026-03-10Layton Kathleen I.Chief Legal OfficerSell6K$4.90$27K238K
2026-03-10Layton Kathleen I.Chief Legal OfficerSell1K$4.90$7K244K
2026-03-10Kirscht PatrickChief Credit OfficerSell19K$4.90$95K440K
2026-03-10Kirscht PatrickChief Credit OfficerSell14K$4.90$69K459K
2026-03-10Kirscht PatrickChief Credit OfficerSell9K$4.90$42K473K
2026-03-10Kirscht PatrickChief Credit OfficerSell12K$4.90$59K482K
2025-12-31Layton Kathleen I.Chief Legal OfficerGrant86Kprice not stated in the filingnot stated245K
2025-12-31Kirscht PatrickChief Credit OfficerGrant96Kprice not stated in the filingnot stated494K
2025-12-31Schueller Joseph AndrewSVP-Controller, PAO & PFOGrant46Kprice not stated in the filingnot stated74K
2025-09-10Schueller Joseph AndrewSVP-Controller, PAO & PFOGrant28Kprice not stated in the filingnot stated28K
2025-09-10Layton Kathleen I.Chief Legal OfficerSell4K$6.64$28K159K
2025-08-21Miramontes LouisDirectorGrant4Kprice not stated in the filingnot stated94K
2025-08-19WILCOX WARRENDirectorGrant18Kprice not stated in the filingnot stated18K
2025-07-18Tambor Richard N.DirectorGrant18Kprice not stated in the filingnot stated77K
2025-07-18Smith Sandra AdeleDirectorGrant18Kprice not stated in the filingnot stated81K
2025-07-18Miramontes LouisDirectorGrant18Kprice not stated in the filingnot stated90K
2025-07-18Minetti CarlosDirectorGrant18Kprice not stated in the filingnot stated68K
2025-07-18Lee GinnyDirectorGrant18Kprice not stated in the filingnot stated101K
2025-07-18Daswani MohitDirectorGrant18Kprice not stated in the filingnot stated60K
2025-07-18Barefoot Jo AnnDirectorGrant18Kprice not stated in the filingnot stated96K
2025-04-02Kirscht PatrickChief Credit OfficerGrant110Kprice not stated in the filingnot stated398K
2025-04-02Layton Kathleen I.Chief Legal OfficerGrant74Kprice not stated in the filingnot stated163K
2025-04-02Vazquez RaulChief Executive OfficerGrant225Kprice not stated in the filingnot stated1.4M
2025-03-10Vazquez RaulChief Executive OfficerTax withholding18Kprice not stated in the filingnot stated1.2M
2025-03-10Vazquez RaulChief Executive OfficerTax withholding21Kprice not stated in the filingnot stated1.2M
2025-03-10Vazquez RaulChief Executive OfficerTax withholding21Kprice not stated in the filingnot stated1.2M
2025-03-10Vazquez RaulChief Executive OfficerTax withholding4Kprice not stated in the filingnot stated1.3M

Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.

Planned sales (Form 144)

Newest first. JSON

6 Form 144 notices on file for OPRT worth $626K at the prices reported; 4 in the last 90 days worth $265K. Latest: Schueller Joseph Andrew filed on 2026-09-11 to sell 2,859 shares ($22K) from 2026-09-10.

FiledSellerSharesMarket valueOf outstandingSale fromBroker
2026-09-11Schueller Joseph AndrewOfficer3K$22K0.006%2026-09-10Charles Schwab & Co., Inc.
2026-09-10Schueller Joseph AndrewOfficer3K$22K0.006%2026-09-10Charles Schwab & Co., Inc.
2026-09-10Layton Kathleen I.Officer4K$33K0.009%2026-09-10Charles Schwab & Co., Inc.
2026-08-12Kirscht PatrickOfficer25K$188K0.054%2026-08-12Charles Schwab & Co., Inc.
2026-03-10Layton Kathleen I.Officer19K$95K0.043%2026-03-10Charles Schwab & Co., Inc.
2026-03-10Kirscht PatrickOfficer54K$266K0.122%2026-03-10Charles Schwab & Co., Inc.

Large holders (13D and 13G)

One row per reporting person with its latest filing, newest first. JSON

5 holders report 5% or more of OPRT in their latest filing, all on Schedule 13G (passive). The largest reported stake is Forager Capital Management, LLC at 9.8% of the class (4,512,045 shares), filed 2026-07-23 for an event on 2026-06-30.

FiledFormHolderSharesOf classEvent
2026-08-1413G/Ano. 2McLaren Harbor, LLCcorporation00.0%2026-06-30
2026-08-1413G/Ano. 2CL VI Ventures Offshore, L.P.parent holding company, partnership00.0%2026-06-30
2026-08-1413G/Ano. 2Castlelake VI GP, L.P.parent holding company, partnership00.0%2026-06-30
2026-08-1413G/Ano. 2CASTLELAKE L.P.parent holding company, partnership00.0%2026-06-30
2026-08-1413G/Ano. 2Rory O'Neillindividual, parent holding company00.0%2026-06-30
2026-08-1413G/Ano. 2Evan Carruthersindividual, parent holding company00.0%2026-06-30
2026-07-2313G/Ano. 2Forager Capital Management, LLCinvestment adviser4.5M9.8%2026-06-30
2026-07-2313G/Ano. 2Forager Fund, L.P.partnership4.5M9.8%2026-06-30
2026-07-2313G/Ano. 2Kissel Edward Urbanparent holding company, individual4.5M9.8%2026-06-30
2026-07-2313G/Ano. 2MacArthur Robert Symmesparent holding company, individual4.5M9.8%2026-06-30
2026-07-1313G/Ano. 1Israel A. Englanderindividual946K2.1%2026-06-30
2026-07-1313G/Ano. 1Millennium Group Management LLCother entity946K2.1%2026-06-30
2026-07-1313G/Ano. 1Millennium Management LLCother entity946K2.1%2026-06-30
2026-07-1313G/Ano. 1Integrated Core Strategies (US) LLCother entity931K2.0%2026-06-30
2026-03-2713G/Ano. 1The Vanguard Groupinvestment adviser00.0%2026-03-13
2025-10-1713GBlackRock, Inc.parent holding company2.4M5.5%2025-09-30

13F holders

Tracked managers holding OPRT at their latest 13F. JSON

7 of the 30 tracked managers held OPRT at their latest 13F, $19.2M in total at quarter-end prices. Two Sigma Investments is the largest at $5.5M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 4 added shares and 3 cut.

FundQuarterSharesValueOf portfolioChange in shares
Two Sigma Investments2026-06-30964K$5.5M0.00%+2K
Millennium Management2026-06-30946K$5.4M0.00%-1.3M
AQR Capital Management2026-06-30753K$4.3M0.00%+64K
Citadel Advisors2026-06-30517K$3.0M0.00%+395K
Point72 Asset Management2026-06-3088K$502K0.00%new
Renaissance Technologies2026-06-3051K$292K0.00%-49K
D. E. Shaw & Co.2026-06-3041K$233K0.00%-1K

Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.

Financials

SEC XBRL, as filed. JSON

In Q2 FY 2026 (quarter ended 2026-06-30) Oportun Financial reported revenue of $5.2M, up 6.7% from the same quarter a year earlier, and net income of $8.5M (0.17 diluted EPS). In FY 2025 it generated $413.4M of operating cash flow.

Cash
$139.6M
Equity
$407.1M
Total assets
$3.13B
Shares outstanding
45,987,253

Quarterly, last 8 quarters

QuarterPeriod endRevenueNet incomeMarginDiluted EPS
Q2 FY 20262026-06-30$5.2M$8.5M165.3%0.17
Q1 FY 20262026-03-31$4.6M$2.3M51.5%0.05
Q4 FY 2025derived2025-12-31$4.7M$3.4M73.2%n/a
Q3 FY 20252025-09-30$4.9M$5.2M105.5%0.11
Q2 FY 20252025-06-30$4.8M$6.9M142.0%0.14
Q1 FY 20252025-03-31$5.0M$9.8M193.6%0.21
Q4 FY 2024derived2024-12-31$4.4M$8.7M200.1%n/a
Q3 FY 20242024-09-30$6.3M-$30.0M-472.0%-0.75

Fiscal years, with buybacks and dividends

Fiscal yearEndsRevenueNet incomeOperating cash flowCapexBuybacksDividends
FY 20252025-12-31$19.5M$25.2M$413.4Mn/an/an/a
FY 20242024-12-31$22.7M-$78.7M$393.5Mn/an/an/a
FY 20232023-12-31$25.6M-$180.0M$392.8Mn/an/an/a
FY 20222022-12-31$31.2M-$77.7M$247.9M$6.0Mn/an/a
FY 20212021-12-31$813K$47.4M$163.4M$12.3Mn/an/a

Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-07-30 from the cover page.

What this page is

Oportun Financial in the regulatory record

Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.

Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.

This page follows Oportun Financial (OPRT), SEC CIK 1538716, listed on Nasdaq, classified by the SEC as finance services. The cross-market tables live on the short interest and insider transactions hubs.

Source and updates

Short interest
FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-09-30.JSON and CSV
Daily short volume
FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-10-09.JSON and CSV
Fails to deliver
SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-09-08.JSON and CSV
Planned sales
SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2026-09-11.JSON and CSV
Large holders
SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-08-14.JSON and CSV
13F holders
SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
Financials
SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
Earnings dates
SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-08-05.JSON and CSV
Insider trades
SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-09-11.JSON and CSV
Company record
EDGAR filing index for CIK 1538716Ticker, name and exchange from the SEC's company list, refreshed weekly.
Rate limits
10 requests a minute without a key, 30 with a free key from a free account.

How to read it

  • Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
  • Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
  • Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.

Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.

Datasets

Frequently Asked Questions

How much of OPRT is sold short?
1,789,003 shares were held short at the 2026-09-30 settlement, 2.2 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is OPRT's daily short volume?
On 2026-10-09, 278,049 of the 339,168 OPRT shares reported to FINRA were sold short, 82.0% of the day's reported volume. Short volume is a flow for one day, not a position.
Does OPRT have fails to deliver?
The SEC's latest file shows 382 OPRT shares failed to deliver at settlement 2026-09-08. Fails are reported per settlement date and published twice a month with a lag.
Are OPRT insiders buying or selling?
Insiders at OPRT reported 3 open-market sells worth $55K in the last 90 days and no open-market buys. Latest filing: Schueller Joseph Andrew (SVP-Controller, CAO) on 2026-09-11.
Have OPRT insiders filed to sell?
6 Form 144 notices on file for OPRT worth $626K at the prices reported; 4 in the last 90 days worth $265K. Latest: Schueller Joseph Andrew filed on 2026-09-11 to sell 2,859 shares ($22K) from 2026-09-10.
Who owns 5% or more of OPRT?
5 holders report 5% or more of OPRT in their latest filing, all on Schedule 13G (passive). The largest reported stake is Forager Capital Management, LLC at 9.8% of the class (4,512,045 shares), filed 2026-07-23 for an event on 2026-06-30.
What did OPRT report last quarter?
In Q2 FY 2026 (quarter ended 2026-06-30) Oportun Financial reported revenue of $5.2M, up 6.7% from the same quarter a year earlier, and net income of $8.5M (0.17 diluted EPS). In FY 2025 it generated $413.4M of operating cash flow.
Which tracked 13F managers own OPRT?
7 of the 30 tracked 13F managers held OPRT shares at their latest filing, $19.2M in all. The largest: Two Sigma Investments (964K shares, $5.5M), Izzy Englander's Millennium Management (946K shares, $5.4M), Cliff Asness's AQR Capital Management (753K shares, $4.3M), Ken Griffin's Citadel Advisors (517K shares, $3.0M), Steve Cohen's Point72 Asset Management (88K shares, $502K), Renaissance Technologies (51K shares, $292K). The table above lists all 7.

Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.