Citizens & Northern (CZNC)

Citizens & Northern on one page: short interest, daily short volume, fails to deliver, large holders, 13F holders, financials, earnings dates and insider trades. Listed on Nasdaq, classified by the SEC as state commercial banks.

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328K

Short interest

settlement 2026-10-15

6.4

Days to cover

unchanged vs prior

60.2%

Short share of volume

2026-10-28

Fails to deliver

settlement 2026-09-23

Wed 27 Jan

Next earnings

estimated date

2 people

Insiders buying, 30 days

$6K combined, latest 2026-10-02

-$55K

Insider flow, 90 days

6 buys, 2 sells

As of 2026-10-28.

Short interest

FINRA, twice a month. The newest 48 settlements in the table, 48 in the chart. JSON

As of 15 October 2026, short interest in CZNC is 327,514 shares, down 74,091 shares over the last month. Over the last 48 readings it ranged from 53,731 shares (13 December 2024) to 401,605 shares (15 September 2026). At the reported average volume of 51K shares a day that is 6.4 days to cover.

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Settlement	Shares short	Change	Avg daily volume	Days to cover
2026-10-15	327,514	-5.9%	50,972	6.43
2026-09-30	348,010	-13.3%	53,907	6.46
2026-09-15	401,605	+7.2%	56,214	7.14
2026-08-31	374,708	+1.1%	76,135	4.92
2026-08-14	370,555	-7.4%	60,511	6.12
2026-07-31	400,041	+20.1%	72,376	5.53
2026-07-15	333,202	-12.3%	55,858	5.97
2026-06-30	379,711	+29.3%	105,281	3.61
2026-06-15	293,593	+8.0%	44,607	6.58
2026-05-29	271,796	+0.6%	51,276	5.30
2026-05-15	270,067	-5.2%	40,605	6.65
2026-04-30	284,788	+2.1%	31,930	8.92
2026-04-15	279,047	-6.7%	35,448	7.87
2026-03-31	299,031	-1.3%	45,658	6.55
2026-03-13	302,994	+8.1%	42,708	7.09
2026-02-27	280,263	-6.4%	45,300	6.19
2026-02-13	299,310	-7.3%	58,637	5.10
2026-01-30	322,958	-9.0%	53,375	6.05
2026-01-15	355,008	+5.8%	39,827	8.91
2025-12-31	335,543	+2.8%	85,879	3.91
2025-12-15	326,525	+7.8%	61,159	5.34
2025-11-28	302,956	+20.3%	56,623	5.35
2025-11-14	251,875	+3.2%	35,847	7.03
2025-10-31	243,987	+3.6%	43,604	5.60
2025-10-15	235,432	-2.4%	44,929	5.24
2025-09-30	241,213	+11.4%	43,805	5.51
2025-09-15	216,475	+3.3%	22,172	9.76
2025-08-29	209,664	-12.2%	31,666	6.62
2025-08-15	238,844	+2.5%	64,146	3.72
2025-07-31	232,918	-6.4%	28,517	8.17
2025-07-15	248,950	+2.7%	27,607	9.02
2025-06-30	242,311	+38.3%	42,218	5.74
2025-06-13	175,156	+20.6%	29,710	5.90
2025-05-30	145,288	+4.8%	22,342	6.50
2025-05-15	138,607	+49.3%	31,349	4.42
2025-04-30	92,819	+36.5%	37,341	2.49
2025-04-15	68,007	-9.7%	33,713	2.02
2025-03-31	75,338	+4.8%	25,304	2.98
2025-03-14	71,924	+24.1%	24,473	2.94
2025-02-28	57,973	-14.3%	24,334	2.38
2025-02-14	67,659	-6.5%	32,695	2.07
2025-01-31	72,405	+21.2%	62,092	1.17
2025-01-15	59,743	+6.1%	33,032	1.81
2024-12-31	56,285	+4.8%	38,579	1.46
2024-12-13	53,731	-1.9%	28,713	1.87
2024-11-29	54,784	-12.1%	21,669	2.53
2024-11-15	62,334	+1.6%	40,686	1.53
2024-10-31	61,337	+7.1%	16,740	3.66

Daily short volume

FINRA Reg SHO, the last 30 sessions. JSON

As of 28 October 2026, the short share of CZNC volume is 60.2%, up 6.9 points over the last five sessions. Over the last 30 readings it ranged from 19.0% (8 October 2026) to 72.7% (21 September 2026). The latest reading is 13.1 points above the 30-session average of 47.1%, on 22K shares reported.

Date	Short volume	Total volume	Short share	Exempt
2026-10-28	13K	22K	60.2%	0
2026-10-27	9K	23K	40.2%	0
2026-10-26	18K	33K	55.4%	0
2026-10-23	13K	27K	46.6%	0
2026-10-22	12K	23K	53.3%	0
2026-10-21	8K	14K	53.3%	0
2026-10-20	5K	8K	55.2%	0
2026-10-19	4K	18K	22.2%	0
2026-10-16	4K	9K	50.1%	0
2026-10-15	6K	11K	51.3%	0
2026-10-14	4K	9K	44.7%	0
2026-10-13	5K	11K	47.2%	170
2026-10-12	7K	15K	50.5%	0
2026-10-09	7K	16K	46.1%	0
2026-10-08	3K	17K	19.0%	0
2026-10-07	3K	9K	36.6%	0
2026-10-06	4K	8K	52.0%	0
2026-10-05	6K	12K	50.3%	0
2026-10-02	11K	27K	42.7%	0
2026-10-01	4K	13K	30.5%	226
2026-09-30	7K	15K	48.7%	700
2026-09-29	3K	6K	54.1%	0
2026-09-28	8K	14K	57.5%	97
2026-09-25	5K	10K	45.1%	0
2026-09-24	5K	13K	35.5%	0
2026-09-23	8K	18K	42.5%	0
2026-09-22	3K	7K	44.8%	0
2026-09-21	6K	8K	72.7%	0
2026-09-18	11K	20K	53.3%	0
2026-09-17	8K	15K	51.4%	0

Fails to deliver

SEC, the last 30 settlement dates with a fail. JSON

As of 23 September 2026, the fails-to-deliver balance in CZNC is 55 shares, down 226 shares over the last settlement date. Over the last 30 readings it ranged from 1 share (23 March 2026) to 11,620 shares (30 June 2026). The latest reading sits at the bottom of that range.

Settlement	Shares failed	Price	Value
2026-09-23	55	$25.68	$1K
2026-09-21	281	$25.81	$7K
2026-09-18	14	$25.93	$363
2026-09-17	29	$25.96	$753
2026-09-15	150	$26.09	$4K
2026-09-14	332	$25.97	$9K
2026-08-06	120	$25.24	$3K
2026-08-03	85	$25.39	$2K
2026-07-23	879	$23.18	$20K
2026-06-30	11,620	$23.37	$272K
2026-06-29	1,046	$23.49	$25K
2026-05-19	139	$20.61	$3K
2026-05-04	488	$22.48	$11K
2026-05-01	95	$22.08	$2K
2026-03-31	255	$22.29	$6K
2026-03-23	1	$21.68	$22
2026-03-17	770	$21.91	$17K
2026-03-09	48	$22.30	$1K
2026-03-06	20	$22.29	$446
2026-02-27	681	$23.21	$16K
2026-02-24	3,181	$23.23	$74K
2026-02-18	67	$23.76	$2K
2026-02-04	70	$23.37	$2K
2026-02-03	978	$22.70	$22K
2026-02-02	7,857	$22.76	$179K
2026-01-26	769	$21.62	$17K
2026-01-12	342	$20.47	$7K
2026-01-07	118	$20.19	$2K
2025-12-04	255	$20.50	$5K
2025-11-20	196	$19.37	$4K

Insider trades

SEC Form 4, newest first. JSON

Over the last 90 days CZNC insiders reported 6 open-market buys ($17K) against 2 sells ($72K), so the dollar flow leans toward selling. Latest filing: Pellegrino Frank G (Director) on 2026-10-02.

Date	Insider	Title	Type	Shares	Price	Value	Owned after
2026-10-02	Pellegrino Frank G	Director	Buy	245	$25.51	$6K	52K
2026-10-02	Shattuck Katherine W	Director	Buy	8	$25.51	$204	11K
2026-09-04	Shattuck Katherine W	Director	Buy	8	$26.17	$209	11K
2026-09-04	Pellegrino Frank G	Director	Buy	178	$26.17	$5K	52K
2026-08-20	James Glenn Richard	EVP COUNSEL, CORP SECRETARY	Other transaction	3	$25.84	$78	335
2026-08-20	Rush Blair T	EXECUTIVE VICE PRESIDENT	Other transaction	31	$25.84	$801	3K
2026-08-20	Watkins Tracy Ellen	EXEC. VP	Other transaction	73	$25.84	$2K	7K
2026-08-20	Dunsmore Stan R	EXEC. VP, CHIEF CREDIT OFFICER	Other transaction	107	$25.84	$3K	10K
2026-08-20	Runk David S	EXEC. VP AND STRATEGIC ADVISOR	Other transaction	1	$25.84	$26	66
2026-08-20	Hoose Harold F III	EXEC. VP	Other transaction	181	$25.84	$5K	17K
2026-08-20	RUDY THOMAS L JR	EXEC. VP	Other transaction	160	$25.84	$4K	15K
2026-08-20	HUGHES MARK A	EXEC. VP AND CFO	Other transaction	213	$25.84	$6K	20K
2026-08-20	REBER JOHN M	EXEC. VP	Other transaction	110	$25.84	$3K	10K
2026-08-20	SCOVILL J BRADLEY	PRESIDENT AND CEO	Other transaction	73	$25.84	$2K	7K
2026-08-20	Balagour Alexander	EVP- CHIEF INFORMATION OFFICER	Other transaction	23	$25.84	$594	2K
2026-08-14	Santiago Helen S	Director	Other transaction	1	$25.89	$26	124
2026-08-14	James Glenn Richard	EVP COUNSEL, CORP SECRETARY	Other transaction	8	$25.89	$207	3K
2026-08-14	Watkins Tracy Ellen	EXEC. VP	Other transaction	80	$25.89	$2K	11K
2026-08-14	Dunsmore Stan R	EXEC. VP, CHIEF CREDIT OFFICER	Other transaction	1	$25.89	$26	93
2026-08-14	SINGER AARON K	Director	Other transaction	96	$26.08	$3K	11K
2026-08-14	SINGER AARON K	Director	Other transaction	64	$25.96	$2K	6K
2026-08-14	Shattuck Katherine W	Director	Other transaction	102	$25.89	$3K	11K
2026-08-14	Santiago Helen S	Director	Other transaction	1	$25.89	$26	125
2026-08-14	Santiago Helen S	Director	Other transaction	108	$25.89	$3K	11K
2026-08-14	Dorwart Stephen M	Director	Other transaction	57	$25.96	$1K	15K
2026-08-14	Loughery Robert G	Director	Other transaction	114	$25.89	$3K	12K
2026-08-14	Kilmer Bobbi J	Director	Other transaction	64	$25.89	$2K	19K
2026-08-14	Kilmer Bobbi J	Director	Other transaction	131	$25.96	$3K	19K
2026-08-14	Pellegrino Frank G	Director	Other transaction	539	$25.89	$14K	52K
2026-08-14	REBER JOHN M	EXEC. VP	Other transaction	341	$25.89	$9K	36K
2026-08-14	SCOVILL J BRADLEY	PRESIDENT AND CEO	Other transaction	400	$25.95	$10K	134K
2026-08-07	Shattuck Katherine W	Director	Buy	8	$25.21	$202	11K
2026-08-07	Pellegrino Frank G	Director	Buy	208	$25.21	$5K	51K
2026-08-03	Trate Christian C	Director	Sell	560	$25.21	$14K	5K
2026-07-31	Dorwart Stephen M	Director	Sell	2K	$25.37	$58K	4K
2026-07-08	Shattuck Katherine W	Director	Buy	9	$23.02	$207	11K
2026-07-08	Pellegrino Frank G	Director	Buy	198	$23.02	$5K	51K
2026-06-19	Van Sant William F III	EVP, CHIEF WEALTH OFFICER	Grant	7K	$21.86	$150K	7K
2026-06-05	Shattuck Katherine W	Director	Buy	10	$21.44	$214	11K
2026-06-05	Pellegrino Frank G	Director	Buy	190	$21.44	$4K	51K
2026-05-28	Trate Christian C	Director	Sell	229	$21.10	$5K	5K
2026-05-20	James Glenn Richard	EVP COUNSEL, CORP SECRETARY	Other transaction	5	$20.80	$104	332
2026-05-20	Cwiklinski Kelley A	EVP CHIEF COMM LENDING OFFICER	Other transaction	38	$20.80	$790	3K
2026-05-20	Rush Blair T	EXECUTIVE VICE PRESIDENT	Other transaction	39	$20.80	$811	3K
2026-05-20	Watkins Tracy Ellen	EXEC. VP	Other transaction	90	$20.80	$2K	7K
2026-05-20	Dunsmore Stan R	EXEC. VP, CHIEF CREDIT OFFICER	Other transaction	132	$20.80	$3K	10K
2026-05-20	Runk David S	EXEC. VP AND STRATEGIC ADVISOR	Other transaction	1	$20.80	$21	65
2026-05-20	Hoose Harold F III	EXEC. VP	Other transaction	222	$20.80	$5K	17K
2026-05-20	RUDY THOMAS L JR	EXEC. VP	Other transaction	194	$20.80	$4K	15K
2026-05-20	HUGHES MARK A	EXEC. VP AND CFO	Other transaction	259	$20.80	$5K	20K
2026-05-20	REBER JOHN M	EXEC. VP	Other transaction	134	$20.80	$3K	10K
2026-05-20	SCOVILL J BRADLEY	PRESIDENT AND CEO	Other transaction	89	$20.80	$2K	7K
2026-05-20	Balagour Alexander	EVP- CHIEF INFORMATION OFFICER	Other transaction	29	$20.80	$603	2K
2026-05-15	Santiago Helen S	Director	Other transaction	2	$20.82	$42	123
2026-05-15	James Glenn Richard	EVP COUNSEL, CORP SECRETARY	Other transaction	10	$20.82	$208	3K
2026-05-15	Shattuck Katherine W	Director	Other transaction	125	$20.82	$3K	11K
2026-05-15	Santiago Helen S	Director	Other transaction	2	$20.82	$42	124
2026-05-15	Santiago Helen S	Director	Other transaction	132	$20.82	$3K	11K
2026-05-15	Dorwart Stephen M	Director	Other transaction	70	$20.85	$1K	14K
2026-05-15	Loughery Robert G	Director	Other transaction	140	$20.82	$3K	12K
2026-05-15	Kilmer Bobbi J	Director	Other transaction	77	$20.82	$2K	19K
2026-05-15	Kilmer Bobbi J	Director	Other transaction	161	$20.85	$3K	19K
2026-05-15	Watkins Tracy Ellen	EXEC. VP	Other transaction	98	$20.82	$2K	11K
2026-05-15	SINGER AARON K	Director	Other transaction	103	$20.30	$2K	10K
2026-05-15	SINGER AARON K	Director	Other transaction	17	$20.82	$354	10K
2026-05-15	SINGER AARON K	Director	Other transaction	77	$20.85	$2K	6K
2026-05-15	Pellegrino Frank G	Director	Other transaction	653	$20.82	$14K	51K
2026-05-15	Dunsmore Stan R	EXEC. VP, CHIEF CREDIT OFFICER	Other transaction	1	$20.82	$21	92
2026-05-15	RUDY THOMAS L JR	EXEC. VP	Other transaction	1	$20.82	$21	22
2026-05-15	REBER JOHN M	EXEC. VP	Other transaction	418	$20.82	$9K	36K
2026-05-15	SCOVILL J BRADLEY	PRESIDENT AND CEO	Other transaction	490	$20.89	$10K	134K
2026-05-13	Lehman Terry L	Director	Buy	1K	$20.83	$21K	30K
2026-05-08	Shattuck Katherine W	Director	Buy	10	$21.75	$217	10K
2026-05-08	Pellegrino Frank G	Director	Buy	237	$21.75	$5K	50K
2026-04-23	Trate Christian C	Director	Grant	1K	$23.15	$25K	28K
2026-04-23	Shattuck Katherine W	Director	Grant	1K	$23.15	$25K	10K
2026-04-23	Santiago Helen S	Director	Grant	1K	$23.15	$25K	11K
2026-04-23	Dorwart Stephen M	Director	Grant	1K	$23.15	$25K	14K
2026-04-23	Loughery Robert G	Director	Grant	1K	$23.15	$25K	12K
2026-04-23	Kilmer Bobbi J	Director	Grant	1K	$23.15	$25K	19K
2026-04-23	SINGER AARON K	Director	Grant	1K	$23.15	$25K	10K
2026-04-23	Lehman Terry L	Director	Grant	1K	$23.15	$25K	29K
2026-04-23	Pellegrino Frank G	Director	Grant	1K	$23.15	$25K	50K
2026-04-06	Shattuck Katherine W	Director	Buy	20	$22.55	$451	9K
2026-04-06	Pellegrino Frank G	Director	Buy	180	$22.55	$4K	49K
2026-03-06	Shattuck Katherine W	Director	Buy	21	$21.95	$461	9K
2026-03-06	Pellegrino Frank G	Director	Buy	185	$21.95	$4K	48K
2026-02-20	Cwiklinski Kelley A	EVP CHIEF COMM LENDING OFFICER	Tax withholding	169	$23.67	$4K	30K
2026-02-20	Watkins Tracy Ellen	EXEC. VP	Tax withholding	111	$23.67	$3K	11K
2026-02-20	Dunsmore Stan R	EXEC. VP, CHIEF CREDIT OFFICER	Tax withholding	148	$23.67	$4K	24K
2026-02-20	RUDY THOMAS L JR	EXEC. VP	Tax withholding	141	$23.67	$3K	40K
2026-02-20	SCOVILL J BRADLEY	PRESIDENT AND CEO	Tax withholding	499	$23.67	$12K	133K
2026-02-18	SCOVILL J BRADLEY	PRESIDENT AND CEO	Other transaction	77	$23.76	$2K	7K
2026-02-18	RUDY THOMAS L JR	EXEC. VP	Other transaction	169	$23.76	$4K	14K
2026-02-18	Cwiklinski Kelley A	EVP CHIEF COMM LENDING OFFICER	Other transaction	34	$23.76	$808	3K
2026-02-18	Dunsmore Stan R	EXEC. VP, CHIEF CREDIT OFFICER	Other transaction	114	$23.76	$3K	10K
2026-02-18	Watkins Tracy Ellen	EXEC. VP	Other transaction	77	$23.76	$2K	7K
2026-02-18	Rush Blair T	EXECUTIVE VICE PRESIDENT	Other transaction	34	$23.76	$808	3K
2026-02-18	Cwiklinski Kelley A	EVP CHIEF COMM LENDING OFFICER	Other transaction	34	$23.76	$808	3K
2026-02-18	Watkins Tracy Ellen	EXEC. VP	Other transaction	77	$23.76	$2K	7K

Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.

Large holders (13D and 13G)

One row per reporting person with its latest filing, newest first. JSON

1 holder reports 5% or more of CZNC in its latest filing, on Schedule 13G (passive). The holder is BlackRock, Inc. at 6.4% of the class (1,146,860 shares), filed 2026-01-21 for an event on 2025-12-31.

Filed	Form	Holder	Shares	Of class	Event
2026-01-30	13G/Ano. 2	The Vanguard Groupinvestment adviser	885K	5.0%	2025-12-31
2026-01-21	13G/Ano. 14	BlackRock, Inc.parent holding company	1.1M	6.4%	2025-12-31

13F holders

Tracked managers holding CZNC at their latest 13F. JSON

4 of the 30 tracked managers held CZNC at their latest 13F, $5.7M in total at quarter-end prices. Citadel Advisors is the largest at $1.7M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 3 added shares and 1 cut.

Fund	Quarter	Shares	Value	Of portfolio	Change in shares
Citadel Advisors	2026-06-30	74K	$1.7M	0.00%	+52K
Two Sigma Investments	2026-06-30	64K	$1.5M	0.00%	+19K
AQR Capital Management	2026-06-30	55K	$1.3M	0.00%	+8K
Renaissance Technologies	2026-06-30	53K	$1.2M	0.00%	-451

Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.

Financials

SEC XBRL, as filed. JSON

In FY 2025 it generated $32.0M of operating cash flow and spent $16.3M on dividends.

Cash: $82.5M
Equity: $346.1M
Total assets: $3.15B
Shares outstanding: 17,934,867

Quarterly, last 8 quarters

Quarter	Period end	Revenue	Net income	Margin	Diluted EPS
Q2 FY 2026	2026-06-30	n/a	$14.1M	n/a	0.79
Q1 FY 2026	2026-03-31	n/a	$273K	n/a	0.02
Q4 FY 2025derived	2025-12-31	n/a	$4.5M	n/a	n/a
Q3 FY 2025	2025-09-30	n/a	$6.6M	n/a	0.42
Q2 FY 2025	2025-06-30	n/a	$6.1M	n/a	0.40
Q1 FY 2025	2025-03-31	n/a	$6.3M	n/a	0.41
Q4 FY 2024derived	2024-12-31	n/a	$8.2M	n/a	n/a
Q3 FY 2024	2024-09-30	n/a	$6.4M	n/a	0.41

Fiscal years, with buybacks and dividends

Fiscal year	Ends	Revenue	Net income	Operating cash flow	Capex	Buybacks	Dividends
FY 2025	2025-12-31	n/a	$23.4M	$32.0M	$1.9M	n/a	$16.3M
FY 2024	2024-12-31	n/a	$26.0M	$33.0M	$1.9M	n/a	$15.5M
FY 2023	2023-12-31	n/a	$24.1M	$33.5M	$2.3M	n/a	$15.6M
FY 2022	2022-12-31	n/a	$26.6M	$34.6M	$3.3M	n/a	$15.9M
FY 2021	2021-12-31	n/a	$30.6M	$34.8M	$1.9M	n/a	$16.0M

Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-08-03 from the cover page.

What this page is

Citizens & Northern in the regulatory record

Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.

Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.

This page follows Citizens & Northern (CZNC), SEC CIK 810958, listed on Nasdaq, classified by the SEC as state commercial banks. The cross-market tables live on the short interest and insider transactions hubs.

Source and updates

Short interest: FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-10-15.JSON and CSV
Daily short volume: FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-10-28.JSON and CSV
Fails to deliver: SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-09-23.JSON and CSV
Large holders: SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-01-30.JSON and CSV
13F holders: SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
Financials: SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
Earnings dates: SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-10-22.JSON and CSV
Insider trades: SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-10-02.JSON and CSV
Company record: EDGAR filing index for CIK 810958Ticker, name and exchange from the SEC's company list, refreshed weekly.
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How to read it

Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.

Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.

Other companies the SEC classifies as state commercial banks

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Datasets

Frequently Asked Questions

How much of CZNC is sold short?

327,514 shares were held short at the 2026-10-15 settlement, 6.4 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.

What is CZNC's daily short volume?

On 2026-10-28, 13,332 of the 22,152 CZNC shares reported to FINRA were sold short, 60.2% of the day's reported volume. Short volume is a flow for one day, not a position.

Does CZNC have fails to deliver?

The SEC's latest file shows 55 CZNC shares failed to deliver at settlement 2026-09-23. Fails are reported per settlement date and published twice a month with a lag.

Are CZNC insiders buying or selling?

Over the last 90 days CZNC insiders reported 6 open-market buys ($17K) against 2 sells ($72K), so the dollar flow leans toward selling. Latest filing: Pellegrino Frank G (Director) on 2026-10-02.

Who owns 5% or more of CZNC?

What did CZNC report last quarter?

In FY 2025 it generated $32.0M of operating cash flow and spent $16.3M on dividends.

Which tracked 13F managers own CZNC?

4 of the 30 tracked 13F managers held CZNC shares at their latest filing, $5.7M in all. The largest: Ken Griffin's Citadel Advisors (74K shares, $1.7M), Two Sigma Investments (64K shares, $1.5M), Cliff Asness's AQR Capital Management (55K shares, $1.3M), Renaissance Technologies (53K shares, $1.2M).

Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.