XOOMAR

F&M Bank (FMBM)

F&M Bank on one page: short interest, fails to deliver, large holders, financials, earnings dates and insider trades. Listed on OTC, classified by the SEC as state commercial banks.

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507

Short interest

settlement 2026-09-15

1.0

Days to cover

unchanged vs prior

14

Fails to deliver

settlement 2026-07-20

Wed 28 Oct

Next earnings

estimated date

$0

Insider flow, 90 days

0 buys, 0 sells

As of 2026-09-24.

Short interest

FINRA, twice a month. The newest 48 settlements in the table, 48 in the chart. JSON

As of 15 September 2026, short interest in FMBM is 507 shares, up 382 shares over the last month. Over the last 48 readings it ranged from 2 shares (15 April 2024) to 1,373 shares (13 September 2024). At the reported average volume of 5K shares a day that is 1.0 days to cover.

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SettlementShares shortChangeAvg daily volumeDays to cover
2026-09-15507+44.0%4,9761.00
2026-08-31352+181.6%3,6301.00
2026-08-14125+2.5%2,6761.00
2026-07-31122+100.0%2,5701.00
2026-06-30261+350.0%1,6661.00
2026-06-1558+100.0%2,5261.00
2026-05-15139-9.2%2,1601.00
2026-04-30153+100.0%1,8871.00
2026-03-3119+100.0%2,1721.00
2026-02-2741+100.0%3,1121.00
2026-01-30143+58.9%6,5991.00
2026-01-1590+100.0%7,5411.00
2025-12-1531-93.2%18,9291.00
2025-11-28458+100.0%5,0111.00
2025-10-3151+100.0%7,1271.00
2025-09-3091-33.1%2,9801.00
2025-09-15136+0.0%11,2991.00
2025-08-29136+49.5%1,7621.00
2025-08-1591-21.6%7,0721.00
2025-07-31116-63.4%6,2601.00
2025-07-15317-47.1%5,3851.00
2025-06-30599+340.4%4,0991.00
2025-06-13136-2.9%6,3221.00
2025-05-30140+185.7%2,6481.00
2025-05-1549-51.0%4,1861.00
2025-04-30100-7.4%2,1351.00
2025-04-15108+100.0%1,8691.00
2025-02-2820+100.0%3,6121.00
2025-01-3133+100.0%1,1331.00
2024-11-29153-36.0%3,6631.00
2024-11-15239-29.1%4,2251.00
2024-10-31337+0.0%4,8161.00
2024-10-15337+0.0%2,4051.00
2024-09-30337-75.5%2,1911.00
2024-09-131,373+32.4%5,2271.00
2024-08-301,037+58.3%2,6141.00
2024-08-15655+1.2%6,5041.00
2024-07-31647+18.9%3,0471.00
2024-07-15544+100.0%1,3771.00
2024-05-3116-93.6%8,6381.00
2024-05-15250+100.0%10,6911.00
2024-04-152+100.0%2,0411.00
2024-03-155+100.0%4,9391.00
2024-01-3139-58.5%8,5551.00
2023-12-29194-45.8%1,7481.00
2023-12-15358+100.0%5,1351.00
2023-11-1523+100.0%1,6281.00
2023-09-1572-69.6%2,3221.00

Fails to deliver

SEC, the last 30 settlement dates with a fail. JSON

As of 20 July 2026, the fails-to-deliver balance in FMBM is 14 shares, down 81 shares over the last settlement date. Over the last 30 readings it ranged from 1 share (17 November 2025) to 1,217 shares (19 May 2025). The latest reading sits at the bottom of that range.

SettlementShares failedPriceValue
2026-07-2014$39.89$558
2026-06-0895$34.00$3K
2025-12-0349$27.11$1K
2025-11-171$26.95$27
2025-10-3051$26.75$1K
2025-07-031,000$21.95$22K
2025-05-191,217$19.56$24K
2025-05-14567$20.50$12K
2025-05-12749$20.65$15K
2025-05-09749$20.65$15K
2025-05-06578$20.95$12K
2025-04-30749$19.99$15K
2025-04-28749$19.96$15K
2025-04-2526$19.97$519
2025-04-24499$19.99$10K
2025-04-23499$20.00$10K
2025-04-04499$19.60$10K
2025-03-271,091$19.32$21K
2024-12-20114$19.90$2K
2024-09-301,021$23.40$24K
2024-09-12198$23.43$5K
2024-09-11198$23.48$5K
2024-09-10198$23.25$5K
2024-09-09520$22.70$12K
2024-09-06520$22.64$12K
2024-09-05400$22.69$9K
2024-09-04400$22.65$9K
2024-09-03106$22.65$2K
2024-08-30137$22.63$3K
2024-08-29137$22.35$3K

Insider trades

SEC Form 4, newest first. JSON

No open-market insider trades were reported for FMBM in the last 90 days. The most recent filings are listed below. Latest filing: Truban Erica N. (Director) on 2026-09-24.

DateInsiderTitleTypeSharesPriceValueOwned after
2026-09-24Truban Erica N.DirectorGrant102$40.39$4K102
2026-09-24Harrison Bret V.DirectorGrant204$40.39$8K901
2026-09-24Runion Christopher S.DirectorGrant153$40.39$6K9K
2026-09-24Willingham John A.DirectorGrant69$40.39$3K21K
2026-09-24WRAY PETER HDirectorGrant153$40.39$6K8K
2026-09-24BURKHOLDER EDWARD RAYDirectorGrant221$40.39$9K7K
2026-09-24Houff Neil A.DirectorGrant153$40.39$6K2K
2026-09-24Hutman Hannah W.DirectorGrant153$40.39$6K4K
2026-09-24Keeler Anne BDirectorGrant153$40.39$6K4K
2026-06-18Harrison Bret V.DirectorBuy228$36.10$8K697
2026-06-18Houff Neil A.DirectorBuy171$36.10$6K2K
2026-06-18Hutman Hannah W.DirectorBuy171$36.10$6K4K
2026-06-18Keeler Anne BDirectorBuy171$36.10$6K3K
2026-06-18Runion Christopher S.DirectorBuy171$36.10$6K9K
2026-06-18WRAY PETER HDirectorBuy171$36.10$6K8K
2026-06-18Willingham John A.DirectorBuy77$36.10$3K21K
2026-06-18BURKHOLDER EDWARD RAYDirectorBuy247$36.10$9K6K
2026-05-13Eberly Paul E.EVP/Chief Lending OfficerSell1K$33.38$33K9K
2026-05-12WITHERS DEAN WDirectorBuy127$34.50$4K50K
2026-05-11WITHERS DEAN WDirectorBuy2K$34.50$69K50K
2026-03-20Emswiler Melody D.EVP/Chief Human Resources OffTax withholding156$30.59$5K8K
2026-03-20Eberly Paul E.EVP/Chief Lending OfficerTax withholding197$30.59$6K10K
2026-03-20Black Barton E.PresidentTax withholding367$30.59$11K17K
2026-03-19Harrison Bret V.DirectorBuy269$30.59$8K469
2026-03-19Houff Neil A.DirectorBuy202$30.59$6K2K
2026-03-19Hutman Hannah W.DirectorBuy202$30.59$6K4K
2026-03-19Wilkerson Aubrey M.CEOBuy4K$30.59$128K31K
2026-03-19Keeler Anne BDirectorBuy202$30.59$6K3K
2026-03-19WRAY PETER HDirectorBuy202$30.59$6K8K
2026-03-19Runion Christopher S.DirectorBuy202$30.59$6K9K
2026-03-19Willingham John A.DirectorBuy91$30.59$3K21K
2026-03-19Emswiler Melody D.EVP/Chief Human ResourcesBuy1K$30.59$40K8K
2026-03-19Eberly Paul E.EVP/Chief Lending OfficerBuy2K$30.59$51K10K
2026-03-19Driest Charles C.EVP/Chief Experience OfficerBuy2K$30.59$47K10K
2026-03-19Campbell Lisa FEVP/CFOBuy3K$30.59$83K9K
2026-03-19Black Barton E.PresidentBuy3K$30.59$92K14K
2026-03-19BURKHOLDER EDWARD RAYDirectorBuy292$30.59$9K6K
2026-03-19McHaffa Evan S.EVP/Chief Credit OfficerBuy650$30.59$20K650
2026-03-07Emswiler Melody D.EVP/Chief Human ResourcesTax withholding221$31.98$7K7K
2026-03-07Eberly Paul E.EVP/Chief Lending OfficerTax withholding352$31.98$11K8K
2026-03-07Black Barton E.PresidentTax withholding597$31.98$19K14K
2026-02-04Harrison Bret V.DirectorBuy200$31.00$6K200
2025-12-18Houff Neil A.DirectorBuy218$28.25$6K2K
2025-12-18Thomas Daphyne S.DirectorBuy72$28.25$2K2K
2025-12-18Hutman Hannah W.DirectorBuy218$28.25$6K3K
2025-12-18Keeler Anne BDirectorBuy218$28.25$6K3K
2025-12-18WRAY PETER HDirectorBuy218$28.25$6K7K
2025-12-18Runion Christopher S.DirectorBuy218$28.25$6K9K
2025-12-18Willingham John A.DirectorBuy91$28.25$3K21K
2025-12-18BURKHOLDER EDWARD RAYDirectorBuy291$28.25$8K6K
2025-09-18Houff Neil A.DirectorBuy238$25.92$6K2K
2025-09-18Thomas Daphyne S.DirectorBuy238$25.92$6K2K
2025-09-18Hutman Hannah W.DirectorBuy238$25.92$6K3K
2025-09-18Keeler Anne BDirectorBuy238$25.92$6K3K
2025-09-18Runion Christopher S.DirectorBuy238$25.92$6K8K
2025-09-18Willingham John A.DirectorBuy99$25.92$3K21K
2025-09-18BURKHOLDER EDWARD RAYDirectorBuy317$25.92$8K5K
2025-09-18WRAY PETER HDirectorBuy238$25.92$6K7K
2025-08-07Eberly Paul E.EVP/Chief Lending OfficerSell3K$23.00$58K8K
2025-08-04Wilkerson Aubrey M.CEOBuy200$23.40$5K27K
2025-06-18Runion Christopher S.DirectorBuy299$20.65$6K8K
2025-06-18WRAY PETER HDirectorBuy299$20.65$6K7K
2025-06-18Hutman Hannah W.DirectorBuy299$20.65$6K3K
2025-06-18Thomas Daphyne S.DirectorBuy299$20.65$6K2K
2025-06-18Houff Neil A.DirectorBuy299$20.65$6K1K
2025-06-18Keeler Anne BDirectorBuy299$20.65$6K3K
2025-06-18Willingham John A.DirectorBuy124$20.65$3K21K
2025-06-18BURKHOLDER EDWARD RAYDirectorBuy399$20.65$8K5K
2025-05-09Black Barton E.PresidentGrant928$20.65$19K15K
2025-05-09Wilkerson Aubrey M.CEOGrant1K$20.65$22K27K
2025-05-09Eberly Paul E.EVP/Chief Development OfficerGrant623$20.65$13K10K
2025-03-20Willingham John A.DirectorBuy133$19.31$3K21K
2025-03-20BURKHOLDER EDWARD RAYDirectorBuy426$19.31$8K5K
2025-03-20Houff Neil A.DirectorBuy320$19.31$6K1K
2025-03-20Keeler Anne BDirectorBuy320$19.31$6K2K
2025-03-20WRAY PETER HDirectorBuy320$19.31$6K7K
2025-03-20Driest Charles C.EVP/Chief Experience OfficerGrant2K$0.00$010K
2025-03-20Campbell Lisa FEVP/CFOGrant4K$0.00$06K
2025-03-20Eberly Paul E.EVP/Chief Development OfficerGrant2K$0.00$010K
2025-03-20Emswiler Melody D.EVP/Chief Human ResourcesGrant2K$0.00$07K
2025-03-20Wilkerson Aubrey M.CEOGrant6K$0.00$026K
2025-03-20Withers JasonEVP, Chief Credit OfficerGrant2K$0.00$04K
2025-03-20Thomas Daphyne S.DirectorBuy320$19.31$6K1K
2025-03-20Hutman Hannah W.DirectorBuy320$19.31$6K2K
2025-03-20Runion Christopher S.DirectorBuy320$19.31$6K8K
2025-03-20Black Barton E.PresidentGrant4K$0.00$014K
2025-03-12Runion Christopher S.DirectorBuy500$18.74$9K8K
2025-03-07Black Barton E.PresidentTax withholding597$19.58$12K10K
2025-03-07Campbell Lisa FEVP/CFOTax withholding214$19.58$4K2K
2025-03-07Eberly Paul E.EVP/Chief Development OfficerTax withholding353$19.58$7K7K
2025-03-07Emswiler Melody D.EVP/Chief Human ResourcesTax withholding220$19.58$4K5K
2025-03-07Wilkerson Aubrey M.CEOTax withholding803$19.58$16K20K
2025-03-07Withers JasonEVP, Chief Credit OfficerTax withholding185$19.58$4K2K
2025-03-07Black Barton E.PresidentTax withholding569$19.58$11K10K
2025-03-05Willingham John A.DirectorBuy1K$19.50$20K20K
2025-03-05Wilkerson Aubrey M.CEOTax withholding34$19.50$66321K
2025-03-05Emswiler Melody D.EVP/Chief Human ResourcesTax withholding36$19.50$7025K
2025-03-05Black Barton E.PresidentTax withholding130$19.50$3K10K
2025-02-25Runion Christopher S.DirectorBuy200$20.49$4K2K
2025-02-25Runion Christopher S.DirectorBuy800$20.50$16K2K

Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.

Large holders (13D and 13G)

One row per reporting person with its latest filing, newest first. JSON

3 holders report 5% or more of FMBM in their latest filing, all on Schedule 13G (passive). The largest reported stake is L. Phillip Stone, IV at 9.0% of the class (319,335 shares), filed 2026-08-14 for an event on 2026-06-30.

FiledFormHolderSharesOf classEvent
2026-08-1413G/Ano. 4L. Phillip Stone, IVindividual319K9.0%2026-06-30
2026-08-1413G/Ano. 4Fourthstone LLCinvestment adviser319K9.0%2026-06-30
2026-08-1413G/Ano. 4Fourthstone Master Opportunity Fund Ltdother entity241K6.8%2026-06-30
2026-08-1413G/Ano. 4Fourthstone GP LLCother entity78K2.2%2026-06-30
2026-08-1413G/Ano. 4Fourthstone QP Opportunity Fund LPpartnership66K1.9%2026-06-30
2026-08-1413G/Ano. 4Fourthstone Small-Cap Financials Fund LPpartnership12K0.3%2026-06-30

Financials

SEC XBRL, as filed. JSON

In FY 2025 it generated $16.5M of operating cash flow and spent $402K on buybacks and $3.7M on dividends.

Debt
$9.9M
Equity
$112.1M
Total assets
$1.40B
Shares outstanding
3,586,733

Quarterly, last 8 quarters

QuarterPeriod endRevenueNet incomeMarginDiluted EPS
Q2 FY 20262026-06-30n/a$5.4Mn/a1.50
Q1 FY 20262026-03-31n/a$3.2Mn/a0.91
Q4 FY 2025derived2025-12-31n/a$2.9Mn/an/a
Q3 FY 20252025-09-30n/a$2.9Mn/a0.82
Q2 FY 20252025-06-30n/a$3.0Mn/a0.83
Q1 FY 20252025-03-31n/a$2.5Mn/a0.70
Q4 FY 2024derived2024-12-31n/a$2.3Mn/an/a
Q3 FY 20242024-09-30n/a$792Kn/a0.23

Fiscal years, with buybacks and dividends

Fiscal yearEndsRevenueNet incomeOperating cash flowCapexBuybacksDividends
FY 20252025-12-31n/a$11.2M$16.5M$724K$402K$3.7M
FY 20242024-12-31n/a$7.3M$7.1M$282K$0$3.6M
FY 20232023-12-31n/a$2.8M$2.2M$5.5Mn/an/a
FY 20222022-12-31n/a$8.3M$17.6M$3.6Mn/an/a
FY 20212021-12-31n/a$10.7M$21.3M$563Kn/an/a

Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-08-10 from the cover page.

What this page is

F&M Bank in the regulatory record

Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.

Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.

This page follows F&M Bank (FMBM), SEC CIK 740806, listed on OTC, classified by the SEC as state commercial banks. The cross-market tables live on the short interest and insider transactions hubs.

Source and updates

Short interest
FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-09-15.JSON and CSV
Fails to deliver
SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-07-20.JSON and CSV
Large holders
SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-08-14.JSON and CSV
Financials
SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
Earnings dates
SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-07-30.JSON and CSV
Insider trades
SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-09-24.JSON and CSV
Company record
EDGAR filing index for CIK 740806Ticker, name and exchange from the SEC's company list, refreshed weekly.
Rate limits
10 requests a minute without a key, 30 with a free key from a free account.

How to read it

  • Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
  • Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
  • Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.

Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.

Datasets

Frequently Asked Questions

How much of FMBM is sold short?
507 shares were held short at the 2026-09-15 settlement, 1.0 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is FMBM's daily short volume?
No daily short volume file lists FMBM yet.
Does FMBM have fails to deliver?
The SEC's latest file shows 14 FMBM shares failed to deliver at settlement 2026-07-20. Fails are reported per settlement date and published twice a month with a lag.
Are FMBM insiders buying or selling?
No open-market insider trades were reported for FMBM in the last 90 days. The most recent filings are listed below. Latest filing: Truban Erica N. (Director) on 2026-09-24.
Who owns 5% or more of FMBM?
3 holders report 5% or more of FMBM in their latest filing, all on Schedule 13G (passive). The largest reported stake is L. Phillip Stone, IV at 9.0% of the class (319,335 shares), filed 2026-08-14 for an event on 2026-06-30.
What did FMBM report last quarter?
In FY 2025 it generated $16.5M of operating cash flow and spent $402K on buybacks and $3.7M on dividends.

Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.