NBT BANCORP INC (NBTB)
Every FINRA and SEC series the site collects for NBT BANCORP INC: short interest with days to cover, daily short sale volume, fails to deliver and Form 4 insider trades. Listed on Nasdaq, classified by the SEC as national commercial banks.
2.1M
Short interest
settlement 2026-08-14
7.2
Days to cover
+5.4% vs prior
81.9%
Short share of volume
2026-09-11
2,279
Fails to deliver
settlement 2026-07-31
-$731K
Insider flow, 90 days
0 buys, 2 sells
As of 2026-09-11.
Short interest
FINRA, twice a month; the last 12 months shown, all 48 settlements in the JSONAs of 14 August 2026, short interest in NBTB is 2,064,758 shares, up 275,344 shares over the last month. Over the last 48 readings it ranged from 764,873 shares (13 February 2026) to 2,064,758 shares (14 August 2026). The latest reading sits at the top of that range. At the reported average volume of 286K shares a day that is 7.2 days to cover, elevated.
Embed this chartfree, with the attribution line it carries
<iframe src="https://xoomar.com/embed/stocks/nbtb" width="100%" height="440" style="border:0;max-width:100%" loading="lazy" title="XOOMAR chart"></iframe>
| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-08-14 | 2,064,758 | +5.4% | 285,885 | 7.22 |
| 2026-07-31 | 1,958,499 | +9.4% | 472,416 | 4.15 |
| 2026-07-15 | 1,789,414 | +16.2% | 343,902 | 5.20 |
| 2026-06-30 | 1,539,470 | +1.6% | 451,687 | 3.41 |
| 2026-06-15 | 1,514,511 | -5.5% | 328,435 | 4.61 |
| 2026-05-29 | 1,603,484 | +5.5% | 267,823 | 5.99 |
| 2026-05-15 | 1,519,505 | +26.1% | 336,820 | 4.51 |
| 2026-04-30 | 1,204,688 | +18.9% | 257,596 | 4.68 |
| 2026-04-15 | 1,013,246 | +6.6% | 195,761 | 5.18 |
| 2026-03-31 | 950,659 | +16.2% | 291,697 | 3.26 |
| 2026-03-13 | 818,380 | +0.3% | 210,446 | 3.89 |
| 2026-02-27 | 815,748 | +6.7% | 206,186 | 3.96 |
| 2026-02-13 | 764,873 | -4.7% | 213,127 | 3.59 |
| 2026-01-30 | 802,664 | -0.2% | 244,472 | 3.28 |
| 2026-01-15 | 804,562 | -7.5% | 176,714 | 4.55 |
| 2025-12-31 | 870,091 | -12.4% | 246,317 | 3.53 |
| 2025-12-15 | 993,257 | -6.7% | 224,828 | 4.42 |
| 2025-11-28 | 1,064,973 | +6.8% | 231,981 | 4.59 |
| 2025-11-14 | 997,620 | +3.9% | 220,335 | 4.53 |
| 2025-10-31 | 960,593 | -8.4% | 215,775 | 4.45 |
| 2025-10-15 | 1,048,595 | +6.3% | 177,753 | 5.90 |
| 2025-09-30 | 986,914 | -11.3% | 212,140 | 4.65 |
| 2025-09-15 | 1,112,400 | -5.7% | 144,931 | 7.68 |
| 2025-08-29 | 1,179,894 | -8.8% | 159,369 | 7.40 |
Daily short volume
FINRA Reg SHO, last 60 sessions. JSONAs of 11 September 2026, the short share of NBTB volume is 81.9%, up 11.6 points over the last five sessions. Over the last 52 readings it ranged from 48.4% (25 August 2026) to 90.9% (2 July 2026). The latest reading is 8.5 points above the 30-session average of 73.4%, on 56K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-09-11 | 46K | 56K | 81.9% | 0 |
| 2026-09-10 | 52K | 64K | 81.3% | 313 |
| 2026-09-09 | 75K | 86K | 87.2% | 0 |
| 2026-09-08 | 41K | 50K | 81.5% | 29 |
| 2026-09-04 | 84K | 98K | 85.8% | 220 |
| 2026-09-03 | 89K | 126K | 70.3% | 0 |
| 2026-09-02 | 43K | 74K | 57.9% | 1,145 |
| 2026-09-01 | 52K | 78K | 66.5% | 0 |
| 2026-08-31 | 48K | 61K | 78.5% | 21 |
| 2026-08-28 | 26K | 42K | 62.3% | 838 |
| 2026-08-27 | 34K | 45K | 75.5% | 568 |
| 2026-08-26 | 54K | 69K | 77.8% | 0 |
| 2026-08-25 | 38K | 78K | 48.4% | 0 |
| 2026-08-24 | 73K | 90K | 81.1% | 20 |
| 2026-08-21 | 36K | 50K | 71.8% | 0 |
| 2026-08-20 | 38K | 56K | 68.6% | 0 |
| 2026-08-19 | 59K | 80K | 73.9% | 62 |
| 2026-08-18 | 45K | 57K | 79.9% | 94 |
| 2026-08-17 | 53K | 75K | 70.1% | 0 |
| 2026-08-14 | 40K | 65K | 62.5% | 1 |
| 2026-08-13 | 36K | 65K | 56.0% | 4 |
| 2026-08-12 | 38K | 46K | 82.4% | 10 |
| 2026-08-11 | 50K | 63K | 79.2% | 0 |
| 2026-08-10 | 44K | 53K | 84.4% | 0 |
| 2026-08-07 | 67K | 84K | 79.2% | 0 |
| 2026-08-06 | 68K | 91K | 75.0% | 0 |
| 2026-08-05 | 55K | 81K | 67.4% | 0 |
| 2026-08-04 | 107K | 140K | 76.0% | 3 |
| 2026-08-03 | 134K | 195K | 68.3% | 0 |
| 2026-07-31 | 92K | 131K | 70.3% | 0 |
Fails to deliver
SEC, by settlement date. JSONAs of 31 July 2026, the fails-to-deliver balance in NBTB is 2,279 shares, up 1,423 shares over the last settlement date. Over the last 40 readings it ranged from 2 shares (30 January 2026) to 18,820 shares (18 June 2026).
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-07-31 | 2,279 | $52.93 | $121K |
| 2026-07-27 | 856 | $52.38 | $45K |
| 2026-07-24 | 215 | $51.32 | $11K |
| 2026-07-20 | 487 | $52.45 | $26K |
| 2026-07-17 | 11,896 | $53.18 | $633K |
| 2026-07-16 | 20 | $51.30 | $1K |
| 2026-07-14 | 3 | $50.61 | $152 |
| 2026-07-09 | 2,465 | $49.05 | $121K |
| 2026-07-02 | 34 | $50.25 | $2K |
| 2026-07-01 | 209 | $49.37 | $10K |
| 2026-06-24 | 12,799 | $48.10 | $616K |
| 2026-06-18 | 18,820 | $46.35 | $872K |
| 2026-06-03 | 4,641 | $46.49 | $216K |
| 2026-06-02 | 970 | $45.51 | $44K |
| 2026-06-01 | 1,902 | $46.24 | $88K |
| 2026-04-14 | 7 | $45.40 | $318 |
| 2026-04-01 | 123 | $42.58 | $5K |
| 2026-03-25 | 98 | $41.96 | $4K |
| 2026-03-23 | 17 | $40.71 | $692 |
| 2026-03-05 | 43 | $43.01 | $2K |
| 2026-02-25 | 14 | $43.93 | $615 |
| 2026-02-09 | 17 | $46.65 | $793 |
| 2026-02-05 | 418 | $46.06 | $19K |
| 2026-01-30 | 2 | $44.11 | $88 |
| 2026-01-16 | 15 | $43.71 | $656 |
| 2026-01-05 | 73 | $41.59 | $3K |
| 2025-12-31 | 1,170 | $41.71 | $49K |
| 2025-11-12 | 8 | $41.69 | $334 |
| 2025-11-10 | 95 | $41.61 | $4K |
| 2025-11-06 | 60 | $41.72 | $3K |
Insider trades
SEC Form 4, newest first, 50 of 100 shown. JSONInsiders at NBTB reported 2 open-market sells worth $731K in the last 90 days and no open-market buys. Sells alone are a weak signal; insiders sell for tax, diversification and estate reasons all the time. Latest filing: Mahoney Ruth H (EVP/President of Wealth Mgmt) on 2026-07-29.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-07-29 | Mahoney Ruth H | EVP/President of Wealth Mgmt | Sell | 5K | $54.30 | $244K | 12K |
| 2026-07-29 | Halliday Sarah A | EVP/Chief Comm Innovation Off | Sell | 9K | $54.04 | $486K | 22K |
| 2026-06-09 | WATT JOHN H JR | n/a | Sell | 21K | $47.42 | $996K | 54K |
| 2026-06-05 | Mahoney Ruth H | EVP/President of Wealth Mgmt | Sell | 5K | $46.60 | $233K | 16K |
| 2026-05-19 | WATT JOHN H JR | n/a | Grant | 1K | $0.00 | $0 | 75K |
| 2026-05-19 | Salanger Matthew J | n/a | Grant | 1K | $0.00 | $0 | 28K |
| 2026-05-19 | Robinson V Daniel II | n/a | Grant | 1K | $0.00 | $0 | 22K |
| 2026-05-19 | NASCA DAVID J | n/a | Grant | 1K | $0.00 | $0 | 72K |
| 2026-05-19 | Kowalczyk Andrew S III | n/a | Grant | 1K | $0.00 | $0 | 14K |
| 2026-05-19 | Hoeller Heidi M | n/a | Grant | 1K | $0.00 | $0 | 14K |
| 2026-05-19 | DIETRICH MARTIN A | n/a | Grant | 1K | $0.00 | $0 | 112K |
| 2026-05-19 | DELANEY TIMOTHY E | n/a | Grant | 1K | $0.00 | $0 | 53K |
| 2026-05-19 | CANTELE RICHARD J JR | n/a | Grant | 1K | $0.00 | $0 | 58K |
| 2026-05-19 | Brown Jason David | n/a | Grant | 1K | $0.00 | $0 | 8K |
| 2026-05-19 | Ames Johanna R | n/a | Grant | 1K | $0.00 | $0 | 8K |
| 2026-05-15 | Sparks Martin Randolph | EVP,General Counsel,Secretary | Tax withholding | 361 | $44.09 | $16K | 16K |
| 2026-05-15 | Smaniotto Cynthia A | EVP, Chief HR Officer | Tax withholding | 285 | $44.09 | $13K | 18K |
| 2026-05-15 | Wiles Amy | EVP, Chief Risk and Credit | Tax withholding | 2K | $44.09 | $108K | 27K |
| 2026-05-11 | Halliday Sarah A | EVP/Chief Comm Innovation Off | I | 4K | $44.82 | $180K | 4K |
| 2026-03-23 | Sparks Martin Randolph | EVP,General Counsel,Secretary | Grant | 3K | $0.00 | $0 | 16K |
| 2026-03-23 | Sparks Martin Randolph | EVP,General Counsel,Secretary | Tax withholding | 755 | $41.99 | $32K | 13K |
| 2026-03-23 | Sparks Martin Randolph | EVP,General Counsel,Secretary | Tax withholding | 236 | $41.99 | $10K | 14K |
| 2026-03-23 | Sparks Martin Randolph | EVP,General Counsel,Secretary | Grant | 3K | $0.00 | $0 | 14K |
| 2026-03-23 | Wiles Amy | EVP, Chief Risk and Credit | Grant | 3K | $0.00 | $0 | 30K |
| 2026-03-23 | Wiles Amy | EVP, Chief Risk and Credit | Grant | 6K | $0.00 | $0 | 27K |
| 2026-03-23 | Wiles Amy | EVP, Chief Risk and Credit | Tax withholding | 114 | $41.99 | $5K | 21K |
| 2026-03-23 | Stagliano Joseph R | SEVP & President of NBT Bank | Tax withholding | 789 | $41.99 | $33K | 85K |
| 2026-03-23 | Stagliano Joseph R | SEVP & President of NBT Bank | Grant | 3K | $0.00 | $0 | 86K |
| 2026-03-23 | Stagliano Joseph R | SEVP & President of NBT Bank | Tax withholding | 246 | $41.99 | $10K | 83K |
| 2026-03-23 | Stagliano Joseph R | SEVP & President of NBT Bank | Grant | 5K | $0.00 | $0 | 84K |
| 2026-03-23 | Smaniotto Cynthia A | SVP, Chief HR Officer | Grant | 212 | $0.00 | $0 | 18K |
| 2026-03-23 | Smaniotto Cynthia A | SVP, Chief HR Officer | Tax withholding | 47 | $41.99 | $2K | 18K |
| 2026-03-23 | Smaniotto Cynthia A | SVP, Chief HR Officer | Tax withholding | 15 | $41.99 | $630 | 18K |
| 2026-03-23 | Smaniotto Cynthia A | SVP, Chief HR Officer | Grant | 2K | $0.00 | $0 | 18K |
| 2026-03-23 | Mahoney Ruth H | EVP/President of Wealth Mgmt | Grant | 3K | $0.00 | $0 | 21K |
| 2026-03-23 | Mahoney Ruth H | EVP/President of Wealth Mgmt | Tax withholding | 689 | $41.99 | $29K | 19K |
| 2026-03-23 | Mahoney Ruth H | EVP/President of Wealth Mgmt | Tax withholding | 215 | $41.99 | $9K | 20K |
| 2026-03-23 | Mahoney Ruth H | EVP/President of Wealth Mgmt | Grant | 3K | $0.00 | $0 | 20K |
| 2026-03-23 | Kingsley Scott Allen | President & CEO NBT Bancorp | Grant | 4K | $0.00 | $0 | 58K |
| 2026-03-23 | Kingsley Scott Allen | President & CEO NBT Bancorp | Tax withholding | 125 | $41.99 | $5K | 54K |
| 2026-03-23 | Kingsley Scott Allen | President & CEO NBT Bancorp | Grant | 9K | $0.00 | $0 | 55K |
| 2026-03-23 | Hyle Shaunastar | EVP, Retail Community Banking | Grant | 2K | $0.00 | $0 | 29K |
| 2026-03-23 | Hyle Shaunastar | EVP, Retail Community Banking | Tax withholding | 612 | $41.99 | $26K | 27K |
| 2026-03-23 | Hyle Shaunastar | EVP, Retail Community Banking | Tax withholding | 191 | $41.99 | $8K | 28K |
| 2026-03-23 | Hyle Shaunastar | EVP, Retail Community Banking | Grant | 3K | $0.00 | $0 | 28K |
| 2026-03-23 | Halliday Sarah A | EVP/Chief Comm Innovation Off | Grant | 3K | $0.00 | $0 | 31K |
| 2026-03-23 | Halliday Sarah A | EVP/Chief Comm Innovation Off | Tax withholding | 706 | $41.99 | $30K | 28K |
| 2026-03-23 | Halliday Sarah A | EVP/Chief Comm Innovation Off | Tax withholding | 221 | $41.99 | $9K | 29K |
| 2026-03-23 | Halliday Sarah A | EVP/Chief Comm Innovation Off | Grant | 3K | $0.00 | $0 | 29K |
| 2026-03-23 | Burns Annette L | EVP & Chief Financial Officer | Grant | 234 | $0.00 | $0 | 24K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are the rarer, stronger signal.
Planned sales (Form 144)
Newest first. JSON2 Form 144 notices on file for NBTB worth $731K at the prices reported; 2 in the last 90 days worth $731K. Latest: RUTH H MAHONEY filed on 2026-07-29 to sell 4,500 shares ($244K) from 2026-07-29.
| Filed | Seller | Shares | Market value | Of outstanding | Sale from | Broker |
|---|---|---|---|---|---|---|
| 2026-07-29 | RUTH H MAHONEYOfficer | 5K | $244K | 0.009% | 2026-07-29 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-07-29 | SARAH HALLIDAYOfficer | 9K | $486K | 0.017% | 2026-07-29 | Morgan Stanley Smith Barney LLC Executive Financial Services |
Large holders (13D and 13G)
One row per reporting person, newest filing first. JSON1 holder above 5% has filed on NBTB, all on Schedule 13G (passive). The largest reported stake is STATE STREET CORPORATION at 5.3% of the class (2,731,491 shares), filed 2026-08-07 for an event on 2026-06-30.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-08-07 | 13G | STATE STREET CORPORATIONparent holding company | 2.7M | 5.3% | 2026-06-30 |
13F holders
Tracked managers holding NBTB at their latest 13F. JSON4 of the 30 tracked managers held NBTB at their latest 13F, $35.0M in total at quarter-end prices. Two Sigma Investments is the largest at $11.9M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 3 added shares and 1 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| Two Sigma Investments | 2026-06-30 | 241K | $11.9M | 0.01% | +85K |
| Citadel Advisors | 2026-06-30 | 219K | $10.8M | 0.00% | -36K |
| AQR Capital Management | 2026-06-30 | 179K | $8.8M | 0.00% | +6K |
| D. E. Shaw & Co. | 2026-06-30 | 71K | $3.5M | 0.00% | +55K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn FY 2025 it generated $235.2M of operating cash flow and spent $10.2M on buybacks and $72.6M on dividends.
- Equity
- $1.94B
- Total assets
- $16.21B
- Shares outstanding
- 51,960,061
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | n/a | $53.0M | n/a | 1.02 |
| Q1 2026 | 2026-03-31 | n/a | $51.1M | n/a | 0.98 |
| Q4 2025derived | 2025-12-31 | n/a | n/a | n/a | n/a |
| Q3 2025 | 2025-09-30 | n/a | $54.5M | n/a | 1.03 |
| Q2 2025 | 2025-06-30 | n/a | $22.5M | n/a | 0.44 |
| Q1 2025 | 2025-03-31 | n/a | $36.7M | n/a | 0.77 |
| Q4 2024derived | 2024-12-31 | n/a | n/a | n/a | n/a |
| Q3 2024 | 2024-09-30 | n/a | $38.1M | n/a | 0.80 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2025-12-31 | $183.0M | n/a | $235.2M | n/a | $10.2M | $72.6M |
| FY 2024 | 2024-12-31 | $165.7M | n/a | $188.6M | n/a | $251K | $62.3M |
| FY 2023 | 2023-12-31 | $144.7M | n/a | $157.5M | n/a | $4.9M | $55.9M |
| FY 2022 | 2022-12-31 | $150.7M | n/a | $183.2M | n/a | $14.7M | $49.8M |
| FY 2021 | 2021-12-31 | $151.0M | n/a | $159.2M | n/a | $21.7M | $47.7M |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are cash paid to repurchase common stock in the year (XBRL PaymentsForRepurchaseOfCommonStock), not authorizations. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-07-31 from the cover page.
What this page is
NBT BANCORP INC in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page pulls every series the site collects for one ticker onto one URL, keyed by the SEC's own ticker list, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a summary sentence built from the rows (last value, change, range with dates) and its own JSON and CSV links. Nothing on the page is written by a model; the sentences change only when the data does. A page exists only for companies with data in at least two series, and every section says when its source last updated.
This page follows NBT BANCORP INC (NBTB), SEC CIK 790359, listed on Nasdaq, classified by the SEC as national commercial banks. The cross-market tables live on the short interest and insider transactions hubs.
Source and method
- Short interest
- FINRA consolidated short interestTwice a month, about eight business days after settlement. Latest 2026-08-14.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesEvery trading day, loaded the following morning. Latest 2026-09-11.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataTwice a month, a few weeks after the half month ends. Latest 2026-07-31.JSON and CSV
- Planned sales
- SEC EDGAR Form 144EDGAR read every 30 minutes; a notice is filed on or before the sell order. Latest 2026-07-29.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GEDGAR read every 30 minutes; 13D within five business days of crossing 5%, 13G on the passive schedule. Latest 2026-08-07.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRQuarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC XBRL company factsRefreshed weekly from the SEC's structured data; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Insider trades
- SEC EDGAR Form 4EDGAR read every 30 minutes; filings are due two business days after the trade. Latest 2026-07-29.JSON and CSV
- Company record
- EDGAR filing index for CIK 790359Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 30 requests a minute without a key, 120 a minute with a key from a free account.
Data checks. Every dataset is checked against its source once a day. This dataset passed the last run, 13 Sep 05:40 UTC.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a crowded short are the combination that has historically preceded squeezes; insider sells next to a crowded short are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
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Datasets
Frequently Asked Questions
How much of NBTB is sold short?
What is NBTB's daily short volume?
Does NBTB have fails to deliver?
Are NBTB insiders buying or selling?
Have NBTB insiders filed to sell?
Who owns more than 5% of NBTB?
What did NBTB report last quarter?
Which funds hold NBTB?
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.