Sound Financial Bancorp (SFBC)
Sound Financial Bancorp on one page: short interest, daily short volume, fails to deliver, large holders, 13F holders, earnings dates and insider trades. Listed on Nasdaq, classified by the SEC as savings institution, federally chartered.
4K
Short interest
settlement 2026-09-30
1.0
Days to cover
unchanged vs prior
3.5%
Short share of volume
2026-10-12
2,000
Fails to deliver
settlement 2026-08-19
Tue 27 Oct
Next earnings
estimated date
-$41K
Insider flow, 90 days
0 buys, 1 sells
As of 2026-10-12.
Short interest
FINRA, twice a month. The newest 24 settlements in the table, 48 in the chart. JSONAs of 30 September 2026, short interest in SFBC is 3,884 shares, down 2,375 shares over the last month. Over the last 48 readings it ranged from 1,264 shares (31 October 2024) to 83,058 shares (15 April 2026). The latest reading sits at the bottom of that range. At the reported average volume of 4K shares a day that is 1.0 days to cover.
Embed this chart.The embed keeps its attribution line.
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| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-09-30 | 3,884 | -28.2% | 4,463 | 1.00 |
| 2026-09-15 | 5,410 | -13.6% | 8,207 | 1.00 |
| 2026-08-31 | 6,259 | +19.7% | 3,025 | 2.07 |
| 2026-08-14 | 5,229 | -41.5% | 26,114 | 1.00 |
| 2026-07-31 | 8,936 | -1.0% | 8,558 | 1.04 |
| 2026-07-15 | 9,027 | +22.4% | 13,633 | 1.00 |
| 2026-06-30 | 7,373 | -89.3% | 29,061 | 1.00 |
| 2026-06-15 | 68,771 | +15.8% | 5,075 | 13.55 |
| 2026-05-29 | 59,412 | -3.9% | 5,555 | 10.70 |
| 2026-05-15 | 61,789 | -21.7% | 3,591 | 17.21 |
| 2026-04-30 | 78,868 | -5.0% | 7,971 | 9.89 |
| 2026-04-15 | 83,058 | +14.7% | 5,345 | 15.54 |
| 2026-03-31 | 72,430 | +56.5% | 15,340 | 4.72 |
| 2026-03-13 | 46,268 | +4.8% | 4,963 | 9.32 |
| 2026-02-27 | 44,134 | +27.3% | 4,709 | 9.37 |
| 2026-02-13 | 34,671 | -20.5% | 5,122 | 6.77 |
| 2026-01-30 | 43,588 | +7.5% | 4,613 | 9.45 |
| 2026-01-15 | 40,536 | +45.3% | 5,130 | 7.90 |
| 2025-12-31 | 27,900 | -13.2% | 7,541 | 3.70 |
| 2025-12-15 | 32,138 | +33.8% | 7,273 | 4.42 |
| 2025-11-28 | 24,021 | -10.3% | 4,085 | 5.88 |
| 2025-11-14 | 26,775 | -2.1% | 3,668 | 7.30 |
| 2025-10-31 | 27,360 | +23.8% | 6,052 | 4.52 |
| 2025-10-15 | 22,108 | -2.6% | 5,003 | 4.42 |
Daily short volume
FINRA Reg SHO, the last 30 sessions. JSONAs of 12 October 2026, the short share of SFBC volume is 3.5%, down 5.1 points over the last five sessions. Over the last 30 readings it ranged from 1.5% (6 October 2026) to 89.2% (29 September 2026). The latest reading sits at the bottom of that range. The latest reading is 27.1 points below the 30-session average of 30.6%, on 115 shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-10-12 | 4 | 115 | 3.5% | 0 |
| 2026-10-09 | 195 | 1K | 15.4% | 0 |
| 2026-10-08 | 50 | 378 | 13.2% | 0 |
| 2026-10-07 | 30 | 1K | 2.5% | 0 |
| 2026-10-06 | 15 | 1K | 1.5% | 0 |
| 2026-10-05 | 94 | 1K | 8.5% | 0 |
| 2026-10-02 | 331 | 976 | 33.9% | 0 |
| 2026-10-01 | 991 | 1K | 78.6% | 0 |
| 2026-09-30 | 1K | 2K | 78.1% | 0 |
| 2026-09-29 | 2K | 2K | 89.2% | 0 |
| 2026-09-28 | 1K | 2K | 69.4% | 0 |
| 2026-09-25 | 70 | 706 | 9.9% | 0 |
| 2026-09-24 | 2K | 3K | 50.5% | 0 |
| 2026-09-23 | 35 | 675 | 5.2% | 0 |
| 2026-09-22 | 155 | 627 | 24.7% | 0 |
| 2026-09-21 | 15 | 60 | 25.0% | 0 |
| 2026-09-18 | 219 | 1K | 16.5% | 0 |
| 2026-09-17 | 1K | 6K | 18.2% | 0 |
| 2026-09-16 | 3K | 6K | 56.4% | 0 |
| 2026-09-15 | 19K | 33K | 56.0% | 0 |
| 2026-09-14 | 423 | 1K | 31.4% | 0 |
| 2026-09-11 | 247 | 536 | 46.1% | 0 |
| 2026-09-10 | 17 | 233 | 7.3% | 0 |
| 2026-09-09 | 336 | 2K | 17.0% | 0 |
| 2026-09-08 | 904 | 1K | 77.3% | 0 |
| 2026-09-04 | 79 | 287 | 27.5% | 0 |
| 2026-09-03 | 16 | 335 | 4.8% | 0 |
| 2026-09-02 | 1K | 4K | 32.3% | 0 |
| 2026-09-01 | 20 | 688 | 2.9% | 0 |
| 2026-08-31 | 11 | 73 | 15.1% | 0 |
Fails to deliver
SEC, the last 30 settlement dates with a fail. JSONAs of 19 August 2026, the fails-to-deliver balance in SFBC is 2,000 shares, up 1,935 shares over the last settlement date. Over the last 30 readings it ranged from 1 share (28 November 2025) to 2,000 shares (19 August 2026). The latest reading sits at the top of that range.
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-08-19 | 2,000 | $47.01 | $94K |
| 2026-07-29 | 65 | $44.32 | $3K |
| 2026-07-22 | 2 | $43.75 | $88 |
| 2026-07-20 | 7 | $46.88 | $328 |
| 2026-07-15 | 635 | $46.32 | $29K |
| 2026-07-01 | 991 | $43.11 | $43K |
| 2026-06-30 | 387 | $43.07 | $17K |
| 2026-06-29 | 572 | $43.35 | $25K |
| 2026-06-24 | 551 | $43.24 | $24K |
| 2026-06-23 | 372 | $42.99 | $16K |
| 2026-06-16 | 27 | $42.52 | $1K |
| 2026-06-15 | 5 | $43.63 | $218 |
| 2026-06-02 | 71 | $41.71 | $3K |
| 2026-05-29 | 216 | $43.29 | $9K |
| 2026-05-26 | 29 | $41.72 | $1K |
| 2026-05-22 | 158 | $41.52 | $7K |
| 2026-05-18 | 18 | $42.17 | $759 |
| 2026-05-11 | 144 | $42.16 | $6K |
| 2026-05-08 | 353 | $42.24 | $15K |
| 2026-05-07 | 99 | $42.37 | $4K |
| 2026-04-29 | 84 | $41.74 | $4K |
| 2026-03-16 | 20 | $41.06 | $821 |
| 2026-02-17 | 40 | $44.30 | $2K |
| 2026-02-13 | 18 | $43.71 | $787 |
| 2026-02-12 | 791 | $43.76 | $35K |
| 2026-02-11 | 303 | $44.37 | $13K |
| 2026-02-10 | 140 | $44.08 | $6K |
| 2026-01-26 | 64 | $44.39 | $3K |
| 2025-11-28 | 1 | $44.23 | $44 |
| 2025-11-12 | 7 | $45.28 | $317 |
Insider trades
SEC Form 4, newest first, 50 of 100 shown. JSONInsiders at SFBC reported 1 open-market sell worth $41K in the last 90 days and no open-market buys. Latest filing: Stewart Laura Lee (Chief Executive Officer) on 2026-09-30.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-09-30 | Stewart Laura Lee | Chief Executive Officer | Sell | 900 | $45.99 | $41K | 8K |
| 2026-08-18 | Jones Debra | Director | Gift | 5K | $0.00 | $0 | 16K |
| 2026-06-30 | Stewart Laura Lee | President and CEO | Sell | 900 | $42.60 | $38K | 9K |
| 2026-06-10 | Riojas Rogelio | Director | Gift | 29K | $0.00 | $0 | 7K |
| 2026-03-31 | Stewart Laura Lee | President and CEO | Sell | 900 | $44.13 | $40K | 10K |
| 2025-12-10 | Jones Debra | Director | Gift | 500 | $0.00 | $0 | 21K |
| 2025-12-04 | Ochs Wes | President and CFO | Tax withholding | 577 | $44.23 | $26K | 7K |
| 2025-12-04 | Ochs Wes | President and CFO | Option exercise | 900 | $28.34 | $26K | 7K |
| 2025-11-13 | Sexton Heidi | Executive Vice President/COO | Tax withholding | 2K | $44.74 | $71K | 16K |
| 2025-11-13 | Sexton Heidi | Executive Vice President/COO | Option exercise | 3K | $28.34 | $71K | 18K |
| 2025-08-06 | Haddad David S Jr | Director | Gift | 22 | $0.00 | $0 | 4K |
| 2025-06-09 | Jones Debra | Director | Gift | 4K | $0.00 | $0 | 21K |
| 2025-01-06 | Carney Robert F | Director | Option exercise | 300 | $18.36 | $6K | 8K |
| 2025-01-03 | Haddad David S Jr | Director | Option exercise | 862 | $18.36 | $16K | 4K |
| 2024-12-17 | Carney Robert F | Director | Option exercise | 562 | $18.36 | $10K | 7K |
| 2024-11-12 | Haddad David S Jr | Director | Sell | 356 | $53.78 | $19K | 4K |
| 2024-11-08 | Haddad David S Jr | Director | Sell | 41 | $53.75 | $2K | 4K |
| 2024-11-08 | Sweeney James E | Director | Sell | 592 | $52.57 | $31K | 3K |
| 2024-11-08 | Jones Debra | Director | Option exercise | 250 | $33.50 | $8K | 25K |
| 2024-11-07 | Sweeney James E | Director | Sell | 239 | $52.42 | $13K | 4K |
| 2024-11-06 | Sweeney James E | Director | Sell | 533 | $53.25 | $28K | 4K |
| 2024-11-05 | Sweeney James E | Director | Sell | 78 | $53.58 | $4K | 4K |
| 2024-11-05 | Haddad David S Jr | Director | Sell | 3 | $54.04 | $162 | 4K |
| 2024-11-04 | Sweeney James E | Director | Sell | 1K | $53.76 | $73K | 4K |
| 2024-09-09 | Sweeney James E | Director | Sell | 200 | $53.80 | $11K | 13K |
| 2024-08-19 | Jones Debra | Director | Gift | 3K | $0.00 | $0 | 25K |
| 2024-08-16 | Stewart Laura Lee | President and CEO | Gift | 3K | $0.00 | $0 | 60K |
| 2024-08-12 | Carney Robert F | Director | Sell | 925 | $45.00 | $42K | 7K |
| 2024-08-07 | Stewart Laura Lee | President and CEO | Tax withholding | 5K | $43.11 | $218K | 63K |
| 2024-08-07 | Stewart Laura Lee | President and CEO | Option exercise | 12K | $18.36 | $218K | 68K |
| 2024-05-14 | Haddad David S Jr | Director | Sell | 564 | $39.30 | $22K | 4K |
| 2024-05-09 | Haddad David S Jr | Director | Sell | 236 | $39.70 | $9K | 4K |
| 2024-02-01 | STILWELL JOSEPH | TenPercentOwner | Buy | 1K | $39.00 | $51K | 217K |
| 2024-01-26 | Mallon Jennifer L | SVP, Chief Accounting Officer | Grant | 250 | $0.00 | $0 | 750 |
| 2024-01-26 | Stewart Laura Lee | President and CEO | Grant | 243 | $0.00 | $0 | 57K |
| 2024-01-26 | Sexton Heidi | Executive Vice President/COO | Grant | 945 | $0.00 | $0 | 15K |
| 2024-01-26 | Ochs Wes | EVP and CFO | Grant | 945 | $0.00 | $0 | 6K |
| 2024-01-26 | Sweeney James E | Director | Grant | 250 | $0.00 | $0 | 14K |
| 2024-01-26 | Riojas Rogelio | Director | Grant | 250 | $0.00 | $0 | 36K |
| 2024-01-26 | Myers Tyler K | Director | Grant | 250 | $0.00 | $0 | 21K |
| 2024-01-26 | Jones Debra | Director | Grant | 250 | $0.00 | $0 | 28K |
| 2024-01-26 | Haddad David S Jr | Director | Grant | 250 | $0.00 | $0 | 5K |
| 2024-01-26 | Carney Robert F | Director | Grant | 250 | $0.00 | $0 | 8K |
| 2024-01-03 | Stilwell Value Partners VII, L.P. | TenPercentOwner | Buy | 500 | $39.43 | $20K | 215K |
| 2024-01-02 | Stilwell Activist Investments, L.P. | TenPercentOwner | Buy | 238 | $39.00 | $9K | 215K |
| 2024-01-02 | Carney Robert F | Director | Option exercise | 925 | $16.80 | $16K | 8K |
| 2023-12-29 | Stilwell Value LLC | TenPercentOwner | Buy | 404 | $39.00 | $16K | 215K |
| 2023-12-28 | Stilwell Value LLC | TenPercentOwner | Buy | 7 | $38.75 | $271 | 214K |
| 2023-12-27 | Stilwell Value Partners VII, L.P. | TenPercentOwner | Buy | 873 | $38.50 | $34K | 214K |
| 2023-12-13 | Stilwell Value LLC | TenPercentOwner | Buy | 7 | $37.00 | $259 | 213K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.
Large holders (13D and 13G)
One row per reporting person with its latest filing, newest first. JSON1 holder reports 5% or more of SFBC in its latest filing, on Schedule 13G (passive). The holder is AllianceBernstein L.P. at 8.4% of the class (215,780 shares), filed 2026-08-14 for an event on 2026-06-30.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-08-14 | 13G/Ano. 1 | AllianceBernstein L.P.investment adviser | 216K | 8.4% | 2026-06-30 |
13F holders
Tracked managers holding SFBC at their latest 13F. JSON2 of the 30 tracked managers held SFBC at their latest 13F, $1.1M in total at quarter-end prices. Millennium Management is the largest at $842K (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 2 added shares and 0 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| Millennium Management | 2026-06-30 | 20K | $842K | 0.00% | new |
| Renaissance Technologies | 2026-06-30 | 6K | $259K | 0.00% | +325 |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
What this page is
Sound Financial Bancorp in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.
This page follows Sound Financial Bancorp (SFBC), SEC CIK 1541119, listed on Nasdaq, classified by the SEC as savings institution, federally chartered. The cross-market tables live on the short interest and insider transactions hubs.
Source and updates
- Short interest
- FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-09-30.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-10-12.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-08-19.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-08-14.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Earnings dates
- SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-07-29.JSON and CSV
- Insider trades
- SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-09-30.JSON and CSV
- Company record
- EDGAR filing index for CIK 1541119Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 10 requests a minute without a key, 30 with a free key from a free account.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
Other companies the SEC classifies as savings institution, federally chartered
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Other company pages
Datasets
Frequently Asked Questions
How much of SFBC is sold short?
What is SFBC's daily short volume?
Does SFBC have fails to deliver?
Are SFBC insiders buying or selling?
Who owns 5% or more of SFBC?
Which tracked 13F managers own SFBC?
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.