XOOMAR

TFS Financial (TFSL)

TFS Financial on one page: short interest, daily short volume, fails to deliver, planned sales, 13F holders, financials, earnings dates and insider trades. Listed on Nasdaq, classified by the SEC as savings institution, federally chartered.

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9.5M

Short interest

settlement 2026-09-30

13.1

Days to cover

+0.8 days vs prior

60.3%

Short share of volume

2026-10-09

3,918

Fails to deliver

settlement 2026-09-09

Thu 29 Oct

Next earnings

estimated date

-$857K

Insider flow, 90 days

0 buys, 7 sells

As of 2026-10-09.

Short interest

FINRA, twice a month. The newest 24 settlements in the table, 48 in the chart. JSON

As of 30 September 2026, short interest in TFSL is 9,536,066 shares, up 1,747,097 shares over the last month. Over the last 48 readings it ranged from 2,521,933 shares (13 December 2024) to 9,536,066 shares (30 September 2026). The latest reading sits at the top of that range. At the reported average volume of 727K shares a day that is 13.1 days to cover.

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SettlementShares shortChangeAvg daily volumeDays to cover
2026-09-309,536,066+18.9%727,47913.11
2026-09-158,023,594+3.0%652,94912.29
2026-08-317,788,969+0.9%836,7569.31
2026-08-147,715,941+2.6%1,032,5517.47
2026-07-317,521,731-4.3%932,5938.07
2026-07-157,859,632-0.8%701,51411.20
2026-06-307,922,202-0.6%1,003,1147.90
2026-06-157,971,099-6.6%938,1008.50
2026-05-298,535,737+1.6%888,8649.60
2026-05-158,401,513+0.2%980,4488.57
2026-04-308,387,441+4.9%685,90212.23
2026-04-157,998,788+0.3%689,12511.61
2026-03-317,975,323+13.1%712,26311.20
2026-03-137,052,380+12.4%911,4197.74
2026-02-276,276,467+4.2%729,9778.60
2026-02-136,023,072+7.1%791,0887.61
2026-01-305,622,616+6.2%725,7107.75
2026-01-155,295,018+3.4%551,1159.61
2025-12-315,120,799+8.4%696,0387.36
2025-12-154,722,969+11.3%821,9065.75
2025-11-284,244,461-0.7%514,8768.24
2025-11-144,272,761-7.5%401,94610.63
2025-10-314,620,352+8.6%470,1669.83
2025-10-154,256,358+8.1%359,93711.83

Daily short volume

FINRA Reg SHO, the last 30 sessions. JSON

As of 9 October 2026, the short share of TFSL volume is 60.3%, down 1.1 points over the last five sessions. Over the last 30 readings it ranged from 52.6% (5 October 2026) to 81.0% (21 September 2026). The latest reading is 6.4 points below the 30-session average of 66.7%, on 202K shares reported.

DateShort volumeTotal volumeShort shareExempt
2026-10-09122K202K60.3%0
2026-10-08215K360K59.7%0
2026-10-07150K239K62.6%372
2026-10-06157K228K68.8%400
2026-10-05100K191K52.6%26
2026-10-02307K501K61.4%55
2026-10-01261K400K65.1%0
2026-09-3098K186K52.9%0
2026-09-29119K216K55.0%689
2026-09-28110K183K59.9%0
2026-09-25108K164K65.6%2
2026-09-24140K196K71.7%651
2026-09-23196K308K63.6%0
2026-09-22191K274K69.4%382
2026-09-21205K253K81.0%0
2026-09-18164K212K77.3%2,158
2026-09-17152K203K75.0%0
2026-09-16173K247K70.0%321
2026-09-15131K185K70.5%800
2026-09-14162K273K59.4%0
2026-09-11157K197K79.6%0
2026-09-10125K205K60.9%3
2026-09-09226K297K76.2%18
2026-09-08195K346K56.3%13
2026-09-04162K249K65.1%0
2026-09-03171K247K68.9%300
2026-09-02162K219K74.0%0
2026-09-01214K301K71.1%2
2026-08-31218K278K78.4%0
2026-08-28185K275K67.2%0

Fails to deliver

SEC, the last 30 settlement dates with a fail. JSON

As of 9 September 2026, the fails-to-deliver balance in TFSL is 3,918 shares, down 18,265 shares over the last settlement date. Over the last 30 readings it ranged from 17 shares (19 August 2026) to 251,419 shares (23 June 2026). The latest reading sits at the bottom of that range.

SettlementShares failedPriceValue
2026-09-093,918$17.39$68K
2026-09-0822,183$17.57$390K
2026-09-0418,692$17.50$327K
2026-09-031,901$17.47$33K
2026-08-2638,224$17.79$680K
2026-08-253,858$17.65$68K
2026-08-2419$17.64$335
2026-08-1917$17.55$298
2026-08-036,599$18.41$121K
2026-07-2215,494$18.35$284K
2026-07-14280$17.66$5K
2026-07-1328,738$17.67$508K
2026-07-07767$17.87$14K
2026-07-02345$17.86$6K
2026-07-01552$17.72$10K
2026-06-2632,564$17.51$570K
2026-06-24185,452$16.88$3.1M
2026-06-23251,419$16.61$4.2M
2026-06-22241,985$16.42$4.0M
2026-06-183,337$16.27$54K
2026-06-169,697$16.51$160K
2026-06-158,119$16.92$137K
2026-06-101,173$16.69$20K
2026-06-092,222$16.49$37K
2026-06-08970$16.42$16K
2026-05-29652$15.82$10K
2026-05-282,989$15.89$47K
2026-05-265,301$15.97$85K
2026-05-224,283$15.86$68K
2026-05-188,466$15.31$130K

Insider trades

SEC Form 4, newest first, 50 of 100 shown. JSON

Insiders at TFSL reported 7 open-market sells worth $857K in the last 90 days and no open-market buys. Latest filing: Stefanski Bradley T (Chief Strategy Officer) on 2026-09-11.

DateInsiderTitleTypeSharesPriceValueOwned after
2026-09-11Stefanski Bradley TChief Strategy OfficerSell10K$16.94$169K39K
2026-09-08Williams Ashley HDirectorSell10K$17.28$173K27K
2026-09-08Stefanski Marc AChairman, President and CEOSell10K$17.28$173K27K
2026-09-03WEIL MEREDITH SChief Financial OfficerSell6K$17.53$103K38K
2026-09-03WEIL MEREDITH SChief Financial OfficerTax withholding47K$17.50$821K44K
2026-09-03WEIL MEREDITH SChief Financial OfficerOption exercise53K$14.74$778K91K
2026-08-31Anderson Barbara J.DirectorSell6K$17.83$109K100
2026-08-28WEIL MEREDITH SChief Financial OfficerSell600$18.00$11K38K
2026-08-28WEIL MEREDITH SChief Financial OfficerTax withholding4K$18.00$74K39K
2026-08-28WEIL MEREDITH SChief Financial OfficerOption exercise5K$14.74$69K43K
2026-08-13Weir Daniel FDirectorGift5K$0.00$010K
2026-08-05Stefanski Gavin BChief Experience OfficerSell7K$18.35$119K19K
2026-06-15Zbanek Cathy WChief Synergy OfficerTax withholding61K$16.92$1.0M75K
2026-06-15Zbanek Cathy WChief Synergy OfficerOption exercise68K$14.74$995K136K
2026-06-11WEIL MEREDITH SChief Financial OfficerOption exercise50K$14.74$737K88K
2026-06-11WEIL MEREDITH SChief Financial OfficerTax withholding46K$16.80$767K43K
2026-06-11WEIL MEREDITH SChief Financial OfficerSell4K$16.80$73K38K
2026-06-09Zbanek Cathy WChief Synergy OfficerTax withholding56K$16.49$916K69K
2026-06-09Zbanek Cathy WChief Synergy OfficerOption exercise60K$14.74$884K124K
2026-06-05Miller Susanne N.Chief Accounting OfficerTax withholding10K$16.33$167K20K
2026-06-05Miller Susanne N.Chief Accounting OfficerOption exercise11K$14.74$162K30K
2026-06-05Long Sandra MChief Consumer Banking OfficerTax withholding5K$16.33$76K20K
2026-06-05Long Sandra MChief Consumer Banking OfficerOption exercise5K$14.74$74K25K
2026-06-02WEIL MEREDITH SChief Financial OfficerSell4K$15.91$65K38K
2026-06-02WEIL MEREDITH SChief Financial OfficerTax withholding76K$15.90$1.2M43K
2026-06-02WEIL MEREDITH SChief Financial OfficerOption exercise80K$14.74$1.2M118K
2026-05-29Weir Daniel FDirectorBuy7K$15.85$111K50K
2026-05-26Zbanek Cathy WChief Synergy OfficerTax withholding57K$15.97$906K64K
2026-05-26Zbanek Cathy WChief Synergy OfficerOption exercise60K$14.74$884K121K
2026-05-26Rubino Andrew JChief Operating OfficerSell594$16.09$10K21K
2026-05-26Rubino Andrew JChief Operating OfficerTax withholding10K$15.97$166K22K
2026-05-26Rubino Andrew JChief Operating OfficerOption exercise11K$14.74$162K32K
2026-05-18Zbanek Cathy WChief Synergy OfficerSell10K$15.26$153K61K
2026-05-14Weir Daniel FDirectorBuy7K$15.02$105K43K
2026-05-12Weir Daniel FDirectorBuy21K$14.91$313K51K
2026-05-11WEIL MEREDITH SChief Financial OfficerSell14K$14.91$205K38K
2026-05-06Rubino Andrew JChief Operating OfficerSell7K$15.18$100K21K
2026-05-05Stefanski Marc AChairman, President and CEOGift2K$0.00$030K
2026-05-05Stefanski Marc AChairman, President and CEOGift2K$0.00$070K
2026-03-12Asher Anthony JDirectorBuy5K$13.37$67K49K
2026-02-20Stefanski Gavin BChief Experience OfficerSell7K$14.97$105K26K
2026-02-17Stefanski Marc AChairman, President and CEOSell37K$15.12$557K72K
2026-02-13Stefanski Marc AChairman, President and CEOSell1K$15.00$15K109K
2026-02-12Stefanski Marc AChairman, President and CEOSell7K$15.03$107K110K
2026-02-11WEIL MEREDITH SChief Financial OfficerSell2K$14.95$31K52K
2026-02-11WEIL MEREDITH SChief Financial OfficerSell13K$14.95$193K54K
2026-02-11Stefanski Marc AChairman, President and CEOSell7$15.00$105110K
2026-02-03Anderson Barbara J.DirectorSell11K$14.21$156K6K
2026-01-08Asher Anthony JDirectorJ44K$0.00$044K
2026-01-08Asher Anthony JDirectorJ5K$0.00$00

Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.

Planned sales (Form 144)

Newest first. JSON

22 Form 144 notices on file for TFSL worth $3.4M at the prices reported; 7 in the last 90 days worth $864K. Latest: Stefanski Bradley T filed on 2026-09-10 to sell 10,000 shares ($170K) from 2026-09-10.

FiledSellerSharesMarket valueOf outstandingSale fromBroker
2026-09-10Stefanski Bradley TOfficer10K$170K0.004%2026-09-10Fidelity Brokerage Services LLC
2026-09-04Williams Ashley HDirector10K$176K0.004%2026-09-04Fidelity Brokerage Services LLC
2026-09-04Stefanski Marc ADirector10K$176K0.004%2026-09-04Fidelity Brokerage Services LLC
2026-09-03MEREDITH S. WEILOfficer, Director6K$103K0.002%2026-09-03Morgan Stanley Smith Barney LLC Executive Financial Services
2026-08-28MEREDITH S. WEILOfficer, Director600$11K0.000%2026-08-28Morgan Stanley Smith Barney LLC Executive Financial Services
2026-08-28BARBARA ANDERSONDirector6K$109K0.002%2026-08-28Morgan Stanley Smith Barney LLC Executive Financial Services
2026-08-05Stefanski Gavin BOfficer7K$120K0.002%2026-08-05Charles Schwab & Co
2026-06-11MEREDITH S WEILOfficer, Director4K$73K0.002%2026-06-11Morgan Stanley Smith Barney LLC Executive Financial Services
2026-06-02MEREDITH WEILOfficer, Director4K$65K0.001%2026-06-02Morgan Stanley Smith Barney LLC Executive Financial Services
2026-05-26ANDREW RUBINOOfficer594$10K0.000%2026-05-26Morgan Stanley Smith Barney LLC Executive Financial Services
2026-05-11MEREDITH S WEILOfficer, Director14K$205K0.005%2026-05-11Morgan Stanley Smith Barney LLC Executive Financial Services
2026-05-08Zbanek Cathy WAffiliate15K$226K0.005%2026-05-08Charles Schwab Corporation
2026-05-06ANDREW RUBINOOfficer7K$100K0.002%2026-05-06Morgan Stanley Smith Barney LLC Executive Financial Services
2026-02-20Stefanski Gavin BOfficer7K$105K0.002%2026-02-20Charles Schwab & Co
2026-02-13Marc A. StefanskiAffiliate45K$667K0.016%2026-02-13J.P. Morgan Securities LLC
2026-02-11MEREDITH S. WEILOfficer, Director13K$193K0.005%2026-02-11Morgan Stanley Smith Barney LLC Executive Financial Services
2026-02-10WEIL MEREDITH SOfficer2K$32K0.001%2026-02-10Charles Schwab Corporation
2026-02-03BARBARA ANDERSONDirector11K$156K0.004%2026-02-03Morgan Stanley Smith Barney LLC Executive Financial Services
2025-12-12ASHLEY WILLIAMSDirector8K$104K0.003%2025-12-12Morgan Stanley Smith Barney LLC Executive Financial Services
2025-12-03Zbanek Cathy WOfficer20K$283K0.007%2025-12-03Charles Schwab Corp.
2025-11-24ANDREW RUBINOOfficer5K$71K0.002%2025-11-24Morgan Stanley Smith Barney LLC Executive Financial Services
2025-11-12WEIL MEREDITH SOfficer15K$208K0.005%2025-11-12Charles Schwab Corporation

13F holders

Tracked managers holding TFSL at their latest 13F. JSON

5 of the 30 tracked managers held TFSL at their latest 13F, $58.5M in total at quarter-end prices. Renaissance Technologies is the largest at $42.3M (0.1% of its portfolio) as of 2026-06-30. Over the prior quarter 3 added shares and 2 cut.

FundQuarterSharesValueOf portfolioChange in shares
Renaissance Technologies2026-06-302.4M$42.3M0.06%-165K
Two Sigma Investments2026-06-30497K$8.8M0.01%+174K
Citadel Advisors2026-06-30224K$4.0M0.00%-69K
D. E. Shaw & Co.2026-06-30111K$2.0M0.00%+27K
AQR Capital Management2026-06-3084K$1.5M0.00%+31K

Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.

Financials

SEC XBRL, as filed. JSON

In FY 2025 it generated $82.4M of operating cash flow and spent $4.0M on buybacks and $59.5M on dividends.

Cash
$568.9M
Equity
$1.96B
Total assets
$18.08B
Shares outstanding
280,442,755

Quarterly, last 8 quarters

QuarterPeriod endRevenueNet incomeMarginDiluted EPS
Q3 FY 20262026-06-30n/a$30.5Mn/a0.11
Q2 FY 20262026-03-31n/a$23.2Mn/a0.08
Q1 FY 20262025-12-31n/a$22.3Mn/a0.08
Q4 FY 2025derived2025-09-30n/a$26.0Mn/an/a
Q3 FY 20252025-06-30n/a$21.5Mn/a0.08
Q2 FY 20252025-03-31n/a$21.0Mn/a0.07
Q1 FY 20252024-12-31n/a$22.4Mn/a0.08
Q4 FY 2024derived2024-09-30n/a$18.2Mn/an/a

Fiscal years, with buybacks and dividends

Fiscal yearEndsRevenueNet incomeOperating cash flowCapexBuybacksDividends
FY 20252025-09-30n/a$91.0M$82.4M$11.5M$4.0M$59.5M
FY 20242024-09-30n/a$79.6M$88.6M$3.1M$1.9M$59.0M
FY 20232023-09-30n/a$75.3M$90.7M$5.1M$6.0M$58.3M
FY 20222022-09-30n/a$74.6M$38.9M$2.7M$6.3M$58.3M
FY 20212021-09-30n/a$81.0M$83.2M$1.3M$5.6M$56.6M

Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-08-04 from the cover page.

What this page is

TFS Financial in the regulatory record

Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.

Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.

This page follows TFS Financial (TFSL), SEC CIK 1381668, listed on Nasdaq, classified by the SEC as savings institution, federally chartered. The cross-market tables live on the short interest and insider transactions hubs.

Source and updates

Short interest
FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-09-30.JSON and CSV
Daily short volume
FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-10-09.JSON and CSV
Fails to deliver
SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-09-09.JSON and CSV
Planned sales
SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2026-09-10.JSON and CSV
13F holders
SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
Financials
SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
Earnings dates
SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-07-30.JSON and CSV
Insider trades
SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-09-11.JSON and CSV
Company record
EDGAR filing index for CIK 1381668Ticker, name and exchange from the SEC's company list, refreshed weekly.
Rate limits
10 requests a minute without a key, 30 with a free key from a free account.

How to read it

  • Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
  • Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
  • Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.

Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.

Datasets

Frequently Asked Questions

How much of TFSL is sold short?
9,536,066 shares were held short at the 2026-09-30 settlement, 13.1 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is TFSL's daily short volume?
On 2026-10-09, 121,756 of the 201,909 TFSL shares reported to FINRA were sold short, 60.3% of the day's reported volume. Short volume is a flow for one day, not a position.
Does TFSL have fails to deliver?
The SEC's latest file shows 3,918 TFSL shares failed to deliver at settlement 2026-09-09. Fails are reported per settlement date and published twice a month with a lag.
Are TFSL insiders buying or selling?
Insiders at TFSL reported 7 open-market sells worth $857K in the last 90 days and no open-market buys. Latest filing: Stefanski Bradley T (Chief Strategy Officer) on 2026-09-11.
Have TFSL insiders filed to sell?
22 Form 144 notices on file for TFSL worth $3.4M at the prices reported; 7 in the last 90 days worth $864K. Latest: Stefanski Bradley T filed on 2026-09-10 to sell 10,000 shares ($170K) from 2026-09-10.
What did TFSL report last quarter?
In FY 2025 it generated $82.4M of operating cash flow and spent $4.0M on buybacks and $59.5M on dividends.
Which tracked 13F managers own TFSL?
5 of the 30 tracked 13F managers held TFSL shares at their latest filing, $58.5M in all. The largest: Renaissance Technologies (2.4M shares, $42.3M), Two Sigma Investments (497K shares, $8.8M), Ken Griffin's Citadel Advisors (224K shares, $4.0M), D. E. Shaw & Co. (111K shares, $2.0M), Cliff Asness's AQR Capital Management (84K shares, $1.5M).

Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.