Independent Bank (IBCP)
Independent Bank on one page: short interest, daily short volume, fails to deliver, planned sales, large holders, 13F holders, financials, earnings dates and insider trades. Listed on Nasdaq, classified by the SEC as state commercial banks.
771K
Short interest
settlement 2026-09-30
3.6
Days to cover
-1.4 days vs prior
48.7%
Short share of volume
2026-10-23
133
Fails to deliver
settlement 2026-08-20
Tue 27 Oct
Next earnings
estimated date
-$104K
Insider flow, 90 days
0 buys, 11 sells
As of 2026-10-23.
Short interest
FINRA, twice a month. The newest 48 settlements in the table, 48 in the chart. JSONAs of 30 September 2026, short interest in IBCP is 771,076 shares, up 75,883 shares over the last month. Over the last 48 readings it ranged from 88,354 shares (31 December 2024) to 771,076 shares (30 September 2026). The latest reading sits at the top of that range. At the reported average volume of 216K shares a day that is 3.6 days to cover.
Embed this chart.The embed keeps its attribution line.
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| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-09-30 | 771,076 | +1.8% | 215,843 | 3.57 |
| 2026-09-15 | 757,205 | +8.9% | 151,886 | 4.99 |
| 2026-08-31 | 695,193 | +10.3% | 172,944 | 4.02 |
| 2026-08-14 | 629,965 | +15.7% | 181,532 | 3.47 |
| 2026-07-31 | 544,413 | +3.3% | 242,495 | 2.25 |
| 2026-07-15 | 527,109 | -27.4% | 172,779 | 3.05 |
| 2026-06-30 | 726,046 | +14.9% | 226,866 | 3.20 |
| 2026-06-15 | 632,098 | -2.4% | 139,571 | 4.53 |
| 2026-05-29 | 647,908 | +9.9% | 110,814 | 5.85 |
| 2026-05-15 | 589,635 | +5.1% | 182,658 | 3.23 |
| 2026-04-30 | 561,072 | +13.8% | 154,336 | 3.64 |
| 2026-04-15 | 492,836 | -23.5% | 162,254 | 3.04 |
| 2026-03-31 | 644,457 | +37.1% | 297,572 | 2.17 |
| 2026-03-13 | 469,885 | +21.1% | 138,401 | 3.40 |
| 2026-02-27 | 388,147 | +79.1% | 161,475 | 2.40 |
| 2026-02-13 | 216,703 | +31.4% | 140,159 | 1.55 |
| 2026-01-30 | 164,896 | -7.4% | 135,828 | 1.21 |
| 2026-01-15 | 178,075 | -44.0% | 110,633 | 1.61 |
| 2025-12-31 | 317,728 | -9.8% | 152,883 | 2.08 |
| 2025-12-15 | 352,345 | +17.1% | 129,076 | 2.73 |
| 2025-11-28 | 300,987 | +66.0% | 164,486 | 1.83 |
| 2025-11-14 | 181,290 | -6.2% | 89,472 | 2.03 |
| 2025-10-31 | 193,229 | +15.6% | 158,849 | 1.22 |
| 2025-10-15 | 167,222 | +17.1% | 89,723 | 1.86 |
| 2025-09-30 | 142,767 | -5.8% | 109,781 | 1.30 |
| 2025-09-15 | 151,573 | +1.9% | 85,466 | 1.77 |
| 2025-08-29 | 148,798 | -4.7% | 81,040 | 1.84 |
| 2025-08-15 | 156,161 | +14.8% | 94,503 | 1.65 |
| 2025-07-31 | 136,058 | -8.6% | 65,311 | 2.08 |
| 2025-07-15 | 148,866 | -23.1% | 95,489 | 1.56 |
| 2025-06-30 | 193,579 | -11.5% | 78,760 | 2.46 |
| 2025-06-13 | 218,691 | +3.1% | 64,107 | 3.41 |
| 2025-05-30 | 212,014 | -3.4% | 58,186 | 3.64 |
| 2025-05-15 | 219,476 | -0.3% | 87,809 | 2.50 |
| 2025-04-30 | 220,189 | -4.1% | 105,958 | 2.08 |
| 2025-04-15 | 229,499 | +13.7% | 139,096 | 1.65 |
| 2025-03-31 | 201,819 | -13.1% | 103,453 | 1.95 |
| 2025-03-14 | 232,350 | +23.1% | 96,370 | 2.41 |
| 2025-02-28 | 188,743 | +36.1% | 142,114 | 1.33 |
| 2025-02-14 | 138,725 | +42.6% | 86,622 | 1.60 |
| 2025-01-31 | 97,295 | -47.9% | 152,005 | 1.00 |
| 2025-01-15 | 186,578 | +111.2% | 133,986 | 1.39 |
| 2024-12-31 | 88,354 | -53.0% | 91,559 | 1.00 |
| 2024-12-13 | 188,187 | -4.9% | 62,632 | 3.00 |
| 2024-11-29 | 197,835 | -5.3% | 65,713 | 3.01 |
| 2024-11-15 | 208,888 | +11.8% | 117,224 | 1.78 |
| 2024-10-31 | 186,822 | -30.8% | 89,604 | 2.08 |
| 2024-10-15 | 269,793 | +8.5% | 73,821 | 3.65 |
Daily short volume
FINRA Reg SHO, the last 30 sessions. JSONAs of 23 October 2026, the short share of IBCP volume is 48.7%, down 2.1 points over the last five sessions. Over the last 30 readings it ranged from 31.0% (14 October 2026) to 75.3% (16 September 2026). The latest reading is in line with the 30-session average of 50.6%, on 44K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-10-23 | 21K | 44K | 48.7% | 0 |
| 2026-10-22 | 21K | 39K | 53.4% | 207 |
| 2026-10-21 | 17K | 44K | 38.4% | 0 |
| 2026-10-20 | 28K | 51K | 55.8% | 0 |
| 2026-10-19 | 24K | 44K | 54.0% | 287 |
| 2026-10-16 | 28K | 55K | 50.8% | 0 |
| 2026-10-15 | 23K | 69K | 34.2% | 0 |
| 2026-10-14 | 33K | 106K | 31.0% | 0 |
| 2026-10-13 | 31K | 48K | 65.2% | 0 |
| 2026-10-12 | 26K | 58K | 44.5% | 0 |
| 2026-10-09 | 20K | 35K | 57.2% | 0 |
| 2026-10-08 | 25K | 46K | 54.6% | 0 |
| 2026-10-07 | 36K | 61K | 58.0% | 0 |
| 2026-10-06 | 13K | 31K | 43.7% | 0 |
| 2026-10-05 | 23K | 52K | 44.6% | 0 |
| 2026-10-02 | 37K | 76K | 48.4% | 0 |
| 2026-10-01 | 35K | 54K | 64.8% | 12 |
| 2026-09-30 | 24K | 57K | 41.7% | 0 |
| 2026-09-29 | 18K | 37K | 47.6% | 243 |
| 2026-09-28 | 14K | 34K | 40.3% | 0 |
| 2026-09-25 | 58K | 82K | 70.5% | 0 |
| 2026-09-24 | 20K | 35K | 58.1% | 0 |
| 2026-09-23 | 16K | 37K | 43.0% | 0 |
| 2026-09-22 | 17K | 32K | 54.1% | 0 |
| 2026-09-21 | 16K | 40K | 40.6% | 0 |
| 2026-09-18 | 26K | 46K | 56.4% | 0 |
| 2026-09-17 | 22K | 50K | 44.0% | 0 |
| 2026-09-16 | 39K | 52K | 75.3% | 4 |
| 2026-09-15 | 28K | 55K | 49.9% | 0 |
| 2026-09-14 | 19K | 40K | 49.0% | 3 |
Fails to deliver
SEC, the last 30 settlement dates with a fail. JSONAs of 20 August 2026, the fails-to-deliver balance in IBCP is 133 shares, down 732 shares over the last settlement date. Over the last 30 readings it ranged from 1 share (7 July 2025) to 19,367 shares (9 April 2026). The latest reading sits at the bottom of that range.
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-08-20 | 133 | $36.95 | $5K |
| 2026-07-29 | 865 | $38.67 | $33K |
| 2026-07-23 | 491 | $36.01 | $18K |
| 2026-07-16 | 57 | $36.29 | $2K |
| 2026-07-09 | 1 | $35.13 | $35 |
| 2026-07-01 | 52 | $36.07 | $2K |
| 2026-06-09 | 1,741 | $34.75 | $60K |
| 2026-06-08 | 2 | $34.58 | $69 |
| 2026-05-26 | 815 | $33.90 | $28K |
| 2026-05-13 | 4,328 | $33.55 | $145K |
| 2026-05-08 | 389 | $33.95 | $13K |
| 2026-04-30 | 4 | $33.42 | $134 |
| 2026-04-21 | 4 | $34.39 | $138 |
| 2026-04-09 | 19,367 | $34.47 | $668K |
| 2026-02-04 | 4 | $36.32 | $145 |
| 2026-01-21 | 295 | $33.36 | $10K |
| 2025-12-22 | 70 | $34.12 | $2K |
| 2025-12-05 | 1,309 | $33.92 | $44K |
| 2025-10-31 | 667 | $31.01 | $21K |
| 2025-10-15 | 5 | $31.67 | $158 |
| 2025-08-25 | 1,734 | $32.81 | $57K |
| 2025-08-22 | 1,734 | $31.25 | $54K |
| 2025-07-14 | 22 | $33.74 | $742 |
| 2025-07-09 | 27 | $34.22 | $924 |
| 2025-07-07 | 1 | $34.60 | $35 |
| 2025-06-26 | 725 | $31.52 | $23K |
| 2025-06-18 | 834 | $30.19 | $25K |
| 2025-06-17 | 287 | $30.23 | $9K |
| 2025-06-09 | 298 | $31.43 | $9K |
| 2025-05-29 | 18 | $31.52 | $567 |
Insider trades
SEC Form 4, newest first. JSONInsiders at IBCP reported 11 open-market sells worth $104K in the last 90 days and no open-market buys. Latest filing: Boer William J (Director) on 2026-10-01.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-10-01 | Boer William J | Director | Grant | 292 | $35.24 | $10K | 17K |
| 2026-09-15 | Kessel William B | President & CEO | Sell | 100 | $37.41 | $4K | 158K |
| 2026-09-15 | Kessel William B | President & CEO | Sell | 100 | $37.38 | $4K | 158K |
| 2026-09-15 | Kessel William B | President & CEO | Sell | 600 | $37.36 | $22K | 158K |
| 2026-09-15 | Kessel William B | President & CEO | Sell | 405 | $37.30 | $15K | 159K |
| 2026-09-15 | Kessel William B | President & CEO | Sell | 106 | $37.25 | $4K | 159K |
| 2026-09-15 | Kessel William B | President & CEO | Sell | 195 | $37.19 | $7K | 159K |
| 2026-09-15 | Kessel William B | President & CEO | Sell | 200 | $37.18 | $7K | 159K |
| 2026-09-15 | Kessel William B | President & CEO | Sell | 194 | $37.17 | $7K | 160K |
| 2026-09-15 | Kessel William B | President & CEO | Sell | 100 | $37.10 | $4K | 160K |
| 2026-08-19 | Kreter Kristopher | First Vice Pres. & Controller | Sell | 300 | $37.11 | $11K | 2K |
| 2026-08-10 | TWAROZYNSKI JAMES J | Senior Vice President | Sell | 489 | $37.67 | $18K | 8K |
| 2026-07-01 | Boer William J | Director | Grant | 285 | $36.07 | $10K | 17K |
| 2026-06-09 | Ervin Patrick J | Executive Vice President | Sell | 1K | $35.39 | $50K | 35K |
| 2026-06-09 | Ervin Patrick J | Executive Vice President | Sell | 2 | $35.44 | $71 | 36K |
| 2026-06-09 | Ervin Patrick J | Executive Vice President | Sell | 76 | $35.40 | $3K | 36K |
| 2026-06-09 | Ervin Patrick J | Executive Vice President | Sell | 242 | $35.41 | $9K | 36K |
| 2026-06-09 | Ervin Patrick J | Executive Vice President | Sell | 780 | $35.42 | $28K | 36K |
| 2026-05-29 | Kimball Stefanie M | Executive Vice President | Sell | 1K | $34.41 | $48K | 64K |
| 2026-04-06 | Kessel William B | President & CEO | Tax withholding | 5K | $33.78 | $162K | 160K |
| 2026-04-06 | Kessel William B | President & CEO | Exercise or conversion | 11K | price not stated in the filing | not stated | 165K |
| 2026-04-06 | RAHN JOEL F | Executive Vice President | Exercise or conversion | 4K | price not stated in the filing | not stated | 31K |
| 2026-04-06 | RAHN JOEL F | Executive Vice President | Tax withholding | 1K | $33.78 | $43K | 30K |
| 2026-04-06 | Ervin Patrick J | Executive Vice President | Exercise or conversion | 4K | price not stated in the filing | not stated | 39K |
| 2026-04-06 | Ervin Patrick J | Executive Vice President | Tax withholding | 2K | $33.78 | $60K | 37K |
| 2026-04-06 | Kimball Stefanie M | Executive Vice President | Exercise or conversion | 4K | price not stated in the filing | not stated | 67K |
| 2026-04-06 | Kimball Stefanie M | Executive Vice President | Tax withholding | 2K | $33.78 | $59K | 66K |
| 2026-04-06 | Mohr Gavin A. | Executive Vice President | Tax withholding | 2K | $33.78 | $58K | 27K |
| 2026-04-06 | Mohr Gavin A. | Executive Vice President | Exercise or conversion | 4K | price not stated in the filing | not stated | 29K |
| 2026-04-06 | Ervin Patrick J | Executive Vice President | Tax withholding | 2K | $33.78 | $60K | 37K |
| 2026-04-06 | Kimball Stefanie M | Executive Vice President | Tax withholding | 2K | $33.78 | $56K | 66K |
| 2026-04-06 | Mohr Gavin A. | Executive Vice President | Tax withholding | 2K | $33.78 | $56K | 27K |
| 2026-04-01 | Boer William J | Director | Grant | 309 | $33.30 | $10K | 17K |
| 2026-02-24 | Kruse Ronia F | Director | Buy | 1K | $35.27 | $42K | 2K |
| 2026-02-06 | Stodolak Michael Joseph | Executive Vice President | Tax withholding | 350 | $36.60 | $13K | 15K |
| 2026-02-06 | Kreter Kristopher | First Vice Pres. & Controller | Tax withholding | 94 | $36.60 | $3K | 3K |
| 2026-02-06 | Mohr Gavin A. | Executive Vice President | Tax withholding | 1K | $36.60 | $40K | 25K |
| 2026-02-06 | Kimball Stefanie M | Executive Vice President | Tax withholding | 1K | $36.60 | $41K | 63K |
| 2026-02-06 | RAHN JOEL F | Executive Vice President | Tax withholding | 873 | $36.60 | $32K | 26K |
| 2026-02-06 | Kessel William B | President & CEO | Tax withholding | 3K | $36.60 | $107K | 154K |
| 2026-02-06 | TWAROZYNSKI JAMES J | Senior Vice President | Tax withholding | 383 | $36.60 | $14K | 9K |
| 2026-02-06 | MICHAELS CHRISTOPHER S | Executive Vice President | Tax withholding | 439 | $36.60 | $16K | 11K |
| 2026-02-06 | Ervin Patrick J | Executive Vice President | Tax withholding | 1K | $36.60 | $43K | 35K |
| 2026-02-06 | Daniel Larry R Jr | Executive Vice President | Tax withholding | 851 | $36.60 | $31K | 23K |
| 2026-02-03 | Stodolak Michael Joseph | Executive Vice President | Grant | 2K | $0.00 | $0 | 15K |
| 2026-02-03 | Kreter Kristopher | First Vice Pres. & Controller | Grant | 358 | $0.00 | $0 | 3K |
| 2026-02-03 | Mohr Gavin A. | Executive Vice President | Grant | 2K | $0.00 | $0 | 26K |
| 2026-02-03 | Kimball Stefanie M | Executive Vice President | Grant | 2K | $0.00 | $0 | 64K |
| 2026-02-03 | RAHN JOEL F | Executive Vice President | Grant | 2K | $0.00 | $0 | 27K |
| 2026-02-03 | Kessel William B | President & CEO | Grant | 6K | $0.00 | $0 | 157K |
| 2026-02-03 | TWAROZYNSKI JAMES J | Senior Vice President | Grant | 631 | $0.00 | $0 | 9K |
| 2026-02-03 | MICHAELS CHRISTOPHER S | Executive Vice President | Grant | 2K | $0.00 | $0 | 12K |
| 2026-02-03 | Ervin Patrick J | Executive Vice President | Grant | 2K | $0.00 | $0 | 36K |
| 2026-01-01 | Boer William J | Director | Grant | 331 | $32.53 | $11K | 16K |
| 2025-12-12 | Ervin Patrick J | Executive Vice President | Sell | 3K | $34.64 | $104K | 34K |
| 2025-11-21 | TWAROZYNSKI JAMES J | Senior Vice President | Sell | 486 | $31.64 | $15K | 8K |
| 2025-11-21 | Archer Dennis W. Jr | Director | Buy | 288 | $31.58 | $9K | 12K |
| 2025-11-21 | Archer Dennis W. Jr | Director | Buy | 212 | $31.57 | $7K | 11K |
| 2025-10-01 | Boer William J | Director | Grant | 348 | $30.98 | $11K | 16K |
| 2025-09-03 | Kimball Stefanie M | Executive Vice President | Sell | 1K | $32.64 | $46K | 62K |
| 2025-09-01 | Kreter Kristopher | First Vice Pres. & Controller | Tax withholding | 618 | $32.89 | $20K | 2K |
| 2025-08-05 | Mohr Gavin A. | Executive Vice President | Buy | 2K | $29.64 | $59K | 24K |
| 2025-07-01 | Boer William J | Director | Grant | 332 | $32.41 | $11K | 15K |
| 2025-06-13 | Beia Terance L | Director | Buy | 2K | $30.65 | $56K | 40K |
| 2025-04-29 | MAGEE MICHAEL M JR | Director | Sell | 246 | $31.01 | $8K | 15K |
| 2025-04-29 | MAGEE MICHAEL M JR | Director | Sell | 39 | $31.02 | $1K | 15K |
| 2025-04-29 | MAGEE MICHAEL M JR | Director | Sell | 6K | $31.00 | $190K | 8K |
| 2025-04-01 | Boer William J | Director | Grant | 350 | $30.79 | $11K | 15K |
| 2025-02-19 | TWAROZYNSKI JAMES J | Senior Vice President | Exercise or conversion | 323 | price not stated in the filing | not stated | 9K |
| 2025-02-19 | TWAROZYNSKI JAMES J | Senior Vice President | Tax withholding | 142 | $34.76 | $5K | 9K |
| 2025-02-19 | Kessel William B | President & CEO | Exercise or conversion | 9K | price not stated in the filing | not stated | 154K |
| 2025-02-19 | Kessel William B | President & CEO | Tax withholding | 4K | $34.76 | $138K | 151K |
| 2025-02-19 | Daniel Larry R Jr | Executive Vice President | Exercise or conversion | 4K | price not stated in the filing | not stated | 25K |
| 2025-02-19 | Daniel Larry R Jr | Executive Vice President | Tax withholding | 1K | $34.76 | $40K | 24K |
| 2025-02-19 | Mohr Gavin A. | Executive Vice President | Tax withholding | 2K | $34.76 | $57K | 22K |
| 2025-02-19 | Mohr Gavin A. | Executive Vice President | Exercise or conversion | 4K | price not stated in the filing | not stated | 23K |
| 2025-02-19 | Kimball Stefanie M | Executive Vice President | Exercise or conversion | 4K | price not stated in the filing | not stated | 65K |
| 2025-02-19 | Kimball Stefanie M | Executive Vice President | Tax withholding | 2K | $34.76 | $58K | 64K |
| 2025-02-19 | Ervin Patrick J | Executive Vice President | Exercise or conversion | 4K | price not stated in the filing | not stated | 39K |
| 2025-02-19 | Ervin Patrick J | Executive Vice President | Tax withholding | 2K | $34.76 | $56K | 37K |
| 2025-02-19 | RAHN JOEL F | Executive Vice President | Exercise or conversion | 4K | price not stated in the filing | not stated | 25K |
| 2025-02-19 | RAHN JOEL F | Executive Vice President | Tax withholding | 1K | $34.76 | $41K | 24K |
| 2025-02-19 | MICHAELS CHRISTOPHER S | Executive Vice President | Exercise or conversion | 358 | price not stated in the filing | not stated | 10K |
| 2025-02-19 | MICHAELS CHRISTOPHER S | Executive Vice President | Tax withholding | 157 | $34.76 | $5K | 10K |
| 2025-02-04 | Kessel William B | President & CEO | Grant | 6K | $0.00 | $0 | 145K |
| 2025-02-04 | Ervin Patrick J | Executive Vice President | Grant | 2K | $0.00 | $0 | 35K |
| 2025-02-04 | Daniel Larry R Jr | Executive Vice President | Grant | 2K | $0.00 | $0 | 22K |
| 2025-02-04 | RAHN JOEL F | Executive Vice President | Grant | 2K | $0.00 | $0 | 22K |
| 2025-02-04 | Mohr Gavin A. | Executive Vice President | Grant | 2K | $0.00 | $0 | 20K |
| 2025-02-04 | Kimball Stefanie M | Executive Vice President | Grant | 2K | $0.00 | $0 | 62K |
| 2025-02-04 | MICHAELS CHRISTOPHER S | Executive Vice President | Grant | 2K | $0.00 | $0 | 10K |
| 2025-02-04 | TWAROZYNSKI JAMES J | Senior Vice President | Grant | 613 | $0.00 | $0 | 9K |
| 2025-02-04 | Kreter Kristopher | First Vice Pres. & Controller | Grant | 190 | $0.00 | $0 | 3K |
| 2025-01-25 | Kessel William B | President & CEO | Tax withholding | 2K | $35.60 | $84K | 140K |
| 2025-01-25 | Daniel Larry R Jr | Executive Vice President | Tax withholding | 726 | $35.60 | $26K | 20K |
| 2025-01-25 | Ervin Patrick J | Executive Vice President | Tax withholding | 2K | $35.60 | $54K | 33K |
| 2025-01-25 | Kimball Stefanie M | Executive Vice President | Tax withholding | 1K | $35.60 | $37K | 60K |
| 2025-01-25 | Mohr Gavin A. | Executive Vice President | Tax withholding | 1K | $35.60 | $37K | 18K |
| 2025-01-25 | RAHN JOEL F | Executive Vice President | Tax withholding | 752 | $35.60 | $27K | 20K |
| 2025-01-25 | MICHAELS CHRISTOPHER S | Executive Vice President | Tax withholding | 265 | $35.60 | $9K | 8K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.
Planned sales (Form 144)
Newest first. JSON3 Form 144 notices on file for IBCP worth $266K at the prices reported; 1 in the last 90 days worth $75K. Latest: Kessel William B filed on 2026-09-15 to sell 2,000 shares ($75K) from 2026-09-15.
| Filed | Seller | Shares | Market value | Of outstanding | Sale from | Broker |
|---|---|---|---|---|---|---|
| 2026-09-15 | Kessel William BOfficer | 2K | $75K | 0.009% | 2026-09-15 | Stifel Nicolaus & Company Inc |
| 2026-06-09 | Ervin Patrick JOfficer | 3K | $87K | 0.012% | 2026-06-09 | Justin Cattaneo |
| 2025-12-12 | Ervin Patrick JOfficer | 3K | $105K | 0.014% | 2025-12-12 | Justin Cattaneo |
Large holders (13D and 13G)
One row per reporting person with its latest filing, newest first. JSON1 holder reports 5% or more of IBCP in its latest filing, on Schedule 13G (passive). The holder is Vanguard Capital Management at 5.1% of the class (1,058,810 shares), filed 2026-04-30 for an event on 2026-03-31.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-05-06 | 13G/Ano. 1 | FMR LLCparent holding company | 566K | 2.7% | 2026-03-31 |
| 2026-05-06 | 13G/Ano. 1 | Abigail P. Johnsonindividual | 566K | 2.7% | 2026-03-31 |
| 2026-04-30 | 13G | Vanguard Capital Managementinvestment adviser | 1.1M | 5.1% | 2026-03-31 |
| 2026-03-27 | 13G/Ano. 2 | The Vanguard Groupinvestment adviser | 0 | 0.0% | 2026-03-13 |
13F holders
Tracked managers holding IBCP at their latest 13F. JSON7 of the 30 tracked managers held IBCP at their latest 13F, $53.6M in total at quarter-end prices. Renaissance Technologies is the largest at $22.3M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 4 added shares and 3 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| Renaissance Technologies | 2026-06-30 | 618K | $22.3M | 0.03% | +35K |
| Two Sigma Investments | 2026-06-30 | 319K | $11.5M | 0.01% | -32K |
| Citadel Advisors | 2026-06-30 | 211K | $7.6M | 0.00% | +125K |
| AQR Capital Management | 2026-06-30 | 179K | $6.5M | 0.00% | +43K |
| Point72 Asset Management | 2026-06-30 | 70K | $2.5M | 0.00% | -29K |
| Millennium Management | 2026-06-30 | 61K | $2.2M | 0.00% | -27K |
| D. E. Shaw & Co. | 2026-06-30 | 28K | $999K | 0.00% | new |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn Q2 FY 2026 (quarter ended 2026-06-30) Independent Bank reported revenue of $8.2M, up 4.1% from the same quarter a year earlier, and net income of $18.8M (0.90 diluted EPS). In FY 2025 it generated $76.7M of operating cash flow and spent $12.4M on buybacks and $21.6M on dividends.
- Cash
- $165.4M
- Equity
- $528.4M
- Total assets
- $5.66B
- Shares outstanding
- 22,199,295
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 FY 2026 | 2026-06-30 | $8.2M | $18.8M | 229.2% | 0.90 |
| Q1 FY 2026 | 2026-03-31 | $7.6M | $16.9M | 222.4% | 0.81 |
| Q4 FY 2025 | 2025-12-31 | n/a | $18.6M | n/a | 0.89 |
| Q3 FY 2025 | 2025-09-30 | $8.9M | $17.5M | 196.2% | 0.84 |
| Q2 FY 2025 | 2025-06-30 | $7.9M | $16.9M | 214.2% | 0.81 |
| Q1 FY 2025 | 2025-03-31 | $7.3M | $15.6M | 212.3% | 0.74 |
| Q4 FY 2024 | 2024-12-31 | n/a | $18.5M | n/a | 0.87 |
| Q3 FY 2024 | 2024-09-30 | $8.8M | $13.8M | 156.3% | 0.65 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2025-12-31 | $32.1M | $68.5M | $76.7M | $6.5M | $12.4M | $21.6M |
| FY 2024 | 2024-12-31 | $32.0M | $66.8M | $63.2M | $8.0M | $0 | $20.0M |
| FY 2023 | 2023-12-31 | $32.9M | $59.1M | $75.6M | $6.0M | $5.2M | $19.3M |
| FY 2022 | 2022-12-31 | $31.6M | $63.4M | $94.6M | $5.7M | $4.0M | $18.6M |
| FY 2021 | 2021-12-31 | $29.1M | $62.9M | $110.2M | $5.8M | $17.3M | $18.2M |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-08-04 from the cover page.
What this page is
Independent Bank in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.
This page follows Independent Bank (IBCP), SEC CIK 39311, listed on Nasdaq, classified by the SEC as state commercial banks. The cross-market tables live on the short interest and insider transactions hubs.
Source and updates
- Short interest
- FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-09-30.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-10-23.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-08-20.JSON and CSV
- Planned sales
- SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2026-09-15.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-05-06.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Earnings dates
- SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-07-23.JSON and CSV
- Insider trades
- SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-10-01.JSON and CSV
- Company record
- EDGAR filing index for CIK 39311Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 10 requests a minute without a key, 30 with a free key from a free account.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
Other companies the SEC classifies as state commercial banks
Other company pages
Datasets
Frequently Asked Questions
How much of IBCP is sold short?
771,076 shares were held short at the 2026-09-30 settlement, 3.6 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is IBCP's daily short volume?
On 2026-10-23, 21,335 of the 43,790 IBCP shares reported to FINRA were sold short, 48.7% of the day's reported volume. Short volume is a flow for one day, not a position.
Does IBCP have fails to deliver?
The SEC's latest file shows 133 IBCP shares failed to deliver at settlement 2026-08-20. Fails are reported per settlement date and published twice a month with a lag.
Are IBCP insiders buying or selling?
Insiders at IBCP reported 11 open-market sells worth $104K in the last 90 days and no open-market buys. Latest filing: Boer William J (Director) on 2026-10-01.
Have IBCP insiders filed to sell?
3 Form 144 notices on file for IBCP worth $266K at the prices reported; 1 in the last 90 days worth $75K. Latest: Kessel William B filed on 2026-09-15 to sell 2,000 shares ($75K) from 2026-09-15.
Who owns 5% or more of IBCP?
1 holder reports 5% or more of IBCP in its latest filing, on Schedule 13G (passive). The holder is Vanguard Capital Management at 5.1% of the class (1,058,810 shares), filed 2026-04-30 for an event on 2026-03-31.
What did IBCP report last quarter?
In Q2 FY 2026 (quarter ended 2026-06-30) Independent Bank reported revenue of $8.2M, up 4.1% from the same quarter a year earlier, and net income of $18.8M (0.90 diluted EPS). In FY 2025 it generated $76.7M of operating cash flow and spent $12.4M on buybacks and $21.6M on dividends.
Which tracked 13F managers own IBCP?
7 of the 30 tracked 13F managers held IBCP shares at their latest filing, $53.6M in all. The largest: Renaissance Technologies (618K shares, $22.3M), Two Sigma Investments (319K shares, $11.5M), Ken Griffin's Citadel Advisors (211K shares, $7.6M), Cliff Asness's AQR Capital Management (179K shares, $6.5M), Steve Cohen's Point72 Asset Management (70K shares, $2.5M), Izzy Englander's Millennium Management (61K shares, $2.2M). The table above lists all 7.
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.