Isabella Bank (ISBA)
Isabella Bank on one page: short interest, daily short volume, fails to deliver, planned sales, large holders, 13F holders, financials, earnings dates and insider trades. Listed on Nasdaq, classified by the SEC as state commercial banks.
314K
Short interest
settlement 2026-09-30
8.0
Days to cover
+3.2 days vs prior
74.8%
Short share of volume
2026-10-09
213
Fails to deliver
settlement 2026-09-02
Mon 26 Oct
Next earnings
estimated date
$900
Insider flow, 90 days
3 buys, 0 sells
As of 2026-10-09.
Short interest
FINRA, twice a month. The newest 24 settlements in the table, 48 in the chart. JSONAs of 30 September 2026, short interest in ISBA is 313,739 shares, down 5,271 shares over the last month. Over the last 48 readings it ranged from 3 shares (29 November 2024) to 319,010 shares (31 August 2026). The latest reading sits at the top of that range. At the reported average volume of 39K shares a day that is 8.0 days to cover.
Embed this chart.The embed keeps its attribution line.
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| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-09-30 | 313,739 | -1.0% | 39,433 | 7.96 |
| 2026-09-15 | 316,784 | -0.7% | 66,063 | 4.80 |
| 2026-08-31 | 319,010 | +0.8% | 77,271 | 4.13 |
| 2026-08-14 | 316,436 | +3.5% | 54,122 | 5.85 |
| 2026-07-31 | 305,576 | +6.6% | 70,747 | 4.32 |
| 2026-07-15 | 286,677 | -8.2% | 39,793 | 7.20 |
| 2026-06-30 | 312,344 | +58.2% | 151,479 | 2.06 |
| 2026-06-15 | 197,465 | +8.5% | 43,051 | 4.59 |
| 2026-05-29 | 181,930 | +0.2% | 22,171 | 8.21 |
| 2026-05-15 | 181,495 | +8.6% | 22,795 | 7.96 |
| 2026-04-30 | 167,190 | -1.8% | 40,307 | 4.15 |
| 2026-04-15 | 170,242 | +6.8% | 49,467 | 3.44 |
| 2026-03-31 | 159,383 | +17.8% | 26,555 | 6.00 |
| 2026-03-13 | 135,254 | +2.2% | 18,004 | 7.51 |
| 2026-02-27 | 132,314 | -0.9% | 13,693 | 9.66 |
| 2026-02-13 | 133,502 | +34.0% | 33,546 | 3.98 |
| 2026-01-30 | 99,634 | +14.4% | 20,582 | 4.84 |
| 2026-01-15 | 87,059 | +43.8% | 21,400 | 4.07 |
| 2025-12-31 | 60,528 | +46.4% | 34,213 | 1.77 |
| 2025-12-15 | 41,351 | -6.7% | 19,132 | 2.16 |
| 2025-11-28 | 44,314 | -16.7% | 15,725 | 2.82 |
| 2025-11-14 | 53,199 | +5.0% | 12,934 | 4.11 |
| 2025-10-31 | 50,680 | -8.0% | 4,402 | 11.51 |
| 2025-10-15 | 55,066 | -22.9% | 6,727 | 8.19 |
Daily short volume
FINRA Reg SHO, the last 30 sessions. JSONAs of 9 October 2026, the short share of ISBA volume is 74.8%, up 5.0 points over the last five sessions. Over the last 30 readings it ranged from 32.4% (6 October 2026) to 96.8% (4 September 2026). The latest reading is 3.2 points above the 30-session average of 71.5%, on 7K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-10-09 | 5K | 7K | 74.8% | 0 |
| 2026-10-08 | 7K | 8K | 92.3% | 0 |
| 2026-10-07 | 2K | 4K | 55.5% | 0 |
| 2026-10-06 | 4K | 11K | 32.4% | 0 |
| 2026-10-05 | 3K | 6K | 43.0% | 0 |
| 2026-10-02 | 3K | 4K | 69.8% | 0 |
| 2026-10-01 | 4K | 5K | 83.2% | 0 |
| 2026-09-30 | 3K | 6K | 50.7% | 0 |
| 2026-09-29 | 3K | 8K | 38.2% | 0 |
| 2026-09-28 | 2K | 4K | 55.7% | 0 |
| 2026-09-25 | 5K | 5K | 88.3% | 0 |
| 2026-09-24 | 6K | 7K | 81.5% | 0 |
| 2026-09-23 | 4K | 8K | 55.0% | 0 |
| 2026-09-22 | 2K | 4K | 53.7% | 0 |
| 2026-09-21 | 5K | 7K | 62.5% | 0 |
| 2026-09-18 | 13K | 15K | 88.4% | 0 |
| 2026-09-17 | 3K | 4K | 81.6% | 0 |
| 2026-09-16 | 7K | 8K | 86.0% | 502 |
| 2026-09-15 | 5K | 10K | 53.4% | 0 |
| 2026-09-14 | 9K | 10K | 93.2% | 0 |
| 2026-09-11 | 6K | 7K | 85.5% | 0 |
| 2026-09-10 | 6K | 8K | 73.9% | 0 |
| 2026-09-09 | 10K | 13K | 74.6% | 0 |
| 2026-09-08 | 16K | 19K | 85.2% | 0 |
| 2026-09-04 | 6K | 7K | 96.8% | 0 |
| 2026-09-03 | 11K | 15K | 72.1% | 6 |
| 2026-09-02 | 15K | 16K | 94.0% | 0 |
| 2026-09-01 | 19K | 24K | 78.3% | 0 |
| 2026-08-31 | 9K | 15K | 59.1% | 0 |
| 2026-08-28 | 18K | 21K | 87.6% | 0 |
Fails to deliver
SEC, the last 30 settlement dates with a fail. JSONAs of 2 September 2026, the fails-to-deliver balance in ISBA is 213 shares, down 1,921 shares over the last settlement date. Over the last 30 readings it ranged from 4 shares (5 August 2026) to 39,918 shares (7 July 2026). The latest reading sits at the bottom of that range.
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-09-02 | 213 | $38.55 | $8K |
| 2026-08-28 | 2,134 | $38.54 | $82K |
| 2026-08-27 | 40 | $38.48 | $2K |
| 2026-08-26 | 162 | $39.20 | $6K |
| 2026-08-20 | 672 | $39.94 | $27K |
| 2026-08-18 | 595 | $41.00 | $24K |
| 2026-08-14 | 280 | $41.77 | $12K |
| 2026-08-13 | 88 | $40.52 | $4K |
| 2026-08-12 | 96 | $40.89 | $4K |
| 2026-08-11 | 250 | $40.29 | $10K |
| 2026-08-10 | 888 | $39.77 | $35K |
| 2026-08-07 | 158 | $40.81 | $6K |
| 2026-08-06 | 49 | $40.83 | $2K |
| 2026-08-05 | 4 | $40.60 | $162 |
| 2026-08-04 | 453 | $40.24 | $18K |
| 2026-07-28 | 100 | $39.19 | $4K |
| 2026-07-27 | 1,856 | $36.81 | $68K |
| 2026-07-23 | 9 | $38.49 | $346 |
| 2026-07-10 | 641 | $39.05 | $25K |
| 2026-07-09 | 641 | $39.22 | $25K |
| 2026-07-08 | 35,604 | $40.62 | $1.4M |
| 2026-07-07 | 39,918 | $40.54 | $1.6M |
| 2026-07-06 | 12 | $41.00 | $492 |
| 2026-07-02 | 27,831 | $40.74 | $1.1M |
| 2026-07-01 | 47 | $39.50 | $2K |
| 2026-06-30 | 1,884 | $40.77 | $77K |
| 2026-06-29 | 8,023 | $40.15 | $322K |
| 2026-06-26 | 1,544 | $39.85 | $62K |
| 2026-06-25 | 593 | $39.92 | $24K |
| 2026-06-24 | 4,217 | $39.99 | $169K |
Insider trades
SEC Form 4, newest first, 50 of 100 shown. JSONInsiders at ISBA reported 3 open-market buys worth $900 in the last 90 days and no open-market sells. Latest filing: Bourland Jill (Director) on 2026-09-16.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-09-16 | Bourland Jill | Director | Buy | 8 | $39.40 | $300 | 6K |
| 2026-09-01 | Opperman Sarah R | Director | Grant | 46 | $38.55 | $2K | 25K |
| 2026-09-01 | Rupp Vicki L | Director | Grant | 33 | $38.55 | $1K | 10K |
| 2026-09-01 | Sackett Brian Roy | Director | Grant | 24 | $38.55 | $925 | 4K |
| 2026-09-01 | Schwind Jerome E | President & CEO | Grant | 123 | $38.55 | $5K | 38K |
| 2026-09-01 | Tessin Brian B | Director | Grant | 8 | $38.55 | $308 | 1K |
| 2026-09-01 | McDonnell Neil Michael | President | Grant | 3 | $38.55 | $116 | 12K |
| 2026-09-01 | Coffin Melinda Marie | Director | Grant | 31 | $38.55 | $1K | 6K |
| 2026-09-01 | Bourland Jill | Director | Grant | 10 | $38.55 | $386 | 6K |
| 2026-09-01 | Barnes Jeffrey J | Director | Grant | 242 | $38.55 | $9K | 43K |
| 2026-08-17 | Bourland Jill | Director | Buy | 7 | $41.59 | $300 | 6K |
| 2026-07-16 | Bourland Jill | Director | Buy | 8 | $39.07 | $300 | 6K |
| 2026-06-16 | Bourland Jill | Director | Buy | 7 | $41.43 | $300 | 6K |
| 2026-06-01 | McDonnell Neil Michael | President | Grant | 3 | $41.49 | $124 | 12K |
| 2026-06-01 | Schwind Jerome E | President & CEO | Grant | 113 | $41.49 | $5K | 38K |
| 2026-06-01 | Opperman Sarah R | Director | Grant | 43 | $41.49 | $2K | 25K |
| 2026-06-01 | Sackett Brian Roy | Director | Grant | 22 | $41.49 | $913 | 4K |
| 2026-06-01 | Rupp Vicki L | Director | Grant | 30 | $41.49 | $1K | 10K |
| 2026-06-01 | Tessin Brian B | Director | Grant | 7 | $41.49 | $290 | 1K |
| 2026-06-01 | Coffin Melinda Marie | Director | Grant | 30 | $41.49 | $1K | 6K |
| 2026-06-01 | Bourland Jill | Director | Grant | 9 | $41.49 | $373 | 6K |
| 2026-06-01 | Barnes Jeffrey J | Director | Grant | 225 | $41.49 | $9K | 43K |
| 2026-05-18 | Bourland Jill | Director | Buy | 7 | $41.05 | $300 | 6K |
| 2026-05-18 | Bourland Jill | Director | Buy | 7 | $41.05 | $300 | 6K |
| 2026-04-16 | Bourland Jill | Director | Buy | 6 | $48.90 | $300 | 6K |
| 2026-04-16 | Bourland Jill | Director | Buy | 6 | $48.90 | $300 | 6K |
| 2026-03-16 | Bourland Jill | Director | Buy | 7 | $44.03 | $300 | 6K |
| 2026-03-16 | Bourland Jill | Director | Buy | 7 | $44.03 | $300 | 6K |
| 2026-03-02 | McDonnell Neil Michael | President | Buy | 55 | $31.47 | $2K | 12K |
| 2026-03-02 | McDonnell Neil Michael | President | Grant | 2 | $48.54 | $97 | 12K |
| 2026-03-02 | Schwind Jerome E | President & CEO | Buy | 396 | $31.47 | $12K | 37K |
| 2026-03-02 | Schwind Jerome E | President & CEO | Grant | 710 | $48.54 | $34K | 37K |
| 2026-03-02 | Tessin Brian B | Director | Grant | 826 | $48.54 | $40K | 1K |
| 2026-03-02 | Sackett Brian Roy | Director | Grant | 18 | $48.54 | $874 | 4K |
| 2026-03-02 | Opperman Sarah R | Director | Grant | 36 | $48.54 | $2K | 24K |
| 2026-03-02 | Rupp Vicki L | Director | Grant | 251 | $48.54 | $12K | 10K |
| 2026-03-02 | Huenemann Michael Kyle | Chief Lending Officer | Buy | 61 | $31.47 | $2K | 1K |
| 2026-03-02 | Evans Jae A | Director | Grant | 18 | $48.54 | $874 | 27K |
| 2026-03-02 | Coffin Melinda Marie | Director | Grant | 24 | $48.54 | $1K | 6K |
| 2026-03-02 | Catlin Jon D | Chief Credit Officer | Buy | 103 | $31.47 | $3K | 1K |
| 2026-03-02 | Bourland Jill | Director | Grant | 8 | $48.54 | $388 | 6K |
| 2026-03-02 | Barnes Jeffrey J | Director | Grant | 1K | $48.54 | $50K | 42K |
| 2026-02-17 | Bourland Jill | Director | Buy | 6 | $51.30 | $300 | 6K |
| 2026-02-17 | Bourland Jill | Director | Buy | 6 | $51.30 | $300 | 6K |
| 2026-01-28 | Schwind Jerome E | President & CEO | Grant | 4K | $0.00 | $0 | 36K |
| 2026-01-28 | McDonnell Neil Michael | President | Grant | 2K | $0.00 | $0 | 12K |
| 2026-01-28 | McDonnell Neil Michael | President | Grant | 2K | $0.00 | $0 | 12K |
| 2026-01-28 | Schwind Jerome E | President & CEO | Grant | 4K | $0.00 | $0 | 36K |
| 2026-01-28 | Barnes Jeffrey J | Director | Gift | 200 | $0.00 | $0 | 41K |
| 2026-01-20 | Bourland Jill | Director | Buy | 242 | $49.58 | $12K | 6K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.
Planned sales (Form 144)
Newest first. JSON1 Form 144 notice on file for ISBA worth $268K at the prices reported; 0 in the last 90 days worth $0. Latest: Schaefer William M filed on 2025-10-15 to sell 7,244 shares ($268K) from 2025-10-15.
| Filed | Seller | Shares | Market value | Of outstanding | Sale from | Broker |
|---|---|---|---|---|---|---|
| 2025-10-15 | Schaefer William MPolicy-Making Officer | 7K | $268K | 0.098% | 2025-10-15 | Fidelity Brokerage Services LLC |
Large holders (13D and 13G)
One row per reporting person with its latest filing, newest first. JSON1 holder reports 5% or more of ISBA in its latest filing, on Schedule 13G (passive). The holder is BlackRock, Inc. at 6.4% of the class (467,431 shares), filed 2026-07-28 for an event on 2026-06-30.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-07-28 | 13G | BlackRock, Inc.parent holding company | 467K | 6.4% | 2026-06-30 |
13F holders
Tracked managers holding ISBA at their latest 13F. JSON2 of the 30 tracked managers held ISBA at their latest 13F, $1.5M in total at quarter-end prices. Two Sigma Investments is the largest at $942K (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 2 added shares and 0 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| Two Sigma Investments | 2026-06-30 | 24K | $942K | 0.00% | new |
| Citadel Advisors | 2026-06-30 | 14K | $559K | 0.00% | +9K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn FY 2025 it generated $26.8M of operating cash flow and spent $4.7M on buybacks and $8.1M on dividends.
- Cash
- $41.8M
- Equity
- $248.7M
- Total assets
- $2.22B
- Shares outstanding
- 7,628,873
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 FY 2026 | 2026-06-30 | n/a | $5.0M | n/a | 0.69 |
| Q1 FY 2026 | 2026-03-31 | n/a | $5.0M | n/a | 0.68 |
| Q4 FY 2025derived | 2025-12-31 | n/a | $4.7M | n/a | n/a |
| Q3 FY 2025 | 2025-09-30 | n/a | $5.2M | n/a | 0.71 |
| Q2 FY 2025 | 2025-06-30 | n/a | $5.0M | n/a | 0.68 |
| Q1 FY 2025 | 2025-03-31 | n/a | $3.9M | n/a | 0.53 |
| Q4 FY 2024derived | 2024-12-31 | n/a | $4.0M | n/a | n/a |
| Q3 FY 2024 | 2024-09-30 | n/a | $3.3M | n/a | 0.44 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2025-12-31 | n/a | $18.9M | $26.8M | $3.5M | $4.7M | $8.1M |
| FY 2024 | 2024-12-31 | n/a | $13.9M | $19.6M | $2.1M | $3.1M | $8.1M |
| FY 2023 | 2023-12-31 | n/a | $18.2M | $24.2M | $4.1M | $3.4M | $8.2M |
| FY 2022 | 2022-12-31 | n/a | $22.2M | $26.9M | $3.2M | n/a | $8.1M |
| FY 2021 | 2021-12-31 | n/a | $19.5M | $25.5M | $1.6M | n/a | $8.4M |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-08-06 from the cover page.
What this page is
Isabella Bank in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.
This page follows Isabella Bank (ISBA), SEC CIK 842517, listed on Nasdaq, classified by the SEC as state commercial banks. The cross-market tables live on the short interest and insider transactions hubs.
Source and updates
- Short interest
- FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-09-30.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-10-09.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-09-02.JSON and CSV
- Planned sales
- SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2025-10-15.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-07-28.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Earnings dates
- SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-07-23.JSON and CSV
- Insider trades
- SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-09-16.JSON and CSV
- Company record
- EDGAR filing index for CIK 842517Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 10 requests a minute without a key, 30 with a free key from a free account.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
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Datasets
Frequently Asked Questions
How much of ISBA is sold short?
What is ISBA's daily short volume?
Does ISBA have fails to deliver?
Are ISBA insiders buying or selling?
Have ISBA insiders filed to sell?
Who owns 5% or more of ISBA?
What did ISBA report last quarter?
Which tracked 13F managers own ISBA?
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.