Live Oak Bancshares (LOB)
Live Oak Bancshares on one page: short interest, daily short volume, fails to deliver, planned sales, large holders, 13F holders, financials, earnings dates and insider trades. Listed on NYSE, classified by the SEC as state commercial banks.
2.2M
Short interest
settlement 2026-09-30
9.5
Days to cover
-1.0 days vs prior
53.4%
Short share of volume
2026-10-23
1
Fails to deliver
settlement 2026-09-25
Wed 20 Jan
Next earnings
estimated date
-$5.3M
Insider flow, 90 days
0 buys, 20 sells
As of 2026-10-23.
Short interest
FINRA, twice a month. The newest 48 settlements in the table, 48 in the chart. JSONAs of 30 September 2026, short interest in LOB is 2,211,100 shares, up 214,460 shares over the last month. Over the last 48 readings it ranged from 971,542 shares (31 October 2024) to 2,211,100 shares (30 September 2026). The latest reading sits at the top of that range. At the reported average volume of 234K shares a day that is 9.5 days to cover.
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| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-09-30 | 2,211,100 | +5.0% | 233,837 | 9.46 |
| 2026-09-15 | 2,106,517 | +5.5% | 201,569 | 10.45 |
| 2026-08-31 | 1,996,640 | +4.4% | 193,869 | 10.30 |
| 2026-08-14 | 1,911,783 | +0.4% | 219,655 | 8.70 |
| 2026-07-31 | 1,903,642 | -4.3% | 244,433 | 7.79 |
| 2026-07-15 | 1,988,044 | +3.8% | 205,891 | 9.66 |
| 2026-06-30 | 1,916,152 | -7.3% | 434,333 | 4.41 |
| 2026-06-15 | 2,066,541 | +6.0% | 239,686 | 8.62 |
| 2026-05-29 | 1,949,981 | -3.2% | 229,887 | 8.48 |
| 2026-05-15 | 2,014,035 | -4.4% | 185,684 | 10.85 |
| 2026-04-30 | 2,107,686 | +1.0% | 247,712 | 8.51 |
| 2026-04-15 | 2,086,418 | -3.1% | 237,730 | 8.78 |
| 2026-03-31 | 2,153,928 | +6.7% | 315,912 | 6.82 |
| 2026-03-13 | 2,018,854 | +9.1% | 292,342 | 6.91 |
| 2026-02-27 | 1,851,125 | -4.2% | 285,158 | 6.49 |
| 2026-02-13 | 1,931,264 | -4.0% | 331,251 | 5.83 |
| 2026-01-30 | 2,011,157 | +7.7% | 500,706 | 4.02 |
| 2026-01-15 | 1,867,682 | +4.8% | 280,170 | 6.67 |
| 2025-12-31 | 1,782,753 | +10.3% | 326,679 | 5.46 |
| 2025-12-15 | 1,616,802 | +12.6% | 350,578 | 4.61 |
| 2025-11-28 | 1,435,579 | -13.2% | 285,420 | 5.03 |
| 2025-11-14 | 1,654,476 | +1.9% | 229,745 | 7.20 |
| 2025-10-31 | 1,623,461 | +0.3% | 306,559 | 5.30 |
| 2025-10-15 | 1,618,013 | +4.3% | 223,481 | 7.24 |
| 2025-09-30 | 1,551,491 | -9.0% | 343,743 | 4.51 |
| 2025-09-15 | 1,705,182 | +8.3% | 247,989 | 6.88 |
| 2025-08-29 | 1,574,369 | -5.7% | 337,098 | 4.67 |
| 2025-08-15 | 1,669,123 | +4.8% | 231,085 | 7.22 |
| 2025-07-31 | 1,591,925 | -5.6% | 282,973 | 5.63 |
| 2025-07-15 | 1,686,672 | -8.5% | 232,218 | 7.26 |
| 2025-06-30 | 1,844,005 | +2.2% | 276,828 | 6.66 |
| 2025-06-13 | 1,803,902 | +10.8% | 200,204 | 9.01 |
| 2025-05-30 | 1,628,526 | -8.6% | 220,788 | 7.38 |
| 2025-05-15 | 1,780,914 | -1.5% | 293,663 | 6.06 |
| 2025-04-30 | 1,807,502 | +16.4% | 451,849 | 4.00 |
| 2025-04-15 | 1,553,305 | +18.0% | 442,650 | 3.51 |
| 2025-03-31 | 1,315,929 | -5.9% | 581,762 | 2.26 |
| 2025-03-14 | 1,398,451 | +15.5% | 278,731 | 5.02 |
| 2025-02-28 | 1,210,683 | +6.8% | 193,087 | 6.27 |
| 2025-02-14 | 1,134,127 | -8.6% | 211,738 | 5.36 |
| 2025-01-31 | 1,240,637 | -0.2% | 239,604 | 5.18 |
| 2025-01-15 | 1,243,184 | +5.9% | 136,309 | 9.12 |
| 2024-12-31 | 1,173,867 | +2.4% | 180,288 | 6.51 |
| 2024-12-13 | 1,146,355 | -6.1% | 150,259 | 7.63 |
| 2024-11-29 | 1,220,910 | +16.6% | 204,318 | 5.98 |
| 2024-11-15 | 1,046,669 | +7.7% | 277,906 | 3.77 |
| 2024-10-31 | 971,542 | -6.9% | 208,910 | 4.65 |
| 2024-10-15 | 1,043,190 | -9.1% | 132,041 | 7.90 |
Daily short volume
FINRA Reg SHO, the last 30 sessions. JSONAs of 23 October 2026, the short share of LOB volume is 53.4%, down 8.7 points over the last five sessions. Over the last 30 readings it ranged from 35.9% (28 September 2026) to 80.6% (9 October 2026). The latest reading is 9.7 points below the 30-session average of 63.1%, on 96K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-10-23 | 51K | 96K | 53.4% | 0 |
| 2026-10-22 | 141K | 194K | 72.6% | 0 |
| 2026-10-21 | 74K | 100K | 73.7% | 0 |
| 2026-10-20 | 42K | 58K | 73.2% | 0 |
| 2026-10-19 | 35K | 50K | 70.8% | 0 |
| 2026-10-16 | 57K | 91K | 62.1% | 0 |
| 2026-10-15 | 45K | 69K | 65.4% | 0 |
| 2026-10-14 | 35K | 59K | 59.0% | 1 |
| 2026-10-13 | 27K | 55K | 48.6% | 0 |
| 2026-10-12 | 31K | 43K | 71.5% | 0 |
| 2026-10-09 | 80K | 99K | 80.6% | 0 |
| 2026-10-08 | 54K | 80K | 66.9% | 1,053 |
| 2026-10-07 | 86K | 142K | 60.5% | 36 |
| 2026-10-06 | 17K | 34K | 49.9% | 0 |
| 2026-10-05 | 27K | 48K | 55.7% | 0 |
| 2026-10-02 | 25K | 51K | 48.5% | 1,501 |
| 2026-10-01 | 31K | 60K | 51.1% | 60 |
| 2026-09-30 | 49K | 80K | 61.7% | 0 |
| 2026-09-29 | 43K | 73K | 58.3% | 0 |
| 2026-09-28 | 31K | 86K | 35.9% | 120 |
| 2026-09-25 | 41K | 57K | 72.8% | 0 |
| 2026-09-24 | 51K | 95K | 53.4% | 0 |
| 2026-09-23 | 43K | 57K | 74.4% | 570 |
| 2026-09-22 | 38K | 55K | 69.2% | 0 |
| 2026-09-21 | 33K | 49K | 68.2% | 0 |
| 2026-09-18 | 53K | 72K | 74.2% | 0 |
| 2026-09-17 | 45K | 67K | 66.8% | 0 |
| 2026-09-16 | 37K | 58K | 64.1% | 80 |
| 2026-09-15 | 31K | 55K | 57.0% | 40 |
| 2026-09-14 | 51K | 70K | 72.5% | 0 |
Fails to deliver
SEC, the last 30 settlement dates with a fail. JSONAs of 25 September 2026, the fails-to-deliver balance in LOB is 1 share, down 21 shares over the last settlement date. Over the last 30 readings it ranged from 1 share (4 August 2025) to 18,627 shares (17 September 2025). The latest reading sits at the bottom of that range.
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-09-25 | 1 | $37.27 | $37 |
| 2026-09-22 | 22 | $38.02 | $836 |
| 2026-09-18 | 10 | $38.25 | $383 |
| 2026-09-15 | 794 | $39.40 | $31K |
| 2026-08-28 | 131 | $39.98 | $5K |
| 2026-07-30 | 99 | $42.71 | $4K |
| 2026-07-01 | 12 | $40.84 | $490 |
| 2026-06-30 | 75 | $41.02 | $3K |
| 2026-05-15 | 147 | $36.19 | $5K |
| 2026-05-13 | 7,517 | $36.61 | $275K |
| 2026-04-20 | 1,471 | $37.46 | $55K |
| 2026-03-17 | 93 | $32.65 | $3K |
| 2026-03-11 | 916 | $33.39 | $31K |
| 2026-01-20 | 50 | $37.60 | $2K |
| 2026-01-06 | 65 | $35.76 | $2K |
| 2025-12-02 | 65 | $32.52 | $2K |
| 2025-11-13 | 25 | $32.09 | $802 |
| 2025-11-05 | 1,845 | $31.09 | $57K |
| 2025-10-16 | 39 | $35.97 | $1K |
| 2025-10-14 | 5,443 | $35.62 | $194K |
| 2025-09-22 | 47 | $37.12 | $2K |
| 2025-09-17 | 18,627 | $36.28 | $676K |
| 2025-08-14 | 1 | $34.11 | $34 |
| 2025-08-13 | 1 | $33.25 | $33 |
| 2025-08-12 | 1 | $31.83 | $32 |
| 2025-08-11 | 1 | $31.05 | $31 |
| 2025-08-08 | 230 | $30.54 | $7K |
| 2025-08-07 | 1 | $30.73 | $31 |
| 2025-08-06 | 1 | $31.61 | $32 |
| 2025-08-04 | 1 | $31.01 | $31 |
Insider trades
SEC Form 4, newest first. JSONInsiders at LOB reported 20 open-market sells worth $5.3M in the last 90 days and no open-market buys. Latest filing: MAHAN JAMES S III (Chief Executive Officer) on 2026-09-10.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-09-10 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $38.75 | $387K | 2.7M |
| 2026-09-09 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $38.63 | $386K | 2.8M |
| 2026-09-03 | WILLIAMS WILLIAM L. III | Director | Sell | 7K | $40.09 | $264K | 1.1M |
| 2026-09-03 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $39.75 | $397K | 2.8M |
| 2026-09-03 | Bradford Tonya Williams | Director | Sell | 2K | $39.89 | $64K | 8K |
| 2026-09-02 | WILLIAMS WILLIAM L. III | Director | Sell | 2K | $40.00 | $72K | 1.1M |
| 2026-09-02 | MAHAN JAMES S III | Chief Executive Officer | Sell | 258 | $39.88 | $10K | 2.8M |
| 2026-09-02 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $39.53 | $385K | 2.8M |
| 2026-08-27 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $39.66 | $397K | 2.8M |
| 2026-08-26 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $39.99 | $400K | 2.8M |
| 2026-08-25 | Losch William C III | President | Tax withholding | 22K | $39.99 | $889K | 263K |
| 2026-08-25 | Losch William C III | President | Exercise or conversion | 50K | price not stated in the filing | not stated | 286K |
| 2026-08-20 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $40.53 | $405K | 2.8M |
| 2026-08-19 | Cairns Michael | Chief Credit Officer | Tax withholding | 1K | $40.89 | $44K | 12K |
| 2026-08-19 | Cairns Michael | Chief Credit Officer | Exercise or conversion | 2K | price not stated in the filing | not stated | 13K |
| 2026-08-19 | MAHAN JAMES S III | Chief Executive Officer | Sell | 2K | $41.97 | $84K | 2.8M |
| 2026-08-19 | MAHAN JAMES S III | Chief Executive Officer | Sell | 8K | $41.05 | $328K | 2.8M |
| 2026-08-18 | Phifer Walter J | Chief Financial Officer | Tax withholding | 1K | $42.60 | $55K | 12K |
| 2026-08-18 | Phifer Walter J | Chief Financial Officer | Exercise or conversion | 3K | price not stated in the filing | not stated | 13K |
| 2026-08-13 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $43.10 | $431K | 2.8M |
| 2026-08-12 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $42.75 | $427K | 2.8M |
| 2026-08-10 | Derraik Renato | Chief Info./Digital Off., Bank | Tax withholding | 11K | $42.23 | $469K | 18K |
| 2026-08-10 | Derraik Renato | Chief Info./Digital Off., Bank | Exercise or conversion | 25K | price not stated in the filing | not stated | 29K |
| 2026-08-10 | Losch William C III | President | Tax withholding | 19K | $42.23 | $788K | 236K |
| 2026-08-10 | Losch William C III | President | Exercise or conversion | 42K | price not stated in the filing | not stated | 254K |
| 2026-08-04 | Spencer Courtney | Chief Experience Officer | Sell | 154 | $43.68 | $7K | 0 |
| 2026-08-04 | LUCHT DAVID G | Director | Sell | 2K | $44.36 | $89K | 14K |
| 2026-08-03 | WILLIAMS WILLIAM L. III | Director | Sell | 8K | $43.08 | $362K | 1.1M |
| 2026-07-28 | Moroz Mark Michael | Chief Banking Officer | Sell | 6K | $42.08 | $257K | 12K |
| 2026-07-27 | LUCHT DAVID G | Director | Sell | 3K | $42.13 | $126K | 16K |
| 2026-07-01 | WILLIAMS WILLIAM L. III | Director | Sell | 6K | $41.78 | $242K | 1.1M |
| 2026-07-01 | WILLIAMS WILLIAM L. III | Director | Sell | 3K | $41.23 | $107K | 1.1M |
| 2026-06-24 | WILLIAMS WILLIAM L. III | Director | Sell | 8K | $40.05 | $336K | 1.1M |
| 2026-06-11 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $38.19 | $382K | 2.8M |
| 2026-06-10 | MAHAN JAMES S III | Chief Executive Officer | Sell | 915 | $39.20 | $36K | 2.9M |
| 2026-06-10 | MAHAN JAMES S III | Chief Executive Officer | Sell | 9K | $38.68 | $351K | 2.9M |
| 2026-06-04 | MAHAN JAMES S III | Chief Executive Officer | Sell | 79 | $37.65 | $3K | 2.9M |
| 2026-06-04 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $37.26 | $370K | 2.9M |
| 2026-06-03 | MAHAN JAMES S III | Chief Executive Officer | Sell | 637 | $37.14 | $24K | 2.9M |
| 2026-06-03 | MAHAN JAMES S III | Chief Executive Officer | Sell | 9K | $36.42 | $341K | 2.9M |
| 2026-05-28 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $37.25 | $372K | 2.9M |
| 2026-05-27 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $37.65 | $377K | 2.9M |
| 2026-05-21 | MAHAN JAMES S III | Chief Executive Officer | Sell | 3K | $37.42 | $127K | 2.9M |
| 2026-05-21 | MAHAN JAMES S III | Chief Executive Officer | Sell | 7K | $36.92 | $244K | 2.9M |
| 2026-05-20 | Moroz Mark Michael | Chief Banking Officer | Tax withholding | 3K | $36.20 | $115K | 18K |
| 2026-05-20 | Moroz Mark Michael | Chief Banking Officer | Exercise or conversion | 7K | price not stated in the filing | not stated | 21K |
| 2026-05-20 | MAHAN JAMES S III | Chief Executive Officer | Sell | 355 | $37.15 | $13K | 2.9M |
| 2026-05-20 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $36.83 | $355K | 2.9M |
| 2026-05-14 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $36.23 | $362K | 2.9M |
| 2026-05-13 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $35.96 | $360K | 2.9M |
| 2026-05-01 | Lunsford Jeffrey W | Director | Exercise or conversion | 2K | price not stated in the filing | not stated | 13K |
| 2026-05-01 | Bradford Tonya Williams | Director | Exercise or conversion | 3K | price not stated in the filing | not stated | 10K |
| 2026-05-01 | Cameron William Henderson | Director | Exercise or conversion | 3K | price not stated in the filing | not stated | 20K |
| 2026-05-01 | LUCHT DAVID G | Director | Exercise or conversion | 3K | price not stated in the filing | not stated | 19K |
| 2026-05-01 | McHenry Patrick Timothy | Director | Exercise or conversion | 3K | price not stated in the filing | not stated | 3K |
| 2026-05-01 | Petty Miltom Emmett | Director | Exercise or conversion | 3K | price not stated in the filing | not stated | 131K |
| 2026-05-01 | Valine Yousef A. | Director | Exercise or conversion | 3K | price not stated in the filing | not stated | 10K |
| 2026-04-30 | Derraik Renato | Chief Info./Digital Off., Bank | Sell | 75K | $37.83 | $2.8M | 4K |
| 2026-03-12 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $32.50 | $325K | 2.9M |
| 2026-03-11 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $32.83 | $328K | 3.0M |
| 2026-03-05 | MAHAN JAMES S III | Chief Executive Officer | Sell | 1K | $35.89 | $41K | 3.0M |
| 2026-03-05 | MAHAN JAMES S III | Chief Executive Officer | Sell | 9K | $35.37 | $313K | 3.0M |
| 2026-03-04 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $36.69 | $367K | 3.0M |
| 2026-03-02 | Phifer Walter J | Chief Financial Officer | Sell | 5K | $36.58 | $172K | 10K |
| 2026-03-02 | Seward Gregory W | General Counsel | Sell | 3K | $36.70 | $110K | 114K |
| 2026-02-26 | MAHAN JAMES S III | Chief Executive Officer | Sell | 1K | $40.00 | $50K | 3.0M |
| 2026-02-26 | MAHAN JAMES S III | Chief Executive Officer | Sell | 9K | $39.29 | $344K | 3.0M |
| 2026-02-25 | MAHAN JAMES S III | Chief Executive Officer | Sell | 3K | $39.65 | $101K | 3.0M |
| 2026-02-25 | MAHAN JAMES S III | Chief Executive Officer | Sell | 7K | $39.21 | $293K | 3.0M |
| 2026-02-23 | Cairns Michael | Chief Credit Officer | Tax withholding | 73 | $38.30 | $3K | 10K |
| 2026-02-23 | Cairns Michael | Chief Credit Officer | Exercise or conversion | 145 | price not stated in the filing | not stated | 10K |
| 2026-02-23 | Moroz Mark Michael | Chief Banking Officer | Tax withholding | 2K | $38.30 | $68K | 14K |
| 2026-02-23 | Moroz Mark Michael | Chief Banking Officer | Exercise or conversion | 4K | price not stated in the filing | not stated | 16K |
| 2026-02-23 | Phifer Walter J | Chief Financial Officer | Tax withholding | 32 | $38.30 | $1K | 15K |
| 2026-02-23 | Phifer Walter J | Chief Financial Officer | Exercise or conversion | 69 | price not stated in the filing | not stated | 15K |
| 2026-02-23 | Seward Gregory W | General Counsel | Tax withholding | 445 | $38.30 | $17K | 117K |
| 2026-02-23 | Seward Gregory W | General Counsel | Exercise or conversion | 1K | price not stated in the filing | not stated | 117K |
| 2026-02-23 | Spencer Courtney | Chief Experience Officer | Exercise or conversion | 2K | price not stated in the filing | not stated | 31K |
| 2026-02-23 | Spencer Courtney | Chief Experience Officer | Tax withholding | 889 | $38.30 | $34K | 31K |
| 2026-02-23 | SUTHERLAND JOHN W. | Chief Accounting Officer | Tax withholding | 87 | $38.30 | $3K | 17K |
| 2026-02-23 | SUTHERLAND JOHN W. | Chief Accounting Officer | Exercise or conversion | 178 | price not stated in the filing | not stated | 17K |
| 2026-02-19 | MAHAN JAMES S III | Chief Executive Officer | Sell | 10K | $40.04 | $400K | 3.0M |
| 2026-02-18 | MAHAN JAMES S III | Chief Executive Officer | Sell | 762 | $41.15 | $31K | 3.0M |
| 2026-02-18 | MAHAN JAMES S III | Chief Executive Officer | Sell | 9K | $40.26 | $372K | 3.0M |
| 2026-02-17 | Derraik Renato | Chief Info./Digital Off., Bank | Tax withholding | 703 | $40.75 | $29K | 79K |
| 2026-02-17 | Derraik Renato | Chief Info./Digital Off., Bank | Exercise or conversion | 2K | price not stated in the filing | not stated | 80K |
| 2026-02-17 | Losch William C III | President | Exercise or conversion | 1K | price not stated in the filing | not stated | 213K |
| 2026-02-17 | Losch William C III | President | Tax withholding | 562 | $40.75 | $23K | 212K |
| 2026-02-17 | Moroz Mark Michael | Chief Banking Officer | Exercise or conversion | 2K | price not stated in the filing | not stated | 13K |
| 2026-02-17 | Moroz Mark Michael | Chief Banking Officer | Tax withholding | 703 | $40.75 | $29K | 12K |
| 2026-02-17 | Seward Gregory W | General Counsel | Exercise or conversion | 2K | price not stated in the filing | not stated | 117K |
| 2026-02-17 | Seward Gregory W | General Counsel | Tax withholding | 1K | $40.75 | $43K | 116K |
| 2026-02-17 | Spencer Courtney | Chief Experience Officer | Tax withholding | 702 | $40.75 | $29K | 29K |
| 2026-02-17 | Spencer Courtney | Chief Experience Officer | Exercise or conversion | 2K | price not stated in the filing | not stated | 30K |
| 2026-02-17 | SUTHERLAND JOHN W. | Chief Accounting Officer | Tax withholding | 158 | $40.75 | $6K | 17K |
| 2026-02-17 | SUTHERLAND JOHN W. | Chief Accounting Officer | Exercise or conversion | 316 | price not stated in the filing | not stated | 17K |
| 2026-02-13 | Derraik Renato | Chief Info./Digital Off., Bank | Tax withholding | 8K | $40.54 | $323K | 78K |
| 2026-02-13 | Derraik Renato | Chief Info./Digital Off., Bank | Exercise or conversion | 18K | price not stated in the filing | not stated | 86K |
| 2026-02-13 | Losch William C III | President | Exercise or conversion | 18K | price not stated in the filing | not stated | 220K |
| 2026-02-13 | Losch William C III | President | Tax withholding | 8K | $40.54 | $323K | 212K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.
Planned sales (Form 144)
Newest first. JSON50 Form 144 notices on file for LOB worth $20.5M at the prices reported; 14 in the last 90 days worth $4.6M. Latest: MAHAN JAMES S III filed on 2026-09-10 to sell 10,000 shares ($387K) from 2026-09-10.
| Filed | Seller | Shares | Market value | Of outstanding | Sale from | Broker |
|---|---|---|---|---|---|---|
| 2026-09-10 | MAHAN JAMES S IIIOfficer, Director | 10K | $387K | 0.022% | 2026-09-10 | Fidelity Brokerage Services LLC |
| 2026-09-09 | MAHAN JAMES S IIIOfficer, Director | 10K | $386K | 0.022% | 2026-09-09 | Fidelity Brokerage Services LLC |
| 2026-09-03 | MAHAN JAMES S IIIOfficer, Director | 10K | $399K | 0.022% | 2026-09-03 | Fidelity Brokerage Services LLC |
| 2026-09-03 | Bradford Tonya WilliamsDirector | 2K | $64K | 0.003% | 2026-09-03 | Fidelity Brokerage Services LLC |
| 2026-09-02 | MAHAN JAMES S IIIOfficer, Director | 10K | $390K | 0.022% | 2026-09-02 | Fidelity Brokerage Services LLC |
| 2026-08-27 | MAHAN JAMES S IIIOfficer, Director | 10K | $397K | 0.022% | 2026-08-27 | Fidelity Brokerage Services LLC |
| 2026-08-26 | MAHAN JAMES S IIIOfficer, Director | 10K | $400K | 0.022% | 2026-08-26 | Fidelity Brokerage Services LLC |
| 2026-08-20 | MAHAN JAMES S IIIOfficer, Director | 10K | $406K | 0.022% | 2026-08-20 | Fidelity Brokerage Services LLC |
| 2026-08-19 | MAHAN JAMES S IIIOfficer, Director | 10K | $428K | 0.022% | 2026-08-19 | Fidelity Brokerage Services LLC |
| 2026-08-13 | MAHAN JAMES S IIIOfficer, Director | 10K | $432K | 0.022% | 2026-08-13 | Fidelity Brokerage Services LLC |
| 2026-08-12 | MAHAN JAMES S IIIOfficer, Director | 10K | $428K | 0.022% | 2026-08-12 | Fidelity Brokerage Services LLC |
| 2026-08-04 | LUCHT DAVID GAffiliate | 2K | $87K | 0.004% | 2026-08-04 | Charles Schwab & Co., Inc. |
| 2026-07-28 | Moroz Mark MichaelOfficer | 6K | $257K | 0.013% | 2026-07-28 | Charles Schwab Corp. |
| 2026-07-27 | LUCHT DAVID GDirector | 3K | $126K | 0.006% | 2026-07-27 | CHARLES SCHWAB & CO |
| 2026-06-24 | WILLIAMS WILLIAM L. IIIDirector | 34K | $1.3M | 0.073% | 2026-06-24 | THE CHARLES SCHWAB CORPORATION |
| 2026-06-11 | MAHAN JAMES S IIIOfficer, Director | 10K | $382K | 0.022% | 2026-06-11 | Fidelity Brokerage Services LLC |
| 2026-06-10 | MAHAN JAMES S IIIOfficer, Director | 10K | $387K | 0.022% | 2026-06-10 | Fidelity Brokerage Services LLC |
| 2026-06-04 | MAHAN JAMES S IIIOfficer, Director | 10K | $367K | 0.022% | 2026-06-04 | Fidelity Brokerage Services LLC |
| 2026-06-03 | MAHAN JAMES S IIIOfficer, Director | 10K | $365K | 0.022% | 2026-06-03 | Fidelity Brokerage Services LLC |
| 2026-05-28 | MAHAN JAMES S IIIOfficer, Director | 10K | $372K | 0.022% | 2026-05-28 | Fidelity Brokerage Services LLC |
| 2026-05-27 | MAHAN JAMES S IIIOfficer, Director | 10K | $380K | 0.022% | 2026-05-27 | Fidelity Brokerage Services LLC |
| 2026-05-21 | MAHAN JAMES S IIIOfficer, Director | 10K | $366K | 0.022% | 2026-05-21 | Fidelity Brokerage Services LLC |
| 2026-05-20 | MAHAN JAMES S IIIOfficer, Director | 10K | $363K | 0.022% | 2026-05-20 | Fidelity Brokerage Services LLC |
| 2026-05-14 | MAHAN JAMES S IIIOfficer, Director | 10K | $362K | 0.022% | 2026-05-14 | Fidelity Brokerage Services LLC |
| 2026-05-13 | MAHAN JAMES S IIIOfficer, Director | 10K | $364K | 0.022% | 2026-05-13 | Fidelity Brokerage Services LLC |
| 2026-04-30 | Derraik RenatoOfficer | 75K | $2.8M | 0.162% | 2026-04-30 | Fidelity Brokerage Services LLC |
| 2026-03-12 | MAHAN JAMES S IIIOfficer, Director | 10K | $323K | 0.022% | 2026-03-12 | Fidelity Brokerage Services LLC |
| 2026-03-11 | MAHAN JAMES S IIIOfficer, Director | 10K | $329K | 0.022% | 2026-03-11 | Fidelity Brokerage Services LLC |
| 2026-03-05 | MAHAN JAMES S IIIOfficer, Director | 10K | $362K | 0.022% | 2026-03-05 | Fidelity Brokerage Services LLC |
| 2026-03-04 | MAHAN JAMES S IIIOfficer, Director | 10K | $367K | 0.022% | 2026-03-04 | Fidelity Brokerage Services LLC |
| 2026-03-02 | Seward Gregory WOfficer | 3K | $110K | 0.006% | 2026-03-02 | Fidelity Brokerage Services LLC |
| 2026-03-02 | Phifer Walter JOfficer | 5K | $172K | 0.010% | 2026-03-02 | Fidelity Brokerage Services LLC |
| 2026-02-26 | MAHAN JAMES S IIIOfficer, Director | 10K | $394K | 0.022% | 2026-02-26 | Fidelity Brokerage Services LLC |
| 2026-02-25 | MAHAN JAMES S IIIOfficer, Director | 10K | $393K | 0.022% | 2026-02-25 | Fidelity Brokerage Services LLC |
| 2026-02-19 | MAHAN JAMES S IIIOfficer, Director | 10K | $396K | 0.022% | 2026-02-19 | Fidelity Brokerage Services LLC |
| 2026-02-18 | MAHAN JAMES S IIIOfficer, Director | 10K | $408K | 0.022% | 2026-02-18 | Fidelity Brokerage Services LLC |
| 2026-02-12 | MAHAN JAMES S IIIOfficer, Director | 10K | $414K | 0.022% | 2026-02-12 | Fidelity Brokerage Services LLC |
| 2026-02-11 | MAHAN JAMES S IIIOfficer, Director | 10K | $416K | 0.022% | 2026-02-11 | Fidelity Brokerage Services LLC |
| 2026-02-05 | MAHAN JAMES S IIIOfficer, Director | 10K | $402K | 0.022% | 2026-02-05 | Fidelity Brokerage Services LLC |
| 2026-02-04 | MAHAN JAMES S IIIOfficer, Director | 10K | $410K | 0.022% | 2026-02-04 | Fidelity Brokerage Services LLC |
| 2026-01-26 | Spencer CourtneyOfficer | 10K | $378K | 0.021% | 2026-01-26 | Fidelity Brokerage Services LLC |
| 2025-12-19 | MAHAN JAMES S IIIOfficer, Director | 10K | $362K | 0.022% | 2025-12-19 | Fidelity Brokerage Services LLC |
| 2025-12-17 | MAHAN JAMES S IIIOfficer, Director | 10K | $360K | 0.022% | 2025-12-17 | Fidelity Brokerage Services LLC |
| 2025-12-12 | MAHAN JAMES S IIIOfficer, Director | 10K | $355K | 0.022% | 2025-12-12 | Fidelity Brokerage Services LLC |
| 2025-12-10 | MAHAN JAMES S IIIOfficer, Director | 10K | $343K | 0.022% | 2025-12-10 | Fidelity Brokerage Services LLC |
| 2025-12-05 | MAHAN JAMES S IIIOfficer, Director | 10K | $327K | 0.022% | 2025-12-05 | Fidelity Brokerage Services LLC |
| 2025-12-03 | MAHAN JAMES S IIIOfficer, Director | 10K | $330K | 0.022% | 2025-12-03 | Fidelity Brokerage Services LLC |
| 2025-11-28 | MAHAN JAMES S IIIOfficer, Director | 10K | $320K | 0.022% | 2025-11-28 | Fidelity Brokerage Services LLC |
| 2025-11-26 | MAHAN JAMES S IIIOfficer, Director | 10K | $322K | 0.022% | 2025-11-26 | Fidelity Brokerage Services LLC |
| 2025-11-19 | Seward Gregory WOfficer | 1K | $36K | 0.003% | 2025-11-19 | Fidelity Brokerage Services LLC |
Large holders (13D and 13G)
One row per reporting person with its latest filing, newest first. JSON4 holders report 5% or more of LOB in their latest filing, all on Schedule 13G (passive). The largest reported stake is MAHAN JAMES S III at 14.4% of the class (6,619,682 shares), filed 2026-02-05 for an event on 2025-12-31.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-03-27 | 13G/Ano. 3 | The Vanguard Groupinvestment adviser | 0 | 0.0% | 2026-03-13 |
| 2026-02-05 | 13G/Ano. 8 | MAHAN JAMES S IIIindividual | 6.6M | 14.4% | 2025-12-31 |
| 2026-02-05 | 13G/Ano. 8 | Marguerite D. Mahanindividual | 6.6M | 14.4% | 2025-12-31 |
| 2026-02-05 | 13G/Ano. 8 | James S. Mahan III Revocable Trustother entity | 3.1M | 6.7% | 2025-12-31 |
| 2026-02-05 | 13G/Ano. 8 | Marguerite D. Mahan Revocable Trustother entity | 3.0M | 6.6% | 2025-12-31 |
13F holders
Tracked managers holding LOB at their latest 13F. JSON6 of the 30 tracked managers held LOB at their latest 13F, $38.3M in total at quarter-end prices. Two Sigma Investments is the largest at $17.2M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 3 added shares and 3 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| Two Sigma Investments | 2026-06-30 | 420K | $17.2M | 0.01% | -14K |
| D. E. Shaw & Co. | 2026-06-30 | 218K | $8.9M | 0.00% | -45K |
| AQR Capital Management | 2026-06-30 | 139K | $5.7M | 0.00% | +38K |
| Citadel Advisors | 2026-06-30 | 100K | $4.1M | 0.00% | +4K |
| Point72 Asset Management | 2026-06-30 | 39K | $1.6M | 0.00% | new |
| Millennium Management | 2026-06-30 | 23K | $936K | 0.00% | -113K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn FY 2025 it generated $158.2M of operating cash flow and spent $5.5M on dividends.
- Equity
- $1.31B
- Total assets
- $16.04B
- Shares outstanding
- 46,283,620
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 FY 2026 | 2026-06-30 | n/a | $36.8M | n/a | 0.74 |
| Q1 FY 2026 | 2026-03-31 | n/a | $30.0M | n/a | 0.60 |
| Q4 FY 2025derived | 2025-12-31 | n/a | $46.2M | n/a | n/a |
| Q3 FY 2025 | 2025-09-30 | n/a | $26.5M | n/a | 0.55 |
| Q2 FY 2025 | 2025-06-30 | n/a | $23.4M | n/a | 0.51 |
| Q1 FY 2025 | 2025-03-31 | n/a | $9.7M | n/a | 0.21 |
| Q4 FY 2024derived | 2024-12-31 | n/a | $9.9M | n/a | n/a |
| Q3 FY 2024 | 2024-09-30 | n/a | $13.0M | n/a | 0.28 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2025-12-31 | n/a | $105.9M | $158.2M | $14.8M | n/a | $5.5M |
| FY 2024 | 2024-12-31 | n/a | $77.5M | $156.8M | $49.3M | n/a | $5.4M |
| FY 2023 | 2023-12-31 | n/a | $73.9M | $184.9M | $46.8M | n/a | $5.3M |
| FY 2022 | 2022-12-31 | n/a | $176.2M | -$300.7M | $43.8M | n/a | $5.3M |
| FY 2021 | 2021-12-31 | n/a | $167.0M | -$119.7M | $3.1M | n/a | $5.2M |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-08-03 from the cover page.
What this page is
Live Oak Bancshares in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.
This page follows Live Oak Bancshares (LOB), SEC CIK 1462120, listed on NYSE, classified by the SEC as state commercial banks. The cross-market tables live on the short interest and insider transactions hubs.
Source and updates
- Short interest
- FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-09-30.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-10-23.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-09-25.JSON and CSV
- Planned sales
- SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2026-09-10.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-03-27.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Earnings dates
- SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-10-21.JSON and CSV
- Insider trades
- SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-09-10.JSON and CSV
- Company record
- EDGAR filing index for CIK 1462120Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 10 requests a minute without a key, 30 with a free key from a free account.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
Other companies the SEC classifies as state commercial banks
Other company pages
Datasets
Frequently Asked Questions
How much of LOB is sold short?
2,211,100 shares were held short at the 2026-09-30 settlement, 9.5 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is LOB's daily short volume?
On 2026-10-23, 51,295 of the 96,085 LOB shares reported to FINRA were sold short, 53.4% of the day's reported volume. Short volume is a flow for one day, not a position.
Does LOB have fails to deliver?
The SEC's latest file shows 1 LOB shares failed to deliver at settlement 2026-09-25. Fails are reported per settlement date and published twice a month with a lag.
Are LOB insiders buying or selling?
Insiders at LOB reported 20 open-market sells worth $5.3M in the last 90 days and no open-market buys. Latest filing: MAHAN JAMES S III (Chief Executive Officer) on 2026-09-10.
Have LOB insiders filed to sell?
50 Form 144 notices on file for LOB worth $20.5M at the prices reported; 14 in the last 90 days worth $4.6M. Latest: MAHAN JAMES S III filed on 2026-09-10 to sell 10,000 shares ($387K) from 2026-09-10.
Who owns 5% or more of LOB?
4 holders report 5% or more of LOB in their latest filing, all on Schedule 13G (passive). The largest reported stake is MAHAN JAMES S III at 14.4% of the class (6,619,682 shares), filed 2026-02-05 for an event on 2025-12-31.
What did LOB report last quarter?
In FY 2025 it generated $158.2M of operating cash flow and spent $5.5M on dividends.
Which tracked 13F managers own LOB?
6 of the 30 tracked 13F managers held LOB shares at their latest filing, $38.3M in all. The largest: Two Sigma Investments (420K shares, $17.2M), D. E. Shaw & Co. (218K shares, $8.9M), Cliff Asness's AQR Capital Management (139K shares, $5.7M), Ken Griffin's Citadel Advisors (100K shares, $4.1M), Steve Cohen's Point72 Asset Management (39K shares, $1.6M), Izzy Englander's Millennium Management (23K shares, $936K).
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.