NORWOOD FINANCIAL CORP (NWFL)
Every FINRA and SEC series the site collects for NORWOOD FINANCIAL CORP: short interest with days to cover, daily short sale volume, fails to deliver and Form 4 insider trades. Listed on Nasdaq, classified by the SEC as state commercial banks.
145K
Short interest
settlement 2026-08-14
3.8
Days to cover
+15.2% vs prior
39.8%
Short share of volume
2026-09-11
5,949
Fails to deliver
settlement 2026-07-30
$4K
Insider flow, 90 days
1 buys, 4 sells
As of 2026-09-11.
Short interest
FINRA, twice a month; the last 12 months shown, all 48 settlements in the JSONAs of 14 August 2026, short interest in NWFL is 145,110 shares, down 1,086 shares over the last month. Over the last 48 readings it ranged from 30,190 shares (31 January 2025) to 584,575 shares (31 December 2025). At the reported average volume of 38K shares a day that is 3.8 days to cover.
Embed this chartfree, with the attribution line it carries
<iframe src="https://xoomar.com/embed/stocks/nwfl" width="100%" height="440" style="border:0;max-width:100%" loading="lazy" title="XOOMAR chart"></iframe>
| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-08-14 | 145,110 | +15.2% | 38,154 | 3.80 |
| 2026-07-31 | 125,968 | -13.8% | 39,736 | 3.17 |
| 2026-07-15 | 146,196 | +4.4% | 28,897 | 5.06 |
| 2026-06-30 | 139,988 | +49.8% | 85,954 | 1.63 |
| 2026-06-15 | 93,423 | +5.1% | 21,638 | 4.32 |
| 2026-05-29 | 88,898 | +4.7% | 17,584 | 5.06 |
| 2026-05-15 | 84,934 | -14.1% | 20,200 | 4.20 |
| 2026-04-30 | 98,832 | -17.2% | 17,961 | 5.50 |
| 2026-04-15 | 119,374 | +15.8% | 20,152 | 5.92 |
| 2026-03-31 | 103,112 | -0.8% | 26,284 | 3.92 |
| 2026-03-13 | 103,904 | +30.9% | 22,491 | 4.62 |
| 2026-02-27 | 79,346 | -13.8% | 25,561 | 3.10 |
| 2026-02-13 | 92,083 | -5.8% | 40,206 | 2.29 |
| 2026-01-30 | 97,706 | -56.5% | 33,882 | 2.88 |
| 2026-01-15 | 224,408 | -61.6% | 46,163 | 4.86 |
| 2025-12-31 | 584,575 | +4.2% | 19,466 | 30.03 |
| 2025-12-15 | 560,785 | +8.2% | 25,532 | 21.96 |
| 2025-11-28 | 518,255 | +7.8% | 34,456 | 15.04 |
| 2025-11-14 | 480,620 | +9.3% | 23,666 | 20.31 |
| 2025-10-31 | 439,701 | +12.3% | 32,907 | 13.36 |
| 2025-10-15 | 391,442 | +37.0% | 27,525 | 14.22 |
| 2025-09-30 | 285,734 | +5.6% | 14,542 | 19.65 |
| 2025-09-15 | 270,686 | +10.8% | 14,218 | 19.04 |
| 2025-08-29 | 244,362 | +33.4% | 34,376 | 7.11 |
Daily short volume
FINRA Reg SHO, last 60 sessions. JSONAs of 11 September 2026, the short share of NWFL volume is 39.8%, down 20.5 points over the last five sessions. Over the last 52 readings it ranged from 20.6% (17 August 2026) to 85.7% (28 July 2026). The latest reading is 8.1 points below the 30-session average of 47.9%, on 7K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-09-11 | 3K | 7K | 39.8% | 0 |
| 2026-09-10 | 2K | 6K | 25.5% | 0 |
| 2026-09-09 | 5K | 7K | 81.0% | 0 |
| 2026-09-08 | 4K | 8K | 45.8% | 0 |
| 2026-09-04 | 2K | 5K | 40.8% | 0 |
| 2026-09-03 | 3K | 6K | 60.3% | 0 |
| 2026-09-02 | 12K | 15K | 79.1% | 2,600 |
| 2026-09-01 | 4K | 11K | 37.1% | 0 |
| 2026-08-31 | 3K | 6K | 49.8% | 0 |
| 2026-08-28 | 3K | 5K | 56.1% | 0 |
| 2026-08-27 | 4K | 11K | 34.1% | 0 |
| 2026-08-26 | 4K | 8K | 46.9% | 0 |
| 2026-08-25 | 5K | 11K | 41.5% | 0 |
| 2026-08-24 | 3K | 7K | 48.3% | 0 |
| 2026-08-21 | 3K | 5K | 55.1% | 0 |
| 2026-08-20 | 3K | 6K | 53.9% | 0 |
| 2026-08-19 | 4K | 6K | 63.0% | 0 |
| 2026-08-18 | 3K | 9K | 35.9% | 0 |
| 2026-08-17 | 3K | 17K | 20.6% | 0 |
| 2026-08-14 | 6K | 16K | 40.7% | 0 |
| 2026-08-13 | 5K | 10K | 49.7% | 1,601 |
| 2026-08-12 | 5K | 12K | 36.3% | 6 |
| 2026-08-11 | 3K | 6K | 46.6% | 0 |
| 2026-08-10 | 5K | 9K | 61.5% | 0 |
| 2026-08-07 | 3K | 7K | 44.5% | 0 |
| 2026-08-06 | 2K | 5K | 43.1% | 0 |
| 2026-08-05 | 4K | 7K | 53.2% | 0 |
| 2026-08-04 | 5K | 9K | 50.8% | 0 |
| 2026-08-03 | 10K | 22K | 44.8% | 0 |
| 2026-07-31 | 5K | 10K | 50.5% | 0 |
Fails to deliver
SEC, by settlement date. JSONAs of 30 July 2026, the fails-to-deliver balance in NWFL is 5,949 shares, up 725 shares over the last settlement date. Over the last 52 readings it ranged from 1 share (14 January 2026) to 6,330 shares (29 October 2025). The latest reading sits at the top of that range.
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-07-30 | 5,949 | $33.62 | $200K |
| 2026-07-29 | 5,224 | $34.05 | $178K |
| 2026-07-28 | 699 | $33.71 | $24K |
| 2026-06-30 | 1,983 | $32.29 | $64K |
| 2026-06-29 | 173 | $32.49 | $6K |
| 2026-06-08 | 4 | $30.79 | $123 |
| 2026-04-09 | 24 | $31.00 | $744 |
| 2026-04-02 | 80 | $29.80 | $2K |
| 2026-02-19 | 482 | $30.78 | $15K |
| 2026-02-18 | 1 | $32.08 | $32 |
| 2026-02-17 | 1 | $31.52 | $32 |
| 2026-02-13 | 1 | $31.51 | $32 |
| 2026-02-12 | 1 | $31.15 | $31 |
| 2026-02-09 | 6 | $31.89 | $191 |
| 2026-01-14 | 1 | $27.99 | $28 |
| 2026-01-13 | 308 | $28.06 | $9K |
| 2026-01-05 | 28 | $28.00 | $784 |
| 2025-12-26 | 178 | $28.74 | $5K |
| 2025-12-24 | 916 | $28.66 | $26K |
| 2025-12-23 | 517 | $28.92 | $15K |
| 2025-12-22 | 392 | $29.66 | $12K |
| 2025-12-19 | 1,225 | $30.15 | $37K |
| 2025-12-17 | 1,643 | $29.80 | $49K |
| 2025-12-16 | 725 | $29.95 | $22K |
| 2025-12-15 | 2,348 | $29.97 | $70K |
| 2025-12-11 | 335 | $29.58 | $10K |
| 2025-12-04 | 82 | $29.00 | $2K |
| 2025-12-02 | 577 | $28.46 | $16K |
| 2025-12-01 | 527 | $28.66 | $15K |
| 2025-11-26 | 747 | $28.41 | $21K |
Insider trades
SEC Form 4, newest first, 50 of 100 shown. JSONOver the last 90 days NWFL insiders reported 1 open-market buy ($107K) against 4 sells ($104K), so the dollar flow leans toward buying. Latest filing: Nacinovich Marissa S on 2026-09-10.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-09-10 | Nacinovich Marissa S | n/a | Grant | 39 | $34.47 | $1K | 651 |
| 2026-09-10 | Nolan Alexandra K | n/a | Grant | 39 | $34.47 | $1K | 3K |
| 2026-09-10 | PHILLIPS KENNETH A | n/a | Grant | 39 | $34.47 | $1K | 16K |
| 2026-09-10 | Schmalzle Ronald R | n/a | Grant | 39 | $34.47 | $1K | 9K |
| 2026-09-10 | Shook James | n/a | Grant | 39 | $34.47 | $1K | 13K |
| 2026-09-10 | Matergia Ralph A | n/a | Grant | 39 | $34.47 | $1K | 27K |
| 2026-09-10 | LAMONT KEVIN M | n/a | Grant | 39 | $34.47 | $1K | 136K |
| 2026-09-10 | Hungerford Meg L | n/a | Grant | 39 | $34.47 | $1K | 6K |
| 2026-09-10 | Gifford Jeffrey S | n/a | Grant | 39 | $34.47 | $1K | 27K |
| 2026-09-10 | FORTE ANDREW | n/a | Grant | 48 | $34.47 | $2K | 12K |
| 2026-09-10 | Carroll Joseph W | n/a | Grant | 39 | $34.47 | $1K | 42K |
| 2026-09-10 | Andress Spencer J | n/a | Grant | 39 | $34.47 | $1K | 8K |
| 2026-09-04 | O'Bell Vincent | EVP & Chief Lending Officer | Option exercise | 2K | $26.93 | $40K | 7K |
| 2026-09-04 | O'Bell Vincent | EVP & Chief Lending Officer | Option exercise | 750 | $22.37 | $17K | 5K |
| 2026-09-02 | O'Bell Vincent | EVP & Chief Lending Officer | Sell | 300 | $34.67 | $10K | 4K |
| 2026-09-02 | O'Bell Vincent | EVP & Chief Lending Officer | Sell | 100 | $34.61 | $3K | 5K |
| 2026-09-02 | O'Bell Vincent | EVP & Chief Lending Officer | Sell | 1K | $34.50 | $38K | 5K |
| 2026-09-02 | O'Bell Vincent | EVP & Chief Lending Officer | Sell | 2K | $34.50 | $52K | 4K |
| 2026-09-02 | O'Bell Vincent | EVP & Chief Lending Officer | Option exercise | 2K | $32.81 | $49K | 6K |
| 2026-08-10 | Nacinovich Marissa S | n/a | Grant | 40 | $34.02 | $1K | 612 |
| 2026-08-10 | Nolan Alexandra K | n/a | Grant | 40 | $34.02 | $1K | 3K |
| 2026-08-10 | PHILLIPS KENNETH A | n/a | Grant | 40 | $34.02 | $1K | 16K |
| 2026-08-10 | Schmalzle Ronald R | n/a | Grant | 40 | $34.02 | $1K | 9K |
| 2026-08-10 | Shook James | n/a | Grant | 40 | $34.02 | $1K | 13K |
| 2026-08-10 | Matergia Ralph A | n/a | Grant | 40 | $34.02 | $1K | 27K |
| 2026-08-10 | LAMONT KEVIN M | n/a | Grant | 40 | $34.02 | $1K | 136K |
| 2026-08-10 | Hungerford Meg L | n/a | Grant | 40 | $34.02 | $1K | 6K |
| 2026-08-10 | Gifford Jeffrey S | n/a | Grant | 40 | $34.02 | $1K | 27K |
| 2026-08-10 | FORTE ANDREW | n/a | Grant | 49 | $34.02 | $2K | 12K |
| 2026-08-10 | Carroll Joseph W | n/a | Grant | 40 | $34.02 | $1K | 42K |
| 2026-08-10 | Andress Spencer J | n/a | Grant | 40 | $34.02 | $1K | 8K |
| 2026-07-28 | Shook James | n/a | Buy | 3K | $34.55 | $107K | 13K |
| 2026-07-10 | Carroll Joseph W | n/a | Grant | 43 | $31.88 | $1K | 42K |
| 2026-07-10 | Andress Spencer J | n/a | Grant | 43 | $31.88 | $1K | 8K |
| 2026-06-10 | Andress Spencer J | n/a | Grant | 45 | $30.19 | $1K | 8K |
| 2026-05-26 | Schmalzle Ronald R | n/a | Grant | 700 | $30.19 | $21K | 27K |
| 2026-05-26 | Schmalzle Ronald R | n/a | Buy | 700 | $30.19 | $21K | 27K |
| 2026-05-12 | FORTE ANDREW | n/a | Buy | 270 | $29.58 | $8K | 8K |
| 2026-05-11 | Nacinovich Marissa S | n/a | Grant | 45 | $30.20 | $1K | 484 |
| 2026-05-11 | Nolan Alexandra K | n/a | Grant | 45 | $30.20 | $1K | 3K |
| 2026-05-11 | PHILLIPS KENNETH A | n/a | Grant | 45 | $30.20 | $1K | 16K |
| 2026-05-11 | Schmalzle Ronald R | n/a | Grant | 45 | $30.20 | $1K | 9K |
| 2026-05-11 | Shook James | n/a | Grant | 45 | $30.20 | $1K | 9K |
| 2026-05-11 | Matergia Ralph A | n/a | Grant | 45 | $30.20 | $1K | 27K |
| 2026-05-11 | LAMONT KEVIN M | n/a | Grant | 45 | $30.20 | $1K | 136K |
| 2026-05-11 | Hungerford Meg L | n/a | Grant | 45 | $30.20 | $1K | 6K |
| 2026-05-11 | Gifford Jeffrey S | n/a | Grant | 45 | $30.20 | $1K | 27K |
| 2026-05-11 | FORTE ANDREW | n/a | Grant | 55 | $30.20 | $2K | 12K |
| 2026-05-11 | Carroll Joseph W | n/a | Grant | 45 | $30.20 | $1K | 42K |
| 2026-05-11 | Andress Spencer J | n/a | Grant | 45 | $30.20 | $1K | 8K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are the rarer, stronger signal.
Planned sales (Form 144)
Newest first. JSON1 Form 144 notice on file for NWFL worth $102K at the prices reported; 1 in the last 90 days worth $102K. Latest: O'Bell Vincent (NWFL) filed on 2026-08-25 to sell 3,000 shares ($102K) from 2026-08-27.
| Filed | Seller | Shares | Market value | Of outstanding | Sale from | Broker |
|---|---|---|---|---|---|---|
| 2026-08-25 | O'Bell Vincent (NWFL)Officer | 3K | $102K | 26.925% | 2026-08-27 | Brean Capital, LLC |
Large holders (13D and 13G)
One row per reporting person, newest filing first. JSON4 holders above 5% have filed on NWFL, all on Schedule 13G (passive). The largest reported stake is Wellington Management Group LLP at 5.2% of the class (567,505 shares), filed 2026-08-13 for an event on 2026-06-30.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-08-13 | 13G/Ano. 3 | Wellington Management Group LLPparent holding company | 568K | 5.2% | 2026-06-30 |
| 2026-08-13 | 13G/Ano. 3 | Wellington Group Holdings LLPparent holding company | 568K | 5.2% | 2026-06-30 |
| 2026-08-13 | 13G/Ano. 3 | Wellington Investment Advisors Holdings LLPparent holding company | 568K | 5.2% | 2026-06-30 |
| 2026-08-13 | 13G/Ano. 3 | Wellington Management Company LLPinvestment adviser | 568K | 5.2% | 2026-06-30 |
13F holders
Tracked managers holding NWFL at their latest 13F. JSON3 of the 30 tracked managers held NWFL at their latest 13F, $4.2M in total at quarter-end prices. Renaissance Technologies is the largest at $2.1M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 3 added shares and 0 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| Renaissance Technologies | 2026-06-30 | 66K | $2.1M | 0.00% | +31 |
| Citadel Advisors | 2026-06-30 | 34K | $1.1M | 0.00% | +25K |
| AQR Capital Management | 2026-06-30 | 32K | $1.0M | 0.00% | +13K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn Q2 2026 (quarter ended 2026-06-30) NORWOOD FINANCIAL CORP reported revenue of $2.1M, up 12.5% from the same quarter a year earlier, and net income of $9.3M (0.86 diluted EPS). In FY 2025 it generated $34.0M of operating cash flow and spent $361K on buybacks and $11.5M on dividends.
- Equity
- $289.6M
- Total assets
- $2.91B
- Shares outstanding
- 10,902,074
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $2.1M | $9.3M | 443.8% | 0.86 |
| Q1 2026 | 2026-03-31 | $2.3M | $3.7M | 163.9% | 0.35 |
| Q4 2025derived | 2025-12-31 | $2.1M | $7.4M | 352.9% | n/a |
| Q3 2025 | 2025-09-30 | $2.0M | $8.3M | 408.1% | 0.89 |
| Q2 2025 | 2025-06-30 | $1.9M | $6.2M | 332.0% | 0.67 |
| Q1 2025 | 2025-03-31 | $2.0M | $5.8M | 291.7% | 0.63 |
| Q4 2024derived | 2024-12-31 | $1.9M | -$12.7M | -654.1% | n/a |
| Q3 2024 | 2024-09-30 | $1.9M | $3.8M | 205.1% | 0.48 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2025-12-31 | $8.0M | $27.8M | $34.0M | $4.7M | $361K | $11.5M |
| FY 2024 | 2024-12-31 | $7.4M | -$160K | $22.8M | $3.1M | $703K | $9.7M |
| FY 2023 | 2023-12-31 | $7.1M | $16.8M | $29.8M | $1.4M | $3.1M | $9.4M |
| FY 2022 | 2022-12-31 | $8.8M | $29.2M | $30.7M | $2.2M | $2.5M | $9.2M |
| FY 2021 | 2021-12-31 | $7.0M | $24.9M | $29.2M | $1.3M | $1.4M | $8.5M |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are cash paid to repurchase common stock in the year (XBRL PaymentsForRepurchaseOfCommonStock), not authorizations. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-08-01 from the cover page.
What this page is
NORWOOD FINANCIAL CORP in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page pulls every series the site collects for one ticker onto one URL, keyed by the SEC's own ticker list, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a summary sentence built from the rows (last value, change, range with dates) and its own JSON and CSV links. Nothing on the page is written by a model; the sentences change only when the data does. A page exists only for companies with data in at least two series, and every section says when its source last updated.
This page follows NORWOOD FINANCIAL CORP (NWFL), SEC CIK 1013272, listed on Nasdaq, classified by the SEC as state commercial banks. The cross-market tables live on the short interest and insider transactions hubs.
Source and method
- Short interest
- FINRA consolidated short interestTwice a month, about eight business days after settlement. Latest 2026-08-14.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesEvery trading day, loaded the following morning. Latest 2026-09-11.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataTwice a month, a few weeks after the half month ends. Latest 2026-07-30.JSON and CSV
- Planned sales
- SEC EDGAR Form 144EDGAR read every 30 minutes; a notice is filed on or before the sell order. Latest 2026-08-25.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GEDGAR read every 30 minutes; 13D within five business days of crossing 5%, 13G on the passive schedule. Latest 2026-08-13.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRQuarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC XBRL company factsRefreshed weekly from the SEC's structured data; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Insider trades
- SEC EDGAR Form 4EDGAR read every 30 minutes; filings are due two business days after the trade. Latest 2026-09-10.JSON and CSV
- Company record
- EDGAR filing index for CIK 1013272Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 30 requests a minute without a key, 120 a minute with a key from a free account.
Data checks. Every dataset is checked against its source once a day. This dataset passed the last run, 13 Sep 05:40 UTC.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a crowded short are the combination that has historically preceded squeezes; insider sells next to a crowded short are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
Other companies the SEC classifies as state commercial banks
- WALWESTERN ALLIANCE BANCORPORATION
- ASBASSOCIATED BANC-CORP
- PBPROSPERITY BANCSHARES INC
- CZNCCITIZENS & NORTHERN CORP
- BUSEFIRST BUSEY CORP /NV/
- SBSISOUTHSIDE BANCSHARES INC
- AMALAmalgamated Financial Corp.
- HTHHilltop Holdings Inc.
- BWFGBankwell Financial Group, Inc.
- NTRSNORTHERN TRUST CORP
- BWBBridgewater Bancshares Inc
- BANRBANNER CORP
- RBCAAREPUBLIC BANCORP INC /KY/
- CBSHCOMMERCE BANCSHARES INC /MO/
- FITBFIFTH THIRD BANCORP
- CUBICustomers Bancorp, Inc.
- SSBSouthState Bank Corp
- AUBAtlantic Union Bankshares Corp
- ORRFORRSTOWN FINANCIAL SERVICES INC
- MTBM&T BANK CORP
- WTFCWINTRUST FINANCIAL CORP
- PEBOPEOPLES BANCORP INC
- STTSTATE STREET CORP
- UBSIUNITED BANKSHARES INC/WV
Datasets
Frequently Asked Questions
How much of NWFL is sold short?
What is NWFL's daily short volume?
Does NWFL have fails to deliver?
Are NWFL insiders buying or selling?
Have NWFL insiders filed to sell?
Who owns more than 5% of NWFL?
What did NWFL report last quarter?
Which funds hold NWFL?
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.