UNITED BANKSHARES INC/WV (UBSI)
Every FINRA and SEC series the site collects for UNITED BANKSHARES INC/WV: short interest with days to cover, daily short sale volume, fails to deliver and Form 4 insider trades. Listed on Nasdaq, classified by the SEC as state commercial banks.
5.5M
Short interest
settlement 2026-08-14
8.0
Days to cover
+0.4% vs prior
67.5%
Short share of volume
2026-09-11
1,200
Fails to deliver
settlement 2026-07-24
-$149K
Insider flow, 90 days
0 buys, 1 sells
As of 2026-09-11.
Short interest
FINRA, twice a month; the last 12 months shown, all 48 settlements in the JSONAs of 14 August 2026, short interest in UBSI is 5,463,803 shares, down 400,345 shares over the last month. Over the last 48 readings it ranged from 2,183,480 shares (14 February 2025) to 5,864,148 shares (15 July 2026). At the reported average volume of 684K shares a day that is 8.0 days to cover, elevated.
Embed this chartfree, with the attribution line it carries
<iframe src="https://xoomar.com/embed/stocks/ubsi" width="100%" height="440" style="border:0;max-width:100%" loading="lazy" title="XOOMAR chart"></iframe>
| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-08-14 | 5,463,803 | +0.4% | 683,841 | 7.99 |
| 2026-07-31 | 5,443,227 | -7.2% | 1,126,557 | 4.83 |
| 2026-07-15 | 5,864,148 | +0.9% | 963,525 | 6.09 |
| 2026-06-30 | 5,808,875 | +0.9% | 1,404,782 | 4.14 |
| 2026-06-15 | 5,759,206 | +4.6% | 840,736 | 6.85 |
| 2026-05-29 | 5,506,477 | +1.8% | 700,683 | 7.86 |
| 2026-05-15 | 5,408,294 | +2.1% | 744,627 | 7.26 |
| 2026-04-30 | 5,298,575 | +7.1% | 770,810 | 6.87 |
| 2026-04-15 | 4,949,105 | +2.0% | 951,435 | 5.20 |
| 2026-03-31 | 4,853,904 | +16.5% | 1,222,125 | 3.97 |
| 2026-03-13 | 4,166,598 | -1.4% | 1,016,144 | 4.10 |
| 2026-02-27 | 4,225,536 | +2.6% | 714,545 | 5.91 |
| 2026-02-13 | 4,117,545 | +6.5% | 806,716 | 5.10 |
| 2026-01-30 | 3,866,664 | +9.3% | 1,003,666 | 3.85 |
| 2026-01-15 | 3,538,790 | +4.4% | 990,485 | 3.57 |
| 2025-12-31 | 3,389,860 | -14.8% | 874,093 | 3.88 |
| 2025-12-15 | 3,981,138 | +1.7% | 631,402 | 6.31 |
| 2025-11-28 | 3,914,733 | -3.0% | 717,404 | 5.46 |
| 2025-11-14 | 4,036,035 | +0.9% | 599,342 | 6.73 |
| 2025-10-31 | 3,999,401 | +23.1% | 870,390 | 4.59 |
| 2025-10-15 | 3,249,897 | -1.0% | 697,674 | 4.66 |
| 2025-09-30 | 3,283,837 | -2.1% | 719,822 | 4.56 |
| 2025-09-15 | 3,354,133 | +4.9% | 440,986 | 7.61 |
| 2025-08-29 | 3,198,315 | +1.4% | 558,969 | 5.72 |
Daily short volume
FINRA Reg SHO, last 60 sessions. JSONAs of 11 September 2026, the short share of UBSI volume is 67.5%, down 4.0 points over the last five sessions. Over the last 52 readings it ranged from 56.9% (22 July 2026) to 90.3% (14 August 2026). The latest reading is 6.3 points below the 30-session average of 73.8%, on 237K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-09-11 | 160K | 237K | 67.5% | 0 |
| 2026-09-10 | 149K | 260K | 57.1% | 1,034 |
| 2026-09-09 | 164K | 206K | 79.6% | 15 |
| 2026-09-08 | 151K | 195K | 77.3% | 28 |
| 2026-09-04 | 109K | 151K | 71.9% | 11 |
| 2026-09-03 | 143K | 201K | 71.5% | 9 |
| 2026-09-02 | 194K | 276K | 70.2% | 4 |
| 2026-09-01 | 174K | 212K | 81.9% | 0 |
| 2026-08-31 | 133K | 172K | 77.4% | 47 |
| 2026-08-28 | 161K | 251K | 64.3% | 8 |
| 2026-08-27 | 144K | 227K | 63.5% | 50 |
| 2026-08-26 | 128K | 203K | 63.0% | 420 |
| 2026-08-25 | 163K | 249K | 65.6% | 1 |
| 2026-08-24 | 160K | 240K | 66.8% | 10 |
| 2026-08-21 | 171K | 221K | 77.3% | 0 |
| 2026-08-20 | 107K | 160K | 67.0% | 195 |
| 2026-08-19 | 178K | 218K | 81.7% | 80 |
| 2026-08-18 | 135K | 170K | 79.8% | 236 |
| 2026-08-17 | 118K | 145K | 81.1% | 15 |
| 2026-08-14 | 116K | 128K | 90.3% | 7 |
| 2026-08-13 | 126K | 161K | 78.0% | 0 |
| 2026-08-12 | 130K | 165K | 78.4% | 127 |
| 2026-08-11 | 130K | 171K | 75.7% | 29 |
| 2026-08-10 | 125K | 170K | 73.8% | 5 |
| 2026-08-07 | 143K | 218K | 65.5% | 10 |
| 2026-08-06 | 113K | 155K | 73.3% | 0 |
| 2026-08-05 | 120K | 162K | 73.9% | 0 |
| 2026-08-04 | 163K | 190K | 85.4% | 6 |
| 2026-08-03 | 176K | 202K | 87.3% | 160 |
| 2026-07-31 | 175K | 262K | 66.8% | 26 |
Fails to deliver
SEC, by settlement date. JSONAs of 24 July 2026, the fails-to-deliver balance in UBSI is 1,200 shares, down 1,012 shares over the last settlement date. Over the last 38 readings it ranged from 1 share (24 September 2025) to 44,410 shares (5 January 2026). The latest reading sits at the bottom of that range.
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-07-24 | 1,200 | $47.36 | $57K |
| 2026-07-20 | 2,212 | $47.58 | $105K |
| 2026-07-07 | 14,936 | $46.49 | $694K |
| 2026-07-02 | 633 | $46.94 | $30K |
| 2026-06-30 | 657 | $45.72 | $30K |
| 2026-06-26 | 1,618 | $46.18 | $75K |
| 2026-06-24 | 51 | $45.29 | $2K |
| 2026-06-23 | 148 | $44.95 | $7K |
| 2026-06-15 | 153 | $45.65 | $7K |
| 2026-06-04 | 1,036 | $42.58 | $44K |
| 2026-04-15 | 328 | $43.62 | $14K |
| 2026-03-27 | 36 | $41.08 | $1K |
| 2026-03-17 | 389 | $39.38 | $15K |
| 2026-02-25 | 159 | $42.60 | $7K |
| 2026-02-23 | 567 | $44.28 | $25K |
| 2026-02-20 | 4,365 | $44.07 | $192K |
| 2026-02-13 | 90 | $43.98 | $4K |
| 2026-02-04 | 588 | $43.98 | $26K |
| 2026-01-30 | 778 | $42.35 | $33K |
| 2026-01-22 | 2 | $42.78 | $86 |
| 2026-01-12 | 7,819 | $40.64 | $318K |
| 2026-01-05 | 44,410 | $38.39 | $1.7M |
| 2025-12-16 | 492 | $39.66 | $20K |
| 2025-12-11 | 400 | $39.28 | $16K |
| 2025-11-25 | 60 | $37.12 | $2K |
| 2025-11-17 | 59 | $36.43 | $2K |
| 2025-11-12 | 19,430 | $36.90 | $717K |
| 2025-11-05 | 164 | $36.00 | $6K |
| 2025-10-31 | 44 | $35.77 | $2K |
| 2025-10-30 | 89 | $35.79 | $3K |
Insider trades
SEC Form 4, newest first, 50 of 100 shown. JSONInsiders at UBSI reported 1 open-market sell worth $149K in the last 90 days and no open-market buys. Sells alone are a weak signal; insiders sell for tax, diversification and estate reasons all the time. Latest filing: NESSELROAD MARK R on 2026-09-01.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-09-01 | NESSELROAD MARK R | n/a | Sell | 3K | $46.42 | $149K | 32K |
| 2026-02-23 | Williams Darren K | Executive Vice-President | Tax withholding | 2K | $44.28 | $91K | 46K |
| 2026-02-23 | Williams Darren K | Executive Vice-President | Tax withholding | 612 | $44.28 | $27K | 48K |
| 2026-02-23 | Williams Darren K | Executive Vice-President | Grant | 4K | $0.00 | $0 | 48K |
| 2026-02-23 | Tatterson William Mark | Executive Vice President | Tax withholding | 4K | $44.28 | $186K | 100K |
| 2026-02-23 | Tatterson William Mark | Executive Vice President | Tax withholding | 1K | $44.28 | $59K | 104K |
| 2026-02-23 | Tatterson William Mark | Executive Vice President | Grant | 9K | $0.00 | $0 | 105K |
| 2026-02-23 | Shaver Ami L | Executive Vice President | Tax withholding | 310 | $44.28 | $14K | 15K |
| 2026-02-23 | Schultheis Anna J | Executive Vice President | Tax withholding | 218 | $44.28 | $10K | 12K |
| 2026-02-23 | Proctor Michael | Executive Vice President | Tax withholding | 249 | $44.28 | $11K | 11K |
| 2026-02-23 | Mildren Charles J. | Executive Vice President | Tax withholding | 280 | $44.28 | $12K | 21K |
| 2026-02-23 | KAYES HENRY M JR | EVP | Tax withholding | 413 | $44.28 | $18K | 38K |
| 2026-02-23 | Humphrey Matthew L | Executive Vice President | Tax withholding | 1K | $44.28 | $45K | 38K |
| 2026-02-23 | Gurtis Julie R | Executive Vice President | Tax withholding | 898 | $44.28 | $40K | 29K |
| 2026-02-23 | Ernest Douglas Bryan | Executive Vice-President | Tax withholding | 2K | $44.28 | $81K | 52K |
| 2026-02-23 | Ernest Douglas Bryan | Executive Vice-President | Tax withholding | 540 | $44.28 | $24K | 53K |
| 2026-02-23 | Ernest Douglas Bryan | Executive Vice-President | Grant | 4K | $0.00 | $0 | 54K |
| 2026-02-23 | Draber Ross M | Executive Vice President | Tax withholding | 2K | $44.28 | $80K | 29K |
| 2026-02-23 | Draber Ross M | Executive Vice President | Tax withholding | 532 | $44.28 | $24K | 31K |
| 2026-02-23 | Draber Ross M | Executive Vice President | Grant | 4K | $0.00 | $0 | 31K |
| 2026-02-23 | CONSAGRA JAMES J JR | Chief Operating Officer | Tax withholding | 6K | $44.28 | $281K | 148K |
| 2026-02-23 | CONSAGRA JAMES J JR | Chief Operating Officer | Tax withholding | 2K | $44.28 | $89K | 155K |
| 2026-02-23 | CONSAGRA JAMES J JR | Chief Operating Officer | Grant | 14K | $0.00 | $0 | 157K |
| 2026-02-23 | ADAMS RICHARD M SR | Executive Chairman | Tax withholding | 7K | $44.28 | $321K | 884K |
| 2026-02-23 | ADAMS RICHARD M SR | Executive Chairman | Tax withholding | 2K | $44.28 | $102K | 891K |
| 2026-02-23 | ADAMS RICHARD M SR | Executive Chairman | Grant | 16K | $0.00 | $0 | 893K |
| 2026-02-23 | ADAMS RICHARD M JR | Chief Executive Officer | Tax withholding | 8K | $44.28 | $343K | 186K |
| 2026-02-23 | ADAMS RICHARD M JR | Chief Executive Officer | Tax withholding | 2K | $44.28 | $109K | 194K |
| 2026-02-23 | ADAMS RICHARD M JR | Chief Executive Officer | Grant | 17K | $0.00 | $0 | 197K |
| 2026-02-22 | Williams Darren K | Executive Vice-President | Tax withholding | 841 | $44.28 | $37K | 44K |
| 2026-02-22 | Tatterson William Mark | Executive Vice President | Tax withholding | 2K | $44.28 | $84K | 96K |
| 2026-02-22 | Shaver Ami L | Executive Vice President | Tax withholding | 369 | $44.28 | $16K | 16K |
| 2026-02-22 | Schultheis Anna J | Executive Vice President | Tax withholding | 354 | $44.28 | $16K | 12K |
| 2026-02-22 | Proctor Michael | Executive Vice President | Tax withholding | 296 | $44.28 | $13K | 12K |
| 2026-02-22 | Mildren Charles J. | Executive Vice President | Tax withholding | 332 | $44.28 | $15K | 21K |
| 2026-02-22 | KAYES HENRY M JR | EVP | Tax withholding | 737 | $44.28 | $33K | 38K |
| 2026-02-22 | Humphrey Matthew L | Executive Vice President | Tax withholding | 1K | $44.28 | $50K | 39K |
| 2026-02-22 | Gurtis Julie R | Executive Vice President | Tax withholding | 996 | $44.28 | $44K | 30K |
| 2026-02-22 | Ernest Douglas Bryan | Executive Vice-President | Tax withholding | 748 | $44.28 | $33K | 50K |
| 2026-02-22 | Draber Ross M | Executive Vice President | Tax withholding | 748 | $44.28 | $33K | 28K |
| 2026-02-22 | CONSAGRA JAMES J JR | Chief Operating Officer | Tax withholding | 3K | $44.28 | $126K | 143K |
| 2026-02-22 | ADAMS RICHARD M SR | Executive Chairman | Tax withholding | 4K | $44.28 | $174K | 877K |
| 2026-02-22 | ADAMS RICHARD M JR | Chief Executive Officer | Tax withholding | 4K | $44.28 | $195K | 179K |
| 2026-02-20 | Williams Darren K | Executive Vice-President | Tax withholding | 922 | $44.07 | $41K | 45K |
| 2026-02-20 | Tatterson William Mark | Executive Vice President | Tax withholding | 2K | $44.07 | $91K | 98K |
| 2026-02-20 | Shaver Ami L | Executive Vice President | Tax withholding | 368 | $44.07 | $16K | 16K |
| 2026-02-20 | Schultheis Anna J | Executive Vice President | Tax withholding | 353 | $44.07 | $16K | 12K |
| 2026-02-20 | Proctor Michael | Executive Vice President | Tax withholding | 295 | $44.07 | $13K | 12K |
| 2026-02-20 | Mildren Charles J. | Executive Vice President | Tax withholding | 331 | $44.07 | $15K | 21K |
| 2026-02-20 | KAYES HENRY M JR | EVP | Tax withholding | 919 | $44.07 | $41K | 39K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are the rarer, stronger signal.
Planned sales (Form 144)
Newest first. JSON1 Form 144 notice on file for UBSI worth $149K at the prices reported; 1 in the last 90 days worth $149K. Latest: NESSELROAD MARK R filed on 2026-09-01 to sell 3,200 shares ($149K) from 2026-09-01.
| Filed | Seller | Shares | Market value | Of outstanding | Sale from | Broker |
|---|---|---|---|---|---|---|
| 2026-09-01 | NESSELROAD MARK RMember of immediate family of any of the foregoing | 3K | $149K | 0.002% | 2026-09-01 | The Charles Schwab Corporation |
13F holders
Tracked managers holding UBSI at their latest 13F. JSON6 of the 30 tracked managers held UBSI at their latest 13F, $206.8M in total at quarter-end prices. AQR Capital Management is the largest at $104.4M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 4 added shares and 2 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| AQR Capital Management | 2026-06-30 | 2.3M | $104.4M | 0.04% | -85K |
| Fisher Asset Management | 2026-06-30 | 1.4M | $64.0M | 0.02% | +185K |
| Citadel Advisors | 2026-06-30 | 532K | $24.4M | 0.00% | -147K |
| D. E. Shaw & Co. | 2026-06-30 | 128K | $5.9M | 0.00% | +104K |
| Two Sigma Investments | 2026-06-30 | 102K | $4.7M | 0.00% | +49K |
| Point72 Asset Management | 2026-06-30 | 76K | $3.5M | 0.00% | +56K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn FY 2025 it generated $498.9M of operating cash flow and spent $127.0M on buybacks and $209.0M on dividends.
- Equity
- $5.51B
- Total assets
- $33.75B
- Shares outstanding
- 136,212,571
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | n/a | $131.4M | n/a | 0.95 |
| Q1 2026 | 2026-03-31 | n/a | $124.2M | n/a | 0.89 |
| Q4 2025 | 2025-12-31 | n/a | $128.8M | n/a | 0.91 |
| Q3 2025 | 2025-09-30 | n/a | $130.7M | n/a | 0.92 |
| Q2 2025 | 2025-06-30 | n/a | $120.7M | n/a | 0.85 |
| Q1 2025 | 2025-03-31 | n/a | $84.3M | n/a | 0.59 |
| Q4 2024 | 2024-12-31 | n/a | $94.4M | n/a | 0.69 |
| Q3 2024 | 2024-09-30 | n/a | $95.3M | n/a | 0.70 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2025-12-31 | n/a | $464.6M | $498.9M | $17.7M | $127.0M | $209.0M |
| FY 2024 | 2024-12-31 | n/a | $373.0M | $445.5M | $12.1M | $1.0M | $200.7M |
| FY 2023 | 2023-12-31 | n/a | $366.3M | $435.2M | $11.7M | $1.4M | $194.7M |
| FY 2022 | 2022-12-31 | $312.0M | $379.6M | $760.8M | $16.9M | $79.5M | $193.0M |
| FY 2021 | 2021-12-31 | $331.0M | n/a | n/a | n/a | n/a | n/a |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are cash paid to repurchase common stock in the year (XBRL PaymentsForRepurchaseOfCommonStock), not authorizations. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-07-31 from the cover page.
What this page is
UNITED BANKSHARES INC/WV in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page pulls every series the site collects for one ticker onto one URL, keyed by the SEC's own ticker list, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a summary sentence built from the rows (last value, change, range with dates) and its own JSON and CSV links. Nothing on the page is written by a model; the sentences change only when the data does. A page exists only for companies with data in at least two series, and every section says when its source last updated.
This page follows UNITED BANKSHARES INC/WV (UBSI), SEC CIK 729986, listed on Nasdaq, classified by the SEC as state commercial banks. The cross-market tables live on the short interest and insider transactions hubs.
Source and method
- Short interest
- FINRA consolidated short interestTwice a month, about eight business days after settlement. Latest 2026-08-14.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesEvery trading day, loaded the following morning. Latest 2026-09-11.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataTwice a month, a few weeks after the half month ends. Latest 2026-07-24.JSON and CSV
- Planned sales
- SEC EDGAR Form 144EDGAR read every 30 minutes; a notice is filed on or before the sell order. Latest 2026-09-01.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRQuarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC XBRL company factsRefreshed weekly from the SEC's structured data; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Insider trades
- SEC EDGAR Form 4EDGAR read every 30 minutes; filings are due two business days after the trade. Latest 2026-09-01.JSON and CSV
- Company record
- EDGAR filing index for CIK 729986Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 30 requests a minute without a key, 120 a minute with a key from a free account.
Data checks. Every dataset is checked against its source once a day. This dataset passed the last run, 13 Sep 05:40 UTC.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a crowded short are the combination that has historically preceded squeezes; insider sells next to a crowded short are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
Other companies the SEC classifies as state commercial banks
- WALWESTERN ALLIANCE BANCORPORATION
- ASBASSOCIATED BANC-CORP
- PBPROSPERITY BANCSHARES INC
- CZNCCITIZENS & NORTHERN CORP
- BUSEFIRST BUSEY CORP /NV/
- SBSISOUTHSIDE BANCSHARES INC
- AMALAmalgamated Financial Corp.
- HTHHilltop Holdings Inc.
- BWFGBankwell Financial Group, Inc.
- NTRSNORTHERN TRUST CORP
- NWFLNORWOOD FINANCIAL CORP
- BWBBridgewater Bancshares Inc
- BANRBANNER CORP
- RBCAAREPUBLIC BANCORP INC /KY/
- CBSHCOMMERCE BANCSHARES INC /MO/
- FITBFIFTH THIRD BANCORP
- CUBICustomers Bancorp, Inc.
- SSBSouthState Bank Corp
- AUBAtlantic Union Bankshares Corp
- ORRFORRSTOWN FINANCIAL SERVICES INC
- MTBM&T BANK CORP
- WTFCWINTRUST FINANCIAL CORP
- PEBOPEOPLES BANCORP INC
- STTSTATE STREET CORP
Datasets
Frequently Asked Questions
How much of UBSI is sold short?
What is UBSI's daily short volume?
Does UBSI have fails to deliver?
Are UBSI insiders buying or selling?
Have UBSI insiders filed to sell?
What did UBSI report last quarter?
Which funds hold UBSI?
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.