Velocity Financial (VEL)
Velocity Financial on one page: short interest, daily short volume, fails to deliver, planned sales, large holders, 13F holders, financials, earnings dates and insider trades. Listed on NYSE, classified by the SEC as finance services.
1.5M
Short interest
settlement 2026-10-15
8.0
Days to cover
+1.1 days vs prior
46.7%
Short share of volume
2026-11-02
5,247
Fails to deliver
settlement 2026-10-14
Fri 6 Nov
Next earnings
estimated date
-$243K
Insider flow, 90 days
0 buys, 7 sells
As of 2026-11-02.
Short interest
FINRA, twice a month. The newest 48 settlements in the table, 48 in the chart. JSONAs of 15 October 2026, short interest in VEL is 1,543,019 shares, down 16,467 shares over the last month. Over the last 48 readings it ranged from 225,654 shares (15 May 2025) to 1,623,729 shares (30 September 2026). The latest reading sits at the top of that range. At the reported average volume of 193K shares a day that is 8.0 days to cover.
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| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-10-15 | 1,543,019 | -5.0% | 192,582 | 8.01 |
| 2026-09-30 | 1,623,729 | +4.1% | 235,895 | 6.88 |
| 2026-09-15 | 1,559,486 | +0.6% | 120,136 | 12.98 |
| 2026-08-31 | 1,549,811 | -0.9% | 110,426 | 14.03 |
| 2026-08-14 | 1,563,440 | -2.9% | 117,007 | 13.36 |
| 2026-07-31 | 1,609,368 | +7.1% | 107,769 | 14.93 |
| 2026-07-15 | 1,503,194 | +8.1% | 83,377 | 18.03 |
| 2026-06-30 | 1,391,231 | +0.0% | 121,614 | 11.44 |
| 2026-06-15 | 1,390,969 | -1.0% | 77,482 | 17.95 |
| 2026-05-29 | 1,404,510 | +27.9% | 72,957 | 19.25 |
| 2026-05-15 | 1,097,939 | +9.3% | 95,298 | 11.52 |
| 2026-04-30 | 1,004,370 | -0.5% | 54,541 | 18.41 |
| 2026-04-15 | 1,009,045 | -15.9% | 105,054 | 9.61 |
| 2026-03-31 | 1,199,241 | +13.8% | 122,656 | 9.78 |
| 2026-03-13 | 1,053,578 | +4.4% | 133,416 | 7.90 |
| 2026-02-27 | 1,008,789 | +7.1% | 113,106 | 8.92 |
| 2026-02-13 | 941,658 | +8.1% | 136,516 | 6.90 |
| 2026-01-30 | 871,440 | +30.6% | 116,617 | 7.47 |
| 2026-01-15 | 667,333 | +56.9% | 141,346 | 4.72 |
| 2025-12-31 | 425,374 | +26.2% | 118,570 | 3.59 |
| 2025-12-15 | 337,052 | -18.3% | 63,203 | 5.33 |
| 2025-11-28 | 412,679 | +19.4% | 60,091 | 6.87 |
| 2025-11-14 | 345,726 | +2.6% | 57,593 | 6.00 |
| 2025-10-31 | 336,887 | -4.9% | 57,179 | 5.89 |
| 2025-10-15 | 354,389 | +22.6% | 83,557 | 4.24 |
| 2025-09-30 | 288,985 | -18.0% | 117,135 | 2.47 |
| 2025-09-15 | 352,355 | +13.1% | 89,075 | 3.96 |
| 2025-08-29 | 311,546 | -14.4% | 116,553 | 2.67 |
| 2025-08-15 | 364,121 | -3.2% | 100,795 | 3.61 |
| 2025-07-31 | 376,276 | -8.7% | 71,344 | 5.27 |
| 2025-07-15 | 411,991 | -15.6% | 83,734 | 4.92 |
| 2025-06-30 | 488,043 | +5.0% | 171,194 | 2.85 |
| 2025-06-13 | 464,875 | +61.0% | 270,259 | 1.72 |
| 2025-05-30 | 288,767 | +28.0% | 125,745 | 2.30 |
| 2025-05-15 | 225,654 | -4.6% | 159,544 | 1.41 |
| 2025-04-30 | 236,624 | -2.0% | 54,480 | 4.34 |
| 2025-04-15 | 241,396 | -4.9% | 147,663 | 1.63 |
| 2025-03-31 | 253,736 | -16.4% | 208,410 | 1.22 |
| 2025-03-14 | 303,314 | +8.0% | 116,489 | 2.60 |
| 2025-02-28 | 280,753 | -18.6% | 35,394 | 7.93 |
| 2025-02-14 | 344,843 | +12.8% | 40,380 | 8.54 |
| 2025-01-31 | 305,764 | -13.7% | 39,421 | 7.76 |
| 2025-01-15 | 354,240 | -25.4% | 52,229 | 6.78 |
| 2024-12-31 | 475,064 | -39.1% | 102,021 | 4.66 |
| 2024-12-13 | 780,196 | +6.5% | 34,837 | 22.40 |
| 2024-11-29 | 732,450 | -37.1% | 24,478 | 29.92 |
| 2024-11-15 | 1,164,078 | +32.5% | 50,465 | 23.07 |
| 2024-10-31 | 878,592 | -0.9% | 31,784 | 27.64 |
Daily short volume
FINRA Reg SHO, the last 30 sessions. JSONAs of 2 November 2026, the short share of VEL volume is 46.7%, up 10.1 points over the last five sessions. Over the last 30 readings it ranged from 26.1% (21 October 2026) to 83.7% (29 September 2026). The latest reading is 8.1 points below the 30-session average of 54.8%, on 30K shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-11-02 | 14K | 30K | 46.7% | 0 |
| 2026-10-30 | 24K | 34K | 71.5% | 0 |
| 2026-10-29 | 37K | 74K | 49.1% | 0 |
| 2026-10-28 | 19K | 39K | 48.6% | 0 |
| 2026-10-27 | 26K | 55K | 47.0% | 0 |
| 2026-10-26 | 17K | 46K | 36.7% | 0 |
| 2026-10-23 | 27K | 45K | 59.2% | 202 |
| 2026-10-22 | 41K | 69K | 60.1% | 0 |
| 2026-10-21 | 30K | 114K | 26.1% | 0 |
| 2026-10-20 | 32K | 52K | 62.2% | 0 |
| 2026-10-19 | 45K | 67K | 67.2% | 0 |
| 2026-10-16 | 16K | 48K | 33.0% | 0 |
| 2026-10-15 | 30K | 84K | 35.9% | 0 |
| 2026-10-14 | 27K | 47K | 57.8% | 0 |
| 2026-10-13 | 23K | 59K | 39.0% | 0 |
| 2026-10-12 | 45K | 80K | 56.2% | 255 |
| 2026-10-09 | 51K | 90K | 56.9% | 0 |
| 2026-10-08 | 28K | 68K | 41.9% | 0 |
| 2026-10-07 | 26K | 63K | 41.1% | 0 |
| 2026-10-06 | 21K | 36K | 59.6% | 27 |
| 2026-10-05 | 30K | 60K | 50.1% | 0 |
| 2026-10-02 | 50K | 83K | 60.1% | 0 |
| 2026-10-01 | 116K | 158K | 73.4% | 0 |
| 2026-09-30 | 73K | 97K | 75.5% | 0 |
| 2026-09-29 | 102K | 122K | 83.7% | 139 |
| 2026-09-28 | 41K | 69K | 59.6% | 0 |
| 2026-09-25 | 58K | 85K | 68.6% | 0 |
| 2026-09-24 | 54K | 105K | 51.7% | 0 |
| 2026-09-23 | 59K | 91K | 64.7% | 0 |
| 2026-09-22 | 40K | 66K | 60.9% | 0 |
Fails to deliver
SEC, the last 30 settlement dates with a fail. JSONAs of 14 October 2026, the fails-to-deliver balance in VEL is 5,247 shares, down 2,985 shares over the last settlement date. Over the last 30 readings it ranged from 26 shares (3 August 2026) to 12,500 shares (23 July 2026).
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-10-14 | 5,247 | $14.67 | $77K |
| 2026-10-13 | 8,232 | $14.56 | $120K |
| 2026-10-08 | 2,568 | $14.74 | $38K |
| 2026-10-06 | 309 | $14.63 | $5K |
| 2026-10-05 | 2,083 | $14.59 | $30K |
| 2026-10-02 | 2,006 | $14.61 | $29K |
| 2026-10-01 | 569 | $15.02 | $9K |
| 2026-09-30 | 3,984 | $15.12 | $60K |
| 2026-09-29 | 2,347 | $15.20 | $36K |
| 2026-09-23 | 3,932 | $16.28 | $64K |
| 2026-09-22 | 1,031 | $16.15 | $17K |
| 2026-09-18 | 83 | $16.06 | $1K |
| 2026-09-17 | 2,755 | $16.55 | $46K |
| 2026-09-15 | 2,334 | $17.36 | $41K |
| 2026-09-14 | 168 | $17.97 | $3K |
| 2026-09-09 | 279 | $18.12 | $5K |
| 2026-09-02 | 4,163 | $17.93 | $75K |
| 2026-09-01 | 2,525 | $17.95 | $45K |
| 2026-08-31 | 197 | $18.01 | $4K |
| 2026-08-26 | 6,991 | $18.13 | $127K |
| 2026-08-25 | 3,212 | $18.44 | $59K |
| 2026-08-21 | 494 | $18.32 | $9K |
| 2026-08-07 | 2,229 | $18.21 | $41K |
| 2026-08-06 | 806 | $17.67 | $14K |
| 2026-08-05 | 1,033 | $17.82 | $18K |
| 2026-08-04 | 457 | $17.64 | $8K |
| 2026-08-03 | 26 | $17.54 | $456 |
| 2026-07-31 | 3,543 | $17.51 | $62K |
| 2026-07-27 | 78 | $17.41 | $1K |
| 2026-07-23 | 12,500 | $17.23 | $215K |
Insider trades
SEC Form 4, newest first. JSONInsiders at VEL reported 7 open-market sells worth $243K in the last 90 days and no open-market buys. Latest filing: Szczepaniak Mark R (Chief Financial Officer) on 2026-09-10.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-09-10 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $18.03 | $36K | 64K |
| 2026-09-01 | Kelly Roland Thomas | Chief Legal Officer and GC | Sell | 2K | $18.00 | $29K | 98K |
| 2026-08-11 | Taylor Jeffrey T. | Executive VP, Capital Markets | Sell | 4K | $19.06 | $83K | 172K |
| 2026-08-11 | Tam Fiona | Chief Accounting Officer | Sell | 1K | $19.00 | $23K | 47K |
| 2026-08-10 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $18.16 | $36K | 64K |
| 2026-08-06 | Szczepaniak Mark R | Chief Financial Officer | Sell | 400 | $18.00 | $7K | 66K |
| 2026-08-06 | Kelly Roland Thomas | Chief Legal Officer and GC | Sell | 2K | $18.00 | $29K | 96K |
| 2026-07-28 | Szczepaniak Mark R | Chief Financial Officer | Sell | 400 | $18.00 | $7K | 68K |
| 2026-07-07 | Taylor Jeffrey T. | Executive VP, Capital Markets | Sell | 2K | $19.00 | $41K | 177K |
| 2026-07-07 | Tam Fiona | Chief Accounting Officer | Sell | 68 | $19.00 | $1K | 48K |
| 2026-07-01 | Kelly Roland Thomas | Chief Legal Officer and GC | Sell | 2K | $18.57 | $30K | 98K |
| 2026-06-30 | Farrar Christopher D. | Chief Executive Officer | Other transaction | 1K | $18.46 | $23K | 400K |
| 2026-06-30 | Kelly Roland Thomas | Chief Legal Officer and GC | Other transaction | 858 | $18.46 | $16K | 100K |
| 2026-06-26 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $18.07 | $28K | 68K |
| 2026-05-26 | Schaefer Joy L. | Director | Returned to company | 4K | $17.17 | $62K | 41K |
| 2026-05-26 | Pitstick John | Director | Returned to company | 4K | $17.17 | $62K | 59K |
| 2026-05-21 | Schaefer Joy L. | Director | Grant | 5K | $17.55 | $95K | 44K |
| 2026-05-21 | Pitstick John | Director | Grant | 5K | $17.55 | $95K | 65K |
| 2026-05-21 | Beckett Dorika M | Director | Grant | 5K | $17.55 | $95K | 41K |
| 2026-05-01 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $19.30 | $30K | 70K |
| 2026-04-17 | Taylor Jeffrey T. | Executive VP, Capital Markets | Sell | 2K | $20.00 | $43K | 179K |
| 2026-04-01 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $18.13 | $29K | 72K |
| 2026-03-31 | Kelly Roland Thomas | Chief Legal Officer and GC | Sell | 814 | $18.22 | $15K | 99K |
| 2026-03-30 | Kelly Roland Thomas | Chief Legal Officer and GC | Sell | 14K | $18.03 | $253K | 100K |
| 2026-03-17 | Kelly Roland Thomas | Chief Legal Officer and GC | Sell | 5K | $18.06 | $93K | 114K |
| 2026-03-02 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $18.32 | $29K | 73K |
| 2026-02-02 | Taylor Jeffrey T. | Executive VP, Capital Markets | Sell | 2K | $20.33 | $36K | 181K |
| 2026-02-02 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $20.53 | $32K | 75K |
| 2026-01-28 | Taylor Jeffrey T. | Executive VP, Capital Markets | Tax withholding | 19K | $20.22 | $376K | 183K |
| 2026-01-28 | Tam Fiona | Chief Accounting Officer | Tax withholding | 4K | $20.22 | $86K | 48K |
| 2026-01-28 | Szczepaniak Mark R | Chief Financial Officer | Tax withholding | 24K | $20.22 | $476K | 76K |
| 2026-01-28 | Kelly Roland Thomas | Chief Legal Officer and GC | Tax withholding | 16K | $20.22 | $327K | 119K |
| 2026-01-28 | Farrar Christopher D. | Chief Executive Officer | Tax withholding | 65K | $20.22 | $1.3M | 631K |
| 2026-01-26 | Taylor Jeffrey T. | Executive VP, Capital Markets | Sell | 2K | $20.00 | $35K | 184K |
| 2026-01-23 | Taylor Jeffrey T. | Executive VP, Capital Markets | Tax withholding | 4K | $19.39 | $80K | 186K |
| 2026-01-23 | Tam Fiona | Chief Accounting Officer | Tax withholding | 453 | $19.39 | $9K | 48K |
| 2026-01-23 | Szczepaniak Mark R | Chief Financial Officer | Tax withholding | 4K | $19.39 | $84K | 56K |
| 2026-01-23 | Kelly Roland Thomas | Chief Legal Officer and GC | Tax withholding | 1K | $19.39 | $27K | 124K |
| 2026-01-23 | Farrar Christopher D. | Chief Executive Officer | Tax withholding | 23K | $19.39 | $449K | 554K |
| 2026-01-21 | Taylor Jeffrey T. | Executive VP, Capital Markets | Tax withholding | 3K | $19.53 | $67K | 190K |
| 2026-01-21 | Tam Fiona | Chief Accounting Officer | Tax withholding | 541 | $19.53 | $11K | 48K |
| 2026-01-21 | Szczepaniak Mark R | Chief Financial Officer | Tax withholding | 3K | $19.53 | $66K | 53K |
| 2026-01-21 | Kelly Roland Thomas | Chief Legal Officer and GC | Tax withholding | 2K | $19.53 | $34K | 125K |
| 2026-01-21 | Farrar Christopher D. | Chief Executive Officer | Tax withholding | 26K | $19.53 | $502K | 539K |
| 2026-01-15 | Farrar Christopher D. | Chief Executive Officer | Grant | 89K | $19.60 | $1.7M | 524K |
| 2026-01-15 | Tam Fiona | Chief Accounting Officer | Grant | 3K | $19.60 | $60K | 49K |
| 2026-01-15 | Kelly Roland Thomas | Chief Legal Officer and GC | Grant | 14K | $19.60 | $275K | 127K |
| 2026-01-15 | Taylor Jeffrey T. | Executive VP, Capital Markets | Grant | 19K | $19.60 | $375K | 193K |
| 2026-01-15 | Szczepaniak Mark R | Chief Financial Officer | Grant | 19K | $19.60 | $375K | 137K |
| 2026-01-15 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $19.51 | $31K | 50K |
| 2026-01-15 | Taylor Jeffrey T. | Executive VP, Capital Markets | Grant | 19K | $19.60 | $375K | 174K |
| 2026-01-15 | Tam Fiona | Chief Accounting Officer | Grant | 3K | $19.60 | $60K | 46K |
| 2026-01-15 | Szczepaniak Mark R | Chief Financial Officer | Grant | 19K | $19.60 | $375K | 118K |
| 2026-01-15 | Kelly Roland Thomas | Chief Legal Officer and GC | Grant | 14K | $19.60 | $275K | 113K |
| 2026-01-15 | Farrar Christopher D. | Chief Executive Officer | Grant | 89K | $19.60 | $1.7M | 435K |
| 2026-01-13 | Taylor Jeffrey T. | Executive VP, Capital Markets | Tax withholding | 3K | $18.70 | $65K | 155K |
| 2026-01-13 | Tam Fiona | Chief Accounting Officer | Tax withholding | 681 | $18.70 | $13K | 43K |
| 2026-01-13 | Szczepaniak Mark R | Chief Financial Officer | Tax withholding | 4K | $18.70 | $80K | 99K |
| 2026-01-13 | Kelly Roland Thomas | Chief Legal Officer and GC | Tax withholding | 2K | $18.70 | $39K | 99K |
| 2026-01-13 | Farrar Christopher D. | Chief Executive Officer | Tax withholding | 9K | $18.70 | $166K | 346K |
| 2025-12-31 | Taylor Jeffrey T. | Executive VP, Capital Markets | Sell | 3K | $20.13 | $61K | 159K |
| 2025-12-16 | Taylor Jeffrey T. | Executive VP, Capital Markets | Sell | 8K | $20.03 | $152K | 162K |
| 2025-12-02 | Kelly Roland Thomas | Chief Legal Officer and GC | Sell | 7K | $19.38 | $129K | 101K |
| 2025-12-01 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $19.34 | $30K | 47K |
| 2025-12-01 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $19.34 | $30K | 47K |
| 2025-11-03 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $18.50 | $29K | 49K |
| 2025-10-01 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $18.05 | $28K | 50K |
| 2025-09-02 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $18.85 | $30K | 52K |
| 2025-08-12 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $18.00 | $28K | 53K |
| 2025-07-01 | Szczepaniak Mark R | Chief Financial Officer | Sell | 2K | $18.44 | $29K | 55K |
| 2025-06-30 | Kelly Roland Thomas | Chief Legal Officer and GC | Other transaction | 1K | $15.76 | $19K | 108K |
| 2025-06-30 | Farrar Christopher D. | Chief Executive Officer | Other transaction | 1K | $15.76 | $19K | 695K |
| 2025-05-23 | Schaefer Joy L. | Director | Grant | 6K | $16.48 | $95K | 43K |
| 2025-05-23 | Schaefer Joy L. | Director | Returned to company | 4K | $16.48 | $72K | 39K |
| 2025-05-23 | Pitstick John | Director | Grant | 6K | $16.48 | $95K | 64K |
| 2025-05-23 | Pitstick John | Director | Returned to company | 4K | $16.48 | $72K | 60K |
| 2025-05-23 | Beckett Dorika M | Director | Grant | 6K | $16.48 | $95K | 36K |
| 2025-05-01 | TOBI III SPE I LLC | Director,TenPercentOwner | Exercise or conversion | 1.7M | price not stated in the filing | not stated | 12.6M |
| 2025-03-27 | Snow Phipps Group AIV, L.P. | Director,TenPercentOwner | Exercise or conversion | 893K | $2.96 | $2.6M | 13.2M |
| 2025-03-27 | Snow Phipps Group AIV, L.P. | Director,TenPercentOwner | Exercise or conversion | 446K | $4.94 | $2.2M | 13.6M |
| 2025-03-27 | Snow Phipps Group AIV, L.P. | Director,TenPercentOwner | Tax withholding | 259K | $18.73 | $4.8M | 13.4M |
| 2025-02-14 | Farrar Christopher D. | Chief Executive Officer | Tax withholding | 5K | $18.56 | $100K | 694K |
| 2025-02-14 | Tam Fiona | Chief Accounting Officer | Tax withholding | 638 | $18.56 | $12K | 43K |
| 2025-02-14 | Taylor Jeffrey T. | Executive VP, Capital Markets | Tax withholding | 3K | $18.56 | $53K | 169K |
| 2025-02-14 | Szczepaniak Mark R | Chief Financial Officer | Tax withholding | 3K | $18.56 | $50K | 163K |
| 2025-02-14 | Kelly Roland Thomas | Chief Legal Officer and GC | Tax withholding | 1K | $18.56 | $22K | 106K |
| 2025-01-23 | Tam Fiona | Chief Accounting Officer | Tax withholding | 543 | $18.42 | $10K | 44K |
| 2025-01-23 | Kelly Roland Thomas | Chief Legal Officer and GC | Tax withholding | 2K | $18.42 | $39K | 108K |
| 2025-01-23 | Taylor Jeffrey T. | Executive VP, Capital Markets | Tax withholding | 4K | $18.42 | $75K | 172K |
| 2025-01-23 | Szczepaniak Mark R | Chief Financial Officer | Tax withholding | 4K | $18.42 | $80K | 165K |
| 2025-01-21 | Farrar Christopher D. | Chief Executive Officer | Grant | 77K | $18.82 | $1.4M | 577K |
| 2025-01-21 | Szczepaniak Mark R | Chief Financial Officer | Grant | 19K | $18.82 | $350K | 171K |
| 2025-01-21 | Taylor Jeffrey T. | Executive VP, Capital Markets | Grant | 19K | $18.82 | $350K | 159K |
| 2025-01-21 | Kelly Roland Thomas | Chief Legal Officer and GC | Grant | 13K | $18.82 | $250K | 110K |
| 2025-01-21 | Tam Fiona | Chief Accounting Officer | Grant | 3K | $18.82 | $60K | 44K |
| 2025-01-21 | Tam Fiona | Chief Accounting Officer | Grant | 3K | $18.82 | $60K | 41K |
| 2025-01-21 | Kelly Roland Thomas | Chief Legal Officer and GC | Grant | 13K | $18.82 | $250K | 97K |
| 2025-01-21 | Taylor Jeffrey T. | Executive VP, Capital Markets | Grant | 19K | $18.82 | $350K | 178K |
| 2025-01-21 | Szczepaniak Mark R | Chief Financial Officer | Grant | 19K | $18.82 | $350K | 152K |
| 2025-01-21 | Farrar Christopher D. | Chief Executive Officer | Grant | 77K | $18.82 | $1.4M | 654K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.
Planned sales (Form 144)
Newest first. JSON16 Form 144 notices on file for VEL worth $1.5M at the prices reported; 4 in the last 90 days worth $175K. Latest: SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021 filed on 2026-09-10 to sell 2,000 shares ($36K) from 2026-09-10.
| Filed | Seller | Shares | Market value | Of outstanding | Sale from | Broker |
|---|---|---|---|---|---|---|
| 2026-09-10 | SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021Officer | 2K | $36K | 0.005% | 2026-09-10 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-08-11 | TAYLOR FAMILY TRUSTOfficer | 4K | $79K | 0.011% | 2026-08-11 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-08-11 | FIONA TAMOfficer | 1K | $23K | 0.003% | 2026-08-11 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-08-10 | SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021Officer | 2K | $37K | 0.005% | 2026-08-10 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-07-28 | SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021Officer | 2K | $35K | 0.005% | 2026-07-28 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-07-07 | TAYLOR FAMILY TRUSTOfficer | 2K | $40K | 0.006% | 2026-07-07 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-07-07 | FIONA TAMOfficer | 68 | $1K | 0.000% | 2026-07-07 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-07-01 | ROLAND KELLYOfficer | 5K | $89K | 0.012% | 2026-07-01 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-05-01 | SZCZEPANIAK FAMILY TRUST U/A DTD 08/10/2021Officer | 3K | $61K | 0.008% | 2026-05-01 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-04-17 | TAYLOR FAMILY TRUSTOfficer | 7K | $136K | 0.018% | 2026-04-17 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-03-30 | ROLAND KELLYOfficer | 15K | $264K | 0.038% | 2026-03-30 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-03-17 | ROLAND KELLYOfficer | 5K | $89K | 0.013% | 2026-03-17 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-01-15 | SZCZEPANIAK FAMILY TRUST U/A DTD 08/10/2021Officer | 6K | $121K | 0.016% | 2026-01-15 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2025-12-16 | TAYLOR FAMILY TRUSTOfficer | 16K | $313K | 0.041% | 2025-12-16 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2025-12-02 | ROLAND KELLYOfficer | 7K | $129K | 0.017% | 2025-12-02 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2025-10-01 | SZCZEPANIAK FAMILY TRUST U/A DTD 08/10/2021Officer | 5K | $86K | 0.012% | 2025-10-01 | Morgan Stanley Smith Barney LLC Executive Financial Services |
Large holders (13D and 13G)
One row per reporting person with its latest filing, newest first. JSON2 holders report 5% or more of VEL in their latest filing, all on Schedule 13G (passive). The largest reported stake is Beach Point Capital Management LP at 17.9% of the class (6,949,566 shares), filed 2026-02-13 for an event on 2025-12-31.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-02-13 | 13G/Ano. 6 | Beach Point Capital Management LPinvestment adviser | 6.9M | 17.9% | 2025-12-31 |
| 2026-02-13 | 13G/Ano. 6 | Beach Point GP LLCparent holding company | 6.9M | 17.9% | 2025-12-31 |
13F holders
Tracked managers holding VEL at their latest 13F. JSON4 of the 30 tracked managers held VEL at their latest 13F, $5.6M in total at quarter-end prices. D. E. Shaw & Co. is the largest at $2.3M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 4 added shares and 0 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| D. E. Shaw & Co. | 2026-06-30 | 124K | $2.3M | 0.00% | +36K |
| AQR Capital Management | 2026-06-30 | 72K | $1.3M | 0.00% | +13K |
| Citadel Advisors | 2026-06-30 | 54K | $997K | 0.00% | +15K |
| Renaissance Technologies | 2026-06-30 | 51K | $949K | 0.00% | +24K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn FY 2025 it generated $18.2M of operating cash flow and spent $7.3M on buybacks.
- Cash
- $76.1M
- Equity
- $721.5M
- Total assets
- $7.96B
- Shares outstanding
- 39,481,457
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q2 FY 2026 | 2026-06-30 | n/a | $25.2M | n/a | 0.64 |
| Q1 FY 2026 | 2026-03-31 | n/a | $22.4M | n/a | 0.57 |
| Q4 FY 2025 | 2025-12-31 | n/a | $34.8M | n/a | n/a |
| Q3 FY 2025 | 2025-09-30 | n/a | $25.4M | n/a | 0.65 |
| Q2 FY 2025 | 2025-06-30 | n/a | $26.0M | n/a | 0.69 |
| Q1 FY 2025 | 2025-03-31 | n/a | $18.9M | n/a | 0.51 |
| Q4 FY 2024 | 2024-12-31 | n/a | $20.6M | n/a | n/a |
| Q3 FY 2024 | 2024-09-30 | n/a | $15.8M | n/a | 0.44 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2025 | 2025-12-31 | n/a | $105.0M | $18.2M | $281K | $7.3M | n/a |
| FY 2024 | 2024-12-31 | n/a | $68.4M | $37.8M | $289K | $1.6M | n/a |
| FY 2023 | 2023-12-31 | n/a | $52.3M | $48.8M | $180K | $861K | n/a |
| FY 2022 | 2022-12-31 | n/a | $32.2M | $48.7M | $326K | $458K | n/a |
| FY 2021 | 2021-12-31 | n/a | $29.2M | $57.6M | $135K | n/a | n/a |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-07-31 from the cover page.
What this page is
Velocity Financial in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.
This page follows Velocity Financial (VEL), SEC CIK 1692376, listed on NYSE, classified by the SEC as finance services. The cross-market tables live on the short interest and insider transactions hubs.
Source and updates
- Short interest
- FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-10-15.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-11-02.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-10-14.JSON and CSV
- Planned sales
- SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2026-09-10.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-02-13.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Earnings dates
- SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-08-05.JSON and CSV
- Insider trades
- SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-09-10.JSON and CSV
- Company record
- EDGAR filing index for CIK 1692376Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 10 requests a minute without a key, 30 with a free key from a free account.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
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Datasets
Frequently Asked Questions
How much of VEL is sold short?
1,543,019 shares were held short at the 2026-10-15 settlement, 8.0 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is VEL's daily short volume?
On 2026-11-02, 13,964 of the 29,873 VEL shares reported to FINRA were sold short, 46.7% of the day's reported volume. Short volume is a flow for one day, not a position.
Does VEL have fails to deliver?
The SEC's latest file shows 5,247 VEL shares failed to deliver at settlement 2026-10-14. Fails are reported per settlement date and published twice a month with a lag.
Are VEL insiders buying or selling?
Insiders at VEL reported 7 open-market sells worth $243K in the last 90 days and no open-market buys. Latest filing: Szczepaniak Mark R (Chief Financial Officer) on 2026-09-10.
Have VEL insiders filed to sell?
16 Form 144 notices on file for VEL worth $1.5M at the prices reported; 4 in the last 90 days worth $175K. Latest: SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021 filed on 2026-09-10 to sell 2,000 shares ($36K) from 2026-09-10.
Who owns 5% or more of VEL?
2 holders report 5% or more of VEL in their latest filing, all on Schedule 13G (passive). The largest reported stake is Beach Point Capital Management LP at 17.9% of the class (6,949,566 shares), filed 2026-02-13 for an event on 2025-12-31.
What did VEL report last quarter?
In FY 2025 it generated $18.2M of operating cash flow and spent $7.3M on buybacks.
Which tracked 13F managers own VEL?
4 of the 30 tracked 13F managers held VEL shares at their latest filing, $5.6M in all. The largest: D. E. Shaw & Co. (124K shares, $2.3M), Cliff Asness's AQR Capital Management (72K shares, $1.3M), Ken Griffin's Citadel Advisors (54K shares, $997K), Renaissance Technologies (51K shares, $949K).
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.