Affirm Holdings (AFRM)
Affirm Holdings on one page: short interest, daily short volume, fails to deliver, planned sales, large holders, 13F holders, financials, earnings dates and insider trades. Listed on Nasdaq, classified by the SEC as personal credit institutions.
17.3M
Short interest
settlement 2026-10-15
4.1
Days to cover
-0.3 days vs prior
50.8%
Short share of volume
2026-11-02
15,561
Fails to deliver
settlement 2026-10-14
Thu 5 Nov
Next earnings
estimated date
-$23.9M
Insider flow, 90 days
0 buys, 12 sells
As of 2026-11-02.
Short interest
FINRA, twice a month. The newest 48 settlements in the table, 48 in the chart. JSONAs of 15 October 2026, short interest in AFRM is 17,349,593 shares, up 1,067,530 shares over the last month. Over the last 48 readings it ranged from 12,176,052 shares (28 February 2025) to 20,032,506 shares (15 November 2024). At the reported average volume of 4.2M shares a day that is 4.1 days to cover.
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| Settlement | Shares short | Change | Avg daily volume | Days to cover |
|---|---|---|---|---|
| 2026-10-15 | 17,349,593 | -3.0% | 4,230,649 | 4.10 |
| 2026-09-30 | 17,882,143 | +9.8% | 4,046,318 | 4.42 |
| 2026-09-15 | 16,282,063 | +3.9% | 4,556,942 | 3.57 |
| 2026-08-31 | 15,666,710 | +8.3% | 6,433,003 | 2.44 |
| 2026-08-14 | 14,461,742 | -6.0% | 2,688,575 | 5.38 |
| 2026-07-31 | 15,391,541 | -8.0% | 3,521,123 | 4.37 |
| 2026-07-15 | 16,725,898 | -13.4% | 3,649,010 | 4.58 |
| 2026-06-30 | 19,326,088 | +4.5% | 4,833,347 | 4.00 |
| 2026-06-15 | 18,485,674 | -2.2% | 4,453,230 | 4.15 |
| 2026-05-29 | 18,900,130 | +0.0% | 5,045,127 | 3.75 |
| 2026-05-15 | 18,895,880 | -1.1% | 5,793,508 | 3.26 |
| 2026-04-30 | 19,098,467 | +3.2% | 4,866,441 | 3.92 |
| 2026-04-15 | 18,512,049 | +8.3% | 4,777,893 | 3.87 |
| 2026-03-31 | 17,101,506 | +4.9% | 5,445,757 | 3.14 |
| 2026-03-13 | 16,308,291 | -7.9% | 5,733,572 | 2.84 |
| 2026-02-27 | 17,709,657 | -1.2% | 6,310,712 | 2.81 |
| 2026-02-13 | 17,923,630 | +22.4% | 10,207,821 | 1.76 |
| 2026-01-30 | 14,647,345 | -7.6% | 5,342,424 | 2.74 |
| 2026-01-15 | 15,845,141 | -10.5% | 5,470,249 | 2.90 |
| 2025-12-31 | 17,697,018 | -2.8% | 4,617,652 | 3.83 |
| 2025-12-15 | 18,199,401 | +19.2% | 4,673,340 | 3.89 |
| 2025-11-28 | 15,266,385 | +10.4% | 4,864,692 | 3.14 |
| 2025-11-14 | 13,822,665 | +7.3% | 7,211,650 | 1.92 |
| 2025-10-31 | 12,884,745 | -6.7% | 5,028,413 | 2.56 |
| 2025-10-15 | 13,813,559 | -12.5% | 5,749,662 | 2.40 |
| 2025-09-30 | 15,791,775 | -7.2% | 7,279,390 | 2.17 |
| 2025-09-15 | 17,008,700 | -1.8% | 9,186,241 | 1.85 |
| 2025-08-29 | 17,328,393 | -4.3% | 11,455,501 | 1.51 |
| 2025-08-15 | 18,115,983 | +10.9% | 5,931,195 | 3.05 |
| 2025-07-31 | 16,333,503 | +9.1% | 4,310,426 | 3.79 |
| 2025-07-15 | 14,966,759 | +4.4% | 5,316,401 | 2.82 |
| 2025-06-30 | 14,340,473 | -7.6% | 5,682,858 | 2.52 |
| 2025-06-13 | 15,522,826 | -1.6% | 6,227,201 | 2.49 |
| 2025-05-30 | 15,781,700 | -0.4% | 5,421,060 | 2.91 |
| 2025-05-15 | 15,845,974 | +8.0% | 12,012,274 | 1.32 |
| 2025-04-30 | 14,669,232 | -1.5% | 5,856,636 | 2.50 |
| 2025-04-15 | 14,889,616 | +4.0% | 10,614,012 | 1.40 |
| 2025-03-31 | 14,322,998 | -6.5% | 8,817,367 | 1.62 |
| 2025-03-14 | 15,313,228 | +25.8% | 8,334,053 | 1.84 |
| 2025-02-28 | 12,176,052 | -15.1% | 6,060,451 | 2.01 |
| 2025-02-14 | 14,332,805 | -5.2% | 9,782,325 | 1.47 |
| 2025-01-31 | 15,115,709 | -3.0% | 4,890,820 | 3.09 |
| 2025-01-15 | 15,574,634 | +4.3% | 5,589,844 | 2.79 |
| 2024-12-31 | 14,935,245 | -0.6% | 6,436,976 | 2.32 |
| 2024-12-13 | 15,022,903 | -10.0% | 7,131,649 | 2.11 |
| 2024-11-29 | 16,689,600 | -16.7% | 9,670,629 | 1.73 |
| 2024-11-15 | 20,032,506 | +9.2% | 15,149,330 | 1.32 |
| 2024-10-31 | 18,342,345 | -5.3% | 7,520,942 | 2.44 |
Daily short volume
FINRA Reg SHO, the last 30 sessions. JSONAs of 2 November 2026, the short share of AFRM volume is 50.8%, down 4.9 points over the last five sessions. Over the last 30 readings it ranged from 37.0% (29 September 2026) to 63.5% (8 October 2026). The latest reading is 2.4 points above the 30-session average of 48.5%, on 1.7M shares reported.
| Date | Short volume | Total volume | Short share | Exempt |
|---|---|---|---|---|
| 2026-11-02 | 844K | 1.7M | 50.8% | 2,305 |
| 2026-10-30 | 574K | 1.4M | 42.5% | 4,705 |
| 2026-10-29 | 519K | 1.1M | 47.7% | 2,733 |
| 2026-10-28 | 460K | 917K | 50.2% | 2,437 |
| 2026-10-27 | 766K | 1.4M | 55.6% | 2,368 |
| 2026-10-26 | 486K | 872K | 55.7% | 0 |
| 2026-10-23 | 439K | 960K | 45.7% | 3,176 |
| 2026-10-22 | 829K | 1.7M | 47.9% | 2,740 |
| 2026-10-21 | 538K | 1.2M | 46.7% | 110 |
| 2026-10-20 | 440K | 972K | 45.3% | 3,322 |
| 2026-10-19 | 496K | 948K | 52.3% | 735 |
| 2026-10-16 | 922K | 1.7M | 54.2% | 4,043 |
| 2026-10-15 | 1.2M | 2.6M | 45.1% | 62,545 |
| 2026-10-14 | 1.6M | 3.7M | 44.5% | 182,860 |
| 2026-10-13 | 734K | 1.3M | 56.8% | 5,752 |
| 2026-10-12 | 565K | 1.2M | 47.4% | 210 |
| 2026-10-09 | 1.0M | 2.1M | 49.8% | 28,655 |
| 2026-10-08 | 949K | 1.5M | 63.5% | 1,101 |
| 2026-10-07 | 762K | 1.5M | 52.4% | 33 |
| 2026-10-06 | 574K | 1.2M | 46.0% | 1,583 |
| 2026-10-05 | 991K | 2.1M | 47.2% | 9,360 |
| 2026-10-02 | 473K | 1.1M | 42.8% | 2,997 |
| 2026-10-01 | 1.2M | 2.0M | 57.6% | 11,397 |
| 2026-09-30 | 438K | 1.1M | 40.1% | 915 |
| 2026-09-29 | 602K | 1.6M | 37.0% | 1,449 |
| 2026-09-28 | 625K | 1.6M | 40.2% | 3,397 |
| 2026-09-25 | 433K | 1.1M | 40.0% | 349 |
| 2026-09-24 | 861K | 2.1M | 41.2% | 10,320 |
| 2026-09-23 | 1.3M | 2.7M | 49.3% | 37,866 |
| 2026-09-22 | 1.4M | 2.3M | 58.6% | 0 |
Fails to deliver
SEC, the last 30 settlement dates with a fail. JSONAs of 14 October 2026, the fails-to-deliver balance in AFRM is 15,561 shares, down 8,064 shares over the last settlement date. Over the last 30 readings it ranged from 5 shares (28 July 2026) to 111,688 shares (20 July 2026).
| Settlement | Shares failed | Price | Value |
|---|---|---|---|
| 2026-10-14 | 15,561 | $77.89 | $1.2M |
| 2026-10-13 | 23,625 | $78.63 | $1.9M |
| 2026-10-09 | 14,170 | $77.15 | $1.1M |
| 2026-10-08 | 20,223 | $75.31 | $1.5M |
| 2026-10-05 | 18,497 | $70.77 | $1.3M |
| 2026-09-21 | 168 | $71.21 | $12K |
| 2026-09-16 | 17 | $72.09 | $1K |
| 2026-09-08 | 486 | $72.35 | $35K |
| 2026-09-04 | 200 | $74.30 | $15K |
| 2026-08-26 | 10,838 | $77.95 | $845K |
| 2026-08-24 | 921 | $77.03 | $71K |
| 2026-08-21 | 52,561 | $75.05 | $3.9M |
| 2026-08-20 | 7,067 | $77.33 | $546K |
| 2026-08-19 | 404 | $73.56 | $30K |
| 2026-08-18 | 496 | $74.52 | $37K |
| 2026-08-17 | 7,296 | $78.35 | $572K |
| 2026-08-14 | 2,377 | $78.32 | $186K |
| 2026-08-12 | 244 | $76.71 | $19K |
| 2026-08-06 | 53,945 | $78.47 | $4.2M |
| 2026-08-05 | 38,182 | $78.12 | $3.0M |
| 2026-08-04 | 7,262 | $75.63 | $549K |
| 2026-08-03 | 20 | $71.51 | $1K |
| 2026-07-31 | 11,230 | $73.25 | $823K |
| 2026-07-30 | 4,046 | $70.11 | $284K |
| 2026-07-29 | 10,452 | $72.40 | $757K |
| 2026-07-28 | 5 | $73.05 | $365 |
| 2026-07-27 | 13 | $70.23 | $913 |
| 2026-07-22 | 21 | $74.72 | $2K |
| 2026-07-20 | 111,688 | $76.07 | $8.5M |
| 2026-07-17 | 439 | $79.84 | $35K |
Insider trades
SEC Form 4, newest first. JSONInsiders at AFRM reported 12 open-market sells worth $23.9M in the last 90 days and no open-market buys. Latest filing: O'Hare Robert (Chief Financial Officer) on 2026-10-09.
| Date | Insider | Title | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|---|
| 2026-10-09 | O'Hare Robert | Chief Financial Officer | Sell | 66K | $80.02 | $5.2M | 3K |
| 2026-10-09 | O'Hare Robert | Chief Financial Officer | Exercise or conversion | 6K | $57.59 | $325K | 68K |
| 2026-10-09 | O'Hare Robert | Chief Financial Officer | Exercise or conversion | 9K | $44.06 | $396K | 63K |
| 2026-10-09 | O'Hare Robert | Chief Financial Officer | Exercise or conversion | 22K | $23.35 | $510K | 54K |
| 2026-10-09 | O'Hare Robert | Chief Financial Officer | Exercise or conversion | 10K | $22.30 | $228K | 32K |
| 2026-10-09 | O'Hare Robert | Chief Financial Officer | Exercise or conversion | 2K | $41.80 | $78K | 22K |
| 2026-10-09 | O'Hare Robert | Chief Financial Officer | Exercise or conversion | 17K | $17.19 | $293K | 20K |
| 2026-09-14 | Jiyane Siphelele | Chief Accounting Officer | Sell | 27K | $72.19 | $1.9M | 189K |
| 2026-09-04 | Jiyane Siphelele | Chief Accounting Officer | Sell | 25K | $72.41 | $1.8M | 216K |
| 2026-09-03 | Adkins Katherine | Chief Legal Officer | Sell | 42K | $75.53 | $3.1M | 152K |
| 2026-09-03 | Adkins Katherine | Chief Legal Officer | Exercise or conversion | 37K | $23.35 | $870K | 194K |
| 2026-09-03 | Adkins Katherine | Chief Legal Officer | Exercise or conversion | 4K | $22.30 | $98K | 157K |
| 2026-09-02 | O'Hare Robert | Chief Financial Officer | Sell | 6K | $74.02 | $436K | 3K |
| 2026-09-01 | O'Hare Robert | Chief Financial Officer | Sell | 200 | $72.51 | $15K | 9K |
| 2026-09-01 | O'Hare Robert | Chief Financial Officer | Sell | 16K | $71.59 | $1.1M | 9K |
| 2026-09-01 | O'Hare Robert | Chief Financial Officer | Tax withholding | 6K | $69.94 | $427K | 24K |
| 2026-09-01 | O'Hare Robert | Chief Financial Officer | Exercise or conversion | 12K | $0.00 | $0 | 30K |
| 2026-09-01 | Michalek Libor | President | Tax withholding | 6K | $69.94 | $405K | 230K |
| 2026-09-01 | Michalek Libor | President | Exercise or conversion | 11K | $0.00 | $0 | 236K |
| 2026-09-01 | Linford Michael | President | Tax withholding | 5K | $69.94 | $326K | 128K |
| 2026-09-01 | Linford Michael | President | Exercise or conversion | 12K | $0.00 | $0 | 132K |
| 2026-09-01 | Jiyane Siphelele | Chief Accounting Officer | Tax withholding | 4K | $69.94 | $249K | 241K |
| 2026-09-01 | Jiyane Siphelele | Chief Accounting Officer | Exercise or conversion | 9K | $0.00 | $0 | 244K |
| 2026-09-01 | Adkins Katherine | Chief Legal Officer | Sell | 2K | $71.87 | $165K | 152K |
| 2026-09-01 | Adkins Katherine | Chief Legal Officer | Sell | 16K | $71.00 | $1.1M | 155K |
| 2026-09-01 | Adkins Katherine | Chief Legal Officer | Sell | 24K | $70.13 | $1.7M | 170K |
| 2026-09-01 | Adkins Katherine | Chief Legal Officer | Exercise or conversion | 42K | $22.30 | $929K | 194K |
| 2026-09-01 | Adkins Katherine | Chief Legal Officer | Tax withholding | 5K | $69.94 | $335K | 152K |
| 2026-09-01 | Adkins Katherine | Chief Legal Officer | Exercise or conversion | 11K | $0.00 | $0 | 157K |
| 2026-08-28 | Linford Michael | Chief Operating Officer | Sell | 79K | $90.01 | $7.1M | 121K |
| 2026-08-28 | Linford Michael | Chief Operating Officer | Exercise or conversion | 79K | $5.39 | $427K | 200K |
| 2026-08-12 | Watson Noel Bertram | Director | Sell | 2K | $77.86 | $156K | 34K |
| 2026-08-01 | Michalek Libor | President | Tax withholding | 1K | $71.51 | $85K | 225K |
| 2026-08-01 | Michalek Libor | President | Exercise or conversion | 2K | $0.00 | $0 | 226K |
| 2026-08-01 | Linford Michael | Chief Operating Officer | Tax withholding | 970 | $71.51 | $69K | 121K |
| 2026-08-01 | Linford Michael | Chief Operating Officer | Exercise or conversion | 2K | $0.00 | $0 | 122K |
| 2026-08-01 | Adkins Katherine | Chief Legal Officer | Tax withholding | 634 | $71.51 | $45K | 147K |
| 2026-08-01 | Adkins Katherine | Chief Legal Officer | Exercise or conversion | 1K | $0.00 | $0 | 147K |
| 2026-07-01 | Reses Jacqueline D | Director | Grant | 655 | $0.00 | $0 | 49K |
| 2026-07-01 | GALANTI RICHARD A | Director | Grant | 655 | $0.00 | $0 | 12K |
| 2026-07-01 | Liew Jeremy | Director | Grant | 655 | $0.00 | $0 | 317K |
| 2026-07-01 | Michalek Libor | President | Tax withholding | 1K | $83.85 | $100K | 224K |
| 2026-07-01 | Michalek Libor | President | Exercise or conversion | 2K | $0.00 | $0 | 225K |
| 2026-07-01 | Quarles Christa S | Director | Grant | 655 | $0.00 | $0 | 69K |
| 2026-07-01 | Schneider Ryan M. | Director | Grant | 3K | $0.00 | $0 | 4K |
| 2026-07-01 | Schneider Ryan M. | Director | Grant | 655 | $0.00 | $0 | 655 |
| 2026-07-01 | Linford Michael | Chief Operating Officer | Tax withholding | 972 | $83.85 | $82K | 119K |
| 2026-07-01 | Linford Michael | Chief Operating Officer | Exercise or conversion | 2K | $0.00 | $0 | 120K |
| 2026-07-01 | Adkins Katherine | Chief Legal Officer | Tax withholding | 635 | $83.85 | $53K | 146K |
| 2026-07-01 | Adkins Katherine | Chief Legal Officer | Exercise or conversion | 1K | $0.00 | $0 | 147K |
| 2026-06-26 | Linford Michael | Chief Operating Officer | Sell | 100K | $80.04 | $8.0M | 118K |
| 2026-06-26 | Linford Michael | Chief Operating Officer | Exercise or conversion | 100K | $5.39 | $539K | 218K |
| 2026-06-01 | Linford Michael | Chief Operating Officer | Tax withholding | 5K | $72.91 | $340K | 118K |
| 2026-06-01 | Linford Michael | Chief Operating Officer | Exercise or conversion | 12K | $0.00 | $0 | 123K |
| 2026-06-01 | O'Hare Robert | Chief Financial Officer | Tax withholding | 8K | $72.91 | $609K | 18K |
| 2026-06-01 | O'Hare Robert | Chief Financial Officer | Exercise or conversion | 16K | $0.00 | $0 | 27K |
| 2026-06-01 | Michalek Libor | President | Tax withholding | 6K | $72.91 | $422K | 223K |
| 2026-06-01 | Michalek Libor | President | Exercise or conversion | 11K | $0.00 | $0 | 228K |
| 2026-06-01 | Jiyane Siphelele | Chief Accounting Officer | Tax withholding | 5K | $72.91 | $331K | 235K |
| 2026-06-01 | Jiyane Siphelele | Chief Accounting Officer | Exercise or conversion | 12K | $0.00 | $0 | 240K |
| 2026-06-01 | Adkins Katherine | Chief Legal Officer | Tax withholding | 5K | $72.91 | $349K | 145K |
| 2026-06-01 | Adkins Katherine | Chief Legal Officer | Exercise or conversion | 11K | $0.00 | $0 | 150K |
| 2026-05-13 | Watson Noel Bertram | Director | Sell | 2K | $65.00 | $130K | 36K |
| 2026-05-01 | Michalek Libor | President | Tax withholding | 1K | $67.54 | $74K | 217K |
| 2026-05-01 | Michalek Libor | President | Exercise or conversion | 2K | $0.00 | $0 | 218K |
| 2026-05-01 | Linford Michael | Chief Operating Officer | Tax withholding | 974 | $67.54 | $66K | 111K |
| 2026-05-01 | Linford Michael | Chief Operating Officer | Exercise or conversion | 2K | $0.00 | $0 | 112K |
| 2026-05-01 | Adkins Katherine | Chief Legal Officer | Tax withholding | 634 | $67.54 | $43K | 139K |
| 2026-05-01 | Adkins Katherine | Chief Legal Officer | Exercise or conversion | 1K | $0.00 | $0 | 140K |
| 2026-04-14 | Watson Noel Bertram | Director | Sell | 2K | $55.00 | $110K | 38K |
| 2026-04-07 | Quarles Christa S | Director | Other transaction | 54K | $0.00 | $0 | 69K |
| 2026-04-02 | Quarles Christa S | Director | Conversion | 60K | price not stated in the filing | not stated | 183K |
| 2026-04-02 | Quarles Christa S | Director | Other transaction | 60K | $0.00 | $0 | 122K |
| 2026-04-01 | Michalek Libor | President | Tax withholding | 838 | $45.54 | $38K | 216K |
| 2026-04-01 | Michalek Libor | President | Exercise or conversion | 2K | $0.00 | $0 | 217K |
| 2026-04-01 | Linford Michael | Chief Operating Officer | Tax withholding | 975 | $45.54 | $44K | 110K |
| 2026-04-01 | Linford Michael | Chief Operating Officer | Exercise or conversion | 2K | $0.00 | $0 | 111K |
| 2026-04-01 | Adkins Katherine | Chief Legal Officer | Tax withholding | 634 | $45.54 | $29K | 139K |
| 2026-04-01 | Adkins Katherine | Chief Legal Officer | Exercise or conversion | 1K | $0.00 | $0 | 139K |
| 2026-04-01 | Quarles Christa S | Director | Other transaction | 3K | $0.00 | $0 | 122K |
| 2026-03-01 | O'Hare Robert | Chief Financial Officer | Tax withholding | 9K | $46.98 | $441K | 10K |
| 2026-03-01 | O'Hare Robert | Chief Financial Officer | Exercise or conversion | 18K | $0.00 | $0 | 20K |
| 2026-03-01 | Michalek Libor | President | Tax withholding | 4K | $46.98 | $192K | 214K |
| 2026-03-01 | Michalek Libor | President | Exercise or conversion | 11K | $0.00 | $0 | 218K |
| 2026-03-01 | Jiyane Siphelele | Chief Accounting Officer | Tax withholding | 5K | $46.98 | $219K | 228K |
| 2026-03-01 | Jiyane Siphelele | Chief Accounting Officer | Exercise or conversion | 12K | $0.00 | $0 | 233K |
| 2026-03-01 | Linford Michael | Chief Operating Officer | Tax withholding | 4K | $46.98 | $177K | 108K |
| 2026-03-01 | Linford Michael | Chief Operating Officer | Exercise or conversion | 12K | $0.00 | $0 | 112K |
| 2026-03-01 | Adkins Katherine | Chief Legal Officer | Tax withholding | 5K | $46.98 | $225K | 138K |
| 2026-03-01 | Adkins Katherine | Chief Legal Officer | Exercise or conversion | 11K | $0.00 | $0 | 143K |
| 2026-02-09 | Linford Michael | Chief Operating Officer | Exercise or conversion | 20K | $49.00 | $980K | 100K |
| 2026-02-01 | Linford Michael | Chief Operating Officer | Tax withholding | 628 | $60.30 | $38K | 80K |
| 2026-02-01 | Linford Michael | Chief Operating Officer | Exercise or conversion | 2K | $0.00 | $0 | 81K |
| 2026-02-01 | Michalek Libor | President | Tax withholding | 838 | $60.30 | $51K | 207K |
| 2026-02-01 | Michalek Libor | President | Exercise or conversion | 2K | $0.00 | $0 | 208K |
| 2026-02-01 | Adkins Katherine | Chief Legal Officer | Tax withholding | 648 | $60.30 | $39K | 132K |
| 2026-02-01 | Adkins Katherine | Chief Legal Officer | Exercise or conversion | 1K | $0.00 | $0 | 133K |
| 2026-01-30 | Linford Michael | Chief Operating Officer | Exercise or conversion | 20K | $49.00 | $980K | 79K |
| 2026-01-05 | Levchin Max R | Chief Executive Officer | Sell | 113K | $81.12 | $9.2M | 0 |
| 2026-01-05 | Levchin Max R | Chief Executive Officer | Sell | 554K | $80.52 | $44.6M | 113K |
Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.
Planned sales (Form 144)
Newest first. JSON17 Form 144 notices on file for AFRM worth $148.1M at the prices reported; 9 in the last 90 days worth $22.9M. Latest: ROBERT O'HARE filed on 2026-10-09 to sell 65,591 shares ($5.1M) from 2026-10-09.
| Filed | Seller | Shares | Market value | Of outstanding | Sale from | Broker |
|---|---|---|---|---|---|---|
| 2026-10-09 | ROBERT O'HAREOfficer | 66K | $5.1M | 0.022% | 2026-10-09 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-09-14 | SIPHELELE JIYANEOfficer | 27K | $1.9M | 0.009% | 2026-09-14 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-09-04 | SIPHELELE JIYANEOfficer | 25K | $1.8M | 0.008% | 2026-09-04 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-09-03 | KATHERINE ADKINSOfficer | 42K | $3.1M | 0.014% | 2026-09-03 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-09-02 | ROBERT O'HAREOfficer | 6K | $412K | 0.002% | 2026-09-02 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-09-01 | ROBERT O'HAREOfficer | 16K | $1.2M | 0.005% | 2026-09-01 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-09-01 | KATHERINE ADKINSOfficer | 42K | $3.1M | 0.014% | 2026-09-01 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-08-28 | MICHAEL LINFORDOfficer | 79K | $6.1M | 0.027% | 2026-08-28 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-08-12 | NOEL WATSONOfficer | 2K | $153K | 0.001% | 2026-08-12 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-06-26 | MICHAEL LINFORDOfficer | 100K | $7.7M | 0.034% | 2026-06-26 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-05-13 | NOEL WATSONDirector | 4K | $262K | 0.001% | 2026-05-13 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-04-14 | NOEL WATSONDirector | 2K | $104K | 0.001% | 2026-04-14 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2026-01-05 | Maksim Rafael LevchinOfficer/Director | 667K | $53.7M | 0.230% | 2026-01-05 | J.P. Morgan Securities LLC |
| 2026-01-05 | ROBERT WARREN OHAREOfficer | 48K | $3.6M | 0.017% | 2026-01-05 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2025-12-03 | ROBERT WARREN OHAREOfficer | 8K | $549K | 0.003% | 2025-12-03 | Morgan Stanley Smith Barney LLC Executive Financial Services |
| 2025-09-22 | Maksim Rafael LevchinOfficer/Director | 652K | $58.2M | 0.231% | 2025-09-22 | J.P. Morgan Securities LLC |
| 2025-09-15 | SIPHELELE N JIYANEOfficer | 13K | $1.1M | 0.004% | 2025-09-15 | Morgan Stanley Smith Barney LLC Executive Financial Services |
Large holders (13D and 13G)
One row per reporting person with its latest filing, newest first. JSON7 holders report 5% or more of AFRM in their latest filing, all on Schedule 13G (passive). The largest reported stake is Capital World Investors at 7.9% of the class (23,115,136 shares), filed 2026-08-12 for an event on 2026-06-30.
| Filed | Form | Holder | Shares | Of class | Event |
|---|---|---|---|---|---|
| 2026-08-12 | 13G/Ano. 2 | Capital World Investorsinvestment adviser | 23.1M | 7.9% | 2026-06-30 |
| 2026-07-16 | 13G | JPMORGAN CHASE & COparent holding company | 16.8M | 5.7% | 2026-06-30 |
| 2026-05-11 | 13G/Ano. 4 | Morgan Stanleyparent holding company, corporation | 20.7M | 7.1% | 2026-03-31 |
| 2026-05-11 | 13G/Ano. 4 | Morgan Stanley Investment Management Inc.investment adviser, corporation | 19.6M | 6.7% | 2026-03-31 |
| 2026-05-06 | 13G | Abigail P. Johnsonindividual | 17.7M | 6.1% | 2026-03-31 |
| 2026-05-06 | 13G | FMR LLCparent holding company | 17.7M | 6.1% | 2026-03-31 |
| 2026-03-26 | 13G/Ano. 3 | The Vanguard Groupinvestment adviser | 0 | 0.0% | 2026-03-13 |
| 2026-01-21 | 13G | BlackRock, Inc.parent holding company | 14.8M | 5.1% | 2025-12-31 |
13F holders
Tracked managers holding AFRM at their latest 13F. JSON6 of the 30 tracked managers held AFRM at their latest 13F, $254.5M in total at quarter-end prices. Millennium Management is the largest at $120.2M (0.0% of its portfolio) as of 2026-06-30. Over the prior quarter 3 added shares and 3 cut.
| Fund | Quarter | Shares | Value | Of portfolio | Change in shares |
|---|---|---|---|---|---|
| Millennium Management | 2026-06-30 | 1.5M | $120.2M | 0.04% | +91K |
| Citadel Advisors | 2026-06-30 | 1.2M | $101.8M | 0.01% | -2.8M |
| AQR Capital Management | 2026-06-30 | 237K | $19.3M | 0.01% | -201K |
| Renaissance Technologies | 2026-06-30 | 75K | $6.1M | 0.01% | +69K |
| Two Sigma Investments | 2026-06-30 | 51K | $4.2M | 0.00% | new |
| D. E. Shaw & Co. | 2026-06-30 | 35K | $2.9M | 0.00% | -150K |
Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.
Financials
SEC XBRL, as filed. JSONIn Q4 FY 2026 (quarter ended 2026-06-30) Affirm Holdings reported revenue of $387.5M, up 26.4% from the same quarter a year earlier, and net income of $1.62B. In FY 2026 it generated $1.23B of operating cash flow. As of 2026-06-30, cash was $1.63B against $9.79B of debt.
- Cash
- $1.63B
- Debt
- $9.79B
- Equity
- $5.48B
- Total assets
- $15.79B
Quarterly, last 8 quarters
| Quarter | Period end | Revenue | Net income | Margin | Diluted EPS |
|---|---|---|---|---|---|
| Q4 FY 2026derived | 2026-06-30 | $387.5M | $1.62B | 417.2% | n/a |
| Q3 FY 2026 | 2026-03-31 | $334.5M | $102.9M | 30.8% | 0.30 |
| Q2 FY 2026 | 2025-12-31 | $401.4M | $129.6M | 32.3% | 0.37 |
| Q1 FY 2026 | 2025-09-30 | $320.5M | $80.7M | 25.2% | 0.23 |
| Q4 FY 2025derived | 2025-06-30 | $306.6M | $69.2M | 22.6% | n/a |
| Q3 FY 2025 | 2025-03-31 | $272.5M | $2.8M | 1.0% | 0.01 |
| Q2 FY 2025 | 2024-12-31 | $303.0M | $80.4M | 26.5% | 0.23 |
| Q1 FY 2025 | 2024-09-30 | $231.8M | -$100.2M | -43.2% | -0.31 |
Fiscal years, with buybacks and dividends
| Fiscal year | Ends | Revenue | Net income | Operating cash flow | Capex | Buybacks | Dividends |
|---|---|---|---|---|---|---|---|
| FY 2026 | 2026-06-30 | $1.44B | $1.93B | $1.23B | $238.3M | $0 | n/a |
| FY 2025 | 2025-06-30 | $1.11B | $52.2M | $793.9M | $192.2M | $250.0M | n/a |
| FY 2024 | 2024-06-30 | $826.0M | -$517.8M | $450.1M | $159.3M | $0 | n/a |
| FY 2023 | 2023-06-30 | $626.9M | -$985.3M | $12.2M | $120.8M | $109K | n/a |
| FY 2022 | 2022-06-30 | $559.2M | -$707.4M | -$162.2M | $86.3M | $86K | n/a |
Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30.
What this page is
Affirm Holdings in the regulatory record
Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.
Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.
This page follows Affirm Holdings (AFRM), SEC CIK 1820953, listed on Nasdaq, classified by the SEC as personal credit institutions. The cross-market tables live on the short interest and insider transactions hubs.
Source and updates
- Short interest
- FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-10-15.JSON and CSV
- Daily short volume
- FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-11-02.JSON and CSV
- Fails to deliver
- SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-10-14.JSON and CSV
- Planned sales
- SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2026-10-09.JSON and CSV
- Large holders
- SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-08-12.JSON and CSV
- 13F holders
- SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
- Financials
- SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
- Earnings dates
- SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-08-27.JSON and CSV
- Insider trades
- SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-10-09.JSON and CSV
- Company record
- EDGAR filing index for CIK 1820953Ticker, name and exchange from the SEC's company list, refreshed weekly.
- Rate limits
- 10 requests a minute without a key, 30 with a free key from a free account.
How to read it
- Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
- Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
- Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.
Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.
Other companies the SEC classifies as personal credit institutions
Other company pages
Datasets
Frequently Asked Questions
How much of AFRM is sold short?
17,349,593 shares were held short at the 2026-10-15 settlement, 4.1 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is AFRM's daily short volume?
On 2026-11-02, 844,280 of the 1,660,222 AFRM shares reported to FINRA were sold short, 50.8% of the day's reported volume. Short volume is a flow for one day, not a position.
Does AFRM have fails to deliver?
The SEC's latest file shows 15,561 AFRM shares failed to deliver at settlement 2026-10-14. Fails are reported per settlement date and published twice a month with a lag.
Are AFRM insiders buying or selling?
Insiders at AFRM reported 12 open-market sells worth $23.9M in the last 90 days and no open-market buys. Latest filing: O'Hare Robert (Chief Financial Officer) on 2026-10-09.
Have AFRM insiders filed to sell?
17 Form 144 notices on file for AFRM worth $148.1M at the prices reported; 9 in the last 90 days worth $22.9M. Latest: ROBERT O'HARE filed on 2026-10-09 to sell 65,591 shares ($5.1M) from 2026-10-09.
Who owns 5% or more of AFRM?
7 holders report 5% or more of AFRM in their latest filing, all on Schedule 13G (passive). The largest reported stake is Capital World Investors at 7.9% of the class (23,115,136 shares), filed 2026-08-12 for an event on 2026-06-30.
What did AFRM report last quarter?
In Q4 FY 2026 (quarter ended 2026-06-30) Affirm Holdings reported revenue of $387.5M, up 26.4% from the same quarter a year earlier, and net income of $1.62B. In FY 2026 it generated $1.23B of operating cash flow. As of 2026-06-30, cash was $1.63B against $9.79B of debt.
Which tracked 13F managers own AFRM?
6 of the 30 tracked 13F managers held AFRM shares at their latest filing, $254.5M in all. The largest: Izzy Englander's Millennium Management (1.5M shares, $120.2M), Ken Griffin's Citadel Advisors (1.2M shares, $101.8M), Cliff Asness's AQR Capital Management (237K shares, $19.3M), Renaissance Technologies (75K shares, $6.1M), Two Sigma Investments (51K shares, $4.2M), D. E. Shaw & Co. (35K shares, $2.9M).
Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.