XOOMAR

Citizens Financial Group (CFG)

Citizens Financial Group on one page: short interest, daily short volume, fails to deliver, planned sales, large holders, 13F holders, financials, earnings dates and insider trades. Listed on NYSE, classified by the SEC as state commercial banks.

Download CSV

17.0M

Short interest

settlement 2026-09-30

3.9

Days to cover

-0.9 days vs prior

46.4%

Short share of volume

2026-10-09

1,015

Fails to deliver

settlement 2026-09-08

Wed 14 Oct

Next earnings

estimated date

-$9.3M

Insider flow, 90 days

0 buys, 1 sells

As of 2026-10-09.

Short interest

FINRA, twice a month. The newest 24 settlements in the table, 48 in the chart. JSON

As of 30 September 2026, short interest in CFG is 16,975,977 shares, up 2,484,558 shares over the last month. Over the last 48 readings it ranged from 8,308,227 shares (15 August 2025) to 19,158,330 shares (31 July 2026). At the reported average volume of 4.3M shares a day that is 3.9 days to cover.

Embed this chart.The embed keeps its attribution line.
<iframe src="https://xoomar.com/embed/stocks/cfg" width="100%" height="440" style="border:0;max-width:100%" loading="lazy" title="XOOMAR chart"></iframe>
PreviewDark previewAdd ?theme=dark to the src for a dark chart.
SettlementShares shortChangeAvg daily volumeDays to cover
2026-09-3016,975,977+0.1%4,309,5813.94
2026-09-1516,967,370+17.1%3,483,3054.87
2026-08-3114,491,419-7.9%2,820,6205.14
2026-08-1415,736,828-17.9%2,919,1115.39
2026-07-3119,158,330+18.1%4,835,2533.96
2026-07-1516,215,817+3.6%5,328,9443.04
2026-06-3015,644,842-2.5%4,761,3163.29
2026-06-1516,049,950+2.0%4,601,6003.49
2026-05-2915,727,196+10.5%3,965,6833.97
2026-05-1514,234,481-3.0%3,868,4803.68
2026-04-3014,682,695-5.5%5,187,3122.83
2026-04-1515,538,405+19.1%4,305,1553.61
2026-03-3113,048,547-8.1%4,525,4512.88
2026-03-1314,202,462+2.5%5,788,6482.45
2026-02-2713,855,442-6.3%5,314,8642.61
2026-02-1314,787,886+3.4%5,567,1612.66
2026-01-3014,297,613-14.8%6,391,3712.24
2026-01-1516,781,880+13.4%5,073,9583.31
2025-12-3114,796,045+3.5%3,234,9074.57
2025-12-1514,298,124+1.9%6,303,8302.27
2025-11-2814,029,005+8.3%3,965,8493.54
2025-11-1412,960,355-3.3%3,509,8723.69
2025-10-3113,399,115+2.1%4,682,5892.86
2025-10-1513,121,192+44.2%5,548,6772.36

Daily short volume

FINRA Reg SHO, the last 30 sessions. JSON

As of 9 October 2026, the short share of CFG volume is 46.4%, down 0.5 points over the last five sessions. Over the last 30 readings it ranged from 21.8% (25 September 2026) to 82.7% (14 September 2026). The latest reading is in line with the 30-session average of 46.9%, on 883K shares reported.

DateShort volumeTotal volumeShort shareExempt
2026-10-09410K883K46.4%2,576
2026-10-08818K2.1M38.5%2,065
2026-10-07473K1.2M39.2%374
2026-10-06419K1.2M33.9%734
2026-10-05547K1.2M46.8%820
2026-10-02585K1.2M47.0%5,788
2026-10-01815K2.4M34.4%1,098
2026-09-30433K1.1M38.3%611
2026-09-29440K1.3M35.0%627
2026-09-28316K928K34.1%1,742
2026-09-25290K1.3M21.8%27
2026-09-24414K1.4M29.2%1,377
2026-09-23566K1.4M41.5%11,514
2026-09-22644K1.5M43.1%4,430
2026-09-21724K1.2M59.4%987
2026-09-18472K1.0M46.6%528
2026-09-17652K1.2M56.0%1,701
2026-09-161.1M1.9M56.7%51,667
2026-09-15752K974K77.2%109
2026-09-141.3M1.5M82.7%1,628
2026-09-11484K719K67.4%155
2026-09-10589K890K66.2%50
2026-09-09380K616K61.8%1,656
2026-09-08296K596K49.8%10
2026-09-04280K546K51.3%693
2026-09-03496K1.0M49.5%81
2026-09-02568K1.5M39.0%444
2026-09-01385K1.0M37.0%355
2026-08-31272K1.0M26.0%477
2026-08-28234K453K51.7%410

Fails to deliver

SEC, the last 30 settlement dates with a fail. JSON

As of 8 September 2026, the fails-to-deliver balance in CFG is 1,015 shares, down 16,827 shares over the last settlement date. Over the last 30 readings it ranged from 2 shares (26 May 2026) to 303,364 shares (13 May 2026). The latest reading sits at the bottom of that range.

SettlementShares failedPriceValue
2026-09-081,015$70.78$72K
2026-09-0217,842$68.16$1.2M
2026-08-28448$70.18$31K
2026-08-27424$70.49$30K
2026-08-2033$70.76$2K
2026-08-1174$72.67$5K
2026-08-072,004$72.43$145K
2026-07-2460,006$71.80$4.3M
2026-07-221,427$72.00$103K
2026-07-2115,000$71.50$1.1M
2026-07-2027,983$72.39$2.0M
2026-07-0659$70.98$4K
2026-06-05890$63.90$57K
2026-06-0321$62.31$1K
2026-05-296,591$62.41$411K
2026-05-286,602$63.08$416K
2026-05-2715$63.65$955
2026-05-262$62.89$126
2026-05-1910,000$61.16$612K
2026-05-14259$60.43$16K
2026-05-13303,364$61.95$18.8M
2026-04-156$64.87$389
2026-04-094,999$63.78$319K
2026-04-084,999$61.60$308K
2026-04-075,013$61.41$308K
2026-03-25999$58.94$59K
2026-03-2420$57.98$1K
2026-03-17332$56.36$19K
2026-03-111,056$58.89$62K
2026-02-231,648$65.29$108K

Insider trades

SEC Form 4, newest first, 50 of 100 shown. JSON

Insiders at CFG reported 1 open-market sell worth $9.3M in the last 90 days and no open-market buys. Latest filing: Boss Matthew (Head of Consumer Banking) on 2026-09-01.

DateInsiderTitleTypeSharesPriceValueOwned after
2026-09-01Boss MatthewHead of Consumer BankingTax withholding11K$68.87$742K74K
2026-08-13Cumming Christine MDirectorGrant269$0.00$053K
2026-08-13SIEKERKA MICHELE NDirectorGrant134$0.00$066K
2026-08-13Leary Robert GDirectorGrant208$0.00$034K
2026-08-13KELLY EDWARD J IIIDirectorGrant246$0.00$040K
2026-08-13Swift ChristopherDirectorGrant162$0.00$026K
2026-08-13ZURAITIS MARITADirectorGrant269$0.00$058K
2026-08-13Wade Claude E.DirectorGrant47$0.00$08K
2026-08-13Lillis TerranceDirectorGrant246$0.00$040K
2026-08-13Cummings KevinDirectorGrant134$0.00$0474K
2026-08-13Atkinson Tracy ADirectorGrant78$0.00$013K
2026-08-13Alexander LeeDirectorGrant162$0.00$026K
2026-07-24VAN SAUN BRUCEChairman and CEOGift18K$0.00$01.1M
2026-07-24VAN SAUN BRUCEChairman and CEOGift21K$0.00$01.1M
2026-07-24VAN SAUN BRUCEChairman and CEOSell129K$72.07$9.3M1.1M
2026-06-15Stein Richard L.Chief Risk OfficerTax withholding5K$67.65$332K85K
2026-05-14KELLY EDWARD J IIIDirectorGrant296$0.00$040K
2026-05-14Atkinson Tracy ADirectorGrant94$0.00$013K
2026-05-14Wade Claude E.DirectorGrant57$0.00$08K
2026-05-14ZURAITIS MARITADirectorGrant323$0.00$058K
2026-05-14Lillis TerranceDirectorGrant296$0.00$040K
2026-05-14Cummings KevinDirectorGrant162$0.00$0474K
2026-05-14Swift ChristopherDirectorGrant195$0.00$026K
2026-05-14Cumming Christine MDirectorGrant323$0.00$053K
2026-05-14SIEKERKA MICHELE NDirectorGrant162$0.00$066K
2026-05-14Alexander LeeDirectorGrant195$0.00$026K
2026-05-14Leary Robert GDirectorGrant251$0.00$034K
2026-05-14SIEKERKA MICHELE NDirectorGrant162$0.00$066K
2026-05-14Cumming Christine MDirectorGrant323$0.00$053K
2026-05-14Swift ChristopherDirectorGrant195$0.00$026K
2026-05-14Cummings KevinDirectorGrant162$0.00$0474K
2026-05-14Lillis TerranceDirectorGrant296$0.00$040K
2026-05-14ZURAITIS MARITADirectorGrant323$0.00$058K
2026-05-14Wade Claude E.DirectorGrant57$0.00$08K
2026-05-14KELLY EDWARD J IIIDirectorGrant296$0.00$040K
2026-05-14Atkinson Tracy ADirectorGrant94$0.00$013K
2026-05-14Alexander LeeDirectorGrant195$0.00$026K
2026-05-12Moosally MichelleChief Legal OfficerSell6K$62.16$376K23K
2026-04-23Lillis TerranceDirectorGrant3K$0.00$039K
2026-04-23Cummings KevinDirectorGrant3K$0.00$0474K
2026-04-23Leary Robert GDirectorGrant3K$0.00$033K
2026-04-23Wade Claude E.DirectorGrant3K$0.00$08K
2026-04-23SIEKERKA MICHELE NDirectorGrant3K$0.00$066K
2026-04-23Swift ChristopherDirectorGrant3K$0.00$026K
2026-04-23Cumming Christine MDirectorGrant3K$0.00$052K
2026-04-23KELLY EDWARD J IIIDirectorGrant3K$0.00$039K
2026-04-23ZURAITIS MARITADirectorGrant3K$0.00$057K
2026-04-23Atkinson Tracy ADirectorGrant3K$0.00$013K
2026-04-23Alexander LeeDirectorGrant3K$0.00$026K
2026-03-11LaMonica SusanChief Human Resources OfficerSell13K$58.04$769K166K

Form 4 filings are due within two business days of the trade. Insiders sell for many reasons that say nothing about the company; open-market buys are rarer.

Planned sales (Form 144)

Newest first. JSON

7 Form 144 notices on file for CFG worth $20.4M at the prices reported; 2 in the last 90 days worth $12.0M. Latest: VAN SAUN BRUCE filed on 2026-07-24 to sell 129,369 shares ($9.3M) from 2026-07-24.

FiledSellerSharesMarket valueOf outstandingSale fromBroker
2026-07-24VAN SAUN BRUCEOfficer, Director129K$9.3M0.031%2026-07-24Fidelity Brokerage Services LLC
2026-07-20Citizens Bank, National Association10% Stockholder37K$2.7M0.009%2026-07-20FIDELITY BROKERAGE SERVICES LLC
2026-06-10HANKOWSKY WILLIAM PFormer Director21K$1.4M0.005%2026-06-10Fidelity Brokerage Services LLC
2026-05-12Moosally MichelleOfficer6K$376K0.001%2026-05-12Fidelity Brokerage Services LLC
2026-04-23MCCREE DONALD H IIIOfficer47K$3.1M0.011%2026-04-23Raymond James & Associates
2026-02-06Citizens Bank, National Association10% Stockholder28K$1.8M0.006%2026-02-06FIDELITY BROKERAGE SERVICES LLC
2025-12-05Citizens Bank, National Association10% Stockholder31K$1.7M0.007%2025-12-05Fidelity Brokerage Services LLC

Large holders (13D and 13G)

One row per reporting person with its latest filing, newest first. JSON

3 holders report 5% or more of CFG in their latest filing, all on Schedule 13G (passive). The largest reported stake is Vanguard Capital Management at 7.3% of the class (31,212,801 shares), filed 2026-04-29 for an event on 2026-03-31.

FiledFormHolderSharesOf classEvent
2026-08-1213G/Ano. 2Capital World Investorsinvestment adviser23.5M5.6%2026-06-30
2026-08-0713GSTATE STREET CORPORATIONparent holding company21.3M5.0%2026-06-30
2026-04-2913GVanguard Capital Managementinvestment adviser31.2M7.3%2026-03-31
2026-03-2613G/Ano. 10The Vanguard Groupinvestment adviser00.0%2026-03-13

13F holders

Tracked managers holding CFG at their latest 13F. JSON

9 of the 30 tracked managers held CFG at their latest 13F, $1.04B in total at quarter-end prices. AQR Capital Management is the largest at $534.4M (0.2% of its portfolio) as of 2026-06-30. Over the prior quarter 2 added shares and 7 cut.

FundQuarterSharesValueOf portfolioChange in shares
AQR Capital Management2026-06-307.6M$534.4M0.19%+286K
D. E. Shaw & Co.2026-06-302.8M$195.9M0.09%-162K
Citadel Advisors2026-06-302.7M$190.0M0.02%-1.2M
Bridgewater Associates2026-06-30848K$59.4M0.24%+134K
Point72 Asset Management2026-06-30348K$24.4M0.03%-1.5M
Soros Fund Management2026-06-30288K$20.1M0.25%-11K
Fisher Asset Management2026-06-30119K$8.3M0.00%-5K
Two Sigma Investments2026-06-3087K$6.1M0.00%-351K
Millennium Management2026-06-3010K$713K0.00%-1.3M

Only the 30 tracked managers on the funds hub; a 13F reports long positions in US listed stock at quarter end, 45 days late, and says nothing about shorts or positions sold since.

Financials

SEC XBRL, as filed. JSON

In Q2 FY 2026 (quarter ended 2026-06-30) Citizens Financial Group reported revenue of $451.0M, up 17.8% from the same quarter a year earlier, and net income of $587.0M (1.30 diluted EPS). In FY 2025 it generated $2.21B of operating cash flow and spent $600.0M on buybacks and $755.0M on dividends.

Debt
$15.19B
Equity
$26.18B
Total assets
$233.84B
Shares outstanding
421,176,788

Quarterly, last 8 quarters

QuarterPeriod endRevenueNet incomeMarginDiluted EPS
Q2 FY 20262026-06-30$451.0M$587.0M130.2%1.30
Q1 FY 20262026-03-31$415.0M$517.0M124.6%1.13
Q4 FY 2025derived2025-12-31$433.0M$528.0M121.9%n/a
Q3 FY 20252025-09-30$452.0M$494.0M109.3%1.05
Q2 FY 20252025-06-30$383.0M$436.0M113.8%0.92
Q1 FY 20252025-03-31$367.0M$373.0M101.6%0.77
Q4 FY 2024derived2024-12-31$397.0M$401.0M101.0%n/a
Q3 FY 20242024-09-30$367.0M$382.0M104.1%0.77

Fiscal years, with buybacks and dividends

Fiscal yearEndsRevenueNet incomeOperating cash flowCapexBuybacksDividends
FY 20252025-12-31$1.64B$1.83B$2.21Bn/a$600.0M$755.0M
FY 20242024-12-31$1.53B$1.51B$2.00Bn/a$1.05B$769.0M
FY 20232023-12-31$1.27B$1.61B$2.96Bn/a$906.0M$808.0M
FY 20222022-12-31$1.30B$2.07B$4.12Bn/a$153.0M$779.0M
FY 20212021-12-31$1.32B$2.32B$2.27Bn/a$295.0M$670.0M

Quarters are the three-month figures the company reports; a fourth quarter marked derived is the fiscal year less the three reported quarters, since companies report it only inside the 10-K. Fiscal years are the annual figures. Buybacks are the cash the company paid to repurchase its common stock in the year, not the amount authorized. Balance sheet lines are as of 2026-06-30; shares outstanding as of 2026-07-24 from the cover page.

What this page is

Citizens Financial Group in the regulatory record

Regulators publish company data in separate files that never sit next to each other: FINRA's twice-monthly short interest, its daily short sale volume, the SEC's fails-to-deliver counts, and each insider's Form 4. A company page puts those series for one ticker on one URL, with planned sales, large holders, 13F holders and financials beside them, so the short position, the daily flow, the settlement fails and what insiders are doing can be read together.

Each section has its own history table, a one-line summary of the latest figures and its own JSON and CSV links, and says when its source last updated.

This page follows Citizens Financial Group (CFG), SEC CIK 759944, listed on NYSE, classified by the SEC as state commercial banks. The cross-market tables live on the short interest and insider transactions hubs.

Source and updates

Short interest
FINRA consolidated short interestSource: FINRA.Twice a month, about eight business days after settlement. Latest 2026-09-30.JSON and CSV
Daily short volume
FINRA Reg SHO daily filesSource: FINRA.Every trading day, the morning after FINRA posts it. Latest 2026-10-09.JSON and CSV
Fails to deliver
SEC fails-to-deliver dataSource: SEC.Twice a month, a few weeks after the half month ends. Latest 2026-09-08.JSON and CSV
Planned sales
SEC EDGAR Form 144Source: SEC.New notices appear shortly after the SEC posts them; a notice is filed on or before the sale. Latest 2026-07-24.JSON and CSV
Large holders
SEC EDGAR Schedule 13D and 13GSource: SEC.New filings appear shortly after the SEC posts them. A 13D is due within five business days of crossing 5%; a 13G follows the passive schedule. Latest 2026-08-12.JSON and CSV
13F holders
SEC EDGAR Form 13F-HRSource: SEC.Quarterly, filed within 45 days of quarter end; 30 tracked managers. Latest 2026-06-30.JSON and CSV
Financials
SEC EDGAR 10-K and 10-Q filingsSource: SEC.Weekly; values are as filed in the 10-Q and 10-K. Latest 2026-06-30.JSON and CSV
Earnings dates
SEC EDGAR 8-K filings (Item 2.02)Source: SEC.Twice a day. Reported dates come from the company's 8-K filings; the next date is marked as an estimate until the 8-K arrives. Latest 2026-07-16.JSON and CSV
Insider trades
SEC EDGAR Form 4Source: SEC.New filings appear shortly after the SEC posts them; they're due two business days after the trade. Latest 2026-09-01.JSON and CSV
Company record
EDGAR filing index for CIK 759944Ticker, name and exchange from the SEC's company list, refreshed weekly.
Rate limits
10 requests a minute without a key, 30 with a free key from a free account.

How to read it

  • Read the position against the flow: rising short interest with a high daily short share is new shorting; rising short interest with a normal short share is old shorts holding on.
  • Insider buys next to a large short position are rare and stand out; insider sells next to one are common and mean little.
  • Fails to deliver matter relative to the float, not in absolute shares; a million failed shares in a mega cap is noise.

Analysis of what the data shows, not advice. XOOMAR does not recommend buying, selling or holding anything.

Datasets

Frequently Asked Questions

How much of CFG is sold short?
16,975,977 shares were held short at the 2026-09-30 settlement, 3.9 days of average volume. FINRA publishes the next count about eight business days after the 15th and the last business day of the month.
What is CFG's daily short volume?
On 2026-10-09, 410,097 of the 883,064 CFG shares reported to FINRA were sold short, 46.4% of the day's reported volume. Short volume is a flow for one day, not a position.
Does CFG have fails to deliver?
The SEC's latest file shows 1,015 CFG shares failed to deliver at settlement 2026-09-08. Fails are reported per settlement date and published twice a month with a lag.
Are CFG insiders buying or selling?
Insiders at CFG reported 1 open-market sell worth $9.3M in the last 90 days and no open-market buys. Latest filing: Boss Matthew (Head of Consumer Banking) on 2026-09-01.
Have CFG insiders filed to sell?
7 Form 144 notices on file for CFG worth $20.4M at the prices reported; 2 in the last 90 days worth $12.0M. Latest: VAN SAUN BRUCE filed on 2026-07-24 to sell 129,369 shares ($9.3M) from 2026-07-24.
Who owns 5% or more of CFG?
3 holders report 5% or more of CFG in their latest filing, all on Schedule 13G (passive). The largest reported stake is Vanguard Capital Management at 7.3% of the class (31,212,801 shares), filed 2026-04-29 for an event on 2026-03-31.
What did CFG report last quarter?
In Q2 FY 2026 (quarter ended 2026-06-30) Citizens Financial Group reported revenue of $451.0M, up 17.8% from the same quarter a year earlier, and net income of $587.0M (1.30 diluted EPS). In FY 2025 it generated $2.21B of operating cash flow and spent $600.0M on buybacks and $755.0M on dividends.
Which tracked 13F managers own CFG?
9 of the 30 tracked 13F managers held CFG shares at their latest filing, $1.04B in all. The largest: Cliff Asness's AQR Capital Management (7.6M shares, $534.4M), D. E. Shaw & Co. (2.8M shares, $195.9M), Ken Griffin's Citadel Advisors (2.7M shares, $190.0M), Ray Dalio's Bridgewater Associates (848K shares, $59.4M), Steve Cohen's Point72 Asset Management (348K shares, $24.4M), George Soros's Soros Fund Management (288K shares, $20.1M). The table above lists all 9.

Data on this page is provided for informational purposes only and is not financial advice. See our editorial policy.